Search

Battling to make ends meet? Financial planning expert offers 5 tips on how to build your budget

<div class="theconversation-article-body"><a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a> Every day seems to bring new headlines about rising costs. <a href="https://www.news24.com/news24/africa/news/nigerias-big-unions-call-indefinite-strike-over-fuel-prices-and-the-cost-of-living-20230926">In Nigeria</a>, unions are threatening to strike amid soaring fuel prices; the country’s inflation rate <a href="https://www.cbn.gov.ng/rates/inflrates.asp">hit 25%</a> in August. The amount it costs to fill a food basket in South Africa <a href="https://pmbejd.org.za/wp-content/uploads/2023/09/PMBEJD_Key-Data_September-2023_27092023.pdf">keeps climbing</a>. Ghanaians <a href="https://www.reuters.com/world/africa/multi-day-protests-over-economic-crisis-grip-ghanas-capital-2023-09-23/">took to the streets</a> of Accra in late September to protest about the cost of living. A <a href="https://www2.deloitte.com/us/en/insights/industry/retail-distribution/consumer-behavior-trends-state-of-the-consumer-tracker.html">recent study by the audit and consulting firm Deloitte</a> found that 75% of South Africans were concerned that the prices for everyday purchases would continue to increase, while 80% of consumers across all income groups expected the prices of groceries, household utilities and fuel to rise. This stark reality means budgeting may be more necessary than ever. If you don’t know how to create a budget, then you shouldn’t feel bad – most adults aren’t taught how to create one. And most people don’t budget, because they see it as restrictive or unsustainable. But it need not be: once you appreciate that a budget can work for you, it can be a financially empowering exercise. It’s a cornerstone of financial planning because it ensures you are living within your means and helps you remain in financial control. As a financial planning academic, I focus in <a href="https://researchprofiles.canberra.edu.au/en/persons/bomikazi-zeka/publications/">my research</a> on improving financial wellbeing and promoting savings behaviours through interventions such as budgeting. Here are five guidelines for creating a budget. <h2>1. Apps vs spreadsheet</h2> A good place to start is to choose the format of how you’re going to budget. There are several <a href="https://www.sanlamreality.co.za/wealth-sense/setting-up-a-family-budget-that-works/">online templates</a> and apps you can use for budgeting. For instance, <a href="https://www.22seven.com/">22Seven</a> has gained popularity in South Africa due to its compatibility with several financial institutions, including the country’s big five banks. Similarly, <a href="https://www.the-star.co.ke/business/kenya/2021-01-25-budgeting-using-mint-app/">Mint</a> is a popular budgeting tool that is used in Kenya and Nigeria. If you prefer to put pen to paper, some online templates come with <a href="https://www.wonga.co.za/blog/free-budget-template">free printable budgets</a>. Creating your own <a href="https://create.microsoft.com/en-us/learn/articles/how-to-make-excel-budget">Excel spreadsheet</a> is an equally good approach. What matters most is using a tool that you can commit to. <h2>2. Itemising your income and expenses</h2> A budget essentially shows how much you’re spending in relation to how much you’re earning. So once you have selected your budgeting tool, you need to fill in your income and itemise how much you’re spending on each expense in a month. A budget can be considered a cashflow statement because it allows you to track money coming in (income) and money going out (expenses). If you are living within your means, your budget should indicate a surplus – more cash inflows than cash outflows. So budgeting provides an accurate account of your short-term financial position. <h2>3. A realistic account of expenses</h2> When you look at your financial statements, fill your expenses into your budget honestly and accurately. Don’t cheat! Since everyone’s financial situation is different, your budget will also be unique. Even though there is no one-size-fits-all approach to budgeting, it should still consider all of your expenses (both regular and intermittent). A general rule of thumb is that if it’s deducted from your account then you should treat it as an expense. This includes payments for housing, medical insurance, fuel, dining out, credit card repayments and even bank fees. <h2>4. Save first, spend later</h2> Now you’ve seen how much you’re spending. Either it’s too much – and you can plan where to cut back – or you have savings at the end of the month. When compiling your budget it’s important to demarcate how much will be in the form of savings. What’s more important is getting into the habit of saving before you spend instead of saving after spending. If you spend first then you’ve deprived yourself of the opportunity to save for a rainy day. Furthermore, <a href="https://eprints.hud.ac.uk/id/eprint/10231/1/Microsoft_Word_-_submitted_version_3rd_June_201.pdf">research</a> has shown that getting into the habit of saving has a transgenerational effect: it can be considered a cultural value that is passed on from one generation to another. So think of saving as paying yourself first. Once you have done so, you won’t feel guilty for treating yourself because you’ve already done the financially responsible thing by putting your savings aside. <h2>5. Considering assets and liabilities</h2> Once you’ve become comfortable with consistently budgeting, you can take it up a notch by including your assets (everything you own with an economic value) and liabilities (everything you owe) to determine your overall financial position. You can get a clearer picture of your overall financial wellbeing by compiling a list of all your assets, for example your savings and <a href="https://www.investopedia.com/terms/h/home_equity.asp">home equity</a>, in relation to liabilities (such as bank loans). Knowing your long-term financial position can indicate how financially resilient or vulnerable you are. In the event of a financial emergency, you will know which resources you can draw upon to meet an unexpected expense. By creating a budget (and sticking to it), you can protect yourself and your household from financial shocks. Consider the alternative. Imagine you haven’t budgeted and set savings aside. If a financial emergency were to arise, your next best bet would be to borrow the funds you need. You’d have to come up with a plan to repay what you’d borrowed while also building your savings. <h2>A healthy habit</h2> Getting into the habit of budgeting isn’t easy, especially if you haven’t done it before or you’re intimidated by the process. But, as the expression goes, “a journey of a thousand miles begins with a single step”. Think of budgeting as taking a small but important step towards reclaiming control over your finances and improving your financial well-being.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/214861/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, Assistant Professor in Finance and Financial Planning, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/battling-to-make-ends-meet-financial-planning-expert-offers-5-tips-on-how-to-build-your-budget-214861">original article</a>. </div>

