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Refinancing your home later in life – what you need to know

<p>There are many reasons why you may look to refinance your home. The obvious one is to lower mortgage repayments with a better rate. However, other reasons people refinance later in life include:</p> <ul> <li>unlocking equity to invest</li> <li>paying down other debts</li> <li>buying a holiday home</li> <li>funding extended travel</li> <li>launching a new business</li> <li>supporting children with a property deposit</li> </ul> <p>Regardless of why you want to refinance, the points below will help you navigate your options.</p> <p><strong>Changing lenders</strong></p> <p>It may have been a while since you last revisited your mortgage, meaning you may not be aware of current lending options and traps.</p> <p>A common trick lenders use is the so-called “headline rate” to grab your attention. However, this interest rate is typically not what you end up paying. It may only be an introductory rate for the first few months, or hefty fees attached may wipe out any savings.</p> <p>Banks aren’t the only ones offering loans nowadays. Registered non-bank lenders, fintechs and online lenders can refinance your mortgage and provide other credit services the same as any bank; they just don’t take cash deposits. Alternatively, you could explore credit unions and mutual societies.</p> <p>Also consider any shareholder benefits you may have. Most banks have done away with them now but may still honour pre-existing ones. If you change lenders, you could lose this entitlement – permanently.</p> <p><strong>Reverse mortgages</strong></p> <p>Generally, only available to people aged 60-plus, a reverse mortgage effectively allows you to unlock equity in your home without you needing to make immediate repayments.</p> <p>However, they often have strict conditions including:</p> <ul> <li>minimum borrowing amounts</li> <li>maximum borrowing ratios</li> <li>higher interest rates than standard mortgages</li> </ul> <p>Crucially, the interest accrues over time and is repaid when you sell, move or pass away. As such, your debt liability grows over time – potentially impacting your future living arrangements and how much is left for beneficiaries in your will.  The Govt has the “loan equity scheme” as another option to lenders.  I just want to highlight the need to be careful with reverse mortgages.</p> <p><strong>Changing homes</strong></p> <p>Rather than selling, downsizing could involve making an investment property your primary residence and then renting out your existing home.</p> <p>This approach may require you to refinance both loans simultaneously. There will also be tax considerations to work through – including Capital Gains Tax liabilities when you do sell, negative gearing, depreciation, and changes to your income tax.</p> <p>Then there are the lifestyle factors to weigh up, especially if you are moving to a different area:</p> <ul> <li>living expenses</li> <li>insurance and travel costs</li> <li>access to healthcare</li> <li>rental income</li> <li>property management expenses</li> </ul> <p>Remember that if you have a Self Managed Super Fund (SMSF), it CANNOT own any property that you directly use yourself, including your home.</p> <p><strong>Becoming Bank of Mum and Dad</strong></p> <p>Refinancing can unlock equity to support adult children with their first property deposit. However, it isn’t without its risks.</p> <p>Ask yourself honestly:</p> <ul> <li>Will this be a gift or loan?</li> <li>If a loan, under what terms? Will interest be applied? How and when will repayments be made? What if they default?</li> <li>What happens if their relationship breaks down, will you get your money back?</li> <li>How does going without that money affect your retirement?</li> <li>Do you have alternative assets to support you if your circumstances change?</li> <li>How does this affect inheritances or deposit contributions to your other children?</li> <li>Can you assist them another way without using your home equity?</li> </ul> <p>Draw up a written agreement outlining all conditions and scenarios to avoid disagreements in the future.</p> <p><strong>Pension impacts</strong></p> <p>Don’t overlook how refinancing your home could impact your pension. While your home is exempt from the means test, any income or assets you generate from unlocking equity is not.</p> <p>You could inadvertently see your pension amount reduced or your eligibility voided altogether. This would come as a nasty shock if you haven’t pre-budgeted for such a change!</p> <p><strong>Getting advice</strong></p> <p>To ensure you get the best bang for your buck when refinancing, be sure to enlist the help of a good:</p> <ul> <li>mortgage broker to source the best loans for your circumstances</li> <li>insurance broker to ensure your cover is right sized for your needs, risk and budget</li> <li>accountant to work through any tax implications</li> <li>estate planner to manage any changes</li> <li>financial adviser to keep your investments and financial strategy working for you</li> </ul> <p>Ultimately, decisions – including about refinancing – are only as good the information you have at hand. So, make sure you have all the relevant facts before signing on the dotted line.</p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Helen Baker is a licensed Australian financial adviser and author of the new book, Money For Life: How to build financial security from firm foundations (Major Street Publishing $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at </span><a style="color: #467886;" title="http://www.onyourowntwofeet.com.au/" href="http://www.onyourowntwofeet.com.au/"><span style="line-height: 18.4px; font-family: Calibri, sans-serif;">www.onyourowntwofeet.com.au</span></a></em></p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</span></em></p>

Money & Banking

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Hilarious gift for Home and Away icon after her final scene

<p>After an incredible 33-year run on <em>Home and Away</em>, beloved actress Lynne McGranger has filmed her final scene, marking the end of an era for both the show and its devoted fans. Portraying the iconic Irene Roberts, McGranger’s departure is a moment of celebration and nostalgia for the Australian TV industry.</p> <p>McGranger wrapped up her last scene on the legendary Pier Diner set at Seven’s Eveleigh Studios in Sydney on Wednesday. The emotional moment was met with cheers and heartfelt applause as the cast and crew gathered to witness the final take for the longest-serving female cast member in the show’s history.</p> <p>Producer Lucy Addario led the tributes, presenting McGranger with a bouquet of flowers on behalf of the <em>Home and Away</em> production team. Adding a touch of humour and nostalgia, she was also gifted the famous “Hamburger Phone” – a prop synonymous with the Diner – as a token of appreciation for her unforgettable contribution to the show.</p> <p>Grateful and emotional, McGranger reflected on her incredible journey. “I’ve had the ride of my life. And I love each and every one of you so much: The cast – Ray, Georgie, Emily, Shane, Ada, James, all the youngins,” she said. “The art department, the writers, everybody – there’s so many unsung heroes. This show is made up of so many parts. You’re all amazing, and it’s been my great privilege to work with each and every one of you. I’m touched, I’m humbled, and I’m so honoured. Thank you so much.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/DHp-tuUCy-h/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DHp-tuUCy-h/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by 7NEWS Sydney (@7newssyd)</a></p> </div> </blockquote> <p>Though McGranger’s time on set has concluded, her character’s exit storyline promises to keep viewers captivated for months to come. Since her debut in January 1993, Irene has been a cornerstone of Summer Bay, known for her toughness, sharp wit and heart of gold. A recovered alcoholic who turned her life around, Irene’s journey has seen her take in numerous foster children and face some of the show’s most dramatic storylines, from battling breast cancer to surviving bomb explosions and plane crashes.</p> <p>Throughout the years, Irene’s signature catchphrases – “girly”, “darl”, and “flippin’ heck!” – have cemented her place in Australian pop culture. In 2023, <em>TV WEEK</em> even ranked her the second Greatest Australian TV Character Of All Time, a testament to McGranger’s unforgettable performance <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">(Alf was No.1, in case you're wondering)</span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">.</span></p> <p>Even as fans prepare to say goodbye to Irene Roberts over the coming months, McGranger’s legacy will live on in the hearts of <em>Home and Away</em> viewers. Her unmistakable charm has left an indelible mark on the show, and she will always be remembered as a true Summer Bay icon.</p> <p><em>Images: Network 7</em></p>

TV

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Why do I grieve my childhood home so much now we’ve sold it?

