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"My boys": Channel 7 presenter's baby joy

<p>Channel 7 sports presenter Abbey Gelmi and former Richmond star Kane Lambert are celebrating the birth of their second child, a baby boy.</p> <p>The couple took to Instagram to announce their joyful news, with a set of black-and-white photos. </p> <p>“My boys 🌏🤍,” Gelmi wrote in the caption. </p> <p>One of the photos showed her fiance holding the two children, and the second was of her holding her newborn baby boy. </p> <p>“Oliver Herb Lambert arrived 17.11.24,” Gelmi continued.</p> <p>“Everyone happy, healthy and very much in love.”</p> <p>Fellow Aussie stars were quick to congratulate the couple, with <em>Better Homes and Gardens </em>host Joh Griggs saying: “Welcome to the Two boys Club Abbey. Those lucky men in your life…❤️❤️❤️.”</p> <p>Seven AFL presenter Abbey Holmes added:  “Omg !!! Just beautiful!! Congratulations guys, rapt for you xx.”</p> <p>Brit Selwood, wife of Geelong great Joel, commented: “Aww congratulations gorgeous!!! Two beautiful boys, just the best ❤️❤️.”</p> <p>While Australian model and influencer Bec Judd wrote a simple, “Congrats darling x.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/DCieSDcTOdN/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DCieSDcTOdN/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Abbey Gelmi (@abbeygelmi)</a></p> </div> </blockquote> <p>Lambert and Gelmi already share a son together, Louis, who was born in March 2023. </p> <p>In May this year, Gelmi revealed that her pregnancy with her second son was difficult, as she battled a “debilitating” case of Hyperemesis Gravidarum (HG), a condition that causes intractable vomiting during pregnancy leading to weight loss. </p> <p>At the time, she had been absent from duties with Seven and iHeart Radio, and explained why she had been absent. </p> <p>“I’ve been in hospital three days a week for most of the first trimester, unable to keep anything down or leave bed with relentless nausea. I’d get dizzy when I stood, couldn’t care for (first-born) Louis and my mental health took a dive," she shared. </p> <p>She then shared a few resources for women who may experience the same condition,  "in the hope that those who endure it know they’re not alone." </p> <p>“Work have been so accommodating, I can’t thank Seven and iHeart enough for the grace and time to recover.”</p> <p><em>Images: Instagram</em></p> <p> </p>

Family & Pets

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"I thought I was Bear Grylls": Woman speaks out after being trapped upside-down for 7 hours

<p>A young woman who spent hours stuck upside-down between two boulders has spoken out about her horrific <a href="https://oversixty.com.au/travel/travel-trouble/woman-rescued-after-getting-stuck-in-between-two-boulders" target="_blank" rel="noopener">ordeal</a> as she was reunited with her rescuers. </p> <p>Matilda Campbell, a 23-year-old from Newcastle, was on a trip away with friends in Laguna, about a 30-minute drive from Cessnock, when she dropped her phone between two huge rocks.</p> <p>The young woman climbed down to retrieve her phone, and when she got stuck upside-down, her friends called 000 for help. </p> <p>Paramedics had to move the boulders using a specialist winch to reach Matilda, before facing the tricky task of “navigating” her out from her precarious position.</p> <p>After suffering minor injuries from the ordeal, Matilda has spoken out about how she ended up in the sticky situation. </p> <p>“We wanted to see nature ... and we saw these beautiful rocks so we sat there ... and then my friend had my phone and it slipped off the rock,” she told <em>7News</em>.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/DBsj-x1CYI2/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DBsj-x1CYI2/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by 7NEWS Sydney (@7newssyd)</a></p> </div> </blockquote> <p>“And I thought oh no I’m still paying off that phone I need it ... so I ventured down and thought I was Bear Grylls ... and I slipped head first into the crevice where I was stuck for seven hours."</p> <p>“I didn’t freak out at the start ... it took me about half an hour to realise I was fully stuck and then I started to have a big cry."</p> <p>“I’m very thankful I was with my friends, otherwise it would have been a very different story.”</p> <p>Campbell has since been reunited with her rescuers, to whom she says she owes her life, as she said, “I’m just thankful to see them again ... I wouldn’t be here today without them. So, I’m really thankful.”</p> <p>Specialist rescue paramedic Peter Watts said the rescue was “challenging but incredibly rewarding”, saying after the rescue, “In my 10 years as a rescue paramedic, I had never encountered a job quite like this.”</p> <p>In total, the woman spent seven hours hanging upside-down before she was freed, with only minor scratches and bruises but still without her phone, which could not be retrieved.</p> <p><em>Image credits: 7News</em></p>

Travel Trouble

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Channel 7 star hospitalised over heart issue

<p>Former Brisbane Lions AFLW star Kate McCarthy’s celebrations following the Brisbane Lions men’s AFL grand final victory were cut short after she was hospitalised due to an ongoing heart condition.</p> <p>McCarthy, 31, who played 42 games in the AFLW for the Brisbane Lions, St Kilda and Hawthorn across seven seasons before retiring, has been an active presence in the world of AFL even after stepping off the field. She currently serves as a commentator for Triple M and Channel 7, having provided coverage for Channel 7 during the AFL grand final weekend. McCarthy also co-hosts panel shows <em>Armchair Experts</em> and <em>Talking W</em>.</p> <p>Over the weekend, McCarthy celebrated the Lions’ dominant 60-point grand final win over the Sydney Swans and their AFLW team’s two-point victory over the Adelaide Crows, which pushed the women’s team to second place on the ladder.</p> <p>However, McCarthy took to social media platform X (formerly Twitter) on Tuesday to reveal she had been hospitalised due to a heart-related issue, sharing a light-hearted post about the situation: “When the @brisbanelions & @lionsaflw double over the weekend sends you into ventricular tachycardia."</p> <p>Ventricular tachycardia is a condition where the heart beats faster than 100 beats per minute, causing a rapid and irregular rhythm. This can become life-threatening if left untreated, especially for individuals with underlying heart conditions.</p> <p>McCarthy’s heart issues are particularly dangerous due to her reliance on a pacemaker, which was implanted after she suffered from seizures as a child. At the age of five, McCarthy was diagnosed with an intermittent third-degree heart block, a condition where the electrical signals that control the heart’s rhythm fail to fire properly. After several seizures during her childhood, including a severe episode when she was 12, she underwent emergency surgery to install the pacemaker.</p> <p>Despite these health challenges, McCarthy’s sporting career has been nothing short of remarkable. She represented Queensland in cricket and touch footy and played for Australia in the latter before making her AFLW debut for the Lions in 2017. Her AFLW career highlights include being named an All-Australian and the Lions’ leading goal kicker in their inaugural season.</p> <p>McCarthy’s heart condition appears to be under control, with her pacemaker functioning as intended. While her health scare has been concerning, she reassured her followers that she is on the mend, humorously comparing her pacemaker’s performance to that of the Sydney Swans on grand final day.</p> <p>"On the mend now," McCarthy wrote, "but Monday night review shows pacemaker performing like the Swans on the big stage.”</p> <p><em>Images: Twitter (X)</em></p>

Caring

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Another Channel 7 star quits in AFL shake-up