Money & Banking

Insider spills on Robert Irwin's plans for I'm a Celeb

Robert Irwin received rave reviews for his co-hosting skills alongside Julia Morris on this year's I'm a Celebrity...Get Me Out of Here, but an insider has claimed that he won't be returning for another season. "His easygoing and faultless live TV skills have won over the nation. But his career at Ten will only be short-lived, and he is heading back to Seven," a source told Woman's Day. The negotiation is believed to have been orchestrated by the ultimate "mumager" Terri Irwin. "The Irwins are very smart when it comes to negotiations," the insider added. The source also claimed that Robert's decision to join I'm a Celebrity was seen as a one-off opportunity to elevate his television profile - which he has achieved after bringing fresh energy into the show. Channel Seven is reportedly keen to welcome Robert back with a massive deal, according to the source. "Seven want Robert back and have thrown a king's ransom at him," they said. If the deal goes through, Julia Morris will have to find a new partner to head to the jungle with. Many fans have praised Robert for bringing some fun into the jungle. "I have not ever been keen on watching this show but Robert you have brought some class and good honest fun to the jungle. Thank you," one fan wrote under a clip of the show's grand finale that Robert posted on his Instagram. "How awesome was Robert? This gig was like it was made for him. What a natural," another added. "Best year of I'm a Celebrity, and it was because you added something to the show as Co-Host. Brilliant job for somebody with no experience but with a lot to give," commented a third. Images: Instagram

"I am lucky to be here": Julie Goodwin opens up on childhood trauma

Julie Goodwin has opened up about the childhood abuse she experienced in her latest memoir. The 53-year-old MasterChef Australia star wrote about how she was sexually abused as a child and later attempted suicide as a teenager in her autobiography, Your Time Starts Now. Speaking to The Australian Women's Weekly, Goodwin recalled how the memory of the abuse which she had buried for a long time returned when she was 16. "Nothing triggered it, it was just like the memory was always there, like a dusty book on a library shelf," she said. "And one day I took it down and looked at it and went, 'Holy crap, how have I not thought about that for nine years?'" Goodwin, however kept the resurfaced memory to her self and maintained an excellent academic record at high school, even becoming school captain, until a year later when she attempted suicide at the age of 17. She shared that following her hospitalisation, she returned to school a few days later and acted as if nothing serious had happened. The TV star then opened up on her road to recovery and the tremendous amount of help she received from her husband Mick, who gave her the love and support she needed. "I am living my second life," she told Women's Weekly. "I am lucky to be here." Images: Channel 10

Books

Australian Idol host opens up on painful health battle

Australian Idol host and singer Ricki-Lee Coulter has revealed that she has been battling endometriosis for over a decade. The 38-year-old took to Instagram to share the process that led her diagnosis, straight from the hospital bed, following her laparoscopy and excision surgery. "For over a decade I’ve been dealing with chronic pain that has progressively gotten worse,” she began the post. “Anyone with endometriosis knows it takes a long time to get to the point where you have surgery and can get any kind of diagnosis — and that you have to advocate for yourself and keep pushing for answers. “Over the years I have seen so many doctors and specialists, and have been down so many different paths to try to figure out what was going on — and for so long I thought the pain was just something I had to deal with. “But the past couple of years, it has become almost unbearable and is something I’ve been dealing with every single day. “I met with a new GP at the start of the year, who referred me to a new specialist, and we went through all the measures that have been taken to try to get to the bottom of this pain — and the only option left was surgery. “So this week I had a laparoscopy and excision surgery — and they removed all the endometriosis they found, and I can only hope that is the end of the pain. “I’m now at home recovering and feeling good. Rich is taking very good care of me xxx," she ended the post. She also shared a few photos after her surgery, and of her recovering at home. One in nine women suffer from endometriosis, a condition where the tissue similar to the lining of the uterus grows outside the womb, which sometimes moves to other areas of the body. Friends and followers shared their support in the comments, with reality TV star and fellow endo-warrior Angie Kent saying: “Sending you lots of love! You’re not alone in this — it’s a marathon not a sprint, unfortunately. “But there’s an amazing chronic invisible illness sista-hood out here! I hope you have a good support system with the recovery including an amazing women’s health practitioner.” “Sending lots of love,” Sunrise host Natalie Barr added. “Sending you so much love. Been where you are now and it gets so much better honey,” wrote Jackie O. Images: Instagram

