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"Dying of starvation": Public housing residents break down in tears after nine towers are forced into lockdown

<div class="post_body_wrapper"> <div class="post_body"> <div class="body_text "> <p>Public housing residents in Melbourne have broken down in tears as they claim that food supplies are dangerously low and people could die from starvation. </p> <p>Nine towers in Flemington and North Melbourne have been locked down in an effort to slow the spread of coronavirus with 3,000 people unable to leave their apartments for any reason for at least five days.</p> <p>The Melbourne government has said that it has distributed 3,000 meals, 1,000 food hampers and 250 personal care packs to residents and the charity FareShare has provided more than 3,000 prepared meals and 4,500 pastries.</p> <p>Debbie Harrison, who is caring for her 83-year-old mother Ivy at a housing unit in North Melbourne has said that they have only been given four sausage rolls to eat in 48 hours.</p> <p>"They are just going to go in the bin, we're not touching them," Ms Harrison told <a rel="noopener" href="https://9now.nine.com.au/a-current-affair/north-melbourne-public-housing-residents-trapped-without-food-in-coronavirus-lockdown/461251f2-bd6b-4d94-b8e9-4b7d2ba61f6a" target="_blank" class="_e75a791d-denali-editor-page-rtflink">A Current Affair</a>.</p> <p>"Yesterday, I was fine. Today, it's just not fair."</p> <p>Her mother is more worried about her children and great-grandchildren.</p> <p>"I want things to be what they used to be, I've never known anything like this in my 83 years, never," she said. </p> <p>Other residents say they have been left in the dark when it comes to supplies and testing.</p> <p>"There's been no communication, they don't tell you anything," resident Brian told <a rel="noopener" href="https://www.smh.com.au/national/victoria/you-couldn-t-eat-it-food-for-tower-residents-left-in-corridors-as-deliveries-delayed-20200706-p559h6.html" target="_blank" class="_e75a791d-denali-editor-page-rtflink">The Sydney Morning Herald</a>. </p> <p>Meals have been delivered but have been left in the corridors and eventually have turned rotten.</p> <p>"I can't eat it because I'm no gluten or anything like that, but the other people - you couldn't eat it, no way," he said. </p> <p>Fresh groceries have been donated by Coles and delivered by firefighters and police officers, which is a relief to residents.</p> <p>"It's a relief, even if people aren't being told about it. But there's still a lot of uncertainty and still a low of people worried," he said.</p> <p>Victorian Council of Social Services CEO Emma King said that she is concerned that culturally appropriate meals were not being provided by the government.</p> <p>"We need to make sure we're hearing directly from the residents on the estate around what they need and making sure we deliver on that," she told AAP.</p> <p>She also noted that residents were given copies of the public health orders or "detention directives" but the wording has sparked confusion over the term "lockdown" which could last as long as 14 days.</p> <p>"Any of us, to have police on your doorstep, handing a detention notice we can't understand, it would be really frightening," she said.</p> <p>"It is a very fine, precarious balance. We need to save lives first and foremost but we need to make sure people get the support that they need and they aren't terrified through the process."</p> </div> </div> </div>

Caring

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Mother with blind child denied parking permit, receives abusive windscreen notes from angry parents

