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Holiday budgeting tips for over-60s: Expert advice for a stress-free season

<div> <p>The festive season is a time for joy, but it can sometimes also bring a little extra financial stress. With the rising cost of essentials, many Aussies in retirement might be feeling the pinch. And it’s not your imagination – recent <a title="https://protect.checkpoint.com/v2/___https:/nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.superannuation.asn.au%2Fmedia-release%2Frising-insurance-premiums-add-strain-to-retirees-finances-says-super-peak-body%2F*23%3A~%3Atext%3DThe%2520latest%2520figures%2520from%2520ASFA%2Cover%2520the%2520last%252012%2520months.&amp;data=05%7C02%7Cdardisa%40we-worldwide.com%7C3306a1dfb9de4e30dd3b08dcfecff5e5%7C3ed60ab455674971a5341a5f0f7cc7f5%7C0%7C0%7C638665416381860501%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=3ePPI8b1SEXOATgcY6vYWJRi8gBzZHv0jM1dgqkIoUI%3D&amp;reserved=0___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YjM1NDo4YTdiNGQ5MTcwZjBhYzgwNzI4ZDVmYTlhNTA0OWVhYThkZTU0NWJhN2FhZDgzZGQ2MGQ1ZjZiYWU5MTc3MGI1OnA6VDpG" href="https://protect.checkpoint.com/v2/___https:/nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.superannuation.asn.au%2Fmedia-release%2Frising-insurance-premiums-add-strain-to-retirees-finances-says-super-peak-body%2F*23%3A~%3Atext%3DThe%2520latest%2520figures%2520from%2520ASFA%2Cover%2520the%2520last%252012%2520months.&amp;data=05%7C02%7Cdardisa%40we-worldwide.com%7C3306a1dfb9de4e30dd3b08dcfecff5e5%7C3ed60ab455674971a5341a5f0f7cc7f5%7C0%7C0%7C638665416381860501%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=3ePPI8b1SEXOATgcY6vYWJRi8gBzZHv0jM1dgqkIoUI%3D&amp;reserved=0___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YjM1NDo4YTdiNGQ5MTcwZjBhYzgwNzI4ZDVmYTlhNTA0OWVhYThkZTU0NWJhN2FhZDgzZGQ2MGQ1ZjZiYWU5MTc3MGI1OnA6VDpG" data-auth="Verified" data-outlook-id="1a0a0a08-2e36-4601-a0a3-f9c8bb379afe">data</a> from the Association of Superannuation Funds of Australia (ASFA) reveals that the cost of maintaining a comfortable retirement has increased by 3.7% in the last year. For those in retirement, managing holiday spending can help ensure a stress-free festive season. </p> </div> <div> <p>Toby Perkins, a Certified Financial Planner® at industry superfund NGS Super, shares his helpful tips to ensure retirees manage their budgets during the holidays.</p> </div> <p><strong>1. Avoid personal debt</strong></p> <div> <p>Credit cards and overdrafts may seem like quick solutions, but they often lead to high-interest debt. "If you need extra funds for the festive season, it might be worth considering options like your superannuation income stream instead," advises Toby. Avoiding extra debt may help you to maintain your financial stability in the long run and help set you up for a stress-free Christmas next year. </p> </div> <p><strong>2. Plan ahead: Budget for the entire year</strong></p> <div> <p>Although it may be too late to adjust your budget for this holiday season, now is a good time to start planning for next Christmas. "Incorporating holiday spending into an annual budget can prevent financial strain in December," Toby suggests. By tracking your expenses throughout the year, you can identify potential savings and plan for any extra costs, such as gifts and travel.</p> </div> <p><strong>3. Review government entitlements</strong></p> <div> <p>It’s important for you to ensure you are receiving the correct government entitlements. "If you’re receiving the Age Pension, make sure all your details are up to date," Toby advises. Even if you're not eligible for the Age Pension, you may qualify for the Commonwealth Seniors Health Card or state-based Seniors Cards, which can help reduce costs on health care, transport, and other services. For more information, visit <a title="https://protect.checkpoint.com/v2/___https:/www.servicesaustralia.gov.au/most-useful-information-for-retirement-years___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6Y2YwMTo3YWJkZWYyYTY5NjAwZTQ5YjczNWQwMGY2ZjZmN2RhNzY5MzJjYWJkMmYyNWM5ZTkzODg4NTJlZDc3MmIwZGI1OnA6VDpG" href="https://protect.checkpoint.com/v2/___https:/www.servicesaustralia.gov.au/most-useful-information-for-retirement-years___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6Y2YwMTo3YWJkZWYyYTY5NjAwZTQ5YjczNWQwMGY2ZjZmN2RhNzY5MzJjYWJkMmYyNWM5ZTkzODg4NTJlZDc3MmIwZGI1OnA6VDpG" data-auth="Verified" data-outlook-id="0b03c4dc-e32a-4f0f-adaf-6d20058cd703">the Services Australia website.</a></p> </div> <p><strong>4. Stay vigilant about financial security</strong></p> <div> <p>There are two reasons to closely track your spending throughout the holiday season: 1. To ensure you stay within budget, and 2. To ensure you don't fall victim to financial scams. The holiday season can be a prime time for financial scams, so be cautious when making purchases online.</p> </div> <p><strong>5. Prepare for post-holiday financial health</strong></p> <div> <p>After the holidays, plan to set aside some money for future expenses or to replenish your savings. A bit of post-holiday planning will help you avoid financial stress in the months ahead - and even get you set up for next Christmas.</p> </div> <p><strong>6. Travel smart: Plan off-peak</strong></p> <div> <p>Travel can be one of the biggest holiday expenses, especially if it coincides with peak Christmas and school holiday periods. Toby recommends traveling outside of these busy times to save money. "Off-peak travel can significantly reduce costs and make your holiday dollar stretch further," he says. Consider planning trips in advance to secure better deals.</p> </div> <div> <p>Planning ahead, managing debt, and reviewing entitlements can help you enjoy the festive season without financial stress. As Toby puts it, "Smart budgeting today helps ensure a more comfortable retirement tomorrow."</p> </div> <div> <p><em><strong>For those seeking personalised advice, NGS Super’s team of financial planners is here to help guide you to a secure and joyful future. Read the <a title="https://protect.checkpoint.com/v2/r01/___https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/files/documents/financial-services-guide.pdf___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6MDk5ZToxNWJlNDQ0ODUwMWZmYzczYmUzZDY5N2NkNWFmY2M4ZTM0M2I5ZDQyNTI5ZGIwNjdjMDUxZDViY2E1YWRmYWFhOnA6VDpGHYPERLINK___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmM0OTdjMzdkZjcxOGIxNDQxYjdiMzQxMzA0NTcyMzc4Ojc6ZDgzMDowMTA3N2IxNTZmN2JhZDAzOTM5MDc4ODZjM2Y4NTUzYTkwNWE4ZDAxYmJhMmIxMTc0OWZjNjhmNmM5ODNlNzYyOmg6VDpG" href="https://protect.checkpoint.com/v2/r01/___https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/files/documents/financial-services-guide.pdf___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6MDk5ZToxNWJlNDQ0ODUwMWZmYzczYmUzZDY5N2NkNWFmY2M4ZTM0M2I5ZDQyNTI5ZGIwNjdjMDUxZDViY2E1YWRmYWFhOnA6VDpGHYPERLINK___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmM0OTdjMzdkZjcxOGIxNDQxYjdiMzQxMzA0NTcyMzc4Ojc6ZDgzMDowMTA3N2IxNTZmN2JhZDAzOTM5MDc4ODZjM2Y4NTUzYTkwNWE4ZDAxYmJhMmIxMTc0OWZjNjhmNmM5ODNlNzYyOmg6VDpG" data-auth="Verified" data-outlook-id="c4bb4623-ec0a-4e3a-a747-7bf0d2f5659b">NGS Financial Planning Financial Services Guide</a>.</strong></em></p> </div> <div> <p><em><strong>For further information, visit NGS Super’s <a title="https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/articles/news/whats-foro-what-can-you-do-about-it___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YzlhNDphZGM4Y2Q1YTFlZmQyNjExMGQ4ZDJmYWM3Y2IyOWMxM2FiNjE2MDMwMDc3YjA5ODE5OTY0NjQyYmZkNWE2NGM1OnA6VDpG" href="https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/articles/news/whats-foro-what-can-you-do-about-it___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YzlhNDphZGM4Y2Q1YTFlZmQyNjExMGQ4ZDJmYWM3Y2IyOWMxM2FiNjE2MDMwMDc3YjA5ODE5OTY0NjQyYmZkNWE2NGM1OnA6VDpG" data-auth="Verified" data-outlook-id="7c65864b-3f33-43bc-9037-cc1e7ca1acc0">website</a>.</strong></em></p> </div> <div> <p><em><strong>Toby Perkins is authorised to provide financial advice in Australia and is an Authorised Representative (Number 1002908) of Guideway Financial Services Pty Ltd, AFSL Number 420367. Any advice given in this article is general and does not consider your financial situation, needs or objectives so consider whether it is appropriate for you. Be sure to read the relevant PDS and TMD </strong><strong>before deciding whether a financial product is right for you.</strong></em></p> <p><em><strong>Image credits: Shutterstock  </strong></em></p> </div> <div> <p> </p> </div>

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Charlise Mutten's grieving mother speaks out about her daughter's killer