Caring

Matt Shirvington opens up on marriage and fatherhood

Matt Shrivington has opened up about marrying his "first crush" when he tied the knot with his wife in 2001. The Sunrise host spoke candidly to Sydney Morning Herald about the early days of his relationship with his wife Jessica, sharing how the pair "made it official" when they were just 18 years old. The 45-year-old reflected on his whirlwind romance, sharing how the couple met at a house party when they were teenagers. “We went to separate schools but had mutual friends and saw one another often at house parties,” Shirvo said. The former Olympian said the couple had a “false start” after Jess came down with chickenpox, while he was focused on his athletics career. “But by the time we’d finished our Higher School Certificate (Year 12, in NSW), we’d made it official. We moved in together aged 18 and started our lives as a couple,” he added. Jess and Matt married in 2001 and moved to London a year later, after Matt was based in England for his athletics training. Their family grew in 2006 when they welcomed their first child Sienna, before deciding to return to Australia in 2008. The couple had a second daughter, Winter, soon after, and went on to have a son, Lincoln, who is six. Shirvo shared how much he loves raising daughters and getting to see their sense of independence grow. “They’re great young women, strong and powerful, and I love seeing their desire for independence,” Shirvo said. “Sienna is extremely artistic and Winnie is ambitious about sport – she just competed in the under-17s National Rowing Championships." “It doesn’t matter what it is, if your kids have a passion for something and love waking up in the morning to do it, you’ll back it to the end of the earth as a parent.” On Monday morning's episode of Sunrise, Nat Barr praised the article and Shirvo for his heartwarming words about his family. “Interesting article in the paper over the weekend about our very own Shirvo — who got candid about life, love, and family,” Barr said, referring to the piece. “I wanted to give you a shout-out — it was really lovely, I loved reading it.” “My favourite part was when you said, ‘I never had a celebrity crush growing up, but I did marry my first crush’ It was a really gorgeous story,” Barr said of the piece. Image credits: Instagram

Relationships

Seven's insane plan to ambush Lisa Wilkinson exposed

A bizarre plan pitched by Channel Seven for Bruce Lehrmann to ambush Lisa Wilkinson has been revealed. According to several close friends of Mr Lehrmann, Channel Seven's Spotlight program suggested that Lehrmann hover around the Sydney suburb of Cremorne in the hopes of catching Lisa Wilkinson unawares. They proceeded to explain to <a href="https://www.news.com.au/national/nsw-act/sevens-plan-for-bruce-lehrmann-to-ambush-lisa-wilkinson-in-public/news-story/1e6df346affc123ad23f1f7efcb12136" target="_blank" rel="noopener">news.com.au</a> how they wanted Lehrmann to confront Wilkinson while a cameraman stood close in the hopes of manufacturing a must-see TV moment. Mr Lehrmann's friends said he was not keen on the idea, although the program continued to suggest the ambush. As the fallout continues over untested allegations in the Federal Court that Mr Lehrmann leaked Brittany Higgins’ private text messages to the current affairs program, the former Liberal staffer’s mates are spilling the beans on claims of the program’s bizarre plan. “Bruce very much wanted a third program. But that was a bridge too far," another friend said. “Seven were desperate for ideas. They raised it several times. On many occasions I met with Bruce after meetings and they were pushing for it." “The plan as described was (they) wanted Bruce to be at a local cafe that they knew Lisa Wilkinson would go to and they would have a TV camera confront her.” When asked what Mr Lehrmann planned to say during the ambush, the friend admitted, “I dunno. I don’t know if they thought that far ahead.” Mr Lehrmann’s inner circle claim that it was just one of a number of wild ideas floated by Spotlight producer Steve Jackson as they pitched ideas for future programs about Lehrmann. Another confidante of Mr Lehrmann’s said the Wilkinson plan was “bizarre” and joked it seemed to involve Mr Lehrmann jumping from behind a pot plant to startle the TV star, an idea the former Liberal staffer wasn't keen for, despite the Seven “ideas factory”. “It wasn’t something that Bruce (Lehrmann) pushed," the source said. “Spotlight had a million viewers and so they were always looking for any excuse for a third program. The plan was to spark some sort of public row.” Mr Lehrmann’s criminal trial was delayed in the wake of Wilkinson’s ill-fated Logies speech, but his barrister Steve Whybrow SC has hailed the speech as keeping him out of jail. “Frankly, if it wasn’t for Lisa Wilkinson’s speech at the Logies, Bruce would probably be in jail. Thank God for that speech," Mr Whybrow said. Image credits: Getty Images