<div class="theconversation-article-body"> <p>Grief can hit us in powerful and unanticipated ways. You might expect to grieve a person, a pet or even a former version of yourself – but many people are surprised by the depth of sad yearning they can feel after selling the childhood home.</p> <p>In fact, it is <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">normal to grieve a place</a>. And this grief can be especially profound if it coincides with a parent dying or moving into residential aged care, leading to the sale of their house.</p> <p>Grief is the response to the loss of anything to which we have an emotional connection. A <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">growing body</a> of <a href="https://www.taylorfrancis.com/books/mono/10.4324/9780203860731/counting-losses-darcy-harris">research</a> is looking at how grief can extend to “non-person” losses such as infertility, loss of religion and, yes, the loss of a former home.</p> <h2>Why would someone grieve a house?</h2> <p>The childhood home can be an important place for many of us. It literally housed our formative development, family bonds, and core memories. Hopefully, the childhood home is where we learned about safety, security and love.</p> <p>It was likely surrounded by our neighbourhood, and close to important places such as school, playgrounds and friends’ houses. It is no wonder we grieve it when it’s gone.</p> <p>It’s normal to <a href="https://www.taylorfrancis.com/chapters/edit/10.4324/9781315126197-20/grieving-lost-home-marc-fried">grieve things we can’t see and touch</a> but are real and valued. Just as a <a href="https://doi.org/10.1002/pon.70031">serious diagnosis might trigger</a> grief for an imagined future for yourself, or an <a href="https://doi.org/10.1177/1049732314538550">identity</a> you once cherished, loss of a childhood home can hit us harder than we think.</p> <p>When you sell a once-beloved home, you don’t just lose the physical space. You also lose all of what that space might represent, such as birthday celebrations, Christmas lunches, sleepovers with friends or many happy hours playing in the garden.</p> <p>The childhood home often is a symbol of family connection and an anchor in the storm of life. Thinking of the home and all it represents can elicit nostalgia. In fact, the word “nostalgia” <a href="https://www.bps.org.uk/psychologist/nostalgia-cowbells-meaning-life">derives from the Greek</a> words <em>nostos</em> (return) and <em>algos</em> (pain). The word is rooted in the pain we often feel being away from home.</p> <p>And just as siblings are unique – each with different memories of and connections to their childhood home – their responses to its sale can differ markedly. It is normal if your sister or brother grieves the home in a different way to you – or maybe doesn’t even seem to grieve its loss at all.</p> <h2>A complicated grief</h2> <p>When a childhood home is sold because of the death of parents, the feelings of loss about the home are closely linked. The home being sold can be a type of secondary loss that sits in the periphery to the primary loss of parents.</p> <p>Grieving the deaths might, at first, take precedence over the loss of the home.</p> <p>It might only be later that the loss of the home and all it represents becomes apparent. Because the home provides a connection to the deceased person, the loss of the home might add another layer of grief about your parents. Perhaps you find that whenever you recall memories of mum or dad, they seem always to be at the house.</p> <p>It’s also normal if you feel immense <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">guilt</a> about grieving the home. People might chastise themselves for worrying about “silly things” and not grieving “enough” about the person who died. <a href="https://www.agingcare.com/questions/how-do-i-deal-with-the-guilt-of-selling-moms-house-481550.htm">Guilt about selling the home</a> can also be common.</p> <p>Not everyone has positive memories of their childhood home. Difficult family dynamics, maltreatment and abuse can complicate the emotional connection to childhood spaces and the grief response to their loss.</p> <p>In such cases, the loss of the childhood home can elicit grief about the loss of the childhood that could have – and should have – been. The loss of a home that was the site of discord can be even more challenging than for people with more idyllic childhood experiences.</p> <h2>How can I cope with this loss?</h2> <p>Grief from the loss of a childhood home is <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">real and valid</a>. We should recognise this and be kind to ourselves and others experiencing it. We shouldn’t minimise the loss or make fun of it.</p> <p>Usually, the loss is anticipated, and this allows you to take photos, furniture or mementos from the home or garden before you leave or sell.</p> <p>Grief researchers call these “<a href="https://www.sciencedirect.com/science/article/pii/S0010440X20300031">transitional</a> <a href="https://www.tandfonline.com/doi/abs/10.1080/13576270412331329812">objects</a>”. They may help you maintain a connection to what is lost, while still grieving the place.</p> <p><a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">Social support</a> while grieving is important. Some people share memories and photos of the home with their siblings, or derive comfort from driving by the home.</p> <p>Just be prepared for the possibility it will likely change as the new owners adapt it to their needs. You might feel affronted, but hopefully can eventually accept the property now belongs to someone else.</p> <p>Chat to your doctor if the loss is particularly difficult, and your grief doesn’t change and subside over time. They might be able to recommend a psychologist who specialises in grief.</p> <p><em>If this article has raised issues for you, or if you’re concerned about someone you know, call Lifeline on 13 11 14.</em><!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/251058/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>By <a href="https://theconversation.com/profiles/lauren-breen-1142446">Lauren Breen</a>, Professor of Psychology, <a href="https://theconversation.com/institutions/curtin-university-873">Curtin University</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/why-do-i-grieve-my-childhood-home-so-much-now-weve-sold-it-and-what-can-i-do-about-it-251058">original article</a>.</em></p> <p><em>Image: </em><em>RDNE Stock project/Pexels</em></p> </div>

Home & Garden

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A decade in the making: Jamie Durie finally unveils dream home

<p>After a decade of meticulous planning, popular TV host Jamie Durie has finally revealed his dream home, a breathtaking sustainable property on Sydney’s Northern Beaches.</p> <p>The Seven Network presenter took to Instagram to share an album of images showcasing the eco-friendly sanctuary he built for his family. "Grateful. 10 years of planning, 2 years of construction and we’re finally back home," Durie, 54, captioned the post.</p> <p>The luxurious and environmentally conscious home is now the residence of Durie, his fiancée Ameka Jane, and their two children: three-year-old daughter Beau and one-year-old son Nash.</p> <p>The entire process of planning and construction has been chronicled on Durie’s latest TV venture, <em>Growing Home With Jamie Durie</em>, airing on Seven.</p> <p>"It’s been a lifelong dream of mine to build an off-the-grid house," Durie told <em>Woman’s Day</em> in November. "Ten years ago, I sketched the house. We lodged the plans five years ago, and then the last two years have been dedicated to construction."</p> <p>Durie said that the journey to completion was anything but smooth. "I don’t think poor Ameka had any idea what she was signing up for when we met. But she came up with a number of ideas that added a lot of value to it."</p> <p>He also admitted that building the house tested the family in a variety of ways. "Any family out there who’s building their own house will go through the same as what we’ve gone through," he said. "Huge budget blowouts, rising interest rates, massive construction costs that are constantly going up. We’ve had to go back to the bank four times." </p> <p>Despite the hurdles, Durie and Jane remained committed to using innovative eco-friendly features wherever they could. "We challenged ourselves with new eco-initiatives that not many people would ever dream of trying, or may not even know about," he said, before describing the experience as "the toughest project I have ever taken on in my whole life".</p> <p>Following Durie’s Instagram reveal, a wave of celebrity friends flooded the comments section with praise for the spectacular home. <em>The Morning Show</em>’s Larry Emdur wrote, "Mate!!! Just wow";fFormer Bachelor star Anna Heinrich called it "incredible"; while TV personality Sally Obermeder simply stated, "WOW". </p> <p>Comedian Dave Hughes was equally impressed, writing, "That’s proper wow. My god." <em>Getaway</em> host Catriona Rowntree described the home as "bloomin’ gorgeous".</p> <p><em>Images: Instagram</em></p>