<p>The heartbroken mother of Charlise Mutten has spoken out about her "amazing little girl", and how she will never forgive herself for starting a relationship with the man who would go on to kill the nine-year-old. </p> <p>In her first TV interview, Kallista Mutten revealed what the final days were like between her, Charlise and Justin Stein - Kallista's partner - who was jailed for life in August after being found <a href="https://oversixty.com.au/finance/legal/unspeakably-vicious-judge-hands-down-verdict-to-justin-stein" target="_blank" rel="noopener">guilty</a> of Charlise's murder. </p> <p>In the days before the young girl's death in January 2022, the trio were celebrating Christmas in the Blue Mountains. </p> <p>Kallista revealed that during their holiday, Stein had asked Charlise to call him "daddy", saying he was “always going to be a father figure”. </p> <p>“That was a very touching moment for both of us because she’s always longed for a dad,” she told <em>60 Minutes</em>. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/DBDz4pqhG4e/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DBDz4pqhG4e/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by 60 Minutes Australia (@60minutes9)</a></p> </div> </blockquote> <p>Kallista and Justin met in 2018 in prison and formed their relationship on wanting to build a better life together, but Kallista now says she will always hate herself for trusting him. </p> <p>“I am forced to live with the fact that I trusted someone with my daughter and that because of my trust in someone, I put my daughter in harm’s way,” She said. </p> <p>"I hate myself for it. I really do. It’s taken this for me to wake up and realise that I already had someone that loved me … He’s a monster, pure evil.”</p> <p>The grieving mum opened up about the nature of her relationship, admitting that her time with Stein had been erratic, in no small part due to their drug use, but she never believed he was capable of what happened. </p> <p>“The thought of what she had gone, would’ve gone through, that’s … that’s what breaks me,” Ms Mutten said. “There is just not enough justice that will make it better for me and my family.”</p> <p>Ms Mutten said she understands why she was judged by those who blamed her for her daughter's death and now knows “Charlise deserved more”. </p> <p>“I do take accountability of the things that I have done,” she said. “I wish I had been there more for her and, like, I see that now and I’ve got to live with that.”</p> <p>While Kallista continues to mourn the loss of her daughter, she hopes Charlise is remembered as a bundle of joy with a kind soul. </p> <p>“We just had this amazing connection and that she just absolutely, she was my number one fan,” she said. “She just was just the most incredible amazing little girl.”</p> <p><em>Image credits: 60 Minutes / NSW Police / Facebook</em></p>

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Charlise Mutten's mum breaks silence

<p>Kallista Mutten, the mother of murdered schoolgirl Charlise Mutten, has broken her silence in her first ever television interview. </p> <p>Nine-year-old Charlise was brutally murdered by her mother's then fiancée Justin Stein at his family home in the Blue Mountains, Sydney in January 2022. </p> <p>In August, Stein was sentenced to life in jail without parole, after he was <a href="https://oversixty.com.au/finance/legal/jury-decides-fate-of-accused-murderer-justin-stein" target="_blank" rel="noopener">found guilty</a> of Charlise's murder, having shot the little girl twice before dumping her body in a barrel. </p> <p>Since Charlise's murder, Kallista had been harassed in public and abused by people on public transport to the extent she could no longer go outside. </p> <p>In an upcoming interview for <em>60 Minutes</em> that will air this Sunday night, Kallista broke her silence. </p> <p>"I'm not this monster, this unfit mother," she told reporter Dimity Clancey in a newly released preview. </p> <p>"Charlise deserved more."</p> <p>"I miss her so much, she believed in me," she continued through tears. </p> <p>Many have blamed her for the horrific murder that happened while Charlise was in her care. At the time, Charlise was visiting her mum and Stein in Sydney for Christmas from the Gold, where she lived with her grandparents. </p> <p>She spent the night of January 11 alone with Stein at his property in the Blue Mountains, while her mother stayed at a caravan about a 90-minute drive away. </p> <p>"I hate myself for it, I really do," Kallista said. </p> <p>The preview also showed footage of an agitated Stein pacing around the police interview room, while blaming Charlise's mum for the murder. </p> <p>"It was all her. I can't sit here and cover for her," he said. </p> <p>Kallista denied having any involvement in her daughter's death and broke down in tears during a hearing, where she read a victim's impact statement via audio video link. </p> <p>"(Charlise) just longed for you to be her dad. I just hate myself for being so wrong about you," she said at the time. </p> <p>"I am forced to live with fact I trusted someone and because of my trust I put my daughter in harm's way."</p> <p>In the <em>60 Minutes</em> preview, a police detective said that Stein "weaved a web of wicked lies and deception", with Kallista describing her former partner as "pure evil". </p> <p><em>Images: Nine</em></p>

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"Someone is going to die": Kerri-Anne slams "irresponsible" Elle Macpherson interview

<p>Kerri-Anne Kennerley has slammed Elle Macpherson for announcing that she allegedly "cured" her breast cancer after shunning the advice of doctors and opting for "holistic" treatment paths instead, while also taking aim at <em>60 Minutes</em> for airing an interview with the supermodel where she doubled down on her beliefs. </p> <p>In her new memoir, <em>Elle: Life, Lessons, and Learning to Trust Yourself</em>, Macpherson revealed that at the age of 53, she was <a href="https://oversixty.com.au/health/caring/elle-macpherson-reveals-secret-battle-with-cancer" target="_blank" rel="noopener">diagnosed</a> with breast cancer and decided to go against doctors orders for her treatment. </p> <p>The 60-year-old recalled how her doctors recommended a mastectomy with radiation, chemotherapy, hormone therapy, plus reconstruction of her breast to fight the illness, and how she instead decide to forge her own path of "holistic wellness" to beat the disease without the use on conventional medicines, which she claims "cured" her cancer. </p> <p>“It really gave me an opportunity to dig deep in my inner sense to find a solution that worked for me," she told <em>Australian's Women's Weekly</em>. “It was a wonderful exercise in being true to myself, trusting myself and trusting the nature of my body and the course of action that I had chosen.”</p> <p>Macpherson then doubled down on her decision in an exclusive interview with <em>60 Minutes</em> on Sunday, in which she claimed that there is “no possibility” of her breast cancer recurring given “the body has the infinite capacity to heal”, and making the bizarre remark that it’s “fear” that actually makes people ill. </p> <p>Kerri-Anne Kennerley, who is also a survivor of breast cancer, was one of <a href="https://oversixty.com.au/health/caring/shockingly-irresponsible-elle-macpherson-slammed-for-holistic-cancer-treatment" target="_blank" rel="noopener">many</a> who found problems with the interview, as she said it was dangerous for the news program to broadcast such information. </p> <p>“Think of the poor oncologists, surgeons and doctors today … inundated with phone calls from people (saying) ‘I’m rethinking my treatment because Elle Macpherson said this and that’,” she told <a href="https://www.theaustralian.com.au/business/media/someone-is-going-to-die-kerrianne-kennerleys-warning-on-elle-macphersons-breast-cancer-message/news-story/39ddfd8c848375d1690faeb50b391e18" data-tgev="event119" data-tgev-container="bodylink" data-tgev-order="39ddfd8c848375d1690faeb50b391e18" data-tgev-label="business" data-tgev-metric="ev"><span id="U841616461166fgF"><em>The Australian</em>.</span></a></p> <p>“I understand Elle … did what she thought was good for her personally, but the very fact she has resisted any other medical treatment … absolutely terrifies me.”</p> <p>“Without question, it will result in the future that somebody will take that line and feel confident enough to try and do it themselves naturally, and someone is going to die.”</p> <p>Kennerley, who was diagnosed with breast cancer in 2012, said the <em>60 Minutes</em> report should've been more "balanced" by having expert testimony from doctors as a counterargument to Elle's claims. </p> <p>“(<span id="U841616461166N1H">60 Minutes </span>reporter) Tracy (Grimshaw) did a piece to camera about it. But to be seriously responsible, you have to have an oncologist who could actually balance Elle’s remarks,” Kennerley said. </p> <p>“I believe <em><span id="U84161646116646C">60 Minutes</span></em> was irresponsible by not having an oncologist who would give an alternative point of view. Elle’s given her natural point of view, and she’s followed through with it. They should have absolutely gotten an oncologist that said ‘as an oncologist, I’ve seen this type of cancer and many other types of cancers in my 30-year career. People who have not followed the advice have died.'”</p> <p><em>Image credits: 60 Minutes / Instagram</em></p>

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Chaos erupts over last-minute cruise itinerary change

<p>Passengers onboard a Carnival Cruise have demanded refunds after their travel itinerary changed once they had already boarded the ship. </p> <p>Guests aboard Carnival’s Vista had booked the eight-night Southern Caribbean cruise out of Port Florida on August 10th intending to stop in Aruba, Curacao and Turks and Cacaos, with the eight-day cruise averaging $11,700 per person.</p> <p>However, as boarding was taking place, the cruise line sent passengers a notification saying their had been a change of plans due to an engine problem.</p> <p>Carnival crew members had discovered a “technical issue affecting the ship’s cruising speed” which forced the cruise line to alter the itinerary, the cruise line told the New York Post, with Vista instead traveling to the Bahamas, making stops at Nassau, Princess Cays, Freeport, and Half Moon Cay. </p> <p>While a cruise worker was trying to explain the situation to passengers, some started chanting "Give us our money!" while staff tried to diffuse the situation.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C_OYKHVvIIh/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C_OYKHVvIIh/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Only in Florida (@onlyinfloridaa)</a></p> </div> </blockquote> <p>“Ladies and gentlemen, the way you’re going about this with the noise and chaos isn’t going to solve any issues,” one cruise employee explained to the passengers, according to video obtained by Inside Edition.</p> <p>The passengers were given several choices once the cruise line determined the need for an itinerary change, as the cruise line said in a statement. </p> <p>“We communicated directly with guests on board regarding their options for the sailing,” Carnival said.</p> <p>“Those that sailed were given an on-board credit as well as a future cruise credit toward another cruise to make up for the unexpected change, and those who preferred not to sail were offered a 100 per cent refund.” </p> <p>Even with the choice of not cruising to the Bahamas, passengers were still frustrated with Carnival for the last-minute announcement.</p> <p>“They knew about the problem prior to us getting onto the ship,” Ashley Ball told the outlet. “They just didn’t say that until we were already on the ship, and, you know, went through customs and the lines and securities and all that, and then decided to display that information.”</p> <p><em>Image credits: Instagram</em></p>

Travel Trouble

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The hidden epidemic: How ageism affects Australians over 60