<p>Just last month Kane Cornes confirmed his move from the Nine Network to Channel 7 for the 2025 season, with colleague and veteran journalist Caroline Wilson doing the same. </p> <p>Now it has emerged that Channel 7 and Triple M commentator Luke Darcy has reportedly decided to walk away from the media industry all together, in the latest AFL shake-up. </p> <p>Darcy, a former ruckman who played 226 games with the Western Bulldogs, joined the media industry in 2007. He was initially with Network Ten before he moved to Channel 7 in 2011 and has since filled a variety of hosting and commentary roles. </p> <p>He also had a long-running breakfast show on Triple M with Eddie McGuire before that ended in 2020.</p> <p>Darcy got attention for his interview during the 2013 Essendon peptide saga and his repetition of the phrase, “say that again”. </p> <p>Now, he is choosing to walk away from the media to focus on his family's varied business ventures, according to the <em>Herald Sun</em>. </p> <p>A few of their business interests include a wellness spa in Bali, pubs and venues in Victoria, as well as a podcast on leadership. </p> <p>The news comes following a series of controversies involving Darcy, who on April this  year, confronted Cornes during a live Triple M radio segment, labelling the former  Port Adelaide midfielder “more mean spirited and nasty to people than anyone in the history of our industry”.</p> <p>The two have since cleared the air, to some extent, with Cornes saying that just last week he had crossed paths with Darcy during a footy game, and Darcy happily passed him some milk for a cup of tea. </p> <p>Wilson was among those that defended Cornes and called Darcy out for being out of line.</p> <p>It is unclear whether the controversy had any impact on Darcy's decision to leave the industry. </p> <p>A few footy fans were having a field day with the news, with one writing on Reddit: “Thank f**k. Insufferable that guy." </p> <p>“Nice bloke probably. But he’s the only actual voice I can’t stand listening to,” added another.</p> <p>“To give some credit he does sound genuinely excited/passionate for the game in much of his commentary," one defended. </p> <p><em>Image: news.com.au</em></p>

TV

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"Fresh chapter": Channel 7 reveals new star line-up

<p>Channel 7 has revealed yet another shake-up in its news presenter lineup, following months of significant reshuffles and the departures of several high-profile television personalities from the network.</p> <p>On Sunday, the network announced what it described as a "fresh chapter" for its 7News Sydney team, with veteran broadcasters Angela Cox and Mark Ferguson appointed as co-anchors for the flagship 6pm bulletin.</p> <p>Cox, who has served as a weekend news co-presenter for the past four years, temporarily filled in for Ferguson while he was on leave during the Olympics. This period of transition occurred amid a series of changes initiated by Seven's news and current affairs director, Anthony De Ceglie.</p> <p>The timing of Ferguson's leave had sparked speculation about his future at the network, particularly against the backdrop of reported cost-cutting measures due to a significant drop in ad revenue. However, the latest announcement puts those rumours to rest, affirming Ferguson's continued role at the helm of 7News Sydney.</p> <p>Cox, who has spent two decades with Channel 7, including a notable seven-year tenure as a foreign correspondent in the US, expressed her excitement about the new role. "Mark’s warmth, integrity and authority behind the news desk has rightfully earned him a loyal following," she said. "He’s also a great bloke, always professional, very funny and a great husband and family man.</p> <p>"The news landscape has changed so much. The way we consume news is radically different now than even 10 years ago and 7NEWS is evolving too."</p> <p>Cox is set to co-anchor her first bulletin with Ferguson on Sunday, September 8, following his return from filming a special series of news reports.</p> <p>Ferguson, who has been the face of the 7News Sydney bulletin for a decade, celebrated his 40th year in the media industry in February. His vast experience and reputation as one of Australia's most trusted news voices make him a key figure in this new co-anchor format.</p> <p>"This new co-anchor approach brings a new sense of dynamism, innovation, and flexibility to the hour-long program," said De Ceglie in a statement. "I am incredibly excited to see Mark and Angela work together."</p> <p>Sunday's announcement is the latest in a series of changes within Channel 7's newsrooms. In July, star Brisbane newsreader Sharyn Ghidella <a href="https://www.oversixty.com.au/entertainment/tv/apparently-my-time-is-up-veteran-channel-7-anchor-s-abrupt-departure" target="_blank" rel="noopener">was unexpectedly axed</a> after nearly two decades with the network, a move she revealed on social media after being informed of her departure while at a hairdresser's appointment.</p> <p>August saw the departure of veteran sports presenter Shane Webcke from the news desk, though he will continue contributing NRL insights for the network. Additionally, senior journalist Steve Hart <a href="https://www.oversixty.com.au/entertainment/tv/channel-seven-loses-veteran-reporter-to-rival-network" target="_blank" rel="noopener">announced his exit</a> from the Brisbane newsroom in an internal email to staff last month.</p> <p>In contrast to these exits, Channel 7 has also made strategic hires, including the recent addition of former ABC journalist Karina Carvalho as a 7News presenter in Melbourne.</p> <p>As Channel 7 continues to navigate these changes, the network's commitment to refreshing its news lineup is evident, with the Cox-Ferguson co-anchor team set to usher in this "fresh chapter" for 7News Sydney.</p> <p><em>Images: 7News</em></p>

TV

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Thinking of dabbling in investing? Expert’s 7 things to consider before investing a cent

<p>Investing can be seen as both an art and a science, requiring a blend of patience, knowledge and strategy. It’s also crucial to understand the trade-off between risk and return, coupled with your time horizon. This means you do not invest in a vacuum, and each part of the investing world will impact another. </p> <p>Get your financial situation strong before you commit money to investing. This could be clearing consumer debt (credit cards, personal loans, buy-now-pay-later), funding your emergency fund or even setting up a spending plan so you know exactly how much you have free to invest. What else do you need to consider?</p> <ol> <li><strong>Your ‘why’</strong></li> </ol> <p>What is money to you? What do you believe about money? Why are you investing to start with? These questions must have an answer before you commit money to your investing account. If you’re unsure and want to build wealth with money you don’t need now, that’s also okay, but you need to have some conscious thought about your ‘why’ and your goals, as this is the basis of any strategy that you develop.</p> <ol start="2"> <li><strong>Your mindset</strong></li> </ol> <p>Do you have your own personal conviction about your investing, money and even life?  Your mindset around investing and money needs to be rock solid, so when you hear someone tell you to do something because they do it, you don’t change a thing because your situation is set up correctly for you!</p> <p>This also helps if you’re part of online forums, listening to podcasts or reading investing books. Your mindset needs to be so firm that you can pick hype vs substance when it comes to investing and other opportunities. Just because everyone is doing it, does not mean it’s a good thing for you to do.</p> <ol start="3"> <li><strong>Setting your strategy</strong></li> </ol> <p>An effective investment strategy is personalised and aligned with your financial goals, risk tolerance and investment horizon. Whether you’re saving for retirement, a child’s education or building wealth, your strategy should dictate how you allocate your assets across different investment vehicles. It may be considered essential to have a balanced mix of shares (or ETFs), bonds (or fixed interest) and other assets to mitigate risk.</p> <p>Regularly reviewing and adjusting your portfolio to stay aligned with your goals is also a crucial part of your strategy. Your strategy will help you stay the course if things get rough out there and your emotions are tempted to take over! This goes hand-in-hand with having a sound mindset.</p> <ol start="4"> <li><strong>Ownership structure</strong></li> </ol> <p>Understanding the best ownership structure for your wealth building and investments can have significant implications for taxes, estate planning and asset protection. Options include individual or joint accounts, superannuation, investment bonds, trusts and companies. Each has its advantages and considerations, particularly concerning tax efficiency and control over the assets. </p> <p>Before you pull the trigger with significant wealth (for example, if you were to receive an inheritance), seek professional advice around the ownership of your investment vehicle. This will help you determine the most advantageous structure for your situation.</p> <ol start="5"> <li><strong>Broad-based index funds</strong></li> </ol> <p>Broad-based index funds are foundational to a well-rounded investment portfolio. These funds track the performance of a specific index, such as the ASX 200, S&amp;P 500 or thematic indexes and provide investors with diversified exposure to a wide array of companies. The beauty of index funds lies in their simplicity and effectiveness.</p> <p>They offer a low-cost way to invest in the stock market, reducing the risk associated with picking individual companies. Over the long term, index funds have historically provided solid returns, making them an excellent choice for both novice and experienced investors.</p> <ol start="6"> <li><strong>Valuing and investing in individual companies</strong></li> </ol> <p>For those inclined to take a more hands-on approach with their investing or just to keep the interest alive, valuing single companies is a critical skill.  This involves analysing a company's financial health, market position and growth prospects.</p> <p>Key metrics such as the price-to-earnings (P/E) ratio, earnings growth and dividend yield can provide valuable insights. However, it’s important to remember that ‘stock picking’ requires research, a deep understanding of market cycles and a higher tolerance for risk. </p> <p>Your goal may be to identify undervalued companies that have the potential for significant growth. A note to remember is to have your own guardrails in your life and make it part of your investment constitution that you will not have more than, say, 10 per cent of your portfolio allocated to individual companies.</p> <ol start="7"> <li><strong>Advanced concepts, trading and speculation</strong></li> </ol> <p>The key with advanced concepts, alternative/speculative asset classes, day trading and options trading is again to have solid guardrails in place. Be engaged and dialled in to your investing; however, you need to understand that the best thing you can do for your future wealth is buy and hold good, broad-based indexes for the long term. </p> <p>We love doing advanced strategies and some wild stuff, but we have strong guardrails because these strategies may flush you if you’re not careful, and you don’t want your whole portfolio allocated to such endeavours!</p> <p><em><strong>Edited extract from The quick start guide to investing: Learn how to invest simpler, smarter &amp; sooner by Glen James &amp; Nick Bradley (Wiley $32.95), available at all leading retailers.</strong></em></p> <p><em><strong>Disclaimer: Any information here is general in nature and has been prepared without considering your personal goals, financial situation, or needs. Because of this, before acting on the general advice, you should consider its appropriateness, having regard to your unique situation. You should obtain and review the Product Disclosure Statement (PDS) and Target Market Determination (TMD) relevant to the product before making any financial product decisions. It's also strongly encouraged to seek the advice of a professional financial adviser. </strong></em><strong><br /></strong></p> <p><em><strong>Image credits: Shutterstock </strong></em></p>

