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Tragedy on first cruise: Aussie couple’s dream trip ends in heartbreak

<p>What began as a dream getaway for Aussie couple Glenn and Beverley Stein has ended in devastating tragedy, after Glenn, 74, died suddenly during their very first cruise.</p> <p>Described as "humble and hardworking", the couple had never been overseas or on a cruise before. Their four-day voyage from Brisbane to Airlie Beach, a generous gift from their son after a lucky windfall, was meant to be a long-overdue escape for the pair, who had spent more than 50 years side by side.</p> <p>"They had never been on a cruise before, never even been overseas," daughter-in-law Sarah <a href="https://au.news.yahoo.com/carnival-cruise-passengers-8500-blow-after-on-board-tragedy-they-didnt-realise-033649566.html" target="_blank" rel="noopener">shared with Yahoo News</a>. "One of their sons won some money so he thought it might be nice to buy them a cruise."</p> <p>According to Sarah, the couple were thoroughly enjoying their time onboard. But just a few days into the trip, Glenn began to feel unwell, suspecting it was merely “a bit of food poisoning”. True to their no-fuss nature, the Steins tried not to worry and went to bed, assuming he would feel better by morning.</p> <p>Tragically, Beverley awoke the next day to find Glenn unconscious. In shock, she raised the alarm with the ship’s housekeeping staff, who immediately called the onboard medical team. “The staff were amazing. We’ve got a 43-page report detailing all the care they gave him," Sarah said, commending the cruise medical team for their efforts and support during the ordeal.</p> <p>Glenn’s condition rapidly deteriorated. Doctors soon discovered he was suffering from a life-threatening strangulated hernia, requiring emergency surgery. As they awaited an airlift to Bundaberg Hospital, the crew urged Beverley to speak with her husband and prepare for the worst.</p> <p>Even aboard the emergency helicopter, Glenn’s health continued to fail. Once at the hospital, paramedics warned the couple’s children, already en route, to call in immediately.</p> <p>“They managed to speak to Glenn, which was really nice,” Sarah said. Heartbreakingly, just minutes later, when Sarah and her husband tried to call, they were told Glenn had passed away. "He had literally just passed away as soon as they got off the phone."</p> <p>Adding to the family's anguish, they soon discovered that because Glenn and Beverley had unknowingly crossed into international waters, and hadn't purchased travel insurance, Beverley was left facing an $8,500 medical bill.</p> <p>“This was their first cruise; they didn’t realise it was actually out of Australian waters,” Sarah explained, calling the experience a “cautionary tale” for other travellers. While understanding of the fees, the family is now hoping the cruise company might show some compassion and reduce the amount.</p> <p>Loved ones have <a href="https://www.gofundme.com/f/help-bev-after-the-sudden-loss-of-her-beloved-husband-glenn?cdn-cache=0" target="_blank" rel="noopener">launched a GoFundMe</a> to help cover the medical costs and funeral expenses. "Bev is not only grieving the loss of her life partner but is now also facing overwhelming financial pressure," the family wrote. "Any contribution, no matter how small, will go directly toward covering the significant costs associated with Glenn’s passing and supporting Bev as she begins to navigate life without him."</p> <p>Despite their grief, the family has found bittersweet moments of humour in the aftermath. “It’s really funny,” Sarah recalled, “his daughter mentioned, ‘Dad always said he never wanted a fuss and just wanted to go quietly,’ and it’s ended up being a helicopter out and on the news – so he couldn’t have been more dramatic."</p> <p>As they rally around Beverley, the Steins’ loved ones hope their story will serve as a reminder of the importance of travel insurance — and of cherishing every moment with the ones you love.</p> <p><em>Images: GoFundMe</em></p>

Cruising

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Why older couples love short cruises for a quick romantic getaway