Legal

Clive Palmer's plans to build Titanic II resurface

Just when you thought we'd exhausted all of the possible billionaire pet projects, Clive Palmer, the Queensland mining magnate with pockets deeper than the Mariana Trench, has once again proven us wrong. For more than a decade now, Palmer has harboured a peculiar obsession: resurrecting the ghost of the Titanic, the world's most infamous maritime disaster. Palmer wants to build Titanic II, because when you've got more money than you can count, why not embark on a maritime venture that's already synonymous with catastrophe? Palmer, with the audacity only wealth can afford, has been pushing for this Titanic replica since 2012. Not content with merely one failed attempt, he launched the project again in 2018. Now, after another six years and a global pandemic, he's dusting off his captain's hat and setting sail once more, announcing the Titanic II's re-launch at the Sydney Opera House (because when you're Clive Palmer, a press conference venue like the local community centre just doesn't cut it). But why, you may ask? According to Palmer himself, it's a simple matter of economics: "I’ve got two options, either give my wife more money for shopping or spend it on the Titanic and I’m spending it on the Titanic because she’s shopped enough." Ah, yes, the age-old dilemma of whether to buy your spouse another designer handbag or fund a one-billion-dollar replica of a ship that sank over a century ago. We've all been there. Despite the naysayers who dismissed Palmer's dream as nothing more than the folly of a rich eccentric, he remains undeterred. Now, with the pandemic in the rearview mirror and cruise ships once again cruising, Palmer sees this as the perfect time to resurrect his Titanic dream. Because what better way to celebrate the end of a global health crisis than by building a monument to maritime tragedy? Palmer assures us that this time around, things will be different. The plans are similar to previous iterations, but now they comply with current regulations. Tenders are being sought, with plans to confirm a shipbuilder by year's end with the intention of setting sail by 2027. And what can prospective passengers expect from this seafaring spectacle? Well, according to Palmer's team, an eight-minute video featuring period costumes and a layout straight out of the early 1900s. Passengers will even be encouraged to dress the part (though that's not compulsory; nothing screams "fun vacation" like wearing corsets and three-piece suits in the middle of the ocean). But fear not, third-class passengers, you won't be left out of this Titanic experience. You'll get to enjoy stew and mash at communal dining tables, just like the good old days. Although, for those who prefer their meals without a side of historical accuracy, other options will be available. In amongst of all this, Palmer has grandiose visions of Titanic II as a symbol of world peace. “We all know how to make war," he announced at the press launch. "We get armies and we fund wars. People know about that. But it is a lot harder to make peace. To make peace you have got to stick with it every day. You progress inch by inch. “Titanic ll is something that can provide peace. It can be a ship of peace between all countries of the world. Millions have dreamt of sailing on her, seeing her in port and experiencing her unique majesty. Titanic ll will be the ship where those dreams come true.” So, as Palmer sets sail on his quixotic quest to recreate history, we can't help but wonder: Is Titanic II a testament to human ingenuity or just another billionaire's folly? Only time will tell. But if history has taught us anything, it's that sometimes, even the grandest dreams can end up at the bottom of the ocean. Images: Rod Eime / Wikimedia

Cruising

“I told him not to open it": Flight attendant forced to hold plane door shut

A flight attendant was forced to hold an emergency exit door shut after an allegedly drunk passenger tried to open it shortly after takeoff. Footage shows a female flight attendant with one hand on the plane’s roof and another holding the lever of the emergency exit, after a man allegedly tried to pull it open during their flight from Qingdao, China on Saturday, according to the New York Post. “I told him not to open it,” the flight attendant said to another colleague in Chinese, according to JAM Press. Her colleague then asks the passenger: “Sir, did you open this?” The male passenger looked confused as he started gesturing at the lever. “Why did you open it? Didn’t you know it is prohibited to open this kind of thing?” the flight attendant asked again. But the passenger ignored him and looked down at his phone, as the male flight attendant continued to question him. The passenger eventually admitted that he had been drinking before he tried to grab the lever, and the man eventually had to change seats with another passenger sitting in the same row. He was allowed to remain on the flight, which managed to land safely at Harbin, China without incident. Images: New York Post

Travel Trouble

"I want answers": Simon Dorante-Day's cunning plan to prove royal connections

The Queensland man claiming to be the son of King Charles and Queen Camilla has shared his new plan to prove once and for all that he has royal family connections. Simon Dorante-Day has long claimed through his 30 years of research, he discovered that he is the illegitimate son of the monarch, and has attempted to prove his theory through various means. Now, his new plan to get his hands on royal DNA to unequivocally prove his family heritage involves another member of the royal family. Speaking with <a href="https://7news.com.au/lifestyle/aussie-man-claiming-to-be-charles-son-drops-new-prince-harry-dna-bombshell-c-13488374" target="_blank" rel="noopener">7News</a>, the 57-year-old said he and his wife have been told by a “trusted source” that Prince Harry could be amenable to helping them gather proof. “We got advice from a really good, really trusted source that we should approach Harry and make a connection there and ask for DNA,” Elvianna said. Simon added, “I was really taken aback when he said that. But it’s definitely something I’m going to do. I’ve long been a supporter of Harry and Meghan, I think it’s disgraceful the way they’ve been treated by the royal family." “The way they are treated on social media too, it’s just one big ‘Punch-Meghan-and-Harry-a-thon’, seriously. It’s really starting to annoy me." He said he is planning to "make contact with him and explore this as an opportunity," pointing out that the royal family's treatment of Harry could make him more willing to help. "At the end of the day, I feel like he just might be as keen as I am to expose what Charles and Camilla and the powers that be have done to me. The injustice." “It’s worth me pointing out that Charles and Camilla, Buckingham Palace, the entire royal family - not one of them has ever said my claims are not true. They’ve never denied what I believe, told me I’m wrong." Simon said “the wheels are in motion” in terms of making contact with Prince Harry, and that he’s hopeful of a positive outcome. “I want answers,” he said. “And I feel Prince Harry is the man to help me find them.” “And I think their silence speaks volumes.” Simon said “the wheels are in motion” in terms of making contact with Prince Harry, and that he’s hopeful of a positive outcome. “I want answers,” he said. “And I feel Prince Harry is the man to help me find them.” Image credits: Facebook / Getty Images