Money & Banking

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Olympics of love: 7 wedding proposals and counting!

<p>Paris truly is the city of love, with a growing list of athletes proposing to during the Olympics. </p> <p>The latest athlete to get down on one knee is French runner Alice Finot, making her the seventh Games athlete to tie the knot. </p> <p>Finot's proposal has gone viral for her break in stereotypes, after she decided to propose to her boyfriend after her action-packed 3000m steeplechase race. </p> <p>After the women's final, she ran towards the stand searching for her partner, kneeled down and proposed by offering him an Olympic pin, which reads "Love is in the air in Paris", which she had held during the race.</p> <p>As she handed it to her boyfriend, Spanish triathlete Bruno Martínez Bargiela, the couple broke into a long and passionate hug that moved her now-fiancé to tears.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C-YDFyCxu_i/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C-YDFyCxu_i/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by TRACK NEWS TODAY (@tracknewstoday)</a></p> </div> </blockquote> <p>The proposal happened after Finot had just broken the European record in the discipline, missing out on the bronze medal just by a margin of a few seconds.</p> <p>It was Argentina that launched the trend of athletes getting proposed in the City of Love, as men's handball player Pablo Simonet proposed to field hockey team member Maria Campoy during a photo opportunity just one day after the opening ceremony.</p> <p>On Friday, French skiff sailing partners Sarah Steyaert and Charline Picon were both proposed to after scooping a bronze, just one day before badminton player Liu Yu Chen proposed to her girlfriend Huang Ya Qiong after she'd won a gold medal.</p> <p>The US Team have also been loved up while in Paris, as rowing athlete Justin Best got engaged to former Irish dancer Lainey Duncan on Monday, a day after shot putter Payton Otterdahl <a href="https://oversixty.com.au/lifestyle/relationships/olympian-proposes-in-the-city-of-love" target="_blank" rel="noopener">proposed</a> to his girlfriend, Maddy Nilles, in front of the Eiffel Tower.</p> <p><em>Image credits: Nine News </em></p>

Relationships

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Axed weatherman's blunt farewell message live on-air

<p>Weatherman Paul Burt has lashed out at Channel 7 in an awkward final report after he was axed by the network. </p> <p>The veteran weatherman was recently cut by Seven after almost three decades in the industry as part of a cost-cutting move, and he took aim at the network in his final sign off on Saturday. </p> <p>“Hello everybody yes it is my last weather for the network tonight,” he began. </p> <p>“Let’s get straight into it everyone because it’s the most important thing is your Sunday and not me.”</p> <p>He then detailed the weather outlook before presenter Samantha Heathwood farewelled him.</p> <p>Burt then thanked viewers for their "trust, loyalty, and support" and thanked his family before unleashing on the network. </p> <p>“If I’d had the opportunity I wouldn’t have wanted to go this way,” Burt said. “It’s what happens when you get sacked”.</p> <p>The network then cut to footage for Burt, who has been at Seven since 2013, presenting various segments over the years, including him delivering the weather from a helicopter during floods. </p> <p>In an interview with <em>The Australian</em>, Burt revealed that he had only been given  “55 seconds to say my goodbyes”. </p> <p>“I really don’t understand it, why people are being treated this way,” Burt said.</p> <p>“It was a shock, I was told to come in and have a meeting which I did and I was told my contract was not being renewed. It was rather embarrassing for my wife and children. They found out before I could even tell them. Obviously things get leaked.</p> <p>“Some of the decisions made lately are quite harsh. I’ve lost a lot of friends who have been made redundant or got the sack.”</p> <p>Burt wasn't the only one made redundant in the network's cost-cutting move. Veterans including Robert Ovadia, Sharyn Ghidella,  Andrew Frampton and seasoned Melbourne crime reporter Cameron Baud have all gone.</p> <p><em>Images: Channel 7</em></p>

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7 health investments that are tax deductible