Real Estate

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Replacing stamp duty with a land tax could save home buyers big money. Here’s how

<div class="theconversation-article-body"> <p>Infrastructure Victoria has released a <a href="https://assets.infrastructurevictoria.com.au/assets/Victorias-draft-30-year-infrastructure-strategy.pdf">draft 30-year plan </a> outlining how the state can grow sustainably.</p> <p>It focuses on key areas like transport, housing, energy, and public services to support a growing population and improve liveability. The plan also suggests ways to make the state’s infrastructure and tax system fairer, more efficient and more sustainable.</p> <p>The plan’s recommendations are expected to cost between A$60 billion and $75 billion, mostly spent before 2035. This is around 10% of <a href="https://www.abs.gov.au/statistics/economy/national-accounts/australian-national-accounts-state-accounts/2023-24-financial-year#data-downloads">Victoria’s yearly economic output</a> in 2023-24, spread over the next decade.</p> <p>With Victoria already spending record amounts on infrastructure, and <a href="https://pbo.vic.gov.au/document/BudgetUpdateSnapshot2024-25">budget deficits forecast</a> until 2025-26, finding the money to fund social housing, transport and other projects is a key challenge. We estimate the Infrastructure Victoria proposals would add between $4 billion and $5 billion to Victorian government expenditure each year.</p> <p>Yet one of its proposals — replacing stamp duty with an annual land tax — would only cost between $1 million and $5 million to implement, but generate substantial gains for Victorian households.</p> <h2>Why replace stamp duty with land tax?</h2> <p>Stamp duty is one of the biggest barriers to moving house in Victoria and other Australian states. This tax, which people pay when they buy property, adds thousands of dollars to the cost of moving.</p> <p>In 2022-23, Victorians paid about <a href="https://www.abs.gov.au/statistics/economy/national-accounts/australian-national-accounts-state-accounts/2023-24-financial-year#data-downloads">$12 billion</a> to move house. Of this, $3 billion went to actual moving costs (like real estate services, and removalists) and $9 billion was <a href="https://www.abs.gov.au/statistics/economy/government/taxation-revenue-australia/latest-release#data-downloads">stamp duty</a>.</p> <p>That’s an effective tax rate of 300% on the true cost of moving, and in 2023 <a href="https://www.e-business.sro.vic.gov.au/calculators/land-transfer-duty">added about</a> $40,000, or 5.3%, to the cost of purchasing the average Victorian home.</p> <p>High stamp duty discourages people from relocating, even when their needs change — whether that’s moving for a new job, finding a bigger home for a growing family or downsizing after retirement. This leads to longer commutes, traffic congestion and a less efficient housing market. </p> <p>Switching from stamp duty to an annual land tax would make moving easier and spread the tax burden more fairly.</p> <p>Instead of a large, one-time tax when buying a home, all landowners would pay a smaller tax each year. This would help fund schools, hospitals, and other infrastructure more sustainably.</p> <h2>What can we learn from Canberra?</h2> <p>Victoria University’s Centre of Policy Studies <a href="https://www.treasury.act.gov.au/__data/assets/pdf_file/0009/1618407/cops-final-report.pdf">studied a similar reform</a> in the Australian Capital Territory, where stamp duty has been gradually phased out since 2012 and replaced with higher general rates (a type of land tax).</p> <p>Each year, the ACT government sets a target for how much money it needs to raise. Landowners then pay a share of that total, based on the value of their land.</p> <p>One of the biggest benefits of this approach is that it raises money more efficiently. Unlike other taxes, land taxes don’t discourage investment or economic activity.</p> <p>The study found removing stamp duty had a big positive impact on the ACT’s economy. Around 80% of the economic boost came from removing stamp duty, while introducing land tax also had benefits. By studying transaction data from the ACT, we showed each 10% reduction stamp duty rates drove a 6% rise in property transactions.</p> <h2>Would it help housing affordability?</h2> <p>One of the main arguments for replacing stamp duty with land tax is its effect on housing prices. Economists widely agree land taxes reduce land values, which makes housing more affordable. </p> <p>However, the impact of removing stamp duty is less predictable. Our previous research found <a href="https://theconversation.com/swapping-stamp-duty-for-land-tax-would-push-down-house-prices-but-push-up-apartment-prices-new-modelling-finds-184381">the effect on house prices</a> depends on how often properties are bought and sold. Apartments, for example, tend to change hands more frequently than houses. Because of this, removing stamp duty tends to push up apartment prices more than house prices.</p> <p>Even so, the overall effect of the reform is a drop in property prices. The challenge is ensuring this price reduction is evenly spread across different types of housing.</p> <h2>A fairer tax system</h2> <p>To make the system fairer, policymakers could adjust how land tax is applied. One option is to introduce a fixed-rate component, as <a href="https://www.revenue.nsw.gov.au/grants-schemes/previous-schemes/first-home-buyer-choice">proposed </a> in New South Wales. Another idea, suggested 15 years ago in the <a href="https://treasury.gov.au/sites/default/files/2019-10/afts_final_report_part_1_consolidated.pdf">Henry Tax Review</a>, is to base the tax on the per-square-metre value of land.</p> <p>Another key factor is housing supply. If planning laws allow more high-density housing in inner suburbs, price changes could be better managed.</p> <h2>We also need short-term solutions</h2> <p>Replacing stamp duty with land tax is a long-term reform that would take years to fully implement. The ACT, for example, planned a 20-year transition.</p> <p>If all state governments implemented this reform, we estimate Australian households would ultimately be <a href="https://www.copsmodels.com/ftp/workpapr/g-337.pdf">better off by about</a> $,1600 per household per year.</p> <p>In the short term, <a href="https://theconversation.com/whats-the-best-way-to-ease-rents-and-improve-housing-affordability-we-modelled-4-of-the-governments-biggest-programs-225446">other policies </a> could help improve housing affordability. These include increasing Commonwealth Rent Assistance and rethinking first-home buyer support. These steps could complement broader tax, infrastructure and housing supply reforms.</p> <p>The Victorian government is <a href="https://engage.vic.gov.au/victorias30yearinfrastructurestrategy">seeking feedback</a> on the draft plan before releasing the final version later this year. This is an opportunity for Victorians to contribute ideas on how to shape the state’s future and ensure its infrastructure and tax system work for everyone.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/251472/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/jason-nassios-318488"><em>Jason Nassios</em></a><em>, Associate Professor, Centre of Policy Studies, <a href="https://theconversation.com/institutions/victoria-university-1175">Victoria University</a> and <a href="https://theconversation.com/profiles/james-giesecke-9853">James Giesecke</a>, Professor, Centre of Policy Studies and the Impact Project, <a href="https://theconversation.com/institutions/victoria-university-1175">Victoria University</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/replacing-stamp-duty-with-a-land-tax-could-save-home-buyers-big-money-heres-how-251472">original article</a>.</em></p> <p><em>Image: 7news.com.au</em></p> </div>

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Experts debunk dominant theory in Hackman deaths