Family & Pets

Jackie O opens up on loneliness post-divorce

Jackie 'O' Henderson has opened up on being gripped with feelings of loneliness in the years following her divorce. Speaking with fans at Luke McLeod's book launch for Everyday Enlightenment on Thursday night, the 49-year-old admitted she is "desperate" to find love and companionship. After being single for over five years, Jackie said it feels like "something's missing" in her life. "I just really want to find someone. I can't find him and I'm sort of a bit lost at the moment," she said. When Luke asked why she was so desperate to get into a relationship, Jackie said she couldn't quite put her finger on it, but it felt like "a piece" of her was "missing". "I have a lot of love to give or I want that affection, that company. It just feels like there's something missing in my life," she added. Jackie went on to tell her fans that Luke had previously given a piece of advice that "changed my life". He said she was giving off too much "desperate energy", and if she really wanted to attract love in her life, then she needed to be grateful for what she already has. "I said to him, 'How am I meant to change what I want and need? I feel like I need that in my life and I really want that. I can't just switch that off,'" she admitted. Jackie has been adopting Luke's technique, and makes time every day to express gratitude for what she already has, and not for what she's missing. 'Now I'm at a place where I've almost gone the other way. I'm so happy being single and not looking for someone because I'm genuinely happy with my life,' she said. Jackie O separated from her husband Lee Henderson in 2018 after they married in 2003, with the pair now co-parenting their daughter Kitty. Image credits: Instagram

Relationships

“I was silenced”: Jelena Dokic opens up on her difficult relationship with her father

Jelena Dokic has opened up about her difficult relationship with her father, and why she attempted to reconcile with him over ten years ago. The former tennis champion shared the details of the abuse she suffered at the hands of her father, documenting that he inflicted regular beatings in her new book Unbreakable. The 40-year-old said her victories on the court made no difference to her father’s violence, writing, “Even if I won, I would still at times be beaten and be abused. I had some very difficult moments where I was beaten and kicked and punched to the point of being unconscious.” Throughout her tennis career, her father Damir was her coach, and accepted nothing less than perfection from his daughter. “I was silenced for my whole life. From the very first day that I started playing tennis, the No. 1 rule was ‘Never tell anyone anything, or there will be massive, massive consequences’,” she said of his dominating personality. Now, Dokic has candidly shared the details of the last time she saw her father, who left her mentally scarred. “I last had contact with him about 10 years ago. And yeah, I even tried to reconcile with him once or twice,” she told the <a href="https://www.smh.com.au/sport/tennis/why-i-and-so-many-others-needed-to-apologise-to-jelena-dokic-20240125-p5f050.html">Sydney Morning Herald</a>. “I think no matter what happens, you kind of hope that maybe you can kind of salvage a relationship when it comes to family.” “Those dynamics are always very difficult. But it's very hard when someone doesn't have any remorse or can't say sorry. In fact, what he says is that he would do it all again. So, for me, that is very, very hard.” “I had to make a cut and go, ‘I don't need a toxic person or a toxic relationship in my life’.” Thankfully, the star player turned tennis commentator is in a much better place with her brother and mother. “I have a great relationship with my brother, which I'm really glad about because my father used my brother and weaponised our relationship - not allowing me to talk with him for about seven years, because he was so much younger than me,” she said. “We pretty much talk every day, and with my mum, as well. I've had some tough conversations with her because she was on my father's side - but we're in a good place today.” Image credits: Getty Images / Instagram

Family & Pets

Sofia Vergara opens up on divorce

Sofía Vergara has revealed the reason why she and Joe Manganiello decided to call it quits after seven years of marriage. In an interview with El País, the 51-year-old actress revealed that Manganiello’s desire to have children led to their divorce. “My marriage broke up because my husband was younger; he wanted to have kids, and I didn’t want to be an old mum,” she said. “I feel it’s not fair to the baby.” The Modern Family actress added that although she respects those who wish to have children later in life, the path is just not for her anymore. The actress already has shares a 32-year-old son with her first husband, Joe Gonzalez. “I had a son at 19, who is now 32, and I’m ready to be a grandmother, not a mother,” she said. “When my son becomes a dad, let him bring the baby to me for a while and then I’ll give it back to him and go on with my life; that’s what I have to do," she added. Despite this, the actress is open to love again - as long as her next romantic partner has kids of his own. In July 2023, Vergara and Joe Manganiello announced their <a href="https://www.oversixty.com.au/lifestyle/relationships/sofia-vergara-and-joe-manganiello-announce-separation" target="_blank" rel="noopener">separation</a> in a statement shared to Page Six. “We have made the difficult decision to divorce. As two people that love and care for one another very much, we politely ask for respect of our privacy at this time as we navigate this new phase of our lives,” the statement read. Manganiello, has since moved on, after making his red carpet debut with his 33-year-old actress girlfriend Caitlin O’Connor in December 2023. Image: Getty

Relationships

Nick Kyrgios admits tennis career "may be over"

Australian tennis star Nick Kyrgios is seriously considering retirement as he revealed that he is "at a crossroads" in his career. In a column written for The Sydney Morning Herald, the 28-year-old said that despite his desire to compete at the highest level, he might never make it back to playing professional tennis. He also said that he has enjoyed being away from the courts doing the media rounds. "I sat down with my agent, Stuart Duguid, a couple of days ago to talk about my future," he wrote. "The reality is, there is a part of me that knows my time in the sport may be over. And I'm OK with that. "It's a conversation that needed to be had. I'm at a crossroads in my career and have reached a point where life after tennis is a prospect that excites me." He also added that despite knowing he can still compete for titles, his body is letting him down, as he continues to recover from his <a href="https://www.oversixty.com.au/news/news/nick-kyrgios-pulls-out-of-australian-open-a-day-before-first-match" target="_blank" rel="noopener">knee injury</a> in January 2023. "I sit there and watch some of the players on tour and know within myself that this generation is not as strong as some of the players I have gone up against," he wrote. "I know I can be one of the best in the world and win major tournaments -- if my body lets me. The fire still burns, but it's not my everything." The 2022 Wimbledon finalist also confirmed that he won't be making himself available for this year's Paris Olympics, saying that the treatment he got from the Australian Olympic Committee in the lead-up to the 2016 Rio Games was one of the key factors. "I was No. 13 at the time and had a genuine chance at winning a medal. For them to forbid me from representing my country for behavioural reasons is something that I just can't forget," he said. He added that his "mentality has changed", and despite still having the desire to play for his country, his decision is final. Kyrgios has barely been on court after withdrawing from last year's Australian Open, but he has been commentating on the tournament for Eurosport, adding that his future may be in the box, rather than on the court. Image: Getty