<p>Long holidays are great, but they are not always practical, especially when you just want a quick break together. They can be expensive, require a lot of planning and sometimes feel more tiring than relaxing. </p> <p>A <span lang="EN-GB"><a href="https://www.carnival.com.au/short-cruises" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">smooth, short cruise</span></a></span> is the perfect balance for older couples. There’s just enough time to unwind, visit new places and enjoy amazing food and entertainment, all without the stress of organising every detail.</p> <p>With options from Carnival, Australia’s leading cruise line, a quick and relaxing romantic getaway is easier than ever. Everything is taken care of, so you can simply step on board and make the most of your time together.</p> <p>To show you what makes them special, here’s why short cruises have become a favourite getaway for couples looking to relax and reconnect.</p> <p><strong><span style="font-size: 14pt;">Skip the stress and start your holiday sooner</span></strong></p> <p>Planning a holiday can sometimes feel like more trouble than it’s worth. Long flights, busy airports and endless logistics take time and effort, which can make a romantic getaway feel stressful before it even begins. But taking a break doesn’t have to be complicated.</p> <p>A Carnival <span lang="EN-GB"><a href="https://www.carnival.com.au/short-cruises/sydney" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">short cruise from Sydney</span></a></span> or Brisbane is an easy way to escape for a few days without the stress of flights or long drives. Enjoy slow mornings together on a peaceful deck, take in the ocean views or visit a beautiful destination like Tasmania or Moreton Island. </p> <p><strong><span style="font-size: 14pt;">Enjoy time together without going far</span></strong></p> <p>You don’t need to travel far to enjoy a romantic break. A short cruise lets you escape for a few days, soak up the ocean views and spend uninterrupted time together. Set sail from Brisbane or Sydney and choose from a three-day cruise at sea, a four day cruise to Moreton Island or Airlie Beach, or a <span lang="EN-GB"><a href="https://www.carnival.com.au/short-cruises/5-day" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">five-day cruise</span></a></span> to Tasmania.</p> <p><strong><span style="font-size: 14pt;">Spend quality time with onboard activities</span></strong></p> <p><strong><span style="font-size: 14pt;"><img src="https://oversixtydev.blob.core.windows.net/media/2025/02/Carnivalimage-1.jpg" alt="" width="1280" height="720" /></span></strong></p> <p>Finding time to unwind together isn’t always easy, but a Carnival short cruise makes it simple. With plenty of <span lang="EN-GB"><a href="https://www.carnival.com.au/onboard" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">exciting onboard activities</span></a></span>, you can do as much or as little as you like. </p> <p>Lounge by the pool, enjoy some quiet time at <span lang="EN-GB"><a href="https://www.carnival.com.au/onboard/serenity" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB"> an</span></span><span lang="EN-GB" style="color: #1155cc;"> </span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">a</span></span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">dults-</span></span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">o</span></span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">nly </span></span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">r</span></span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">etreat</span></span></a></span> or watch a live music performance. You can even play video games or visit the fitness centre together. For total relaxation, book a couples’ treatment at Cloud 9 Spa* and let the stress melt away.</p> <p>In the evening, share new experiences together. Watch a Playlist Productions show, enjoy stand-up comedy at The Punchliner Comedy Club or settle in for a movie under the stars. If you prefer a quieter night, find a cosy spot to take in the ocean views or enjoy a drink with live acoustic music.</p> <p><strong><span style="font-size: 14pt;">Share great food at every meal</span></strong></p> <p><strong><span style="font-size: 14pt;"><img src="https://oversixtydev.blob.core.windows.net/media/2025/02/Carnivalimage-3.jpg" alt="" width="1280" height="720" /></span></strong></p> <p>Good food is even better when shared, and a Carnival short cruise gives couples plenty of <span lang="EN-GB"><a href="https://www.carnival.com.au/dining" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">dining </span></a></span>options to enjoy together. Start the day with a relaxed breakfast and freshly brewed coffee, or grab a quick bite from the main dining room. For a special night, Fahrenheit 555* or Luke’s Bar &amp; Grill* serves perfectly cooked steaks and fresh seafood in a cosy setting.</p> <p>If you’re in the mood for something to eat, the pizzeria has fresh-made pizza, and Bonsai Sushi Express* offers quick, fresh sushi. For something classic, Guy’s Burger Joint serves juicy burgers. With so many choices, every meal is a chance to relax and spend time together.</p> <p><strong><span style="font-size: 14pt;">Plan your next romantic getaway</span></strong></p> <p>A few days away is sometimes all you need to recharge and reconnect. On a short cruise, you can enjoy new experiences, soak up the ocean views and make the most of every moment together without worrying about travel logistics.</p> <p>All the details are sorted, so you can focus on choosing the perfect destination and how long you’d like to relax together. Visit the <span lang="EN-GB"><a href="https://www.carnival.com.au/" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">Carnival Cruise website</span></a></span> to find a short cruise that fits your schedule, and start planning your next romantic getaway today.</p> <p><em>Images: Supplied<br /></em></p> <p><em>*Charges apply</em></p> <p><em>This is a sponsored article produced in partnership with Carnival</em></p>