<p>The mother of a blind girl in Townsville, Queensland says that she will continue to park in disabled spots despite being denied a permit and being yelled at by other parents.</p> <p>Taylor Blennerhassett’s six-year-old daughter Mackenna Murray is blind due to septo-optic dysplasia, which means that she has to use a cane to get around.</p> <p>Depsite her daughter’s severe condition, Taylor was denied a permit to use disabled parking spots in Queensland.</p> <p>Taylor told<span> </span><em><a rel="noopener" href="https://www.dailymail.co.uk/news/article-7578639/Townsville-mother-receives-abusive-notes-car-parking-disabled-spot-blind-daughter.html" target="_blank">Daily Mail Australia</a></em><span> </span>that when picking her daughter up from school, she has been subjected to abuse in the form of notes from other parents left on her windscreen.</p> <p>“Mackenna is completely blind but we are unable to get a parking permit, so I arranged with the school to get permission to park in the disabled spots,” she explained.</p> <p>“I get messages that I'm not supposed to park there, it's rude of me to park there and I don't deserve to park there.</p> <p>“I've had people say I'm lazy and I'm taking spots away from families that actually need them.”</p> <p>Taylor said that as she often picks up Mackenna from school, she is subjected to at least one letter a week from angry parents.</p> <p>“It was quite hurtful considering no one left names or numbers for me to explain myself or the situation,” she said.</p> <p>“There's not much I can do about it as all I've been handed is a piece of paper.”</p> <p>As Taylor has worked out a solution with Mackenna’s school, the school ended up giving Taylor a laminated sign saying that she had formal permission to park in the disabled spots.</p> <p>Taylor said it was a “kick in the guts” when they were denied an official disability pass from the state, as she often fears that Mackenna could walk into traffic if parked in a spot far away.</p> <p>“It is absolute bull***, I have to tell her when there's a step, I have to tell her when there's a ditch or any obstacle in her way, if I don't do that she'll trip and hurt herself,” she said.</p> <p>“I'm trying to get awareness out there that vision impaired people need the parking even for the safety side of things.”</p> <p>Due to the backlash of being denied a disability permit, a Transport and Main Roads Minister told the<span> </span><em><a rel="noopener" href="https://www.dailymail.co.uk/news/article-7578639/Townsville-mother-receives-abusive-notes-car-parking-disabled-spot-blind-daughter.html" target="_blank">Daily Mail</a></em><span> </span>that they’re looking into it.</p> <p>“Following community feedback, Transport and Main Roads is currently assessing the feasibility of expanding the Australian Disability Parking Permit Scheme criteria to include people with vision impairment.</p> <p>“We commissioned an independent consultant to undertake the review, which has involved consultation with community, government and disability sector stakeholders.”</p> <p><em>Photo credit:<span> </span><a rel="noopener" href="https://www.facebook.com/photo.php?fbid=10157195952372489&amp;set=a.10150744009212489&amp;type=3&amp;theater" target="_blank">Taylor Blennerhassett Facebook</a></em></p>

Travel Trouble

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What is open banking and what does it mean for you come July 1?

<p><span style="font-weight: 400;">Mark July 1 in your calendar, as it’s looking to be a big day in terms of changes to your finances.</span></p> <p><span style="font-weight: 400;">Australians are going to have greater control of their personal finance data, which allows customers the ability to switch lenders and get a better deal on your loans.</span></p> <p><span style="font-weight: 400;">As it’s currently difficult to access your own information and shop around for better deals, the new banking laws aim to make it easier to shop around.</span></p> <p><span style="font-weight: 400;">The current difficulty is due to banks not sharing your data with rival lenders. Open banking is the new proposed solution to this, which gives borrowers more information to make a better decision if they opt into the system.</span></p> <p><span style="font-weight: 400;">Customers will also have more power at the negotiating table when applying for a loan, according to UNSW competition law specialist Professor Deborah Healey. She told </span><a href="https://www.news.com.au/finance/business/banking/open-banking-is-coming-on-july-1-but-what-does-it-mean-for-you/news-story/1f891c80e8a9de3ebf9fe9ed0df3f253"><span style="font-weight: 400;">news.com.au</span></a><span style="font-weight: 400;">:</span></p> <p><span style="font-weight: 400;">“Banks and lenders will have more accurate data on which to assess risk in relation to borrowing by that particular consumer,” Prof Healey explained. </span></p> <p><span style="font-weight: 400;">“Because the system will become more competitive, many consumers should be able to negotiate a better deal involving options more suited to them in particular, because the information will show that they are a good or reasonable financial risk.”</span></p> <p><span style="font-weight: 400;">With Australians being loyal to their financial providers, the revelations of misconduct within the banking sector due to the banking royal commission has eroded trust.</span></p> <p><a href="https://www.finder.com.au/"><span style="font-weight: 400;">Finder</span></a><span style="font-weight: 400;"> chief executive Fred Schebesta has explained that due to 40 per cent of adults still being with the same bank they had as a child, the result is seven million Australians aren’t chasing the opportunity to explore better rates on bank accounts, credit cards and loans.</span></p> <p><span style="font-weight: 400;">“If you opt in to share your data, businesses may gain a deeper insight into your transaction behaviour which may help you save money on your credit card or transaction account,” Mr Schebesta said.</span></p> <p><span style="font-weight: 400;">“If you do share your data, make sure the business is reputable and one that you trust, and make sure you take note of the expiry date of your consent as you may need to regularly opt in for consent under the proposed guidelines.”</span></p> <p><span style="font-weight: 400;">However, there are concerns that open banking will lead to benefiting those who are financially privileged while those are in financial hardship will be vulnerable to payday lenders.</span></p> <p><span style="font-weight: 400;">The Financial Rights Legal Centre explained their point of view to the Senate Economics Legislation Committee warning about open banking and the increase in economic inequality.</span></p> <p><span style="font-weight: 400;">“People who are experiencing financial hardship are very valuable to a lot of fringe lenders and other services who may take advantage of the fact that they are desperate to get anything,” the centre’s open banking expert Drew Macrae told </span><span style="font-weight: 400;">news.com.au</span><span style="font-weight: 400;">.</span></p> <p><span style="font-weight: 400;">“Access to data and continuous monitoring are likely to lead to predatory practices, for example by payday lenders.”</span></p> <p><span style="font-weight: 400;">Professor Healey agrees.</span></p> <p><span style="font-weight: 400;">“There is a possibility that vulnerable consumers may pay more for loans because their financial circumstances may be judged on the basis of their current financial circumstances,” she said.</span></p>