<p>It's been a week since acting legend Gene Hackman and his wife Betsy were both <a href="https://www.oversixty.com.au/health/caring/sad-new-details-emerge-in-gene-hackman-case" target="_blank" rel="noopener">found dead</a> in their Santa Fe home. </p> <p>Gene, 95, was found dead in the home's mudroom, with his cane nearby, while his 65-year-old wife was found in the bathroom, near an open bottle of prescription pills.</p> <p>Preliminary autopsies have ruled out carbon monoxide poisoning as a cause of death, and Santa Fe Sheriff Adan Mendoza confirmed the actor had likely died about nine days before the bodies were discovered.</p> <p>While there's been speculation that the death could have been a "companion suicide", experts have casted their doubts on this theory. </p> <p>James Gill, Chief Medical Examiner with the Connecticut Office of the Chief Medical Examiner, <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">told </span><a href="https://people.com/gene-hackman-wife-betsy-suicide-less-likely-says-expert-exclusive-11690593" target="_blank" rel="noopener"><em style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">People </em></a><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">that it is unlikely the couple decided to end their lives together, as their bodies were found in different locations. </span></p> <p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">While he is not working on the case, he offered his expert opinion, saying: </span>“I’ve seen cases like that — usually they’re together in bed,”</p> <p>“The fact that they’re in two separate locations tells me that I think that’s less likely.”</p> <p>One of the couple's three dogs was also found dead inside the home, adding to the mystery. </p> <p>“From the initial kind of circumstances, it seems like he may have collapsed — he’s got a history of heart disease. He’s got a pacemaker. So that would not be unusual,” Gill told <em>People</em>.</p> <p>He also ruled out the theory that he had died after Betty because she was not around to take care of him. </p> <p>“Sometimes we’ll see instances where someone is bedridden and maybe they have dementia and then their caregiver dies from a natural event, and then there’s no one there to take care of them, and then they can die from dehydration or what have you. I don’t think that’s the case in this,” he said.</p> <p>Forensic pathologist Dr. Michael Baden believes that the couple's death could be the result of a tragic accident, suggesting that Hackman's pacemaker could provide clues as to what happened. </p> <p>“That event would have been a cardiac arrest caused by an abnormal pulse rate,” he said.</p> <p>“The pacemaker keeps track of the pulse, and when it gets down too low, it discharges. And that’s all in the record.”</p> <p>“So the autopsy showed he didn’t have any injury,” Baden continued. “There was no carbon monoxide. And he had — the most common cause of death in this country — severe heart disease, coronary artery disease and high blood pressure perhaps, from what’s been released. So that would cause him, having cardiac arrest in the mudroom, to collapse right there.”</p> <p>Dr. Baden suggested that Hackman's wife Betsy could have died while trying to help him. </p> <p>“She may have struck her head on the way down and had some internal injury to the brain that doesn’t show up on the outside or bleeding in the inside of the brain,” he said.</p> <p>“Or that she may also, at 65, had severe heart disease and excitement can cause a trigger to the cardiac rhythm causing death under those circumstances. I think the first, that striking her head would be more common.” </p> <p>A criminal investigation was launched this week after New Mexico authorities deemed the circumstances around the couple’s deaths “suspicious.”</p> <p><em>Image: Dave Lewis/ Shutterstock Editorial</em></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><span style="box-sizing: border-box; font-weight: bolder;"><em style="box-sizing: border-box;">Need to talk to someone? Don't go it alone. </em></span></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><span style="box-sizing: border-box; font-weight: bolder;"><em style="box-sizing: border-box;">Call Lifeline on 13 11 14 or visit lifeline.org.au</em></span></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><span style="box-sizing: border-box; font-weight: bolder;"><em style="box-sizing: border-box;">Beyond Blue: 1300 224 636</em></span></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><span style="box-sizing: border-box; font-weight: bolder;"><em style="box-sizing: border-box;">SANE: 1800 187 263; saneforums.org</em></span></p> <p> </p>

Caring

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Tributes flow after Aussie tennis icon passes away

<p>Fred Stolle has died at the age of 86.</p> <p>The tennis icon, with the nickname “Fiery”, began his career in the tennis world as a ball boy at the Davis Cup between Italy and the United States in 1951.</p> <p>He progressed through the ranks and made his breakthrough in 1965 at the French Open. </p> <p>The following year, he played at the US Open and achieved some of his best results in doubles, claiming 10 major doubles titles and another seven mixed doubles crowns.</p> <p>He was also a member of the Australian Davis Cup team, helping the nation claim three straight Davis Cup titles from 1964-66. </p> <p>Following his career on the court, Stolle made his debut in the commentary booth alongside John Newcombe and Tony Trabert, and became known to tennis fans for his insight and humour. </p> <p>Tributes have poured in from giants of the tennis world, with former teammate and friend Rod Laver leading tributes with an emotional post on X. </p> <p>“As I wrote in my book on the Golden Era of Aussie tennis, Fred Stolle was too nice a guy to hold a grudge,” he wrote.</p> <p>“He won many grand slams and was in the finals of many more.</p> <p>“It took the best to beat the best. We never tired of reliving the past as we travelled the world looking into the future with an enduring love of the sport. You will be missed, Fiery, RIP.”</p> <p>Paul McNamee, a former doubles world No. 1, also paid tribute to Stolle on X, writing: “Fiery Fred Stolle is no longer with us. What a player, what a commentator, what a bloke." </p> <p>“One of that great group of Aussie tennis players who made history, and whose legacy is perhaps unrivalled.</p> <p>“Thank you Fred for your wit, your friendship and for just being you. We’ll miss you.”</p> <p>Liz Smylie, who won the 1985 Wimbledon doubles title, wrote: “Very sad news to hear of the passing of Fred Stolle.</p> <p>“A champion player and person whose knowledge, generosity and expertise in the booth was legendary. He’ll be missed by all of us who knew and loved him.”</p> <p>Craig Tiley, chief executive of Tennis Australia and director of the Australian Open, shared: “When we speak about Australia’s golden era and the progression from amateur to professional, Stolle’s name is right up there with the best. RIP Fiery.”</p> <p>Stolle is survived by wife Pat, his son Sandon, and daughters Monique and Nadine.</p> <p><em>Image: X </em></p>

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Baywatch actress passes away aged 61

<p>Pamela Bach-Hasselhoff has passed away at the age of 61. </p> <p>The <em>Baywatch</em> actress and ex-wife of David Hasselhoff was found dead in her Los Angeles home on Wednesday, according to multiple media outlets in the US. </p> <p>Law enforcement sources have told TMZ that her family members were concerned after not hearing from her and wanted to check up on her. </p> <p>First responders were then called to her home after receiving a report of an unconscious female, and she was reportedly pronounced dead at the scene, according to <em>Page Six</em>. </p> <p>She has reportedly died by suicide. </p> <p>"Our family is deeply saddened by the recent passing of Pamela Hasselhoff," a representative for David Hasselhoff said in a statement.</p> <p>"We are grateful for the outpouring of love and support during this difficult time, but we kindly request privacy as we grieve and navigate through this challenging time."</p> <p>Bach was married to Hasselhoff for 17 years from 1989 to 2006, with the former couple sharing two children: daughters Taylor Ann Hasselhoff, 34, and Hayley Hasselhoff, 32.</p> <p>She was also a grandmother to Taylor's daughter, born in August 2024. </p> <p>Pamela was born in Tulsa, Oklahoma in 1963 and moved to Los Angeles in 1985. </p> <p>That same year, she met David on the set of <em>Knight Rider</em>, with the couple tying the knot four years later. </p> <p>Six years later, she joined the cast of <em>Baywatch</em>, where she played  reporter and businesswoman Kate 'Kaye' Morgan periodically in a few episodes across seasons two, three, five and six.</p> <p>Pamela and David filed for divorce in January 2006, citing irreconcilable differences.</p> <p><em>Image: MediaPunch/ Shutterstock Editorial</em></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><span style="box-sizing: border-box; font-weight: bolder;"><em style="box-sizing: border-box;">Need to talk to someone? Don't go it alone. </em></span></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><span style="box-sizing: border-box; font-weight: bolder;"><em style="box-sizing: border-box;">Call Lifeline on 13 11 14 or visit lifeline.org.au</em></span></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><span style="box-sizing: border-box; font-weight: bolder;"><em style="box-sizing: border-box;">Beyond Blue: 1300 224 636</em></span></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><span style="box-sizing: border-box; font-weight: bolder;"><em style="box-sizing: border-box;">SANE: 1800 187 263; saneforums.org</em></span></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"> </p>

