Danielle McCarthy
Money & Banking

Are you asset rich but cash poor?

Are you asset rich and cash poor? Is the age pension or your investments simply not enough to live on, or is most of your income going towards keeping on top of your debts? What would it mean to you to have enough money to find financial independence when you need it most?

If you own your home there is a way to access the cash you need to pay off debt or just have some extra cash to enjoy the comfortable retirement you have rightfully earned. 

It is often said the only way you can access cash from your home is to downsize into a smaller home.  But, do you really want to sell your home and go through the difficulties of finding another home or packing up and moving away from your friends or family, also away from the convenience of the services and facilities in your local area?  Making such a change does not always appeal to many homeowners over 60.  Maybe you would like to stay in your home with all its memories and at the same time still access the cash you need?

How can you do this? With Homesafe Wealth Release®. It’s not a loan but a way to sell a share of the future value of your home.  You receive the cash you need today, you can continue to live in your home for the remainder of your life and have peace of mind that there is still a share of your home that you can leave to your family members.

Take George and Joan as an example. They have lived in their home for nearly 30 years and have no desire to move.  They have two children and six grandchildren, who live interstate.  About 10 years ago they borrowed against their equity to undertake some renovations to their home and their mortgage grew to $65,000, with monthly loan payments of $600. Joan is a retired school teacher and George is a mechanic looking to retire sometime this year, and they were concerned about how they would continue to pay off the loan as they got older.

They turned to Homesafe Wealth Release and George and Joan received a lump sum amount of $80,000 in exchange for selling Homesafe a share of the future sale proceeds of their home, with the comfort of knowing they can choose when to sell their home. Based on their ages, Homesafe agreed to purchase an agreed share of the future value of their home and in doing so, provided them the money they needed*. George and Joan paid out their loan and put the rest away – hoping to travel once George retires. They’re both happy with their decision as they know they will always retain the share of the proceeds they did not sell to Homesafe, either for aged care needs, or to leave to their family.

You can join thousands of over-60s who have turned to Homesafe to access cash in their retirement.  Whether you want to pay off your mortgage, pay off some debts, provide some cash to live on or perhaps even take that holiday you have always dreamed about, talk to Homesafe today to see if we can help you.   

Homesafe Wealth Release is the debt-free way for over-60s to access the cash they need.  For more information please call Homesafe on 1300 307 059 or visit our website Homesafe Wealth Release®.

*Homesafe Wealth Release® is a product of Homesafe Solutions Pty Ltd. Terms, conditions and eligibility criteria apply. Homesafe Wealth Release is available in greater Melbourne and greater Sydney postcode areas.

THIS IS SPONSORED CONTENT BROUGHT TO YOU IN CONJUNCTION WITH HOMESAFE WEALTH RELEASE. 

Tags:
home, downsizing, banking, money, cash, Homesafe Wealth Release