Cruising

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Cruise passenger facing life sentence after onboard discovery

<p>A Brazilian passenger has been charged with drug-related offences after authorities discovered a significant quantity of cocaine hidden in his cruise ship cabin upon docking in Sydney Harbour on Saturday.</p> <p>The Australian Federal Police (AFP) allege that the 48-year-old man had concealed 10kg of cocaine within the ceiling cavity of his room aboard the vessel, which had arrived from Argentina. During a search conducted by Australian Border Force (ABF) officials, officers reportedly uncovered 28 individually wrapped parcels of the substance, which tested positive for cocaine.</p> <p>In addition to the drugs, authorities also discovered "body packing material" hidden in the ceiling cavity and the wardrobe. According to the AFP, such materials are commonly used by drug couriers attempting to smuggle narcotics across international borders and security checkpoints.</p> <p>An examination of the suspect’s mobile phone allegedly revealed further evidence linked to drug trafficking. The AFP subsequently charged the man with one count of importing a commercial quantity of a border-controlled drug and one count of possessing a commercial quantity of an unlawfully imported border-controlled drug. If convicted, he faces a maximum penalty of life imprisonment.</p> <p>AFP Detective Superintendent Kristie Cressy highlighted the potential impact of the drug haul, noting that the seized cocaine could have been distributed in 10,000 individual street deals, with an estimated street value of $3 million.</p> <p>“This amount of cocaine could have been sold in the community as 10,000 individual street deals of 1 gram for about $3 million,” Cressy stated. “Drug traffickers are motivated by greed, and they do not care about the harm they cause. These drug deals put pressure on the health system.”</p> <p>The Australian Institute of Health and Welfare reports that between 2022 and 2023, there were more than two hospitalisations per day in Australia due to drug-related incidents.</p> <p>ABF Superintendent Matt O’Connor acknowledged the increased risk of drug smuggling during the cruise season but reassured the public of law enforcement's vigilance in tackling such operations.</p> <p>“The cruising season brings with it additional opportunities for criminal syndicates to attempt to smuggle illicit drugs into the country; however, Border Force officers are very attuned to their pivoting tactics,” O’Connor said. “Our ABF officers process and border-clear thousands of passengers and crew members on every international cruise ship which arrives into Sydney and are ready to respond to any threat which may present itself.”</p> <p>The accused is set to appear in court as investigations continue into the broader implications of the smuggling attempt.</p> <p><em>Images: Australian Federal Police</em></p>

Travel Trouble

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Rock star's fiancée dies after falling overboard on cruise

