Charlotte Foster
Money & Banking

Woman shares fury after unknowingly paying for her engagement ring

A new wife has shared her fury after she discovered her husband had been paying off her engagement ring from their joint bank account. 

The 28-year-old woman was overjoyed when her partner proposed to her with an $8,000 two-carat lab diamond ring, which he bought on a payment plan because he “didn’t have the funds available” when he bought it. 

The couple got married just three months later at the courthouse after they realised they could not afford a big, fancy wedding. 

After their big day, the new wife was shocked and annoyed when she discovered she had “unintentionally partially paid for two instalments”, which now makes her a “part owner of the ring”.

“I found out after we married and merged our finances that he has been withdrawing funds from our joint account — we make roughly the same — to finance this ring,” the furious woman shared in a Reddit thread.

“We have been having some arguments lately and he feels that the ring is a wedding expense and it’s only fair that I contribute towards it too, and that as a woman of this day I shouldn’t hesitate to be an equal partner.”

She took particular issue with her husband for making her pay her share on what was supposed to be a gift from him.

“I was just taken aback and honestly put off by the fact he is making me pay for a gift he gave to me. You don’t make the recipient of a gift pay for the damn gift,” she said.

The woman said if she had known her husband was going to make her pay for the ring, she wouldn’t have agreed to “buy it”.

“Mutual consent is essential when a couple is deciding to invest in an asset. Owning a house or a car jointly requires two ‘yeses’ and I wouldn’t certainly have said yes to jointly owning a ring he was supposed to give to me as a gift,” she explained.

Although the woman admitted that she had asked her partner for a “nice” ring before he proposed, saying that she “deserved a quality piece symbolising our love”, she said she wished her partner talked to her about the big expense before signing her up for payments. 

“My then-fiancé knew about the expectation I had of him and was upfront about things from the get go,” she explained.

“He could’ve discussed things with me and we could’ve seen if we were truly compatible like that. What I didn’t know was that he was plotting to ‘get even’ with me by taking out a payment plan and using our funds to finance it.”

“I don’t mind splurging for him, but this whole situation has left a very bad taste in my mouth.”

Now she’s demanding her husband return her engagement ring to the jewellery store because she refuses to pay for it.

The Reddit post has racked up thousands of comments, with some people jumping to the woman’s defence. 

One person wrote, “I’d be livid if I found out I was diamond poor instead of house poor.”

However, not everyone thought the wife’s actions were justified, with one person writing, “You’re married, there is no ‘my money’ and ‘his money’. Money he spends towards the debt for the ring is money that can’t be spent on other things for your lives together. You wanted an expensive ring, they aren’t free”.

Image credits: Shutterstock

Tags:
money & banking, engagement ring, payment