Retirement Life

Jimmy Barnes shares updates on "long road ahead"

Jimmy Barnes has shared another update about his recovery from open-heart surgery, saying that there is "a long road ahead" following his latest check-up. The 67-year-old was admitted into hospital for <a href="https://www.oversixty.com.au/health/caring/bad-news-jimmy-barnes-rushed-into-emergency-open-heart-surgery" target="_blank" rel="noopener">emergency heart surgery</a> after complications from a bacterial infection just weeks before Christmas. Since then, Barnes and his wife Jane have been keeping fans updated on his recovery progress. “Always good to leave the hospital smiling. There’s still a long road ahead and many more check ups,” the Aussie Rocker shared to his Instagram followers on Thursday. “There was a team of seven specialists working on me, so there is a lot to follow up on.” The Flame Trees singer shared that he'd had enough of intravenous medications and couldn't wait to have his peripherally inserted central catheter removed. “Another set of good bloods and it’s off with the ‘PICC Line’,” he wrote. “I’m sure it’s saved my life but I cannot wait to be free.” Despite everything, Barnes still looks on the bright side, and showed his gratitude for his wife Jane and her excellent cooking skills. “Thai beef curry is just what the doctor ordered,” he concluded the post, with a picture of Jane's homemade dish. Fans took to the comments to share their support. “Great stuff! As Rocky would say ‘It’s not how hard you hit, but how hard you get hit and keep getting up again’, wrote one fan. “You can do it Jimmy,” another commented. “That’s great news Jimmy. You are in the best hands both on a medical and personal level," a third added. “Great news and good to see you’re recovering well, nurse Jane is doing a fantastic job with all your meals,” wrote a fourth. Images: Instagram

Caring

Cruz Hewitt makes his Australian Open debut

Twenty-seven years after a young Lleyton Hewitt made his entrance into the tennis world, another young Hewitt has made their Australian Open debut. Cruz, the 15-year-old son of Lleyton and Bec, made his big debut in the junior boys’ singles on Sunday, taking on American teen Alexander Razeghi. Cruz Hewitt is the youngest player in the draw and came out as a wildcard in the tournament, with Razeghi ultimately proving more experienced, as Cruz lost 6-2 6-3 in 1 hour and 26 minutes. Despite not claiming the match, the similarities between the young tennis star and his famous father were uncanny, with Cruz sporting the backwards cap and almost identical two-handed backhand. Before taking to the court for the anticipated game, the youngster got in one last masterclass from his dad, a former world No. 1 and two-time grand slam champion, with a quick father-son training session. Undoubtedly filled with nerves for his son, Lleyton spoke to Nine News before the match, saying he was, “Just unbelievably proud, to be honest.” “They asked me late last night if I would go out and warm him up this morning on Show Court 3. Just a really special moment.” “My first ever main draw match at the Australian Open was actually out on Show Court 3 as well.” “Just some great memories coming back of me playing here. He’s been around the traps, but he’s worked extremely hard to get this opportunity. He is playing well.” The crowd rallied behind the 15-year-old player during his match, while proud parents Lleyton and Bec watched on eagerly from the stands. While he fell short of claiming victory against his 17-year-old opponent, Cruz got plenty of encouragement from the crowd as he made the first small steps on his tennis journey. “He’s still very young. This is all a learning experience,” Lleyton said. “That’s what the junior event is all about. You want to get the opportunity to play here as seniors one day.” “He’s been fortunate enough to get a wildcard and hopefully goes out, has a lot of fun.” Image credits: Getty Images

Family & Pets

"Wokeness gone mad": Steve Price slams AO Australia Day boycott

Steve Price has slammed Australian Open organisers for choosing not to celebrate Australia Day for the second year in a row. The decision came after the Victorian government axed its Australia Day parade last year, amid growing backlash from athletes about celebrating on January 26. “This started last year and ended Australia Day celebrations, they used to feature fireworks, the playing of the national anthem and special musical events to mark the day at the tennis,” the Sky News host said. “So we have First Nations day, no drama from me about that, then the organisers have set aside a day for Australian Open Pride Day, an Australian Open All Abilities Day and an Australian Open Glam Slam for the LGBTI+ folk that will run across January 26 to 28. “You can’t make this stuff up.” Price also slammed the AO's decision to move the induction day for the tennis player who made it into this year's Australian Tennis Hall of Fame. The event normally takes place on January 26, but this year Lleyton Hewitt’s induction has been moved to the 24th of January. “This year it’s going to be Lleyton Hewitt – you couldn’t get a more Australian Australian than Lleyton Hewitt,” Price said. “They’ve changed the date of that event from Australia Day, when it used to be, to the 24th, two days earlier. “This is just crazy wokeness gone mad. “Can anyone at Tennis Australia defend this disgraceful snubbing of our national day by a tournament that carries the name of our nation," he ranted. Price then slammed the AO organisers for their decision. “It’s a pity the woke directors who run Tennis Australia don’t have the courage to drag the South African bloke running the organisation Craig Tiley into line and insist we recognise the great nation that lends its name to his tennis tournament," he said. A few others have agreed with Price, including Journalist Joe Hildebrand, who said that the decision is “counter-productive” in terms of making any meaningful difference. “The idea that these sorts of ridiculous virtue-signalling gestures are going to make any difference … is absolutely ridiculous – in fact, it puts people off even considering or wanting to address these issues, “This sort of stuff is what cost the Yes vote its victory … and it’s just so counter-productive, self-destructive, idiotic – you could use any name.” Radio Personality Tom Elliott, also called the move ridiculous. “If you’re going to call yourself the Australian Open and it happens that our national day takes place during the tournament, you have to acknowledge Australia Day,” he said. “Maybe the date will change down the track, but right now it’s January 26.” Images: Getty/ Sky News