<p>When someone says “investment”, we tend to think of money and wealth creation: property, shares, superannuation, savings accounts and so on.</p> <p>However, an investment is the contribution of something you value towards the anticipation of growing that value. That contribution could be money or it could be in the form of time, skills, knowledge, or labour. Similarly, the anticipated growth in value could be in monetary terms or towards growth in business, education, research, or even health – both your own and others’.</p> <p>Just like money matters and tax affairs require a wholistic view, so too does health. Which is why when it comes to getting the most out of health investments, it’s crucial to consider physical, mental and financial health. Many, such as those listed below, happen to be tax deductible too:</p> <ol> <li><strong>Safety equipment and education</strong></li> </ol> <p>Workplace safety is perhaps the most crucial of all health investments. What form that takes can differ enormously between professions. Yet if it is important for doing your job safely, then generally it will be tax deductible.</p> <p>This may be protective clothing for tradespeople, medical workers, and industrial machinists, or advanced driving/road safety training courses for taxi drivers and couriers.</p> <p>Sun protection for jobs that take place largely or exclusively outdoors is also generally deductible – but use those sunglasses or sunscreen at home as well, and you’ll only be able to claim the work-related portion of the cost. </p> <ol start="2"> <li><strong>Insurances</strong></li> </ol> <p>Certain insurance premiums are typically tax deductible.</p> <p>Professional indemnity insurance is a legitimate (and often essential) business expense in many jobs, such as for doctors and journalists. Income protection insurance against severe illness or injury may also be deductible.</p> <p>Plus, having private health insurance also delivers a tax benefit when lodging your tax return.</p> <ol start="3"> <li><strong>Professional coaching</strong></li> </ol> <p>Professional coaching can be useful for mental health and clarity, both over existing work situations and career progression or transition planning.</p> <p>Provided this coaching is strictly professional and relates to your ability to earn an income, it may be tax deductible.</p> <ol start="4"> <li><strong>Accounting and financial advice </strong></li> </ol> <p>Good financial health goes hand in hand with good advice about money matters.</p> <p>Most Aussies know that the cost of managing their tax affairs is deductible. Less well known, though, is that financial advice expenses are also generally deductible. </p> <p>Busy accountants can forget to ask if you incurred these costs when going through your expenses at tax time, so be sure to flag it with them.</p> <ol start="5"> <li><strong>Industry-specific deductions</strong></li> </ol> <p>In some instances, health-related expenses may be tax deductible because they are required within a particular job. </p> <p>For instance, models, athletes and fitness instructors may be able to claim gym memberships and nutritionist visits; dieticians and chefs may be able to claim healthy eating books and subscriptions.</p> <p>Check the <a href="https://www.ato.gov.au/individuals-and-families/income-deductions-offsets-and-records/deductions-you-can-claim/occupation-and-industry-specific-guides">ATO’s Occupation and industry-specific guides</a> to see relevant deductions in your line of work.</p> <ol start="6"> <li><strong>Medical checks</strong></li> </ol> <p>If you require compulsory medical assessments and check-ups as part of your job, these may be tax deductible. Examples include health screenings for pilots, miners, and emergency workers. </p> <p>COVID-19 tests to determine whether you can attend your workplace may also be deductible.</p> <p>Vaccinations, however, are deemed by the ATO to be private expenses.</p> <ol start="7"> <li><strong>Donations</strong></li> </ol> <p>Many health organisations are registered charities and not-for-profits, making donations to them deductible. Often, people donate to health charities because of personal experience, either as a patient/survivor themselves or having known someone who was.</p> <p>So not only are you investing in critical research and future patient support as a means of giving back, but you can also claim a tax deduction as a reward for donations over $2. </p> <p><strong>Proof of purchase is key</strong></p> <p>For any expense to be tax deductible, it must be necessary for work purposes and have come out of your own pocket, not been paid for or reimbursed by your employer.</p> <p>Don’t forget to claim depreciation of work-related equipment over subsequent years. These are extra dollars in your pocket to offset the cost of their eventual replacement.</p> <p>And be sure to keep copies of receipts for your purchases to prove your expenses – both now and in the future.</p> <p><em><strong>Helen Baker is a licensed Australian financial adviser and author of On Your Own Two Feet: The Essential Guide to Financial Independence for all Women. Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au/">www.onyourowntwofeet.com.au</a></strong></em></p> <p><em><strong>Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</strong></em></p> <p><em>Image credits: Shutterstock </em></p>

Money & Banking

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"Cut this rubbish out": Channel 7's fresh "news" segment slammed

<p>Channel 7's major bulletin shake up has not been well received by some viewers. </p> <p>On Friday night, they kicked off their new comedy segment with Mark Humphries, whose satirical humour was intended to be used to "cut through political spin and translate current affairs in the universal news language of taking the piss” according to appointed news director Anthony De Ceglie. </p> <p>Humphries’ three minutes comedy segment premiered under the banner <em>The 6.57pm News</em>, and was made to look like a continuation of the news. </p> <p>That night, they were discussing US President Joe Biden's press conference which aired earlier in the day. </p> <p>“His press conference was delayed for over an hour, presumably because the President was running late … or more likely waddling late,” Humphries said in the segment. </p> <p>“Biden who is 81 – but doesn’t look a day over 90 – spoke smoothly on a variety of issues and allayed voters fears about his age … is what I wish I could tell you.</p> <p>“Instead, this happened …”</p> <p>He then played a clip of Biden confusing  Kamala Harries with Donald Trump, followed by another clip of him whispering on the lectern. </p> <p>“Very reassuring and not weird at all,” the comic said.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/C9TGVSTTozZ/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C9TGVSTTozZ/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Mark Humphries (@humphriesmark)</a></p> </div> </blockquote> <p>Humphries then tried to make a joke out of it saying that Biden was suffering from a condition called “that guy old” with symptoms including confusing names, long pauses, “and keeping your mouth just that little bit open with that slightly disappointed look like Bunnings just told you the sausage sizzle is closed”.</p> <p> “But if you think that’s bad, wait till you find out the condition the other candidate has ‘that guy convicted felon’,” he concluded. </p> <p>While some Channel 7 viewers "loved" it and thought it was “better than <em>The Project</em>,” a few others were less impressed. </p> <p>“This was an appalling segment … hire, rather than sack, journos,” read one comment on social media. </p> <p>“It was a deplorable segment that has no place in a news bulletin,” another added. </p> <p>"It was absolutely ridiculous. I hope channel 7 cut this rubbish out," wrote a third. </p> <p>"This was cringe," another said. </p> <p><em>Images: Instagram</em></p>

TV

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"Apparently, my time is up": Veteran Channel 7 anchor's abrupt departure

<p>Veteran Channel 7 anchor Sharyn Ghidella is leaving the network. </p> <p>After an almost two-decade career at the broadcaster's Brisbane bureau, the evening co-presenter announced her abrupt departure in an <a href="https://www.news.com.au/entertainment/tv/current-affairs/veteran-channel-7-anchor-sharyn-ghidella-informs-staff-of-her-immediate-departure-from-network/news-story/27acc9efc07bdd91a424bf28e7f1ae34" target="_blank" rel="noopener">all-staff email</a>, which was seen by news.com.au, on Friday. </p> <p>In the all-staff email reportedly seen by news.com.au, Ghidella said that her exit didn't pan out the way she'd hoped. </p> <p>“After 17 years at 7, apparently, my time is up,” she wrote.</p> <p>“It’s not quite how I expected it to end after 38 years in the industry, but hey, that’s TV.</p> <p>“I will certainly miss the friendships and the fun we have had, around what is, the serious business of news.”</p> <p>She was reportedly offered the opportunity to farewell viewers but declined. </p> <p>“I’m making a clean break, and I probably won’t get the chance to bid you farewell in person,” Ghidella she continued in the email. </p> <p>“But please know that I have held all of you in the highest regard during my time on the mountain and I thank you all, from the bottom of my heart, for everything you did to ensure we made it to air each night.”</p> <p>Ghidella also shared a statement on her <a href="https://www.facebook.com/sharyn.ghidella/" target="_blank" rel="noopener">Facebook</a> page, talking about the changes Seven has underwent recently, including introducing a comedy segment and horoscope report to their national news offering. </p> <p>“I’m also not one to have my evening news served up with humour and horoscopes either, so, to be honest, it is time to go,” Ghidella wrote.</p> <p>Former newspaper editor Anthony De Ceglie, who replaced Craig McPherson as the network’s news director in April has also commended Ghidella for her "significant contribution" to the station. </p> <p>“We are grateful for her hard work and are sorry to see her go. She leaves with sincere thanks from everyone at Seven and our very best wishes for the future,” De Ceglie told news.com.au. </p> <p>Seven Brisbane’s Director of News Michael Coombes added, “For 17 years, Sharyn has been a welcome guest in lounge rooms across Queensland – always professional, always reliable, always warm.</p> <p>“But for all of us, she is so much more. A mentor, a colleague, a friend. I have nothing but admiration and gratitude for Sharyn. And we wish her every success for the future.”</p> <p><em>Images: Instagram</em></p>