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Rod Stewart celebrates birth of fourth grandchild

<p>Rod Stewart has started the new year with some heartwarming news, as he welcomes his fourth grandchild. </p> <p>The rock star's son, Liam Stewart and his wife Nicole, who already share 21-month-old son Louie together, took to Instagram on Monday to introduce the latest addition to their family - an adorable baby girl.  </p> <p>“Elsie Skylar Stewart. Our sweet little pea born 03/02/25,” the couple wrote, with a series of sweet photos from the hospital. </p> <p>In one photo, Liam beamed as he posed alongside his wife who was cradling their newborn daughter and their son on her lap. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/DGwAH0Ayxm4/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DGwAH0Ayxm4/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Nicole Artukovich Stewart (@itsnicolestewart)</a></p> </div> </blockquote> <p>Her name is a heartwarming tribute to Rod's mother Elsie Gilbart, who died in 1996 at the age of 91.</p> <p>Rod's ex-wife and Liam's mother, Rachel, took to the comments to gush over her grandchild, writing: "I can't wait to meet you. Bursting with love."</p> <p>The rock star's current wife, Penny Lancaster, commented: "So adorable, can't wait to meet Louie's little sister Elsie."</p> <p>Rod's model daughter Ruby also commented saying: "Welcome to the Stewart family Little Elsie!" </p> <p>Liam and Nicole welcomed their first child, son Louie, in May 2023.</p> <p>The singer previously shared a photo of the moment he met Louie, with the caption: ‘Happy Grandad.” </p> <p><em>Images: Instagram</em></p> <p> </p>

Family & Pets

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Albo quizzed over luxury home purchase

<p>Anthony Albanese has been grilled by Karl Stefanovic over the recent purchase of a multi-million dollar home, that was widely slammed by the public as being "out of touch". </p> <p>As part of his pre-election campaign, the Prime Minister and his fiancé Jodie Haydon sat down with <em>60 Minutes</em> where they discussed the controversial real estate move. </p> <p>Karl Stefanovic described as the $4.1 million purchase of the Copacabana holiday home as “harebrained", as Albo defended his decision to buy the home. </p> <p>“Whose harebrained idea was Copacabana?” Stefanovic asked as the program began.</p> <p>Mr Albanese, who is notoriously sensitive about the purchase amid claims it was tone-deaf during a cost-of-living crisis, laughed at the question as he responded, “Look, Jodie and I are getting married.”</p> <p>“What you don’t do is move into the family home where Carmel and I raised Nathan together as a family. And guess what, Karl? At some stage … I won’t be Prime Minister into my 80s and therefore we have bought a place close to where Jodie grew up … where her family are all based.”</p> <p>In the program, Stefanovic observed that, “I’ve spent some time with her these last couple of days and I get the feeling the girl from the Central Coast would sooner rather than later have her feet up at Copacabana, whether you are there or not!”</p> <p>“No — well, she’s a Coastie and a proud one,” Mr Albanese replied. “And it was very much a personal decision, not a political one. And I think Australians get that.”</p> <p>Karl then asked about the controversy around the home, asking the PM, “Did it sting you at all the criticism around that, the perception being during a cost-of-living crisis, the PM shouldn’t be seen as being, you know, so lavish?” </p> <p>Albanese responded, “I’m pretty resilient, Karl, and if you’re worried about every bit of criticism that was out there, then life would be much more difficult than it is."</p> <p><em>Image credits: 60 Minutes </em></p> <p style="box-sizing: inherit; border: 0px; font-stretch: inherit; line-height: inherit; font-family: 'Helvetica Neue', HelveticaNeue, Helvetica, Arial, sans-serif; font-size-adjust: inherit; font-kerning: inherit; font-variant-alternates: inherit; font-variant-ligatures: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-position: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-variation-settings: inherit; font-size: 18px; margin: 0px 0px 24px; padding: 0px; vertical-align: baseline;"> </p>

Money & Banking

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Brittany Higgins celebrates birth of first child

<p>Brittany Higgins and husband David Sharaz, have announced the birth of their first child together. </p> <p>The former Liberal Party staffer took to Instagram to share her baby joy, with a photo of her newborn son asleep in a hospital cot. </p> <p> “Last night we welcomed our little boy into the world," she began in the caption. </p> <p>“A huge thank-you to the amazing midwives, nurses and doctors for their care and kindness,” Higgins continued. </p> <p>“We’re both looking forward to getting to dote on the newest member of the family — forever grateful for all the love and support we’ve received.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/DGsdv2DJh-n/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DGsdv2DJh-n/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Brittany Higgins (@brittanyhiggins___)</a></p> </div> </blockquote> <p>Her comments were flooded with messages of congratulations from friends and followers, with one writing: "Very lucky little man to have you both as his parents" </p> <p>Another commented: "So lovely. Congrats to you both. You will be fabulous parents." </p> <p>"Omg!!!!! Best news. Congrats to you both let the fun begin 🫶🏼" a third wrote. </p> <p>Higgins revealed she was pregnant with her first child in July 2024, three months later she shared an emotional update, saying that she had a pregnancy health scare during her second trimester. </p> <p>"A fortnight ago, David Sharaz and I had the scare of our lives after the midwife told us halfway through my second trimester my blood test had raised red flags," she said at the time. </p> <p>“Our baby had a high probability of a genetic disorder — which wouldn’t have mattered to us — but scarily could mean he may be incompatible with life outside of the womb.”</p> <p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Fortunately, doctors had since given the all-clear, and her baby is now "perfectly fine and healthy." </span></p> <p><em><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Images: Instagram</span></em></p>

Family & Pets

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Hollywood star dies aged 39

<p>Michelle Trachtenberg has passed away aged 39. </p> <p>The former child star rose to fame in the 1996 film <em>Harriet the Spy</em>, before going on to have memorable roles on popular TV shows including <em>Buffy the Vampire Slayer</em> and <em>Gossip Girl</em>. </p> <p>Police responded to a  911 call on Wednesday just after 8am local time, where “officers observed a 39-year-old female unconscious and unresponsive,” inside a Manhattan apartment, according to a NYPD statement. </p> <p>Paramedics pronounced her dead at the scene, with no foul play suspected. </p> <p>Her official cause of death will come from the New York Medical Examiner. </p> <p>A NYPD source old <em>ABC News</em> that Trachtenberg may have been experiencing complications from a recent liver transplant, and is believed to have died of natural causes. </p> <p>"The family requests privacy for their loss. There are no further details at this time," a representative for Trachtenberg told <em>CNN </em>in a statement.</p> <p>Trachtenberg appeared in 66 episodes of <em>Buffy the Vampire Slayer</em> playing Dawn Summers, the younger sister of the title character played by Sarah Michelle Gellar. </p> <p>She also featured in 28 episodes of <em>Gossip Girl </em>as Georgina Sparks, between 2008 and 2012. </p> <p><em>Gossip Girl </em>creators Josh Schwartz and Stephanie Savage have paid tribute to the actress, writing:  “We are deeply saddened by the news of Michelle’s passing. Michelle was so funny, kind, and talented." </p> <p>“Her portrayal of Georgina Sparks was an iconic fan favorite, and grew from a one season villain to a beloved character who returned over the course of six seasons. She was a delight to have on set and will be deeply missed. Our thoughts are with her family.”</p> <p><em>Image: SBM/Plux/ Shutterstock Editorial</em></p> <p> </p>