Travel Trouble

“Utter madness”: Australian Open thriller drags past 3am

Day five of the Australian Open has seen a nail-biting match between Russian champion Daniil Medvedev and Finnish player Emil Ruusuvuori drag on until 3:30am. The epic match would’ve lasted even longer, if Medvedev didn’t blow away Ruusuvuori in the fifth set, claiming his victory and winning 3-6 6-7 6-4 7-6 6-0. Before the Australian Open began, the ATP and WTA introduced new rules that would force night sessions to begin prior to 7:30pm and prevent matches from going on court after 11pm. However, the Australian Open is not bound by these rules meaning that when Medvedev and Ruusuvuori stepped on court at 11:15pm, there was little chance of them finishing anytime before the early hours of the morning. The match was already in its fourth hour before the fifth set began at 3:20am, as Ruusuvuori lost his steam in the final set. Speaking after the match, Medvedev paid tribute to the fans who stuck around, saying he wouldn’t be among them if he didn’t have to play. “Honestly guys, I would not be here,” Medvedev said. “Thanks for staying.” “If I’d have been a tennis fan and I had come, at 1 I’d be ‘okay, let’s go home, we’ll catch the end of the match on the TV, we’ll watch 30 minutes and then go to bed’.” “So I guess thanks guys, you are strong.” Sports fans and commentators echoed Medvedev’s statements online, as journalist Ryan Sidle wrote on X that the match has descended into “utter madness”. The epic showdown now makes it two years in a row that an Australian Open match has gone into the early hours of the morning, with Thanasi Kokkinakis and Andy Murray taking their AO battle to 4am in the 2023 competition. Image credits: Getty Images

News

“Say it to my face”: Novak Djokovic confronts Aus Open hecklers

Novak Djokovic has confronted rowdy Australian Open audience members, saying the “tough guy” in the crowd “crossed the line” with his unsolicited commentary. The Serbian tennis player was on his way to a victory against Aussie player Alexei Popyrin when he got caught in a verbal altercation with a spectator. The frustrated defending grand slam champion was heard during the match yelling, "Come here and say it to my face" to a fan seated behind him at Rod Laver Arena. "Come here! Come here!" Djokovic could be heard yelling in response to the mouthy spectator. During his post-match press conference after the match win, the world No.1 elaborated on the clash with the spectator, telling the media he won't tolerate such behaviour from disrespectful audience members "I mean, you don't want to know [what he said]. There were a lot of things that were being told to me on the court, particularly from that corner, and the same side the other corner. I was tolerating it for most of the match," Djokovic said. "At one point I had enough, and I asked him whether he wants to come down and tell it to my face. Unfortunately for him, he didn't have the courage to come down. "That's what I was asking him. If you have courage, if you're such a tough man, tough guy, come down and tell it to my face, and let's have a discussion about it.” "He was apologising from far away. That's all it is." "I'm not going to sit and say 'it's all good'. It's not good," he said. "Of course, it upsets me. I'm frustrated. I don't want to be experiencing that, but I have to accept it as it is.” "Sometimes I don't tolerate when somebody crosses the line. That's it." The veteran player declared he would continue to "confront" patrons who attempted to throw him off his game, saying, "I was feeling a lot of mixed emotions today on the court. Not a great atmosphere to play in to be honest for me." Image credits: Getty Images

Legal

Sports journalist dies during Australian Open broadcast

Renowned sports journalist Mike Dickson has passed away while reporting on the Australian Open. The father-of-three was just 10 days away from celebrating his 60th birthday when he collapsed on Wednesday, with his heartbroken family confirming the news of his passing. “We are devastated to announce that our wonderful husband and Dad, Mike, has collapsed and died while in Melbourne for the Aus Open,” his wife Lucy wrote, also attributing the statement to their children Sam, Lucy and Joe. “For 38 years he lived his dream covering sport all over the world. He was a truly great man and we will miss him terribly.” Australian Open organisers said tournament officials were shocked by the news of the popular journalist. "We are shocked and saddened to hear of the sudden passing of Mike, our long-standing colleague and friend. Our thoughts and condolences go out to his family," the organisation said on X. The UK Daily Mail reporter’s passing has led to scores of tributes including from tennis greats such as Tim Henman and the organisers of the US Open and Wimbledon. The organisers of Wimbledon said it was “deeply saddened” by Mr Dickson’s death. “Mike covered so many of our Championships during his remarkable career in journalism and brought so many stories to so many sports fans around the world.” The US Open said he was “one of the most well respected journalists in the industry,” while the World Tennis Association said Mr Dickson was a “highly respected figure on Tour among players, coaches, staff and everyone connected with tennis”. British tennis player Tim Henman held back tears on TV when discussing Mr Dickson, saying, “It’s incredibly sad that he passed away in Melbourne. He was a great friend of the tennis community”. Image credits: Getty Images