TV

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How to buy a home: 7 tips for negotiating like a pro

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/park-thaichon-175182">Park Thaichon</a>, <a href="https://theconversation.com/institutions/university-of-southern-queensland-1069">University of Southern Queensland</a></em></p> <p>The main purpose of negotiation is to find a mutually acceptable solution for buyers and sellers. Good negotiations greatly improve relationships between buyers, sellers and agents. They also help avoid future problems and conflicts.</p> <p>Negotiating skills become even more important for home buyers in a “seller’s market”, where demand from buyers exceeds supply from sellers. That’s <a href="https://propertyupdate.com.au/australian-property-market-predictions/">currently the case</a> in all Australian capital cities and major regional cities such as Gold Coast, Sunshine Coast and others.</p> <p>Many home buyers mistakenly believe negotiation only occurs during the signing of the sale contract. However, it involves distinct stages: <em>pre-negotiation</em> and <em>during negotiation</em>.</p> <p>So how can people maximise their chances of successfully negotiating a purchase in a seller’s market? I offer the following tips.</p> <h2>Be someone the seller’s agent wants to do business with</h2> <p>Buyers often communicate solely with the seller’s agent, rather than directly with the seller. It’s crucial to ensure the agent views the buyer positively. Ultimately, it’s the agent who presents offers to the seller for their decision.</p> <p>It’s important, then, to understand what might motivate the seller’s agent to choose your offer. The key performance indicator for the agent often revolves around closing a property sale at a reasonable price within a certain time.</p> <p>This means price is a crucial factor. However, other factors can influence the seller’s agent and seller.</p> <p>For example, having pre-approved finance can increase the agent’s confidence in the buyer. If the buyer appears serious, can make quick decisions and makes a good impression, the agent may be more motivated to push for them, even if their offer is slightly lower than others without pre-approved finance.</p> <h2>Be a big fish (for the seller’s agent)</h2> <p>The next strategy is to give the seller’s agent extra incentive to favour you and your offer. <a href="https://www.emerald.com/insight/content/doi/10.1108/MIP-09-2019-0489/full/html">Our research</a> in customer behaviour suggests businesses value customers who make frequent purchases or engage them for long-term services.</p> <p>For example, the agent would be pleased to learn that the buyer might be interested in buying another property in the near future or in using their rental service for the new property. You have an advantage if you can position yourself as someone who could provide them with extra business.</p> <h2>Point to competing options</h2> <p>In a positive manner, let the seller’s agent know you are considering two or three properties, and this specific property is among those you are inclined to make an offer on.</p> <p>In certain situations, it may stimulate competitive pricing when multiple properties of similar quality are available in the same area. Make it clear to the agent you will choose the property that offers you the best overall value.</p> <p>While this strategy might not necessarily lower the price in a seller’s market, it can prompt the agent to have a fuller discussion with you.</p> <h2>Think beyond price</h2> <p>The next set of tips focuses on the <em>during negotiation</em> stages. It can be challenging for buyers to negotiate a lower price in a market with low supply and high demand. You might have to “think outside the price box”.</p> <p>Buyers often have a specific price range or fixed budget in mind when they start discussions with a seller. However, other factors besides price can influence a property’s overall value.</p> <p>So if a seller won’t adjust the price, consider negotiating for other concessions that could reduce your expenses.</p> <p>These may include:</p> <p><strong>Settlement period</strong></p> <p>Consider the expenses associated with the settlement period. A shorter settlement period could enable buyers to move into the property sooner and save on rent. For example, if a buyer is paying $600 per week in rent, an early settlement could save them around $2,400 per month.</p> <p><strong>Insurance costs after contract signing</strong></p> <p>In many states, buyers’ <a href="https://www.finder.com.au/home-insurance/home-insurance-cost">home insurance cover</a> is required to begin from the date of contract signing. It’s reasonable for buyers to include a special condition requesting the seller to bear the insurance costs until settlement. On average, home insurance may amount to about $140 per month.</p> <p><strong>Cleaning expenses</strong></p> <p>Consider negotiating a condition stipulating that the seller must ensure the property is professionally cleaned by settlement. Failure to do so could result in a $500 adjustment in the buyer’s favour at settlement.</p> <p>In some states, like Queensland, sellers are not obligated to deliver a clean property. Based on typical end-of-lease cleaning charges, internal cleaning of a four-bedroom property could cost <a href="https://firstcallhomeservices.com.au/service-menu/bond-exit-end-lease-cleaning/">$455 to $590</a>.</p> <p><strong>Building and pest inspection costs</strong></p> <p>Buyers should always include a 14-day pre-purchase inspection clause for <a href="https://www.topdogpestcontrol.com.au/building-pest-inspections-gold-coast/">building and pest inspections</a> in their offer. Although they may cost $300 to $600, these inspections provide a clear report that could lead to negotiations after contract signing if they find any issues with the property.</p> <h2>Be careful with your first offer</h2> <p>Don’t present the first offer in writing. It can be challenging to negotiate down the price once it has been written in an offer document.</p> <p>Instead, the buyer should begin by testing the expected price of the property. As well as obtaining property reports from multiple banks, the buyer could talk with the seller’s agent in person about a price range that would be agreeable to the seller.</p> <p>You could include phrases like “a price that will make the seller happy” or “a price that will make the seller accept the offer”. While the agent might not provide a specific price, this talk can provide a guideline for the buyer. All properties up for auction or private sale should have an expected price set, which may or may not be discussed with potential buyers.</p> <p>It’s also advisable to consult a solicitor before submitting an offer or signing a contract. They can offer valuable suggestions to smooth the purchase process and identify any issues.</p> <h2>Use the power of 900</h2> <p>Buyers often submit offers with round numbers, such as $700,000 or $750,000. In a competitive seller’s market, aim to submit an offer with a number that stands out from the rest, yet remains within your budget.</p> <p>An example of such a number is $900. For instance, comparing $700,000 to $700,900, the extra $900 makes the offer feel closer to $710,000.</p> <h2>Write a personalised letter</h2> <p>It’s true the most important point of selling a house for many sellers is price. But they are human and have emotions. Finishing a purchasing offer with a personal letter to the seller can make a difference.</p> <p>Often that $3,000 to $20,000 could be a lot of money for a buyer, but it may not be as much for someone selling a house for $700,000 or $1,000,000. Write the letter to express your feelings about the property in a way that makes it clear you will care for it. Most people selling their home would prefer to have someone look after it well.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/226237/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/park-thaichon-175182">Park Thaichon</a>, Associate Professor of Marketing, <a href="https://theconversation.com/institutions/university-of-southern-queensland-1069">University of Southern Queensland</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-to-buy-a-home-7-tips-for-negotiating-like-a-pro-226237">original article</a>.</em></p> </div>

Money & Banking

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Major TV star's 7-year-old undergoes third open heart surgery