Caring

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"Absolutely cooked": Old Sydney home sold for over $4.1 million

<p>A one-storey red brick home in Lane Cove, Sydney has sold for a whopping $4,165,000 at an auction on Saturday. </p> <p>The home, which boasts two bathrooms, a backyard, four bedrooms and a “traditional kitchen” has sold for more than $600,000 over reserve, despite being built between the 1920s-1950s and needing renovation. </p> <p>The home was snapped up by a British family after a fierce bidding war with six other registered buyers. </p> <p>“The people who purchased it were the opening bid. (The bidders) were actively bidding into the high threes, and two of them pushed it above the four mark,” said Sam Lloyd from McGrath Estate Agents.</p> <p>“As far as we know, they will definitely do some work to it to make it their family home.”</p> <p>Lloyd added that there was was “plenty of interest” in the 695 sqm property, with its prime location near the suburb's retail and restaurant precinct. </p> <p>The selling agent said that both himself and the owner were “surprised” by the high price of the property – which had a reserve of $3.5 million.</p> <p>“It was definitely above our expectations” he said.</p> <p>According to Domain, the median house price for a four bedroom home in Lane Cove is $3.505 million. </p> <p>Many expressed their outrage over the "crazy" price online, with freelancer chief executive Matt Barrie saying: “Sydney house prices rapidly approaching $5m. Absolutely cooked."</p> <p>“$4 million for the house, plus another $2-3 million to demolish and rebuild. The reality of living in Australia where even the top one per cent income earners face significant costs for home ownership,” another added. </p> <p>“Our economy is out of control, what a ridiculous price for an average house,” a third wrote.</p> <p>“That’s some crazy pricing! I hear Adelaide is lovely this time of year …” a fourth commented. </p> <p><em>Image: Domain</em></p>

Money & Banking

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Home and Away icon bids farewell after 33 years

<p>In news that has sent shockwaves through lounge rooms across the country, Lynne McGranger, the heart and soul of <em>Home and Away</em>, is preparing to hang up her iconic apron and bid farewell to her beloved character, Irene Roberts.</p> <p>After an impressive 33 years of delivering heartfelt performances, dishing out sage advice and reminding every misbehaving local to "listen here, girlie", McGranger will be making her emotional exit later this year.</p> <p>Seven has promised fans that Irene’s departure will be one for the history books – no, not via the usual dramatic Summer Bay methods of freak storms, runaway cars or inexplicable amnesia, but an “emotional exit” that “cannot be missed”.</p> <p>While details are tightly under wraps, we can only speculate: Will Irene sail off into the sunset? Open a surf club for wayward teens? Or finally take that well-earned break from all the Summer Bay chaos and settle somewhere where people aren’t constantly getting lost at sea?</p> <p>Fans, naturally, have been left reeling. Social media has been flooded with messages of heartbreak, nostalgia and a desperate plea for Irene to return – even if only for a guest appearance or as a ghostly vision (a <em>Home and Away</em> classic).</p> <p>Lynne herself has spoken out about the farewell, calling it “bittersweet” to leave a role that has been not just a job, but a family. "After almost 33 years in my dream role and working every day with people I love, respect and whom I now consider family, it’s bittersweet to be closing the chapter on what has been the best and longest gig of my life,” she said.</p> <p>Ever the class act, Lynne expressed gratitude to the crew, writers and, of course, the fans – those who have stuck by Irene through every high, low and dramatic face-off at the Diner.</p> <p>And let’s not forget Irene’s legendary status. <em>TV Week</em> readers ranked her as the second Greatest Australian TV Character of All Time (although we suspect if the voting had been left solely to <em>Home and Away</em> die-hards, she’d have taken the crown).</p> <p>Julie McGauran, <em>Home and Away</em>’s Executive Producer, summed it up best: “Lynne’s extraordinary portrayal of down-to-earth Irene Roberts is why the character is held with such great affection by fans around the world.”</p> <p>Despite wrapping up filming in March, Irene will still grace our screens for months to come – enough time for fans to prepare themselves emotionally (and stock up on tissues). In the meantime, Lynne will return to the stage with her comedy show, "The Grandparents Club", proving that she has no plans to slow down anytime soon.</p> <p>The farewell will undoubtedly be a tearjerker, but if we know anything about Irene Roberts, she’ll be leaving Summer Bay the same way she lived in it: with heart, humour and a no-nonsense attitude.</p> <p>As one fan put it perfectly, "Now listen here, girlie, you are going to be missed soooo much."</p> <p>And that, as they say, is the bottom line.</p> <p><em>Image: Instagram</em></p>

TV

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Home and Away co-stars announce the birth of their baby

<p>Former<em> Home and Away</em> stars Luke Mitchell and Rebecca Breeds have announced the birth of their first child. </p> <p>The Aussie actors shared the news that Breeds, 37, had given birth in a joint Instagram post including some gorgeous images of their newborn. </p> <p>Revealing they welcomed a boy, they wrote: "Welcome to the world little man. Thanks for choosing us. We love you beyond words 🙏❤️✨."</p> <p>Fans, friends and former <em>Home and Away</em> alumni raced to the comments to congratulate the family. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/DGTat_vxsSJ/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DGTat_vxsSJ/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Luke Mitchell (@lukemitchell17)</a></p> </div> </blockquote> <p><em>Home and Away</em> star Georgie Parker commented: "Oh Luke, huge congratulations to you and Bec. Now the fun begins. Sending love."</p> <p>The pair kept their baby's face concealed, but shared images of his feet, tiny hands and hair, and chose not to announce the baby boy's name.</p> <p>Breeds announced her pregnancy in November, posing on the red carpet and cradling her baby bump for photos. </p> <p>The couple met on set of iconic soap <em>Home and Away</em> and fell head over heels and have now been together for 15 years, tying the knot back in 2013.</p> <p>Image credits: Instagram </p>

Family & Pets

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"Why are you attacking my dad?": I'm A Celeb finalist reveals behind-the-scenes heartbreak