<p>Ageism, the stereotyping and discrimination against individuals or groups based on their age, is a pervasive issue that significantly impacts the daily lives of Australians over 60. While often overlooked, this form of prejudice can have far-reaching consequences on various aspects of life for older Australians. </p> <p><strong>Employment discrimination: barriers to work</strong></p> <p>One of the most prominent ways ageism impacts older Australians is through employment discrimination. Approximately 35% of individuals aged 55-64 report experiencing age-related discrimination in the workplace. This often manifests as difficulty in finding new jobs or securing additional work hours. Many qualified and experienced seniors find themselves overlooked for positions or passed over for promotions simply due to their age, despite their wealth of knowledge and skills.</p> <p><strong>Financial insecurity: a growing concern</strong></p> <p>The repercussions of employment discrimination often lead to financial insecurity among older Australians. Alarmingly, about 80% of Australians aged 65 and over rely at least partially on the Age Pension for their income. Even more concerning is that more than one in four older Australians live in poverty. This financial strain can severely impact quality of life, limiting access to healthcare, social activities, and basic necessities.</p> <p><strong>Negative stereotypes: the invisible senior</strong></p> <p>Society often views older people as frail onlookers rather than active participants. This perception can lead to patronising treatment and exclusion from various aspects of public life. Seniors may find themselves ignored in conversations, their opinions dismissed, or their capabilities underestimated. Such treatment can erode self-esteem and lead to a sense of worthlessness among older Australians.</p> <p><strong>Mental health: the psychological toll</strong></p> <p>The constant barrage of ageist attitudes and behaviours takes a significant toll on the mental health of older adults. Research has shown that ageism is associated with increased stress, anxiety and depression among seniors. It can also lead to lower life satisfaction, impacting overall well-being and quality of life. The psychological impact of feeling devalued or irrelevant in society should not be underestimated.</p> <p><strong>Healthcare discrimination: unequal access to treatment</strong></p> <p>Perhaps one of the most alarming manifestations of ageism is in healthcare. Some older Australians report being denied health services or treatment because of their age. This discrimination is particularly pronounced among those 90 and over, with 20% having experienced such treatment. This not only violates the principle of equal access to healthcare but can also have severe consequences for the health and well-being of older Australians.</p> <p><strong>Loss of independence: unwanted assistance</strong></p> <p>Many older Australians find their independence undermined by well-meaning but misguided attempts to help. About 21% of those over 50 report people insisting on doing things for them that they are capable of doing themselves. This can lead to a loss of confidence and a sense of helplessness, even when seniors are fully capable of managing their own affairs.</p> <p><strong>Social isolation: going it alone</strong></p> <p>Ageism can lead to social isolation, with 28% of those over 50 saying they have been ignored or made to feel invisible due to their age. This invisibility can occur in social settings, public spaces or even within families. Social isolation not only impacts mental health but can also lead to physical health issues and a decreased quality of life.</p> <p><strong>Technological exclusion: the digital divide</strong></p> <p>In our increasingly digital world, ageism manifests in assumptions about older adults' ability to use technology. About 36% of those over 50 say people have assumed they cannot understand or learn new technology. This stereotype can lead to exclusion from digital services, information and social connections, further isolating older Australians in a tech-driven society.</p> <p><strong>Workplace issues: feeling out of place</strong></p> <p>Even for those who remain in the workforce, ageism can create a hostile environment. A quarter of Australians in their 50s and 60s report feeling too old for their work. This sentiment can lead to decreased job satisfaction, lower productivity, and even early retirement, depriving workplaces of valuable experience and knowledge.</p> <p><strong>What to do about it</strong></p> <p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">To combat ageism in Australia, a multi-faceted approach is necessary. This includes launching education and awareness campaigns to challenge stereotypes, implementing intergenerational programs to foster positive interactions between age groups, and introducing workplace initiatives to promote age-inclusive practices. </span></p> <p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Policy and legislative changes are crucial to strengthen anti-discrimination laws, while improved media representation can help shift societal perceptions. </span></p> <p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Empowering older adults through self-advocacy and promoting active ageing can showcase the valuable contributions of seniors. In healthcare, training professionals to avoid ageist practices is essential. </span></p> <p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Ongoing research and data collection will inform evidence-based interventions, and promoting positive self-perceptions of ageing can help individuals challenge their own ageist beliefs. </span></p> <p>Addressing these issues requires a societal shift in attitudes towards ageing, policy changes to protect older Australians, and increased awareness of the valuable contributions seniors make to our communities. By implementing these strategies across various sectors, Australia can work towards creating a more age-inclusive society that values and respects individuals of all ages.</p> <p>Only by combatting ageism can we ensure that all Australians, regardless of age, can live with dignity, respect and full participation in society.</p> <p><em>Image: Shutterstock</em></p>

Retirement Life

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The best exercises to boost your brain health after 60

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/neva-beraud-peigne-1418228">Neva Béraud-Peigné</a>, <a href="https://theconversation.com/institutions/universite-paris-saclay-2174">Université Paris-Saclay</a>; <a href="https://theconversation.com/profiles/alexandra-perrot-1531671">Alexandra Perrot</a>, <a href="https://theconversation.com/institutions/universite-paris-saclay-2174">Université Paris-Saclay</a>, and <a href="https://theconversation.com/profiles/pauline-maillot-1167901">Pauline Maillot</a>, <a href="https://theconversation.com/institutions/universite-paris-cite-4263">Université Paris Cité</a></em></p> <p>Have you ever thought about why we have a <a href="https://theconversation.com/fr/topics/cerveau-21903">brain</a>? The obvious answer might be “to think”. But scientist Daniel Wolpert came up with a completely different explanation at the <a href="https://www.ted.com/talks/daniel_wolpert_the_real_reason_for_brains">2011 meeting of the <em>Society for Neuroscience</em></a>:</p> <blockquote> <p>“We have a brain for one reason and one reason only: to produce adaptable and complex movements”</p> </blockquote> <h2>Use your brain to stay efficient</h2> <p>The brain, in other words, is the orchestra conductor which orders the body’s movements. We call the faculties that allow us to interact with our environment <em>cognitive abilities</em>. These include concentrating, learning, reasoning, adapting and communicating with others. Every one of them is key in enabling us to go about our routine and help us maintain a good lifestyle.</p> <p>So, how can we best take care of our brains so that they can stay as efficient as long as possible? Contrary to popular belief, the brain does not deteriorate continuously with age. Instead, it only sees the number of its brain cells drop and connections deteriorate <a href="https://www.bmj.com/content/344/bmj.d7622">from the age of 45 onwards</a> as part of a normal ageing process. But cerebral plasticity, although reduced, is present until the end of life. Each individual will build up a cognitive reserve throughout their lives.</p> <p>The more positive, rich and stimulating the lifestyle, the more powerful and effective the reserve. In other words, it’s possible to moderate the effects of age on cognition.</p> <h2>The benefits of physical activity on cognitive capacity after 60</h2> <p>In fact, much research shows indeed that physical activity improves cognitive capacity, even after the age of 60. From increased memory, better reactivity to greater planning skills, the <a href="https://www.annualreviews.org/content/journals/10.1146/annurev-clinpsy-072720-014213">benefits are endless</a>.</p> <p>Despite this, few older folks engage in <a href="https://theconversation.com/fr/topics/activite-physique-adaptee-apa-146288">physical education</a> adapted to their bodies on a regular basis. Poor motivation and access to these exercises are some of the factors don’t help.</p> <p>With that in mind, many carers might be tempted to offer older people monotonous, routine activities because of their diminishing physical, cognitive and sensory abilities. And indeed, for a long time, the range of sports on offer and research in this field revolved around the same triptych: gentle gymnastics, walking and yoga. However, you’ll reap more benefits by <a href="https://www-sciencedirect-com.ezproxy.u-paris.fr/science/article/abs/pii/B9780444633279000175">combining different training methods</a>.</p> <h2>Three ingredients to train the brains of senior citizens</h2> <p>Researchers are currently attempting to crack the winning formula that would flex older people’s cognitive, as well as physical muscles. It’ll consist of three main ingredients:</p> <p><em>First ingredient: complex physical and motor stimulation of at least moderate intensity.</em></p> <p>Moderate cardio workouts not only improve cardiorespiratory health but also make the brain more <a href="https://www.nature.com/articles/22682">efficient</a>. Overall improved cardiofitness, in turn, allows the brain to receive more oxygen and even to generate <a href="https://www.pnas.org/doi/full/10.1073/pnas.1015950108">new neurons in the hippocampus</a>, where memory is lodged.</p> <p>It therefore makes sense for programmes designed to boost cognitive function to include cardio. But it is also <a href="https://journals.sagepub.com/doi/abs/10.1111/1467-9280.t01-1-01430">necessary to combine them with muscle-strengthening, flexibility and balance exercises to achieve greater benefits</a>. In addition, the <a href="https://www.sciencedirect.com/science/article/abs/pii/S0149763413001012">researchers</a> emphasise the importance of adding situations requiring complex motor skills and coordination, as these would have a significant impact on cognitive functions (e.g. memory, attention and mental flexibility), particularly in the elderly.</p> <p><em>Second ingredient: fire up those brain cells during exercises</em></p> <p>Incorporating cognitive stimulation, such as remembering information for a period of time and executing it, anticipating actions, or planning a move, is another winning strategy. When cognitive stimulation is combined with physical activity, it can produce <a href="https://www.tandfonline.com/doi/abs/10.1080/13825585.2011.645010">synergistic effects</a> and, as a result, be more effective on cognitive functions.</p> <p>_Third ingredient: group activities that lead to social interaction. _</p> <p>Working out as part of a group has been shown to help us <a href="https://journals.plos.org/plosmedicine/article?id=10.1371/journal.pmed.1001756">persevere through it</a>.</p> <p>What this winning formula could look like in practice is still being researched. At present, there are two broad types of exercises that have caught our attention that could help older people stay sharp.</p> <h2>Opting for cooperative and oppositional team sports</h2> <p>Team sports offer much more than just physical exercise sessions. What’s particularly great about them is that they don’t only challenge cardiorespiratory balance, but tap into the whole body’s physical skill-set.</p> <p>Take basketball or handball, for example: to move around the court, dribble or score, balance, coordination and flexibility are essential. Muscular strength is also required for passing, recovering the ball and moving around. These team sports can be suitable even after the age of 60, provided they are properly supervised.</p> <p>From a cognitive point of view, these activities create situations that are always new, rich and stimulating. We call this double combination of stimuli <em><a href="https://www.tandfonline.com/doi/abs/10.1080/13825585.2011.645010">simultaneous training</a></em>. A number of researchers have highlighted the importance of this cognitive involvement in team sports and encourage their practice, particularly among the elderly.</p> <p>Recent studies, such as <a href="https://linkinghub.elsevier.com/retrieve/pii/S162748302100129X">the one carried out in 2022</a> by French researchers, have shown that participation in team sports improves short-term visuospatial memory (which enables people, for example, to remember the location of certain objects for a limited period of time) and planning skills in the elderly.</p> <h2>Get your body moving with exergames</h2> <p>Another promising avenue are <em>exergames</em> – video games that require players to move around to play. Named after the contraction of “exercise” and “games”, they grew popular in the 2000s thanks to Nintendo’s Wii and Switch and Microsoft’s Kinect.</p> <p>Exogames have been thought out to exercise different fitness skills, such as balance, endurance, strength, and coordination, while simultaneously stimulating cognitive functions. Among older people, <a href="https://psycnet.apa.org/record/2011-27707-001">several research studies</a> show that this type of training helps to improve many physical and cognitive abilities.</p> <p>In 2020, a new generation of exergames emerged, making use of interactive walls to create an even more immersive gaming experience, such as Neo Xperiences’ <em>Neo-One</em>, Sphery’s <em>ExerCube</em> and Lü’s <em>Aire interactive</em>. In these games combining real and virtual worlds, physical objects (such as balls) and digital objects coexist and interact in real time.</p> <p>A <a href="https://link.springer.com/article/10.1007/s11357-023-00952-w">recent study</a> compared an exergame programme assisted by an immersive wall with a walking and muscle-strengthening programme. Its results suggest that this new generation of exergames may be more effective on cognitive abilities than traditional training.</p> <p>Combining physical and cognitive exercises offers the best chance to keep one’s brain health while keeping fit. This is essential for an active and fulfilling life, whatever your age.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/237162/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/neva-beraud-peigne-1418228">Neva Béraud-Peigné</a>, Doctorante en sciences du mouvement, <a href="https://theconversation.com/institutions/universite-paris-saclay-2174">Université Paris-Saclay</a>; <a href="https://theconversation.com/profiles/alexandra-perrot-1531671">Alexandra Perrot</a>, Maitre de conférences HDR, <a href="https://theconversation.com/institutions/universite-paris-saclay-2174">Université Paris-Saclay</a>, and <a href="https://theconversation.com/profiles/pauline-maillot-1167901">Pauline Maillot</a>, Maître de conférences en STAPS, <a href="https://theconversation.com/institutions/universite-paris-cite-4263">Université Paris Cité</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/the-best-exercises-to-boost-your-brain-health-after-60-237162">original article</a>.</em></p> </div>