<p>Jimmy Kimmel's seven-year-old son has undergone his third, and hopefully final open heart surgery after being born with congenital heart disease. </p> <p>In 2017, Jimmy <a href="https://www.youtube.com/watch?v=MmWWoMcGmo0" target="_blank" rel="noopener">revealed</a> that Billy was only three days old when had to undergo his first open heart surgery, after doctors found “a hole in the wall of the left and right side of his heart” that was preventing enough oxygen from reaching his blood. </p> <p>Billy was only seven months old when he had to undergo his second open heart surgery, and over the weekend he had to undergo his third major surgery at the Children's Hospital Los Angeles. </p> <p>A few days later, the TV host took to Instagram to share an update following his son's successful surgery. </p> <p>"We went into this experience with a lot of optimism and nearly as much fear and came out with a new valve inside a happy, healthy kid," Kimmel wrote, alongside a picture of his youngest son smiling in a hospital bed. </p> <p>He then thanked all the surgeons, doctors and other medical staff who "came through for us with immeasurable kindness and expertise." </p> <p>"Walking around this hospital, meeting parents at their most vulnerable, children in pain and the miracle workers who do everything in their considerable power to save them is a humbling experience," Kimmel continued.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/C7fE-p4S7YN/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C7fE-p4S7YN/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Jimmy Kimmel (@jimmykimmel)</a></p> </div> </blockquote> <p>He then highlighted the hospital's dedication to providing help to families "regardless of their ability to pay". </p> <p>Jimmy then extended his thanks to his family and friends and the "loving strangers who took time to pray for and send positive energy to our baby".</p> <p>He gave a special shout out to his wife Molly – for "being stronger than is reasonable for any Mum to be". The pair also share daughter Jane, nine. </p> <p>The late night TV host then praised his son for being "the toughest (and funniest) 7 year-old we know."</p> <p>"There are so many parents and children who aren't fortunate enough to go home after five days," he added and encouraged his followers to send their thoughts and prayers to these families. </p> <p><em>Image: Instagram/ X</em></p> <p> </p>

Caring

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7 things you need to know about fear

<p>Fear is an emotion that can be debilitating and unsettling. But it is a natural part of life and we are hardwired to experience it.</p> <p><strong>1. Fear can protect you</strong></p> <p>Experiencing fear elicits responses from your brain to your limbs. It is the body’s natural way of protecting itself. For our ancestors the fear was often more physical – such as being chased by a lion. Modern fear can range from physical danger (such as a spider or an intruder) or even from perceived danger (such as the worry that something will happen to our partner or child). Feeling fear doesn’t make you a weak person. In fact, not feeling any fear could mean that there are neurological issues present.</p> <p><strong>2. There are many levels of fear</strong></p> <p>Not everything that we fear is intense and paralysing. It can range from low levels of fear (such as worry about being robbed), to medium levels of fear (say if a loved one is in hospital) to high levels of fear (you are being chased by an attacker). Fear can also become stronger when we hear about events such as a terrorist attack or a natural disaster. It all relates back to how much the scary event will impact our lives.</p> <p><strong>3. Fear is not just instinctive</strong></p> <p>We become fearful due to three main factors: instinct, learning, and teaching. An example of instinctual fear is pain – we learn to be fearful of things that hurt us. Learned fear comes from being exposed to unpleasant or uncomfortable things and wanting to avoid them in the future. For instance, having a relative die in a car crash could make you fearful of driving in the future. Other fears are taught to us by our family, friends and even society. For example, some religions teach us to be fearful of other religions or customs.</p> <p><strong>4. Fear can arise without a real threat of danger</strong></p> <p>Fear can also be imagined, so it can be felt even when there is no danger present. If we feel this all the time it can lead to anxiety and depression. It’s important to think about whether the thing you are fearful of is real or likely to happen before you give it too much airtime.</p> <p><strong>5. Fear produces fear</strong></p> <p>If you are already in a state of fear, your response to more fear is heightened. For instance if you are watching a scary movie, a small noise from the next room could make you jump and scream. Your senses are on red alert, primed to act if the need arises.</p> <p><strong>6. Fear leads to action</strong></p> <p>Depending on the individual and the level of fear they are experiencing, there tend to be four main types of action as a result of fear: freeze, </p> <p>fight, flight, or fright. </p> <p>When you freeze it means you don’t move while you decide what to do (for instance you see a snake in your garden). From there you choose either fight (grab a shovel) or flight mode (walk away). If the fear is too much you might experience fright, where you do nothing and take no action (stand there screaming or worrying).</p> <p><strong>7. Real threats can lead to heroic actions</strong></p> <p>Imagined threats can cause us to live in a permanent state of fear and stress. But often we will do nothing about it (for instance being worried about sharks attacking us in the ocean). Compare this to the threat from a real and identifiable source, which will make you spring into action almost immediately. Often we don’t even make the decision to act, it just happens automatically (such as moving a child out of the way of an approaching car). </p> <p><em>Image credits: Getty Images</em></p>

Mind

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Sunrise rocked by allegation of "fraud"

<p><em>Sunrise</em> and the Seven Network have been rocked by an investigation by their biggest competitor, who exposed both allegations of "fraud", as well as threatening emails to a young journalist at Nine who was chasing the story. </p> <p>The scandal began when a reporter for the <em><a href="https://www.smh.com.au/national/new-seven-expenses-affair-rocks-sunrise-top-network-executives-20240408-p5fi6w.html" target="_blank" rel="noopener">Sydney Morning Herald</a></em> was alerted to an investigation being conducted by an independent law firm into the Sunrise program. </p> <p>According to reports by Nine, the law firm began an investigation, which was also conducted by a financial and corporate auditor, into reports that Sunrise staff members had grossly misused travel benefits. </p> <p>The allegations claimed that a small number of Sunrise staffers, as well as some of their friends and family, had taken flights and stayed in hotels on trips not related to their work duties, using benefits provided to the network by Qantas as part of a multimillion-dollar advertising and sponsorship deal.</p> <p>When business reporter for the<em> Australian Financial Review</em> Zoe Samios, a publication owned by Nine, reached out to Seven’s long-time commercial director Bruce McWilliam to chase the story, she was allegedly met with threatening emails saying her probes into the allegations had caused Seven’s star executive producer Michael Pell to self-harm.</p> <p>“This is what your unfounded reports have caused Michael to do,” Mr McWilliam wrote to Ms Samios in October last year.</p> <p>Attached to the email was a graphic image of him, bloodied and in a hospital gown, with a noticeable head wound.</p> <p>“Why don’t you keep it up so he kills himself. You are a complete disgrace. That law firm you name didn’t conduct any investigation. If you publish untrue allegations … and he tops himself. It’s on you. We are determined to protect him,” the email read.</p> <p>Speaking exclusively to <em><a href="https://www.news.com.au/finance/business/media/sunrise-rocked-by-fraud-investigations-that-top-tv-exec-tried-to-keep-secret/news-story/4b755d82167f825140c63b6e07107745" target="_blank" rel="noopener">news.com.au</a></em> on Thursday as the investigations were made public for the first time, Mr McWilliam defended the email and said he was defending a colleague and “friend” against “false allegations”.</p> <p>However, several months before the email, Mr Pell had stepped down as the boss of Sunrise and was appointed Seven's Senior Vice President of Entertainment Content in North America, and he moved to Los Angeles shortly after.</p> <p>On Thursday, Mr McWilliam told <em>news.com.au</em> that he became incensed when Mr Pell’s name was linked to the investigation, prompting his fiery email to Samios.</p> <p>“The accusations against Michael were exaggerated,” he told <em>news.com.au</em>.</p> <p>“I make no excuse for having acted to protect a colleague, against whom false allegations were being made. Michael Pell has been a friend of mine for many years.”</p> <p>The newspaper subsequently agreed to kill the story over concerns for Mr Pell’s mental health and wellbeing.</p> <p>While the findings of the alleged expenses investigation were delivered to Seven and described as "serious", a source close to the investigation insists that while the accusations are significant, they do not constitute "fraud" in the legal sense. </p> <p>Despite that, it’s understood that a small number of staff left the network following the findings being delivered to Seven, with the staffers signing nondisclosure agreements upon their departure.</p> <p>The scandal's reemergence comes 18 moths after the initial allegations, as Seven finds itself in another controversy over its flagship current affairs program <em>Spotlight</em> and its handling of an exclusive interview with Bruce Lehrmann.</p> <p><em>Image credits: Sunrise</em></p>