<p>The emotional on-air reunion between <em>I’m A Celebrity... Get Me Out of Here</em> contestant Matty J and his wife, Laura Byrne, along with their two children, Marlie-Mae and Lola Ellis, was a heartwarming moment <a href="https://www.oversixty.com.au/entertainment/tv/abrupt-viewers-stunned-by-i-m-a-celeb-winner-s-reveal" target="_blank" rel="noopener">during Sunday’s finale</a>. However, behind the scenes, Byrne has opened up about the significant challenges she faced while participating in the momentous event.</p> <p>In the lead-up to the finale, Byrne undertook an exhausting journey from Sydney to South Africa with their two young daughters. Speaking on the <em>Life Uncut</em> podcast, she detailed the arduous travel experience, which involved “three separate flights” and 24 hours of transit. “That in itself was really hard," she said. "It was like 24 hours by the time we got door to door. Midnight transfer with two children who were absolutely f***ing ropable.” </p> <p>The long journey was only the beginning of the difficulties though. Upon arrival, Byrne and the children had to share a single room with inadequate sleeping arrangements, all while preparing for a demanding day on set.</p> <p>Byrne also revealed that the experience of managing two young children on a chaotic production set was overwhelming. “I felt like I was the emotional buffer between the children and production … I felt like I’d just been flogged for days. It was hard. It was really hard for me,” she said.</p> <p>During the finale, Matty J and his fellow top three contestants – <em>Big Brother</em> star Reggie Bird and retired NRL player Sam Thaiday – were reunited with their families before participating in the final challenge. While this was an exciting moment for viewers, it was an emotionally challenging experience for the family.</p> <p>Matty J recalled the moment he had to part ways with his children soon after reuniting. “When we had our reunion, it was maybe half an hour I think where we had time together and then they’ve got to pull us apart,” he said. “The kids don’t get it, the kids don’t understand. They’re like, ‘I’ve just met my dad, and then I’ve got to go.’ And then we did that trial where we had to have s**t poured on our heads, and Lola’s in tears being like, ‘Why are you attacking my dad?’”</p> <p>Byrne explained that their children were repeatedly reunited with their father, only to be separated again. This happened three times – during the initial reunion, the final trial and then the announcement of the winner. The constant cycle of emotional reunions and abrupt separations took a toll, particularly on their youngest daughter, Lola.</p> <p>After the winner was announced, Byrne and the children expected Matty J to return home with them, but he was kept on set for several more hours. “They kept Matt on set until 6 o’clock and we went home earlier. And it was so hard on Lola particularly,” Byrne revealed. “And then I had to deal with her big emotions around ‘Why is my daddy not coming home?’ And it felt like this unfair false start.”</p> <p>She admitted that the combination of exhaustion, sleep deprivation and trying to manage the emotional needs of their children made the experience incredibly difficult. Byrne also shared that she had been against Matty J’s participation in the reality show right from the outset. “I wasn’t a supporter of it in the first place,” she admitted, reinforcing that the experience had only confirmed her concerns.</p> <p>Even Matty J himself struggled with the demands of the show. He confessed that he broke down early in his time at camp, an emotional moment that wasn’t shown on TV. “I just burst out crying, and I was like, ‘I f**king cannot do this,’” he recalled, explaining that a moment of solitude while washing dishes left him questioning his decision. “What have I f**king done? This is a nightmare.”</p> <p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">It appears that, for the Byrne-Johnson family, what seemed like a joyful televised reunion was, in reality, a deeply exhausting and emotional ordeal.</span></p> <p><em>Images: Network 10</em></p>

TV

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"Abrupt!": Viewers stunned by I'm A Celeb winner's reveal

<p>After a gruelling month of bug-eating, celebrity bonding and questionable jungle hygiene, Season 11 of <em>I’m A Celebrity! … Get Me Out of Here</em> wrapped up in a fashion so abrupt that even the credits seemed caught off guard.</p> <p>And the winner is…</p> <p>Sam Thaiday! The former Brisbane Broncos NRL player has joined an elite group of reality TV champions, becoming the sixth man (and fourth pro athlete) to claim the jungle crown. A remarkable feat, though fans barely had time to process it before the show’s ending hit like an unexpected power outage.</p> <p>Thaiday’s victory was followed by what can only be described as the world’s fastest television sign-off. No emotional speech, no teary gratitude, no dramatic last look at the jungle – just the words “Sam Thaiday wins” and a sudden, jarring cut to whatever program followed (presumably an infomercial about knives that never go dull).</p> <p>Viewers, understandably, were left bewildered. Social media reactions ranged from “abrupt” to “anticlimactic”, with one user likening the finale to “watching the season finale of Game of Thrones, only with fewer dragons and more termites”.</p> <p>Adding to the mystery, Thaiday, fellow contestant Matty J and host Julia Morris were spotted arriving at Sydney Airport earlier on Sunday – while the live finale was still airing. Either they had access to a teleportation device, or <em>I’m A Celeb</em> filmed multiple endings, choose-your-own-adventure style, before hastily selecting the right one based on viewer votes.</p> <p>This wouldn’t be the first time reality TV pulled such a move, but it does raise a few questions – like, did Sam even know he won? Or was he as surprised as everyone else when he touched down in Sydney to find himself suddenly more famous?</p> <p>Thaiday’s triumph capped off a season filled with unexpected eliminations – Dave Hughes and Sigrid Thornton among them – and some genuinely emotional moments. The final three, including two-time Big Brother champion Reggie Bird and former Bachelor star Matty J, had their families visit in the finale, leading to a lot of misty eyes and possibly the jungle’s first recorded case of a crocodile shedding tears out of sympathy.</p> <p>While Thaiday took the title, Bird remained a sentimental favourite. Ahead of the season, she revealed that her $250,000 winnings from her 2022 <em>Big Brother</em> victory had gone toward staying afloat rather than securing her dream home. “I feel like I’m a mouse in one of those spinning wheels," she told news.com.au "I just can’t get off this vicious circle.” A brutally honest assessment that may also apply to viewers endlessly watching reality TV finales that don’t quite deliver the dramatic payoff they expect.</p> <p>She also spoke about the harsh reality of the housing market: “I went to the bank to get a loan and couldn’t, because you need to borrow well over half-a-million dollars to buy a house on the Gold Coast, and I don’t have a job. No-one wants to employ me because of my vision. I’ve been trying to get a job, but I just can’t get any work, so I can’t get a loan.”</p> <p>It’s a sobering reminder that even reality TV winnings can’t always buy real-world security. And perhaps a sign that the true ultimate survival challenge isn’t the jungle – it’s the Australian property market.</p> <p>As for Thaiday, whether his jungle win translates to bigger opportunities remains to be seen. But if nothing else, he now has bragging rights as the man who won <em>I’m A Celeb</em> so decisively, the show itself barely had time to process it.</p> <p><em>Images: Network Ten</em></p>

TV

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Today reporter shares joyous news after heartwarming home birth

<p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Popular <em>Today</em> Entertainment Reporter </span>Renée Bargh has shared an exciting life update: she's welcomed her second child!</p> <p>Bargh and her partner Andrew Lange announced the news in a heartwarming Instagram post recently that they have lovingly welcomed a little girl named Soléil James.</p> <p>"Our beautiful sunshine girl joined us earthside a week early in the most magical birth," <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Bargh told her 106,000 followers</span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">. "Born peacefully at home in the water, surrounded by love."</span></p> <p>The journalist shared several black-and-white photos, including one of her holding her newborn daughter after giving birth. She also posted an adorable picture of her nearly two-year-old son, Tide, with his sister.</p> <p>Bargh also expressed her deep gratitude to her midwife and doula: <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">"Forever grateful for our incredible midwife @janineatibirth for creating the most peaceful and safe environment for this to take place and giving us the healing experience we dreamed of," she wrote. "Thank you to our doula @thehealingshed for your tender love, calming presence and support." </span></p> <p>The post was flooded with congratulatory messages from friends and fans. Model Megan Gale commented, "She is precious ♥️ Congratulations beautiful Mama xx."</p> <p>Journalist Lisa Wilkinson added, "These are the magical moments. Congrats Renée, and enjoy every second xx."</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/DF_HWckzF_Z/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DF_HWckzF_Z/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Renée- Claire Bargh (@reneebargh)</a></p> </div> </blockquote> <p>Bargh and Lange welcomed their first child, son Tide, in March 2023.</p> <p><em>Images: Instagram</em></p>