Body

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New device could help GPs detect Alzheimer's in minutes

<p>GPs could soon be able to screen their patients for Alzheimer's Disease in a matter of minutes, using a handheld device the size of a credit card. </p> <p>The first-of-a-kind finger-prick blood test was developed by engineers at Melbourne's Monash University and it can detect the hallmark protein biomarkers of early Alzheimer's Disease within minutes. </p> <p>This could become an important tool for doctors in diagnosing patients before the symptoms progress. </p> <p>In Australia alone there are around 420,000 people living with dementia, with that number set to double by 2054. </p> <p>Associate Professor Sudha Mokkapati, from Monash Materials Science and Engineering, helped lead the development of the testing device.</p> <p>"Detecting very early disease in large populations could dramatically change the trajectory of this burdening disease for many patients, and shave millions off associated healthcare costs," Mokkapati said.</p> <p>"We've completed testing that shows the technology is highly advanced by design and capable of detecting ultra-low levels of several disease biomarkers in blood." </p> <p>The device also has the potential to remove the need for laboratory-based pathology tests, making diagnoses faster and cheaper. </p> <p>The university is currently seeking funding to complete the next stage - clinical validation, which will help bring the device one step closer to reality. </p> <p>"Most patients with neurodegenerative disease are typically diagnosed at advanced stages. Sadly, treatments targeting late-onset disease provide limited therapeutic benefit," Associate Professor Matthew Pase, at Monash's School of Psychological Sciences, said. </p> <p>"Earlier screening could change the outlook for many patients diagnosed with cognitive impairment, increasing the chance of halting or slowing symptom development and the rapid progression of the disease."</p> <p><em>Image: Monash University/ Nine</em></p> <p> </p>

Caring

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Sandra Sully and Angela Bishop reflect on 60 years of Network 10

<p>Sandra Sully and Angela Bishop have reflected on their most memorable moments with Channel 10 as the network celebrates 60 years on the air. </p> <p>As the network looks back on 60 years servicing and informing the country, two of their long-running powerhouses have looked back on their careers at Network 10. </p> <p>Both Sully and Bishop have been fixtures of the 10 network since the 1990s, both carving out such influential roles within the Australian mediascape that they’ve earned Order Of Australia medals, honouring their work within the industry.</p> <p>The two journalists have looked back at some of their most memorable moments in their careers, ranging from covering breaking international news, keeping industry secrets and their hardest interviews. </p> <p>When asked about her most memorable news broadcasts, Sandra said that informing Australia about the 9/11 terror attacks in 2001 is something that will stick with her forever. </p> <p>“News strikes without warning,” Sandra tells <a href="https://www.pedestrian.tv/entertainment/sandra-sully-angela-bishop/" target="_blank" rel="noopener"><em>PEDESTRIAN.TV</em></a>. </p> <p>“I was the deer in the headlights and in the chair that night, and it all unfolded while we were live on air. So I had to go with it.”</p> <p>Sully, who was part of the Ten Late News team at the time, said she remembers her broadcast on each anniversary of the devastating attacks. </p> <p>“It’s something that is actually always with me,” she continued. </p> <p>“September 11 every year is always a kind of sad time for me because we all thought World War Three was going to erupt that night, that what we were watching was the beginning of World War Three." </p> <p>“And I don’t think generations these days could ever fully appreciate what that was like, because news is so instant now. They can get it all day, every day, on any platform. And so it’s hard for them to appreciate what actually happened that night, and the world’s moved on. For me, it was equally daunting, challenging and rewarding.”</p> <p>When working in the media industry, one thing that comes with showbiz is keeping secrets, which is something Angela Bishop learned all too well in 2010 when Oprah Winfrey was planning her trip Down Under. </p> <p>“I’ve never kept something more in the vault in my life,” Angela said with a laugh. </p> <p>“Oprah rarely did interviews back then because at that time she had her show on every day, she just felt she didn’t need to, because people got to see her every day. I got a great one-on-one interview with her when she came out, and then I covered her tour.</p> <p>“That was an absolute pinch me moment being interviewing her up on Hamilton Island when she arrived, as two koalas started having sex right next to us in the tree.”</p> <p>While secret keeping is only part of Bishop's job, she has had decades of experience interviewing celebrities around the world. </p> <p>And while all of her interviews are memorable, not all of them are for the right reasons, as she explained how she struggled interviewing Sacha Baron Cohen during his pressrun for Borat in 2006. </p> <p>“He was in character the whole time, from when I met him to when it ended, and I had to keep up with him, just doing all of the Borat things that Borat does,” she explains.</p> <p>At one point, Borat asked her: “Where is the journalist?” and when Angelia replied that she was the journalist, Borat feigned surprise.</p> <p>“We say to let a woman be a journalist is like to let a monkey fly a plane,” he quipped.</p> <p>Angela said of the infamous interview, “I just had to think on my feet and in the sand while there was people around, interacting with us and everything.”</p> <p>Angela and Sandra both spoke candidly about why they've stayed with the network for so long, as Angela said, “It’s the cheekiness and the risk-taking nature of the network. It’s a bold place.” </p> <p>“And it’s just family. I lost my husband back in 2017 to cancer and it was really a crucial part of my healing how much support I got from 10. It felt like family here, they really looked after me during that time and so did the viewers. Channel 10 viewers are quite something.”</p> <p>Sandra added, “It’s always been the culture, and it’s always been the teamwork. Television news is the epitome of teamwork." </p> <p>“I’m really thrilled, honoured, privileged to be a part of the 10 family and to have been there so long. I try not to think about how long it is, and the poor audience have to put up with me, but it has been an absolute joy, because 10 have always taken it to the edge. They’ve always redefined what television is in Australia. They’ve done it with irreverence and humour, but also a strong sense of ethics and respect for the audience.”</p> <p>Image credits: Network 10</p>

TV

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Still fab after 60 years: how The Beatles’ A Hard Day’s Night made pop cinema history