Money & Banking

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“Worst time of my life”: Former Pie Face franchisee left with nothing

<p>A former Pie Face franchisee has tearfully described how she lost everything at the banking royal commission.</p> <p>Marion Messih on Tuesday told the commission she had bought a Pie Face franchise with her brother and sister-in-law in Werribee in Victoria for $330,000 in 2013.</p> <p>The trio believed they could earn $50,000 each a year from the business – but it didn’t take long before they realised the business wasn’t profitable.</p> <p>“If we earned $500 in a week it was a miracle, which was pretty woeful to be honest,” she told the royal commission today.</p> <p>Ms Messih claimed the former owner had exaggerated the profitability of the shop.</p> <p>“He had run the business down. By the time we took it over, the clientele wasn’t there,” she said.</p> <p>Despite that, Ms Messih and her brother and sister-in-law worked hard to slowly boost sales and they were on track to make the business profitable – until Werribee Plaza, where their Pie Face is located, started major renovations.</p> <p>“People avoided Werribee Plaza with a passion,” Ms Messih said.</p> <p>The business was struggling as the same amount of rent was still needed to be paid, so Westpac agreed to a payment plan.</p> <p>However, after Pie Face went into voluntary administration, the bank approved a hardship plan, which meant repayments were stopped to allow Ms Messih to find another job.</p> <p>But Ms Messih’s mother fell seriously ill at the same. She decided to sell her investment property, for which she received $750,000. She planned to use the money to pay off the remaining money owing on her investment property, her mortgage and her portion of the business loan debt.</p> <p>According to Ms Messih, Westpac agreed with that plan but the day before the sale settled, the bank reneged and told her they would use the proceeds of the sale to recover the entire debt –  including the half belonging to her sister-in-law.</p> <p>“It clearly shattered me because that was not all my debt,” she said.</p> <p>Ms Messih’s sister-in-law proposed paying back $50 a week towards her debt, which Westpac “laughed at” and refused.</p> <p>“When the settlement happened on my property, they took it all,” Ms Messih said.</p> <p>When she went to the Financial Ombudsman Service she was told the bank able to recoup 100 per cent of the loan, as she had used it as security to secure her half of the loan to begin with.</p> <p>But Ms Messih said she had lost everything.</p> <p>“I worked hard to get where I was. I should be retired by now but I still owe money,” Ms Messih said.</p> <p>“It was overwhelming and stressful. It was the worst time of my life ... and I don’t ever want to go through it again.</p> <p>“I’ve always paid all my debts upfront and to continually get phone calls from institutions asking when I’m going to make payments ... was really hard.</p> <p>“My kids paid my bills and my loans for me; that’s not what a mother does.”</p>

Money & Banking

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