Caring

“Sky’s the limit”: Why Alex de Minaur is the one to watch at the Australian Open

The tennis world is buzzing with excitement as Alex de Minaur, the 24-year-old Australian sensation, extends his remarkable winning streak in the lead-up to the Australian Open. In a recent charity match held in Melbourne, de Minaur displayed his lethal form by securing a notable victory over the reigning Wimbledon champion, Spain's Carlos Alcaraz. Despite the match's charitable nature, this win marks a significant milestone for de Minaur, who is now ranked No.10 in the world – the highest ranking he has ever achieved. As he gears up for the upcoming Australian Open, de Minaur's triumphs and confidence are setting the stage for an electrifying tournament. The charity match against Alcaraz proved to be more than just a philanthropic endeavour, as de Minaur secured his first-ever win over the reigning Wimbledon champ. Alcaraz, currently ranked No.2 in the world, faced a resilient de Minaur who claimed victory with a 6-4, 5-7, (10-3) scoreline. This triumph not only adds a feather to de Minaur's cap but also instills a newfound confidence as he prepares for the intense battles ahead in Melbourne. De Minaur's recent success in the charity match adds to his growing list of upsets, notably highlighted by his stellar performance in the United Cup tournament. The Australian tennis star showcased his prowess by defeating formidable opponents, including Team USA's Taylor Fritz, tennis legend Novak Djokovic, and world No.7 Alexander Zverev. Leading Australia into the semi-finals, de Minaur's exceptional form during the United Cup laid the foundation for his current confidence and high world ranking. Despite his commanding victory in front of a packed Rod Laver Arena, de Minaur remains humble and focused on the challenges ahead. In a post-match statement, he expressed his gratitude and outlined his motivational mantra, quoting, "'How big would you dream if you knew you couldn't fail?' ... I'm pushing myself every day and hopefully the sky's the limit." As the Australian Open approaches, de Minaur's exceptional form and recent triumphs are capturing the attention of tennis enthusiasts worldwide. With a newfound confidence and a career-high ranking, de Minaur is poised for an exciting and potentially groundbreaking performance in Melbourne. The stage is set for a riveting Aus Open, and fans eagerly anticipate witnessing how far de Minaur can push the limits in 2024. Image: Getty

Our Partners

Over 60

News

Shop

Catalogues

Newspaper

Contests

Entertainment

Travel

Health

Lifestyle

Finance

Property

Compare

Games

Information

Keep up to date

Search

Battling to make ends meet? Financial planning expert offers 5 tips on how to build your budget

Insider spills on Robert Irwin's plans for I'm a Celeb

"I am lucky to be here": Julie Goodwin opens up on childhood trauma

Australian Idol host opens up on painful health battle

Matt Shirvington opens up on marriage and fatherhood

Seven's insane plan to ambush Lisa Wilkinson exposed

Clive Palmer's plans to build Titanic II resurface

“I told him not to open it": Flight attendant forced to hold plane door shut

"I want answers": Simon Dorante-Day's cunning plan to prove royal connections

Jackie O opens up on loneliness post-divorce

“I was silenced”: Jelena Dokic opens up on her difficult relationship with her father

Sofia Vergara opens up on divorce

Nick Kyrgios admits tennis career "may be over"

Jimmy Barnes shares updates on "long road ahead"

Cruz Hewitt makes his Australian Open debut

"Wokeness gone mad": Steve Price slams AO Australia Day boycott

“Utter madness”: Australian Open thriller drags past 3am

“Say it to my face”: Novak Djokovic confronts Aus Open hecklers

Sports journalist dies during Australian Open broadcast

“Sky’s the limit”: Why Alex de Minaur is the one to watch at the Australian Open

Our Partners

News

Shop

Catalogues

Newspaper

Contests

Entertainment

Travel

Health

Lifestyle

Finance

Property

Compare

Games

Information

Keep up to date

Search

Battling to make ends meet? Financial planning expert offers 5 tips on how to build your budget

Insider spills on Robert Irwin's plans for I'm a Celeb

"I am lucky to be here": Julie Goodwin opens up on childhood trauma

Australian Idol host opens up on painful health battle

Matt Shirvington opens up on marriage and fatherhood

Seven's insane plan to ambush Lisa Wilkinson exposed

Clive Palmer's plans to build Titanic II resurface

“I told him not to open it": Flight attendant forced to hold plane door shut

"I want answers": Simon Dorante-Day's cunning plan to prove royal connections

Jackie O opens up on loneliness post-divorce

“I was silenced”: Jelena Dokic opens up on her difficult relationship with her father

Sofia Vergara opens up on divorce

Nick Kyrgios admits tennis career "may be over"

Jimmy Barnes shares updates on "long road ahead"

Cruz Hewitt makes his Australian Open debut

"Wokeness gone mad": Steve Price slams AO Australia Day boycott

“Utter madness”: Australian Open thriller drags past 3am

“Say it to my face”: Novak Djokovic confronts Aus Open hecklers

Sports journalist dies during Australian Open broadcast

“Sky’s the limit”: Why Alex de Minaur is the one to watch at the Australian Open

Our Partners

Join Over60