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/alison-blair-223267">Alison Blair</a>, <a href="https://theconversation.com/institutions/university-of-otago-1304">University of Otago</a></em></p> <p>I first saw A Hard Day’s Night at a film festival over 20 years ago, at the insistence of my mum. By then, it was already decades old, but I remember being enthralled by its high-spirited energy.</p> <p>A Beatles fan, mum had introduced me to the band’s records in my childhood. At home, we listened to Please Please Me, the band’s 1963 single, and the Rubber Soul album from 1965, which I loved.</p> <p>Television regularly showed old black-and-white scenes of Beatlemania that, to a ten-year-old in the neon-lit 1980s, seemed like ancient history. But then, I’d never seen a full-length Beatles film. I had no idea what I was in for.</p> <p>When the lights went down at Dunedin’s Regent Theatre, the opening chord of the film’s title song announced its intentions: an explosion of youthful vitality, rhythmic visuals, comical high jinks and the electrifying thrill of Beatlemania in 1964.</p> <p>This time, it didn’t seem ancient at all.</p> <p>Since that first viewing, I’ve returned to A Hard Day’s Night again and again. I now show it to my students as a historically significant example of pop music film making – visually inventive cinema, emblematic of a fresh era in youth culture, popular music and fandom.</p> <h2>Beatlemania on celluloid</h2> <p>A musical comedy depicting a chaotic 36 hours in the life of the Beatles, A Hard Day’s Night has now reached its 60th anniversary.</p> <p>Directed by <a href="https://www.imdb.com/name/nm0504513/">Richard Lester</a>, the film premiered in London on July 6 1964, with its first public screening a day later (incidentally, also Ringo Starr’s birthday), and the <a href="https://www.discogs.com/master/24003-The-Beatles-A-Hard-Days-Night">album of the same name</a> released on July 10.</p> <p>The band’s popularity was by then reaching dizzying heights of hysteria, all reflected in the film. The Beatles are chased by hordes of fans, take a train trip, appear on TV, run from the police in a Keystone Cops-style sequence, and play a televised concert in front of screaming real-life Beatles fans.</p> <p>Side one of the album provides the soundtrack, and the film inspired pop music film and video from then on, from the <a href="https://www.imdb.com/title/tt0060010/">Monkees TV series</a> (1966–68) to the Spice Girls’ <a href="https://www.imdb.com/title/tt0120185/">Spice World</a> (1997) and music videos as we know them today.</p> <h2>The original music video</h2> <p>Postwar teen culture and consumerism had been on the rise since the 1950s. In 1960s Britain, youth music TV programmes, notably <a href="https://www.imdb.com/title/tt0196287/">Ready Steady Go!</a> (1963–66), meant pop music now had a developing visual culture.</p> <p>The youthful zest and vitality of ‘60s London was reflected in the pop-cultural sensibility, modern satirical humour and crisp visual impact of A Hard Day’s Night.</p> <p>Influenced by <a href="https://nofilmschool.com/french-new-wave-cinema">French New Wave</a> film making, and particularly the early 1960s work of <a href="https://www.imdb.com/name/nm0000419/">Jean-Luc Godard</a>, A Hard Day’s Night employs <em><a href="https://indiefilmhustle.com/cinema-verite/">cinéma vérité</a></em>-style hand-held cinematography, brisk jump cuts, unusual framing and dynamic angles, high-spirited action, and a self-referential nonchalance.</p> <p>The film also breaks the “fourth wall”, with characters directly addressing the audience in closeup, and reveals the apparatus of the visual performance of music: cameras and TV monitors are all part of the frame.</p> <p>Cutting the shots to the beat of the music – as in the Can’t Buy Me Love sequence – lends a visual rhythm that would later become the norm in music video editing. Lester developed this technique further in the second Beatles film, <a href="https://www.imdb.com/title/tt0059260/">Help!</a> (1965).</p> <p>The closing sequence of A Hard Day’s Night is possibly the film’s most dynamic: photographic images of the band edited to the beat in the style of stop-motion animation. Sixty years on, it still feels fresh, especially as so much contemporary film making remains hidebound by formulaic Hollywood rules.</p> <figure class="align-center "><img src="https://images.theconversation.com/files/604790/original/file-20240704-17-ov77mn.jpg?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/604790/original/file-20240704-17-ov77mn.jpg?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=600&amp;h=453&amp;fit=crop&amp;dpr=1 600w, https://images.theconversation.com/files/604790/original/file-20240704-17-ov77mn.jpg?ixlib=rb-4.1.0&amp;q=30&amp;auto=format&amp;w=600&amp;h=453&amp;fit=crop&amp;dpr=2 1200w, https://images.theconversation.com/files/604790/original/file-20240704-17-ov77mn.jpg?ixlib=rb-4.1.0&amp;q=15&amp;auto=format&amp;w=600&amp;h=453&amp;fit=crop&amp;dpr=3 1800w, https://images.theconversation.com/files/604790/original/file-20240704-17-ov77mn.jpg?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;h=569&amp;fit=crop&amp;dpr=1 754w, https://images.theconversation.com/files/604790/original/file-20240704-17-ov77mn.jpg?ixlib=rb-4.1.0&amp;q=30&amp;auto=format&amp;w=754&amp;h=569&amp;fit=crop&amp;dpr=2 1508w, https://images.theconversation.com/files/604790/original/file-20240704-17-ov77mn.jpg?ixlib=rb-4.1.0&amp;q=15&amp;auto=format&amp;w=754&amp;h=569&amp;fit=crop&amp;dpr=3 2262w" alt="A Hard Day's Night movie poster" /><figcaption><span class="caption">A new pop aesthetic: original film poster for A Hard Day’s Night.</span> <span class="attribution"><span class="source">Getty Images</span></span></figcaption></figure> <h2>Slapstick and class awareness</h2> <p>As with much popular culture from the past, the humour in A Hard Day’s Night doesn’t always doesn’t land the way it would have in 1964. And yet, there are moments that seem surprisingly modern in their razor-sharp irony.</p> <p>In particular, the band’s Liverpudlian working-class-lad jibes and chaotic energy contrast brilliantly with the film’s upper-class characters. Actor Victor Spinetti’s comically over-anxious TV director, constantly hand-wringing over the boys’ rebelliousness, underscores the era-defining change the Beatles represented.</p> <p>Corporate pop-culture consumerism is also satirised. John Lennon “snorts” from a Coca-Cola bottle, a moment so knowingly silly it registers as more contemporary than it really is. George Harrison deflects a journalist’s banal questions with scathingly witty answers, and cuts a fashion company down to size by describing their shirt designs as “grotesque”.</p> <p>And there is Paul McCartney’s running joke that his grandfather – played by Wilfred Brambell from groundbreaking sitcom <a href="https://www.imdb.com/title/tt0057785/">Steptoe and Son</a> (1962–74) – is “very clean”.</p> <p>Even the film’s old-fashioned visual slapstick still holds up in 2024. Showing the film to this year’s students, I didn’t expect quite as much laughter when Ringo’s attempts to be chivalrous result in a fall-down-a-hole mishap.</p> <p>In 2022, the <a href="https://www.criterion.com/">Criterion Collection</a> released a high-resolution restoration of the film, so today A Hard Day’s Night can be seen in all its fresh, black-and-white, youthful vigour.</p> <p>Happy 60th, A Hard Day’s Night. And happy 84th, Ringo. Both still as lively and energetic as ever.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/228598/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/alison-blair-223267"><em>Alison Blair</em></a><em>, Teaching Fellow in Music, <a href="https://theconversation.com/institutions/university-of-otago-1304">University of Otago</a></em></p> <p><em>Image </em><em>credits: THA/Shutterstock Editorial </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/still-fab-after-60-years-how-the-beatles-a-hard-days-night-made-pop-cinema-history-228598">original article</a>.</em></p> </div>

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Russell Hill's daughter shares her outrage over Greg Lynn's sentence

<p>Russell Hill's daughter has expressed her anger over the jury's verdict of former pilot Greg Lynn, who was found not guilty for Hill's murder. </p> <p>Greg Lynn faced a lengthy trial over the deaths of campers Russell Hill and Carol Clay, but after a week of jury deliberations, was only <a href="https://oversixty.com.au/finance/legal/shocking-verdict-in-trial-of-murdered-campers" target="_blank" rel="noopener">found guilty</a> for the murder of Carol and was cleared of charges relating to Russell's death. </p> <p>Following the shock verdict, Hill's daughter Debbi, said she was “angry” at the jury and that she felt her father didn’t get the justice he deserved. </p> <p>“It’s new, we’ve only just found out, but the more I think about it, the more angry I get at the fact that it didn’t have to be this way,” Ms Hill told <em>60 Minutes</em> on Sunday. </p> <p>“My dad was not a violent person in any way. He wouldn’t have provoked anything.”</p> <p>Ms Hill went on to say that she thinks about what happened to her father every day. </p> <p>“I’m just really angry that he went camping that day, that time, that he is the person he is and he happened to be right there with my dad and Carol, and this is what happened,” she said. </p> <p>“I think it was just really bad luck for Dad and Carol that they were there at the time, but it wouldn’t have happened if he [Lynn] wasn’t such an awful person.”</p> <p>After the trial concluded, more information has come to light about Lynn's past after non-publication orders were lifted.</p> <p>His first wife Lisa Lynn, 34, was found dead in the front yard of her home in 1999, with a coroner’s report indicating a blood-alcohol level of 0.21 and high levels of anti-depression medication present in her system at the time of her death. </p> <p>No suicide note was ever found and Lynn was never charged over her death, however detectives are now looking to have the Victorian coroner conduct a full inquest into the 1999 death.</p> <p>Ms Hill said it was quite concerning to learn about Lynn’s history, saying, “I hope he doesn’t get away with this, but I’ve lost a bit of faith in the whole system.”</p> <p>“I’m not trusting of it now. We’ll have to wait and see. He’s just such a terrible person.”</p> <p><em>Image credits: Facebook / Victoria Police </em></p>

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‘Screaming, chanting, struggling teenagers’: the enduring legacy of the Beatles tour of Australia, 60 years on