Legal

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Hero shopkeeper uses shoelace to help deliver baby in carpark

<p>A Cheap as Chips discount store worker in Logan has been praised as a hero after helping a couple deliver their baby in the carpark behind a 7-Eleven service station. </p> <p>Sharyn Daley thought it was just another day at work on Friday, when a man ran into her store asking for a towel because his partner had gone into labour.</p> <p>She quickly sprung into action and helped with a successful delivery before paramedics arrived. </p> <p>“(All I could think of was) just survival. Someone needed help. So, you just rush and do what you can and instincts take over,” she told  <em>Sunrise</em> hosts Nat Barr and Matt Shirvington. </p> <p>“Dad was in shock. I sort of asked him to get the little toddler out of the back seat and occupy her — she was panicking.</p> <p>“But after he got his toddler out, I could concentrate on mum and telling her baby is OK."</p> <p>Daley added that when the baby boy came out he was somewhat discoloured — so, she began squeezing his arm and rubbing his head.</p> <p>“Mum was very quiet. She introduced herself. I introduced myself. And she just kept saying, ‘is baby OK, Is baby OK?’ I said ‘Yes, I’m patting him hard and stimulating him to get more oxygen in. That’s all’.”</p> <p>She then grabbed a shoelace to tie off his umbilical cord and used her sock to grab the placenta. </p> <p>Paramedics arrived shortly after.</p> <p>Daley, who is a mother-of-three and a grandmother to one, said that she had previously helped deliver puppies, which may have helped her. </p> <p>“I think it may have (helped) a bit — with tying off the cord — and things like that. (But) keeping mum and bub and dad calm. That was my first priority,” she said.</p> <p>She also added that she wanted to help the young family get started. </p> <p>“I would love to speak to them,” Daley said.</p> <p>“Courtesy of Cheap as Chips where I work. We have a cot, a change table, a mattress and a beautiful big hamper for them to help them get started,” she said.</p> <p><em>Image: Seven</em></p>

Family & Pets

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How to fall asleep without sleeping pills: 7 natural sleep aids that actually work

<p>It’s 3am and you’re suddenly wide awake. Try these seven science-backed strategies to fall back to sleep fast.</p> <p><strong>Give meditation a try </strong></p> <p>As a mindfulness coach, I’m very aware of the day-to-day anxieties and worries that can interfere with a good night’s sleep. One of the most effective natural sleep aids is a quick meditation session to ease yourself out of those stresses. If you’ve never meditated before, you’ll likely find the meditation interrupted by thoughts flashing through your mind.</p> <p>It’s important for you to know that this isn’t a failure on your part, and that you aren’t doing anything wrong. Thinking is just what the brain does, as naturally as lungs take in air. The point is to be non-judgmental yet aware of your thoughts, bodily experiences and breath, moment by moment.</p> <p><em>Sleep better, feel better! <a href="https://gaiam.innovations.com.au/p/gaiam-wellness/rollers-resistance/27-72435-gaiam-strengthen-stretch-kit?affiliate=GAIAM6O" target="_blank" rel="noopener">This Blackout Sleep Mask from Gaiam</a> will help you feel well rested and renewed. </em></p> <p><strong>Stop wanting to fall asleep</strong></p> <p>It’s counterintuitive, isn’t it? Sometimes trying too hard to do something is the very thing that prevents us from achieving it – and that’s never more true than when it comes to falling asleep. Desperately wanting to sleep will only stoke anxieties that will further stress your brain, essentially feeding it the message that it’s not safe to sleep.</p> <p>Throw in those worries about your to-do list at work the following day, and the whole thing can snowball into a panic attack. Try letting go of that feeling that you absolutely must sleep now, and observe your own anxieties for what they are without judgment. When you stop looking at sleep as a goal, you’ll find it easier to fall asleep.</p> <p><em>Before you climb into bed, set aside 10-15 minutes to help relax your body and mind, with <a href="https://gaiam.innovations.com.au/p/gaiam-wellness/restore-massage/27-73353-gaiam-wellness-acupressure-neck-back-pillow?affiliate=GAIAM60" target="_blank" rel="noopener">this wellness acupressure neck and back pillow from Gaiam</a>.</em></p> <p><strong>Start a journal </strong></p> <p>If you find yourself struggling to fall asleep, pick up a pen and paper (not your phone!), and start writing: simply scribble down an account of what’s going on inside your head. Although there’s no “right” way to journal, you might start by listing the events of your day, and from there, how those events and encounters made you feel.</p> <p>Building this structured picture of your thoughts may help you see that the problem that’s keeping you up at night, and is likely less overwhelming than you thought. Why my insistence on a pen and paper? First off, studies show the simple motor action that’s involved in the act of handwriting has a calming effect. Secondly, the light emitted by laptops and phones isn’t conducive to falling asleep.</p> <p><strong>Find yourself a "3am friend"</strong></p> <p>Some of us are lucky to have a ‘3am friend’, that close confidant you can call up in the wee hours knowing that they won’t hold it against you in the morning. Although it’s great to have someone to talk to when you want to fall asleep, it’s important that the conversation doesn’t just rehash the anxieties that are preventing you from catching shut-eye in the first place.</p> <p>Rather than using the call to seek solutions for those issues, talk about things that calm your nerves, or even have them assist you in deep breathing. It may sound silly, but doing a series of deep, relaxing breaths can help you let go of the troubles that are keeping you wide awake.</p> <p><strong>Take a warm shower</strong></p> <p>Taking a warm shower not only relaxes your muscles and soothes minor aches and pains, but it also raises your core body temperature. As soon as you step out of the shower, your body starts working at lowering that temperature, which is something that normally happens when you’re falling asleep naturally.</p> <p>(That’s why we always feel the need for a blanket when we sleep, no matter how warm it is!) By kick-starting that temperature-lowering process, you’re tricking your body into falling asleep fast.</p> <p><strong>Stretch yourself to sleep </strong></p> <p>Anxiety keeping you up? Research suggests mild stretching can help take the edge off and relax muscles that have become stiff and sore after a long day. We’re not talking intricate yoga poses or acrobatics here, either: Simple stretches like an overhead arm stretch and bending over to touch your toes should do the trick. Ramp up the relaxation potential with a soundtrack of ambient noise at a volume that’s just barely audible.</p> <p>There are plenty of white noise apps that are free to download, but soft music can work as well (so long as there are no lyrics). Just remember, if you’re using an electronic device to play these sleep-promoting sounds, make sure it’s placed screen-down so you’re not distracted by the light it emits.</p> <p><em>Stretching is healing, and this <a href="https://gaiam.innovations.com.au/p/gaiam-wellness/rollers-resistance/27-72435-gaiam-strengthen-stretch-kit?affiliate=GAIAM60" target="_blank" rel="noopener">Strengthen and Stretch Kit from Gaiam</a> is a great way to start. An on-line workout is also included to get you started.</em></p> <p><strong>Read (or listen!) to something new</strong></p> <p>When you’re struggling with insomnia, it might be tempting to pull an old favourite off the bookshelf. In reality, it’s better to read or listen to an audio book that covers a topic on which you know absolutely nothing. New information, while taking attention away from the stressors that are keeping you up at night, gives your brain enough of a workout to make it tire more quickly than when it’s engaged with familiar subjects and concepts.</p> <p>Again, if it’s an audio book or podcast you’re listening to, make sure the light-emitting side of the device is face down to keep the room as dark as possible. Darkness and warmth play an essential part in the production and maintenance of melatonin, the hormone that plays the central role falling asleep.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article by </em><em>Deepak Kashyap </em><em style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">originally appeared on <a href="https://www.readersdigest.com.au/healthsmart/conditions/sleep/how-to-fall-asleep-without-sleeping-pills-7-natural-sleep-aids-that-actually-work" target="_blank" rel="noopener">Reader's Digest</a>. </em></p>

