Tips for buying a second hand car
If you’re not a car expert, buying a used car can be tricky. Here’s a few simple tips to make the process easier.
Second hand or used cars are an affordable option when you’re looking to purchase a vehicle that will get you from A to B. However, if you’re not a car expert, it can be difficult to determine if the pre-loved vehicle you’re buying is reliable and trusty, or will need extensive repair work to make it roadworthy. Having said that, you can buy a used car without having studied exactly what makes a car run.
Your insurance company won’t cover the costs of damage that was already on the vehicle when you purchased it. These costs will need to be covered by you. It’s for this reason that it’s important to do a thorough check of the vehicle, both internally and externally, before buying it. Follow these basic guidelines to help ensure you buy a gem and not a lemon.
Take a sniff
“The first thing to do is check the interior of the car really closely,” says David Skapinker from over 50s insurer, Apia. “If there has ever been water damage to a car it might only show under the carpeting, but ultimately it could lead to rust issues. What we suggest is to take a bit of a sniff around the car. It sounds funny but the water damage may actually show itself as a musty smell.
“We would also suggest people check for things like scuffing, loose trimming and upholstery tears. Basically, anything that is considered pre-existing damage to when you take out an insurance policy won’t be covered by that policy, so the costs to repair that really will be up to you.”
Don’t forget the boot
Another key area to check is the car’s boot. Take a look inside the boot to check if the vehicle has any internal damage, which could be the result of a previous incident.
“If the car you’re buying has had a rear-end accident the external damage may have been fixed, but it’s very hard to fix the internal damage easily,” Mr Skapinker explains. “Take a good look at the exterior very closely too. If panels are slightly different colours, this might mean that damage from an accident has been repaired. There may be nothing wrong with that, but it’s worth getting an independent check of the quality of past repairs before you commit to buying the vehicle.”
Check for rusting, small scratches and dents, and if you’re happy to live with these, then go ahead with your purchase. However, if you’re hoping to get these fixed, keep in mind a new insurance policy wouldn’t cover it as pre-existing damage is not included. .
Getting mechanical
From the boot to the bonnet, it’s important to check the mechanics of the car as well. “If you are someone who is comfortable taking a look under the bonnet, common things to look out for are blocks or wear and tear around the carburettor, fuel injector, timing belts and spark plugs,” Mr Skapinker says. “For those who wouldn’t know where the carburettor is located, there are companies you can get in touch with who send out independent inspectors to thoroughly check the vehicle for you.”
After giving your potential purchase an inspection, take it for a test drive as this is one of the most important steps in purchasing a second hand car. When you’re taking the car for a spin around the block, check the wheel alignment is not pulling the vehicle to the left or right, ensure the tyres and brakes work properly and that there are no odd sounds coming from under the bonnet. “Listen out for sounds like knocks and rattles,” Mr Skapinker says.“This can be a good indicator that something may be wrong.”
Remember, this is a large purchase so take your time before making a decision. Be prepared in knowing what you want, what to look out for and what your limits are.