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/michelle-arrow-45">Michelle Arrow</a>, <a href="https://theconversation.com/institutions/macquarie-university-1174">Macquarie University</a></em></p> <p>The Beatles began their first and only tour of Australia 60 years ago this week. It remains a landmark event in our social and cultural history.</p> <p>The Beatles spent almost three weeks in Australia and New Zealand. Touching down in a wet and cold Sydney on Thursday June 11 1964, they played 32 concerts in eight cities: first Adelaide (where drummer Ringo Starr, suffering from tonsillitis and pharyngitis, was replaced by Jimmie Nicol), then Melbourne (with Starr again), Sydney, Wellington, Auckland, Dunedin, Christchurch and two final shows in Brisbane on June 29 and 30.</p> <p>Charming and irreverent as they were, The Beatles themselves were only part of the reason the tour was so memorable.</p> <p>It was the hordes of screaming fans who followed their every move that astonished onlookers.</p> <h2>The rise of Beatlemania</h2> <p>By 1964, Australian teenagers had access to a global youth culture. As the feminist author Anne Summers, then an Adelaide teenager, recalled in her memoir Ducks on the Pond: "It was rare for world-famous pop stars to come to Adelaide and unheard of for a group at the height of their celebrity."</p> <p>That Australian teenagers had the opportunity to see The Beatles in person in 1964 was due to a stroke of luck for tour promoter <a href="https://adb.anu.edu.au/biography/brodziak-kenneth-leo-kenn-32165">Kenn Brodziak</a>. In late 1963, Brodziak secured the then up-and-coming Beatles for a three-week tour of Australia at a bargain rate.</p> <p>By the time the tour took place, the Beatles were the biggest band in the world.</p> <p>Their popularity had skyrocketed throughout 1964. <a href="https://www.youtube.com/watch?v=jenWdylTtzs">I Want To Hold Your Hand</a> went to number one on the Australian charts in mid-January and the top six singles that year were <a href="https://en.wikipedia.org/wiki/List_of_top_25_singles_for_1964_in_Australia">all by The Beatles</a>.</p> <figure><iframe src="https://www.youtube.com/embed/iUCl9FWLzgM?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>So when the band arrived here, Beatlemania was the predictable result: crowds of surging, screaming young people, who turned out in massive numbers wherever the Beatles appeared.</p> <p>While the earliest rock ‘n’ roll fans (and even performers) in the late 1950s were often labelled <a href="https://eprints.qut.edu.au/633/1/moore_keith.pdf">juvenile delinquents</a>, there were too many teenagers swept up in Beatlemania for them to be dismissed in the same way. The crowds became a spectacle in themselves.</p> <h2>‘A chanting mass of humanity’</h2> <p>Beatlemaniacs were loud and unruly. The Daily Telegraph reported: "50,000 screaming, chanting, struggling teenagers crowded outside Melbourne’s Southern Cross Hotel this afternoon to give the Beatles the wildest reception of their careers."</p> <p>It was a similar story in Adelaide. The Advertiser described: "police, their arms locked together and forming a tight circle around the car carrying the Beatles, had to force a path through the surging, screaming crowd […] Police said they had never seen anything like it."</p> <p>The crowds overwhelmed observers with their sheer size – a “solid, swaying, chanting mass of humanity”, according to The Age – and noise. The Daily Telegraph consulted an acoustics expert to conclude “Beatles fans scream like [a] jet in flight”.</p> <figure><iframe src="https://www.youtube.com/embed/2MOFBmxPUCs?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>Beatlemania was visible (and noisy) evidence of a growing teenage consumer market and the assimilation of rock music, dancing and youth culture into the leisure practices of middle-class youth. It was proof (if anyone still needed it) the youth market was highly developed and extremely lucrative.</p> <p>The speed with which companies found a ready audience for Beatles merchandise (wigs, souvenirs, magazines) demonstrated the relative affluence of the youthful consumer in mid-1960s Australia. This market would continue to grow throughout the decade.</p> <h2>A new idea of youth</h2> <p>Perhaps the most remarkable characteristic of Beatlemania was its femaleness. While not all Beatles fans were girls, it was the crying, screaming girls who attracted the most media comment.</p> <p>The Daily Telegraph described them this way: "It was the girls, the nymphets of 1964 in their uniform of black slacks and duffle coats and purple sweaters – who showed the orgiastic devotion due to the young men from the damp and foggy dead end of England […] the girls wept, screamed, grimaced, fainted, fell over, threw things, stamped, jumped and shouted […] [The Beatles] were the high priests of pop culture, taking due homage from a captive, hypnotised hysterical congregation."</p> <p>The references to “nymphets” with their “orgiastic devotion” tells us many Australians thought these young women were transgressing the norms expected for their era. Young women in the early 1960s were still expected to be demure and responsible. Beatles fans were breaking these rules, and helping to rewrite the meanings of youth and gender in 1960s Australia.</p> <figure><iframe src="https://www.youtube.com/embed/Wyrs5uR-nwc?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>Beatlemania was an expression of female desire. The Beatles were powerful objects of fantasy for many fans in a world where sexual mores were slowly changing but where women were still expected to police male desire, stopping young men from “going too far”. A fantasy relationship with a Beatle became a way for young women to dream about their ideal relationship.</p> <p>Screaming, chasing a Beatle down the street: these were acts of rebellion and joy that prefigured the rise of women’s liberation, with its embrace of rebellious femininity.</p> <p>Beatlemania reminds us that, even if women were not always behind the microphone or playing the guitar, they have been important to the history of rock ‘n’ roll music as fans and audience members.</p> <p>Beatlemania marked the ascendancy of a new idea of youth: these young people weren’t mere replicas of their parents, but they were not juvenile delinquents, either. The Beatles tour drew young Australians more closely into a transnational youth culture, fostering the development of a distinctively Australian variant here.</p> <p>Beatlemania also demonstrated the massed power of youth. By the end of the 1960s, many Australian teenagers were gathering on the streets to protest, rather than celebrate, and to make political demands, rather than to scream.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/227680/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/michelle-arrow-45"><em>Michelle Arrow</em></a><em>, Professor of History, <a href="https://theconversation.com/institutions/macquarie-university-1174">Macquarie University</a></em></p> <p><em>Image credits: Granger/Shutterstock Editorial</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/screaming-chanting-struggling-teenagers-the-enduring-legacy-of-the-beatles-tour-of-australia-60-years-on-227680">original article</a>.</em></p> </div>

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Australians lose $5,200 a minute to scammers. There’s a simple thing the government could do to reduce this. Why won’t they?

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/peter-martin-682709">Peter Martin</a>, <a href="https://theconversation.com/institutions/crawford-school-of-public-policy-australian-national-university-3292">Crawford School of Public Policy, Australian National University</a></em></p> <p>What if the government was doing everything it could to stop thieves making off with our money, except the one thing that could really work?</p> <p>That’s how it looks when it comes to <a href="https://www.scamwatch.gov.au/types-of-scams">scams</a>, which are attempts to trick us out of our funds, usually by getting us to hand over our identities or bank details or transfer funds.</p> <p>Last year we lost an astonishing <a href="https://www.accc.gov.au/media-release/scam-losses-decline-but-more-work-to-do-as-australians-lose-27-billion">A$2.74 billion</a> to scammers. That’s more than $5,200 per minute – and that’s only the scams we know about from the 601,000 Australians who made reports. Many more would have kept quiet.</p> <p>If the theft of $5,200 per minute seems over the odds for a country Australia’s size, a comparison with the United Kingdom suggests you are right. In 2022, people in the UK lost <a href="https://www.ukfinance.org.uk/system/files/2023-05/Annual%20Fraud%20Report%202023_0.pdf">£2,300</a> per minute, which is about A$4,400. The UK has two and a half times Australia’s population.</p> <p>It’s as if international scammers, using SMS, phone calls, fake invoices and fake web addresses are targeting Australia, because in other places it’s harder.</p> <p>If we want to cut Australians’ losses, it’s time to look at rules about to come into force in the UK.</p> <h2>Scams up 320% since 2020</h2> <p>The current federal government is doing a lot – <em>almost</em> everything it could. Within a year of taking office, it set up the <a href="https://www.accc.gov.au/national-anti-scam-centre">National Anti-Scam Centre</a>, which coordinates intelligence. Just this week, the centre reported that figure of $2.74 billion, which is down 13% on 2022, but up 50% on 2021 and 320% on 2020.</p> <p>It’s planning “<a href="https://treasury.gov.au/consultation/c2023-464732">mandatory industry codes</a>” for banks, telecommunication providers and digital platforms.</p> <p>But the code it is proposing for banks, set out in a <a href="https://treasury.gov.au/sites/default/files/2023-11/c2023-464732-cp.pdf">consultation paper</a> late last year, is weak when compared to overseas.</p> <h2>Banks are the gatekeepers</h2> <p>Banks matter, because they are nearly always the means by which the money is transferred. Cryptocurrency is now much less used after the banks agreed to limit payments to high risk exchanges.</p> <p>Here’s an example of the role played by banks. A woman the Consumer Action Law Centre is calling <a href="https://consumeraction.org.au/wp-content/uploads/2024/02/Joint-submission-CALC-CHOICE-ACCAN-31012024-Scams-Mandatory-code-treasury-consultA.pdf">Amelia</a> tried to sell a breast pump on Gumtree.</p> <p>The buyer asked for her bank card number and a one-time PIN and used the code to whisk out $9,100, which was sent overseas. The bank wouldn’t help because she had provided the one-time PIN.</p> <p>Here’s another. A woman the Competition and Consumer Commission is calling <a href="https://www.accc.gov.au/system/files/Targeting%20scams%202022.pdf">Niamh</a> was contacted by someone using the National Australia Bank’s SMS ID. Niamh was told her account was compromised and talked through how to transfer $300,000 to a “secure” account.</p> <p>After she had done it, the scammer told her it was a scam, laughed and said “we are in Brisbane, come find me”.</p> <h2>How bank rules protect scammers</h2> <p>And one more example. Former University of Melbourne academic <a href="https://www.researchgate.net/publication/377766055_Scams_Blaming_the_Victims">Kim Sawyer</a> (that’s his real name, he is prepared to go public) clicked on an ad for “St George Capital” displaying the dragon logo of St. George Bank.</p> <p>He was called back by a man using the name of a real St. George employee, who persuaded him to transfer funds from accounts at the AMP, Citibank and Macquarie to accounts he was told would be in his and his wife’s name at Westpac, ANZ, the Commonwealth and Bendigo Banks.</p> <p>They lost <a href="https://www.afr.com/wealth/personal-finance/i-lost-2-5m-of-my-super-to-scammers-20240423-p5flzp">$2.5 million</a>. Sawyer says none of the banks – those that sent the funds or those that received them – would help him. Some cited “<a href="https://www.choice.com.au/money/financial-planning-and-investing/stock-market-investing/articles/st-george-capital-investment-scam">privacy</a>” reasons.</p> <p>The Consumer Action Law Centre says the banks that transfer the scammed funds routinely tell their customers “it’s nothing to do with us, you transferred the money, we can’t help you”. The banks receiving the funds routinely say “you’re not our customer, we can’t help you”.</p> <p>That’s here. Not in the UK.</p> <h2>UK bank customers get a better deal</h2> <p>In Australia in 2022, only <a href="https://download.asic.gov.au/media/mbhoz0pc/rep761-published-20-april-2023.pdf">13%</a> of attempted scam payments were stopped by banks before they took place. Once scammed, only 2% to 5% of losses (depending on the bank) were reimbursed or compensated.</p> <p>In <a href="https://www.psr.org.uk/information-for-consumers/app-fraud-performance-data/">the UK</a>, the top four banks pay out 49% to 73%.</p> <p>And they are about to pay out much more. From October 2024, reimbursement will be compulsory. Where authorised fast payments are made “because of deception by fraudsters”, the banks will have to reimburse <a href="https://www.thomsonreuters.com/en-us/posts/investigation-fraud-and-risk/app-fraud-uk">the lot</a>.</p> <p>Normally the bills will be split <a href="https://www.psr.org.uk/news-and-updates/latest-news/news/psr-confirms-new-requirements-for-app-fraud-reimbursement/">50:50</a> between the bank transferring the funds and the bank receiving them. Unless there’s a need for further investigations, the payments must be made within five days.</p> <p>The <a href="https://www.psr.org.uk/media/as3a0xan/sr1-consumer-standard-of-caution-guidance-dec-2023.pdf">only exceptions</a> are where the consumer seeking reimbursement has acted fraudulently or with gross negligence.</p> <p>The idea behind the change – pushed through by the Conservative government now led by UK Prime Minister Rishi Sunak – is that if scams are the banks’ problem, if they are costing them millions at a time, they’ll stop them.</p> <p><a href="https://www.thepost.co.nz/business/350197309/banks-given-fraud-ultimatum">New Zealand</a> is looking at doing the same thing, <a href="https://www.biocatch.com/blog/mas-shared-responsibility-fraud-losses">as is Singapore</a>.</p> <p>But here, the treasury’s discussion paper on its mandatory codes mentions reimbursement <a href="https://treasury.gov.au/sites/default/files/2023-11/c2023-464732-cp.pdf">only once</a>. That’s when it talks about what’s happening in the UK. Neither treasury nor the relevant federal minister is proposing it here.</p> <h2>Australia’s approach is softer</h2> <p>Assistant Treasurer Stephen Jones is in charge of Australia’s rules.</p> <p>Asked why he wasn’t pushing for compulsory reimbursement here, Jones said on Monday <a href="https://ministers.treasury.gov.au/ministers/stephen-jones-2022/transcripts/interview-mark-gibson-abc-perth">prevention was better</a>.</p> <blockquote> <p>I think a simplistic approach of just saying, ‘Oh, well, if any loss, if anyone incurs a loss, then the bank always pay’, won’t work. It’ll just make Australia a honeypot for these international crime gangs, because they’ll say, well, ‘Let’s, you know, focus all of our activity on Australia because it’s a victimless crime if banks always pay’.</p> </blockquote> <p>Telling banks to pay would certainly focus the minds of the banks, in the way they are about to be focused in the UK.</p> <p>The <a href="https://www.ausbanking.org.au/submissions/">Australian Banking Association</a> hasn’t published its submission to the treasury review, but the <a href="https://consumeraction.org.au/scams-mandatory-industry-codes-consultation-paper/">Consumer Action Law Centre</a> has.</p> <p>It says if banks had to reimburse money lost, they’d have more of a reason to keep it safe.</p> <p>In the UK, they are about to find out. If Jones is right, it might be about to become a honeypot for scammers. If he is wrong, his government will leave Australia even further behind when it comes to scams – leaving us thousands more dollars behind per day.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/228867/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/peter-martin-682709">Peter Martin</a>, Visiting Fellow, <a href="https://theconversation.com/institutions/crawford-school-of-public-policy-australian-national-university-3292">Crawford School of Public Policy, Australian National University</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/australians-lose-5-200-a-minute-to-scammers-theres-a-simple-thing-the-government-could-do-to-reduce-this-why-wont-they-228867">original article</a>.</em></p> </div>