Body

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Veteran Channel 7 news presenter announces shock departure

<p>Longtime presenter of Channel 7 news Jodie Speers has announced her departure from the program after 15 years. </p> <p>Jodie has long been the face of the early morning <em>7News</em> bulletin, but has decided to step back after a decade and a half behind the desk. </p> <p>Taking to Instagram on Friday, she announced it would be her final day on the job. </p> <p>Jodie shared a series of photos documenting her highlights from her many years in the role, while candidly sharing why she was calling it quits. </p> <p>“The end of an era! I didn’t expect to feel so emotional today! 💓” she said.</p> <p>“This job has given me so much over the past 15 years. From a stint in federal parliament, another one in the courts, and everything from crime scenes to red carpets, bushfires to brain surgeries, every day was different."</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/C4yhod8yjcd/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C4yhod8yjcd/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Jodie Speers (@jodiespeers)</a></p> </div> </blockquote> <p>“Sometimes sad, often stressful, at times hilarious or completely bizarre 🤪”</p> <p>Speers then spoke of how the job impacted her family life, admitting it had been difficult balancing the unusual hours and being a mother to three kids, who she shared with husband Ben Fordham. </p> <p>“I’ve since spent years reading the early news ... juggling babies and toddlers, getting up at an ungodly hour ... but getting home in time to see my babies wake up."</p> <p>“I’ve been chipping away at a law degree for the last year and now looking forward to a new season ... getting back to court in a different capacity!"</p> <p>“As always, the people make the place — I’ve worked with so many over the years — and can’t think of a single bad egg. It’s these guys I will definitely miss the most ❤️🙏.”</p> <p>Friends and colleagues flocked to the comment section to send their well wishes to Jodie on her next venture, while congratulating her 15-year stint with Channel 7. </p> <p><em>Sunrise</em> weather presenter Sam Mac said, “Going to miss starting our day with you 🙌 But your new profession may come in handy for me one day 🤷🏽‍♂️ congratulations & well done 👏.”</p> <p>“You are incredible! I always loved seeing you if i was ever in Sydney. You are so warm, genuine and kind! Cannot believe you’ve been working, studying law and juggling 3 kids! Amazing! Big love and best wishes for the next chapter x,” former <em>7News </em>presenter Kendall Gilding said.</p> <p>“One of the best in TV! Absolute class act,” <em>Sunrise</em> presenter Shaun White said.</p> <p><em>Image credits: Instagram </em></p>

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7 ways you’re shortening the lifespan of your refrigerator

<p><strong>How you may be shortening the lifespan of a refrigerator</strong></p> <p>Refrigerators are a necessity in the home, but they cost a pretty penny. They can range in price from $700 to thousands of dollars, depending on which refrigerator brand you buy and which bells and whistles you want. Since it takes a good chunk of change to pay for this appliance, it makes sense to take great care of it so it lasts as long as possible. The typical lifespan of a refrigerator is 10 to 15 years, but it could last up to 20 years if you take superb care of it.</p> <p>Knowing how you may be shortening the life of your fridge helps you nip bad habits in the bud and make those well-spent dollars go the extra mile. That’s why we’ve rounded up the ways you may be knocking valuable time off your fridge’s life – read on and take note! Then, brush up on the signs your refrigerator is about to die and what your refrigerator temperature should be – both important things to know for fridge upkeep.</p> <p><strong>You’re not cleaning the internal mechanics</strong></p> <p>“If the defrost drain is clogged with debris, or frozen, the water dripping off the coils will overflow the drain trough and drip into the bottom of your refrigerator,” experts at the Repair Clinic told Reader’s Digest. Not only can this overwork your fridge, leading to a shorter lifespan, but it potentially causes your fridge/freezer to leak water all over your kitchen floor.</p> <p>Leaking water is a sign you should get any appliance looked at – it’s also a symptom of some of the ways you’re shortening the life of your washer and dryer.</p> <p><strong>You’re not cleaning the fridge itself</strong></p> <p>Additionally, debris, foodstuff, sticky spills and more common food mishaps that stay on the gasket of the refrigerator’s door too long can tear or break the seal of your refrigerator door. That can cause a leak, allowing cold air to escape. This makes learning how to clean your refrigerator properly all the more important (psst – these are the best fridge cleaners that’ll get the job done).</p> <p>To keep your fridge in tip-top shape as long as possible, wipe down the door edges often. And while you’re wiping down your fridge, see if you’ve organised your refrigerator the right way to keep ingredients fresh and avoid food poisoning.</p> <p><strong>You’re not cleaning the coils</strong></p> <p>More than 70 per cent of service calls for your fridge can be eliminated by cleaning your coils once a year – so experts recommend upping that to twice a year if you have furry pets (like an adorable but extra-fluffy pup).</p> <p>Debris on the coils can stop your fridge from properly dissipating heat, which means your compressor works harder and longer than it was designed to. That makes your fridge use more energy and shortens its lifespan.</p> <p><strong>It's too full </strong></p> <p>We’ve all played a few games of Tetris with our refrigerator after we get home with the groceries, but be careful when stocking up and storing. While this isn’t a huge problem with newer models, some older models have fan blades that are less protected. You may even be able to see the fan blades in your freezer or fridge.</p> <p>Cramming your food into the fridge and freezer to the point of applying undue pressure on this small part can affect its shape and fit among related parts of your fridge, risking a break. Ineffective fridges are overworked fridges, which will eventually lead to a refrigerator that doesn’t work. To avoid overfilling your fridge, do a deep clean of the contents of your fridge every once in a while and eliminate clutter.</p> <p><strong>You’re not changing the water filter often enough</strong></p> <p>If you have the type of fridge that makes ice – with the dispenser either within the freezer or on your door – the water filter is key to keeping this part of your refrigerator in great condition. An old, broken or dislodged water filter can create all kinds of problems for your fridge. At best, your ice dispenser breaks. At worst, your fridge overworks itself to an early death and you’re stuck footing the bill for a new one.</p> <p>Luckily, CNET reports that you likely can detect this problem early, as your ice cubes will start coming out smaller, oddly shaped or not at all. Keep this in mind next time you’re filling up your water bottle.</p> <p><strong>Your freezer temperature is too high</strong></p> <p>“Ideally, the temperature should be set -18 degrees Celsius,” said experts at Repair Clinic. The wrong freezer temperature can affect the longevity of your ice maker, as well as the safety of the food you’ll be eating.</p> <p>A temperature higher than -9 degrees Celsius can also cause the defrost thermostat to stop working, which, in turn, overworks your refrigerator and shortens its life.</p> <p><strong>You ignore weird noises or constant running</strong></p> <p>If you notice that your fridge is always running, or is running louder than usual, do something about it right away. Some fixes are easy enough that you can do them yourself, or they’re inexpensive for a professional, but even if that’s not the case, allowing a fridge to work itself harder than it is intended to is a good way to put an early expiration date on it. Depending on the age of your fridge, you may want to decide not to fix it and invest in a new, more energy- and cost-efficient option.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://www.readersdigest.com.au/food-home-garden/7-ways-youre-shortening-the-lifespan-of-your-refrigerator" target="_blank" rel="noopener">Reader's Digest</a>. </em></p> <div class="slide-image" style="font-family: inherit; font-size: 16px; font-style: inherit; box-sizing: border-box; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </div>

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