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How downsizing helps create a more comfortable home

<p><span lang="EN-GB">Many older Australians find their home doesn’t work for them anymore. It might feel like there’s too much space, too much maintenance or simply too many unused rooms. This is a common experience across the country, with more than <a style="color: blue;" href="https://www.downsizing.com.au/news/1391/new-data-shows-top-barriers-to-downsizing"><span style="color: #1155cc;">1.8 million households</span></a> planning to downsize in the next five years.</span></p> <p><span lang="EN-GB">Downsizing offers a fresh start in a space that fits your current priorities, but it’s not always easy to figure out the best way forward. If you’re considering this step, these <a style="color: blue;" href="https://www.metricon.com.au/home-truths/here-are-10-top-tips-to-make-downsizing-into-your-dream-home-easy"><span style="color: #1155cc;">downsizing tips</span></a> from Australia’s leading home builder, <a style="color: blue;" href="https://www.metricon.com.au/">Metricon</a>, can help you get started.</span></p> <h2 style="margin: 12pt 0cm 2pt; line-height: 24.5333px; break-after: auto; font-size: 16pt; font-family: Arial, sans-serif; font-weight: normal;"><strong><span lang="EN-GB" style="font-size: 14pt; line-height: 21.4667px;"><img src="https://oversixtydev.blob.core.windows.net/media/2025/02/Metricon2.jpg" alt="" width="1280" height="720" /></span></strong></h2> <h2 style="margin: 12pt 0cm 2pt; line-height: 24.5333px; break-after: auto; font-size: 16pt; font-family: Arial, sans-serif; font-weight: normal;"><strong><span lang="EN-GB" style="font-size: 14pt; line-height: 21.4667px;">How does downsizing help you?</span></strong></h2> <p><span lang="EN-GB">There are a lot of ways <a style="color: blue;" href="https://www.metricon.com.au/downsizing"><span style="color: #1155cc;">downsizing</span></a> can make life easier. With less space to look after, cleaning and maintenance become much easier. You’ll spend less time worrying about the house and more time doing things you actually enjoy. Your energy bills might also go down since it takes less power to heat or cool a smaller home.</span></p> <p><span lang="EN-GB">Downsizing can also give you more financial freedom. Selling a larger property means you can put that value toward what matters most, like travelling, pursuing hobbies or helping out loved ones.</span></p> <h2 style="margin: 12pt 0cm 2pt; line-height: 24.5333px; break-after: auto; font-size: 16pt; font-family: Arial, sans-serif; font-weight: normal;"><strong><span lang="EN-GB" style="font-size: 14pt; line-height: 21.4667px;"><img src="https://oversixtydev.blob.core.windows.net/media/2025/02/Metricon3.jpg" alt="" width="1280" height="720" /></span></strong></h2> <h2 style="margin: 12pt 0cm 2pt; line-height: 24.5333px; break-after: auto; font-size: 16pt; font-family: Arial, sans-serif; font-weight: normal;"><strong><span lang="EN-GB" style="font-size: 14pt; line-height: 21.4667px;">Is downsizing right for you?</span></strong></h2> <p><span lang="EN-GB">When your home starts to feel impractical or harder to manage, downsizing could be the right choice. Unused rooms and constant upkeep can quickly become overwhelming, making it clear that your current space no longer meets your needs. Moving to a smaller, more manageable home can simplify your life and let you focus on what matters most.</span></p> <h2 style="margin: 12pt 0cm 2pt; line-height: 24.5333px; break-after: auto; font-size: 16pt; font-family: Arial, sans-serif; font-weight: normal;"><strong><span lang="EN-GB" style="font-size: 14pt; line-height: 21.4667px;">When should you downsize?</span></strong></h2> <p><span lang="EN-GB">There’s no single right time to downsize, as it depends on your situation. However, moving earlier often makes the transition less stressful and gives you more control over the process. If managing your home is becoming physically or financially demanding, or if the upkeep feels too much to handle, it might be time to consider your options.</span></p> <h2 style="margin: 14pt 0cm 6pt; line-height: 24.5333px; break-after: auto; font-size: 16pt; font-family: Arial, sans-serif; font-weight: normal;"><strong><span lang="EN-GB" style="font-size: 14pt; line-height: 21.4667px;"><img src="https://oversixtydev.blob.core.windows.net/media/2025/02/Metricon4.jpg" alt="" width="1280" height="720" /></span></strong></h2> <h2 style="margin: 14pt 0cm 6pt; line-height: 24.5333px; break-after: auto; font-size: 16pt; font-family: Arial, sans-serif; font-weight: normal;"><strong><span lang="EN-GB" style="font-size: 14pt; line-height: 21.4667px;">How to declutter when you’re ready to downsize</span></strong></h2> <p><span lang="EN-GB">Decluttering for downsizing is easier when you focus on what truly matters. Ask yourself if each thing you own is something you use or genuinely value. Anything you no longer need can be donated, sold or given to family or friends. For sentimental items, keep a few meaningful pieces and take photos of the rest to preserve memories without cluttering your new space.</span></p> <h2 style="margin: 12pt 0cm 2pt; line-height: 24.5333px; break-after: auto; font-size: 16pt; font-family: Arial, sans-serif; font-weight: normal;"><strong><span lang="EN-GB" style="font-size: 14pt; line-height: 21.4667px;">What to look for in your next home?</span></strong></h2> <p><span lang="EN-GB">Your downsized home should be manageable, comfortable and practical. Think about how much space you really need. Homes with two to three bedrooms usually provide enough room for guests, hobbies or even extra storage without being overwhelming. To make the most of your new space, look for smart layouts that are easy to navigate and keep organised.</span></p> <p><span lang="EN-GB">Don’t forget about the location. Being close to shops, medical centres, and public transport makes getting around easier and saves you time. You might also prioritise energy-efficient <a style="color: blue;" href="https://www.metricon.com.au/house-designs/melbourne"><span style="color: #1155cc;">house designs</span></a>, open layouts and low-maintenance gardens to enjoy a more manageable lifestyle.</span></p> <h2 style="margin: 12pt 0cm 2pt; line-height: 24.5333px; break-after: auto; font-size: 16pt; font-family: Arial, sans-serif; font-weight: normal;"><strong><span lang="EN-GB" style="font-size: 14pt; line-height: 21.4667px;"><img src="https://oversixtydev.blob.core.windows.net/media/2025/02/Metricon5.jpg" alt="" width="1280" height="720" /></span></strong></h2> <h2 style="margin: 12pt 0cm 2pt; line-height: 24.5333px; break-after: auto; font-size: 16pt; font-family: Arial, sans-serif; font-weight: normal;"><strong><span lang="EN-GB" style="font-size: 14pt; line-height: 21.4667px;">Start downsizing today</span></strong></h2> <p><span lang="EN-GB">Downsizing can feel like a big decision, but it’s also an exciting chance to find a home that fits your lifestyle now and in the years to come. With so many options, having experts guide you through the process can make everything easier.</span></p> <p><span lang="EN-GB"><a style="color: blue;" href="https://www.metricon.com.au/">Metricon</a> offers a wide range of thoughtfully designed, easy-to-manage homes. Visit their website to explore the options or chat to their friendly team today on 1300 786 773.</span></p> <p><em><span lang="EN-GB">Images: Supplied</span></em></p> <p><em><span lang="EN-GB">This is a sponsored article produced in partnership with Metricon</span></em></p>

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