Money & Banking

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"Completely in shock": Beloved actor dies suddenly at age 60

<p>Adrian Schiller has passed away suddenly at the age of 60, with his family and friends sharing their devastation over the unexpected loss. </p> <p>The British actor's agency Scott Marshall Partners confirmed he had died unexpectedly earlier this week in a statement to multiple outlets.</p> <div> <div id="adspot-mobile-mobile-3-above"></div> </div> <p>"It is with the heaviest and saddest hearts that we announce the death of our beloved client, Adrian Schiller, on Wednesday 3rd April," the representatives told <em><a title="People" href="https://people.com/adrian-schiller-dead-60-8624756" target="" rel="">People</a></em>.</p> <p>"He has died far too soon, and we, his family and close friends are devastated by the loss," the statement continued.</p> <p>"His death was sudden and unexpected and no further details around its cause are yet available," they concluded."</p> <p>Schiller's career spanned four decades and saw him make waves in TV, film and theatre roles around the world.</p> <p>The actor made his screen debut in the 1992 film <em>Prime Suspect</em>, and later became known for his role as Aethelhelm in the historical drama series <em>The Last Kingdom</em>.</p> <p>The statement provided by Schiller's agency also shared that he had been in Australia just before his death, reprising his role in <em>The Lehman Trilogy</em> play. </p> <p>"A prodigiously talented actor, he had just returned from Sydney, where he had been appearing in The Lehman Trilogy and was looking forward to continuing the international tour in San Francisco," the statement confirmed.</p> <p>Across his career, Schiller also appeared in <em>Victoria</em>, <em>Death In Paradise</em>, a 2014 film adaption of <em>The Crucible</em>, <em>Beauty and the Beast,</em> <em>Doctor Who</em> and <em>The Danish Girl</em>.</p> <p>Schiller's <em>Victoria</em> co-star Tilly Steele remembered the late actor as being "remarkable."</p> <p>"I cannot believe that Adrian Schiller has died. He was a remarkable actor and person. I'm completely in shock and I'm thinking of everyone who knew him and was close to him," she wrote on social media. </p> <p><em>Image credits: Getty Images </em></p>

Caring

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Why Mary Poppins has received a new rating 60 years on

<p dir="ltr">Almost 60 years after <em>Mary Poppins</em> was first released, the classic film has been given a new rating by the British Board of Film Classification (BBFC). </p> <p dir="ltr">The BBFC, which regulates films and video content in the country, changed the rating of the 1964 Disney musical last week from U (Universal) to PG (Parental Guidance) because it features a racial slur once used by white Europeans to refer to the native peoples of southern Africa.</p> <p dir="ltr">"<em>Mary Poppins</em> (1964) includes two uses of the discriminatory term 'hottentots'," a BBFC spokesperson said in a statement to CNN.</p> <p dir="ltr">"While <em>Mary Poppins</em> has a historical context, the use of discriminatory language is not condemned, and ultimately exceeds our guidelines for acceptable language at U."</p> <p dir="ltr">The approaching 60th anniversary of the film is what prompted the BBFC to reexamine the film, as it is set to return to UK cinemas in celebration of the milestone. </p> <p dir="ltr">Even as <em>Mary Poppins</em> remains a treasured part of UK culture, the film has long been criticised for the use of blackface. It's partly in this context that the discriminatory language referenced by BBFC appears in the film.</p> <p dir="ltr">In one scene, the eccentric Admiral Boom asks one of the Banks children if he is going on an adventure to "defeat hottentots." </p> <p dir="ltr">Later in the film, as Admiral Boom sees chimney sweeps with soot-blackened faces dancing in the distance, he shouts, "We're being attacked by hottentots!" and orders a cannon to be fired in their direction.</p> <p dir="ltr">"Hottentot" is a derogatory term used by European settlers to refer to Khoikhoi peoples of South Africa and Namibia, according to the Oxford Dictionary reference.</p> <p dir="ltr">Per the new film rating, children of any age can still watch without an adult present, but parents should consider whether the content might upset younger or more sensitive children, a BBFC spokesperson said.</p> <p dir="ltr"><em>Image credits: Disney</em></p>

Movies

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“Meant to be”: Twins give birth just 22 minutes apart

<p dir="ltr">Just days after sharing their 33rd birthday, twin sisters Nicole and Renee Baillie have given birth on the same day. </p> <p dir="ltr">The women, from Queensland’s Sunshine Coast, were shocked when they fell pregnant around the same time, with their due dates just two weeks apart. </p> <p dir="ltr">“We magically fell pregnant at the same time, which was crazy,” Nicole told <em><a href="https://7news.com.au/news/sunshine-coast-twins-give-birth-just-22-minutes-apart--c-13517897">7News</a></em>. </p> <p dir="ltr">Nicole was already at the hospital ready to give birth to her baby when Renee went into labour early. </p> <p dir="ltr">Renee rushed to the hospital just in time to give birth in the hospital foyer,  welcoming a baby girl named Ruby.</p> <p dir="ltr">“I was just about to have a bath when I heard someone had a baby in the corridor,” Nicole said.</p> <p dir="ltr">“I couldn’t believe it,” Renee said.</p> <p dir="ltr">“When I got here, into this room after we had (the baby), I wasn’t sure how far along Nicole was. I didn’t want her (Nicole) to know I’d already had my baby, just in case it, like, threw her off.”</p> <p dir="ltr">Renee soon found out Nicole had given birth to a baby boy, named Zavian, only 22 minutes earlier.</p> <p dir="ltr">“I thought I had a few days left, but they decided they wanted to be born on the same day,” Renee said.</p> <p dir="ltr">“It was just meant to be, and I think everyone has just manifested this happening,” Nicole said.</p> <p dir="ltr"><em>Image credits: 7News</em></p>

Family & Pets

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Demi Moore flaunts stunning bikini body at 60

<p>Fans have been wowed by Demi Moore's latest Instagram post, after the 60-year-old actress flaunted her bikini body in a series of photos documenting her recent “nature immersion” trip.</p> <p>“Sharing a few precious moments from my recent adventure with @tilliewaltonofficial and @nash2o on #TilliesRiverTrip,”  she captioned the post. </p> <p>"Back in September, I had the opportunity to journey through the Grand Canyon on the Colorado River alongside so many beautiful souls. </p> <p>"We laughed, cried and formed lifelong bonds that I will hold close to my heart forever. I will never truly be able to describe the many ways that this recent nature immersion has impacted me," she added. </p> <p>The star shared a photo of her in a black bikini standing under a waterfall, with her arms in the air. </p> <p>"Standing on the banks of the Colorado River as we all took in its magnificence and beauty, I was reminded of the urgent need to preserve and protect this vital lifeline," she wrote before urging her followers to “be the change we want to see.”</p> <p>She added a few other photos and a video of her with some fellow travellers while on their nature immersion trip. </p> <p>Fans praised the  <em>G.I. Jane</em> star for raising awareness and her timeless beauty. </p> <p>“And this Ladies and Gentlemen’s is what 60 year old looks like. Insane," wrote one fan. </p> <p>“You get better with age,” agreed another. </p> <p>“Demi looks amazing! If I look that good at her age I’ll be happy," commented a third. </p> <p>“Yes … had the honour to join @tilliewaltonofficial on a Grand Canyon trip and it’s LIFE CHANGING,” journalist Frank Elaridi wrote, adding, “Thank you for raising awareness to protect rivers ️.”</p> <p>"So much gratitude for dropping deep into nature with you. Your radiant wisdom and effervescence rocks my world!" added one of the travellers she went with. </p> <p>"Incredible Demi what's your secret to staying so young and beautiful 😍" commented another. </p> <p><em>Images: Instagram</em></p>

Body

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How 22 minutes of exercise a day could reduce the health risks from sitting too long

<p><em><a href="https://theconversation.com/profiles/matthew-ahmadi-1241767">Matthew Ahmadi</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a> and <a href="https://theconversation.com/profiles/emmanuel-stamatakis-161783">Emmanuel Stamatakis</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p>People in developed countries spend an average of <a href="https://doi.org/10.1136/bjsports-2022-106568">nine to ten hours</a> a day sitting. Whether it’s spending time in front of a computer, stuck in traffic, or unwinding in front of the TV, our lives have become increasingly sedentary.</p> <p>This is concerning because prolonged time spent sitting is <a href="https://bjsm.bmj.com/content/54/24/1451?s=09&amp;int_source=trendmd&amp;int_medium=cpc&amp;int_campaign=usage-042019">linked to a number of health issues</a> including obesity, heart disease, and certain types of cancers. These health issues can contribute to earlier death.</p> <p>But a <a href="https://doi.org/10.1136/bjsports-2022-106568">new study</a> suggests that for people over 50, getting just 22 minutes of exercise a day can lower the increased risk of premature death from a highly sedentary lifestyle.</p> <h2>What the researchers did</h2> <p>The team combined data from two studies from Norway, one from Sweden and one from the United States. The studies included about 12,000 people aged 50 or older who wore wearable devices to track how active and sedentary they were during their daily routines.</p> <p>Participants were followed up for at least two years (the median was 5.2 years) during the study period, which spanned 2003-2020.</p> <p>Analyses took several lifestyle and health factors into account, such as education, alcohol intake, smoking status, and previous history of heart disease, cancer and diabetes. All this data was linked to national death registries.</p> <h2>A 22 minute threshold</h2> <p>A total of 805 participants died during follow up. The researchers found people who were sedentary for more than 12 hours a day had the highest risk of death (a 38% higher risk than people who were sedentary for eight hours).</p> <p>However, this was only observed in those who did less than 22 minutes of moderate to vigorous physical activity daily. So for people who did more than 22 minutes of exercise, there was no longer a significantly heightened risk – that is, the risk became generally similar to those who were sedentary for eight hours.</p> <p>Higher daily duration of physical activity was consistently associated with lower risk of death, regardless of total sedentary time. For example, the team reported an additional ten minutes of moderate to vigorous physical activity each day could lower mortality risk by up to 15% for people who were sedentary less than 10.5 hours a day. For those considered highly sedentary (10.5 hours a day or more), an additional ten minutes lowered mortality risk by up to 35%.</p> <h2>The study had some limitations</h2> <p>The team couldn’t assess how changes in physical activity or sedentary time over several months or years may affect risk of death. And the study included only participants aged 50 and above, making results less applicable to younger age groups.</p> <p>Further, cultural and lifestyle differences between countries may have influenced how data between studies was measured and analysed.</p> <p>Ultimately, because this study was observational, we can’t draw conclusions on cause and effect with certainty. But the results of this research align with a growing body of evidence exploring the relationship between physical activity, sedentary time, and death.</p> <h2>It’s positive news</h2> <p>Research has previously suggested <a href="https://bjsm.bmj.com/content/54/24/1499">physical activity may offset</a> health risks associated with <a href="https://www.jacc.org/doi/abs/10.1016/j.jacc.2019.02.031">high sedentary time</a>.</p> <p>The good news is, even short bouts of exercise can have these positive effects. In this study, the 22 minutes wasn’t necessarily done all at once. It was a total of the physical activity someone did in a day, and would have included incidental exercise (activity that’s part of a daily routine, such as climbing the stairs).</p> <p>Several studies using wearable devices have found short bursts of high-intensity everyday activities such as stair climbing or energetic outdoor home maintenance activities such as mowing the lawn or cleaning the windows can lower <a href="https://www.nature.com/articles/s41591-022-02100-x">mortality</a>, <a href="https://academic.oup.com/eurheartj/article/43/46/4801/6771381">heart disease</a> and <a href="https://jamanetwork.com/journals/jamaoncology/fullarticle/2807734">cancer</a> risk.</p> <p>A recent study using wearable devices found moderate to vigorous bouts of activity <a href="https://www.thelancet.com/journals/lanpub/article/PIIS2468-2667(23)00183-4/fulltext">lasting three to five minutes</a> provide similar benefits to bouts longer than ten minutes when it comes to stroke and heart attack risk.</p> <p>Several other studies have found <a href="https://jamanetwork.com/journals/jamainternalmedicine/fullarticle/2596007">being active just on the weekend</a> provides similar health benefits as <a href="https://jamanetwork.com/journals/jamainternalmedicine/fullarticle/2794038">being active throughout the week</a>.</p> <p>Research has also shown the benefits of <a href="https://jamanetwork.com/journals/jamaneurology/fullarticle/2795819">physical activity</a> and <a href="https://jamanetwork.com/journals/jama/article-abstract/2809418">reducing sedentary time</a> extend to cognitive health.</p> <p>Routines such as desk jobs can foster a sedentary lifestyle that may be difficult to shift. But mixing short bursts of activity into our day can make a significant difference towards improving our health and longevity.</p> <p>Whether it’s a brisk walk during lunch, taking the stairs, or even a short at-home workout, this study is yet another to suggest that every minute counts.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/216259/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/matthew-ahmadi-1241767">Matthew Ahmadi</a>, Postdoctoral Research Fellow, Faculty of Medicine and Health, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a> and <a href="https://theconversation.com/profiles/emmanuel-stamatakis-161783">Emmanuel Stamatakis</a>, Professor of Physical Activity, Lifestyle, and Population Health, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-22-minutes-of-exercise-a-day-could-reduce-the-health-risks-from-sitting-too-long-216259">original article</a>.</em></p>

Body

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93-year-old widower with dementia to get kicked out of his home of 60 years

<p>A widower with dementia has been told to pack up his belongings and leave his Brisbane home of 60 years to make way for a school drop-off zone. </p> <p>Trevor Connolly, 93, had no plans on leaving his Coorparoo home in Brisbane's south-east, until a notification of resumption, also known as a compulsory acquisition letter, arrived in his mailbox in October with notice he needs to leave before Christmas.</p> <p>The letter notified Connolly of the Department of Education's plans to forcibly acquire their home and build a new school. </p> <p>The movement of the school is a knock-on effect of Brisbane's expansion plans to accommodate the hosting the 2032 Olympics. </p> <p>The expansion is resulting in the demolition of the heritage-listed East Brisbane State School, which is being rebuilt on the site of the Coorparoo Secondary College.</p> <p>Mr Connolly's home is the last domino to fall in the construction plans, having been designated to be demolished and turned into a drop-off zone for the new school.</p> <p>The 93-year-old widower described the state's decision to acquire his home as "lunacy" and "madness", saying there are numerous other properties they could have chosen.</p> <p>"You feel so useless, what can you do about it?" Connolly told <em>7News</em>.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/CynVcsMpiiW/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/CynVcsMpiiW/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by 7NEWS Queensland (@7newsqueensland)</a></p> </div> </blockquote> <p>"There's no need to knock the house down, there's plenty of room next door."</p> <p>He said the idea of moving out of the house he has called home for over half-a-century as "a heck of a change to even think about". </p> <p>His daughter, Anne, didn't mince words when speaking about the state's Department of Education's plans, describing them as "quite brutal really, and insensitive".</p> <p>Mr Connolly and the department are yet to enter negotiations into compensation for the widower's property, while a spokesperson for the Queensland Department of Education said, "Decisions to acquire land are not taken lightly."</p> <p><em>Image credits: Seven</em></p>

Legal

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Dawn French tells all in candid interview

<p>Dawn French spills all in her latest interview with<em> 60 minutes</em>. </p> <p>The beloved British comedian revealed that being imperfect is perfect for her, in a world where unrealistic beauty standards are starting to dominate social  media. </p> <p>"I can't believe that we, especially women, have come this far to hand our daughters a life where they have to do selfies and be filtered to try to look perfect," she told 60 minutes reporter Tara Brown. </p> <p>"I don't know how to connect to all those perfect people. I'm in the anti-perfection league frankly."</p> <p>The comedian revealed that the secret to her happiness is finding joy in the simple things in life, an outlook that she gained following the devastating loss of her father when she was 18.  </p> <p>"I find joy in lots of tiny things. I'm the sort of person who doesn't need to be swimming with dolphins, I find happiness in the simple things," she added. </p> <p>French said that losing her father to suicide at such a young age shaped who she was, and that she was grateful for the love he showed and the lessons he taught her. </p> <p>"Now that I look back on it as an adult, I think he needed to give me some armour, he told me that I should value myself and that I deserved the very best," she said. </p> <p>"As a little chubby girl I could have grown up with all kinds of insecurities, but because of him I have never doubted that I'm not worth something."</p> <p>Her father's struggle with mental health gave her a deeper understanding of the complexity of depression and a greater appreciation for her own emotional stability.</p> <p>"He kept his depression very well hidden, so most of the time dad was very cheerful but he also had these black dog moments where he just couldn't cope," she said.</p> <p>"Then he would get stronger and he would be back on the horse again."</p> <p>"I've had sadness, but I haven't sunk to depths like that. I have worried that it's inherited, but I don't seem to have that, I've got too much to live for I think," she added. </p> <p>The French and Saunders actress is currently enjoying her life in a quaint village in the English countryside with her husband, therapist Mark Bignell.</p> <p>"I've got a love for life, and I love and am loved back by a lot of people, so I can't ask for more than that," she said.</p> <p>You can find the full episode <a href="https://www.9now.com.au/60-minutes" target="_blank" rel="noopener">here</a>. </p> <p><em>Image: 60 minutes</em></p>

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