<p>The fiancée of famous rockstar Taime Downe has died after falling overboard on an 80s music-themed cruise. </p> <p>The family of Kimberly Burch announced her death in a emotional post on Facebook, writing, "It is with broken hearts that we share the sad news that Kimberly Burch has passed away."</p> <p>"She was a beloved Daughter, Sister, Sister-in-law and Aunt. She will be greatly missed by all that knew and loved her."</p> <p>"We ask for prayers during this time for our family as we try to wrap our minds around this heartbreaking tragedy. We love and miss you Kimberly Burch!!"</p> <p>Burch, who worked as a realtor, joined the cruise on Sunday, as her partner's band Faster Pussycat was booked as one of the musical acts on board the seven-day cruise.</p> <p>By Monday, Burch had gone overboard roughly 30kms from the Bahamas and was presumed dead, with her family sharing their message confirming her death on social media on Tuesday. Her body remains missing.</p> <p>The couple shared a loved-up photo of them on the cruise less than 24 hours before her untimely death. </p> <p>Downe's band Faster Pussycat, an '80s hard rock and glam metal group known for their hits including <em>House Of Pain</em>, had two performances scheduled over the cruise – one on Sunday and another for Tuesday night.</p> <p>The cruise, billed as an ideal trip for lovers of '80s music, is set to return to port on Sunday March 9th.</p> <p>In a statement to <em><a title="Variety" href="https://variety.com/2025/music/news/kimberly-burch-dies-80s-cruise-faster-pussycat-1236327187/" target="_blank" rel="noopener">Variety</a></em>, Royal Caribbean said: "Our crew immediately launched a search and rescue effort, is working with local authorities, and we are providing support and assistance to the guest's family during this difficult time."</p> <p>"To respect the privacy of our guest's family, we have no additional details to share."</p> <p><em>Image credits: Instagram </em></p>

Cruising

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Young couple sold almost everything to live on a cruise ship

<p>Two savvy US school teachers Monica Brzoska, 32, and Jorrell Conley, 36, have sold almost all of their possessions to live at sea.</p> <p>The couple fell in love with cruising after travelling to Mexico, Belize and Grand Cayman almost a decade ago.</p> <p>In 2023, after Monica's father fell ill, she was inspired to live the life she had always wanted. </p> <p>"Don’t wait for retirement to follow your dreams. Do it now," her mother had told her. </p> <p>That's when she and her husband made the life-changing decision. </p> <p>“Instead of coming back, why not keep booking consecutive cruises for as long as we could afford to?” Monica told <em>The Sun</em>. </p> <p>“It sounds mad, but the numbers made sense. Accommodation, food and entertainment would be included – we’d only need spending money.</p> <p>“And because we’d been on so many Carnival cruises, we’d earned access to some amazing offers.</p> <p>“If we chose the cheapest cabins, our savings from the pandemic would allow us to book eight months of cruising for $16,000 – some trips paid for in full, others with deposits.</p> <p>“We could then use the rent from our three-bedroom house in Memphis to make extra payments as needed. Many cruises start and end in the same ports, so we knew we’d be able to disembark and easily board our next ship, or otherwise fly to the port.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/DEQkivEJ0DS/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DEQkivEJ0DS/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Monica Brzoska (@life_by_any_means)</a></p> </div> </blockquote> <p>The pair quit their jobs, sold most of their possessions and rented out their three-bedroom home in Memphis, and have been cruising for almost two years now. </p> <p>Since making the move, the couple have completed 36 consecutive cruises and visited almost 50 countries.</p> <p>“I instantly felt free,” she said. </p> <p>“People are amazed when they hear we live on ships, and I’m always happy to share the tricks we’ve learned to save money. We’ve won excursion tickets, jewellery and spa treatments in onboard raffles, while on land, we do our own tours, using local transport to explore," she said. </p> <p>However, she admitted that there are a few challenges, including missing family, but regardless "it really is a dream come true". </p> <p><em>Image: Instagram</em></p> <p> </p>

Retirement Life

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"Dropping like flies": Cruise passengers ravaged by severe virus

<p>A dream holiday has turned into a floating nightmare for passengers onboard a P&O Cruise after the vessel was ravaged with a severe strain of novovirus. </p> <p>The luxury ship, Iona, was sailing through Northern Europe when the virus struck, affecting over 5000 guests and nearly 2000 staff onboard. </p> <p>Sky News UK reported that the onslaught of the virus has caused hundreds of passengers to fall ill with the company releasing statements providing updates as the situation grows worse aboard the ship.</p> <p>The ship, which is currently located off shore near Belgium, is continuing on with the itinerary as planned, with staff attempting to isolate the affected passengers and restrict their movements both aboard the ship and land-based stopovers.</p> <p>“People were throwing up in restaurants, on decks, outside cabins,” one of the passengers told Sky News. “A large number of guests and staff are experiencing the virus symptoms. They're dropping like flies."</p> <p>Norovirus is the most common cause of gastroenteritis and causes diarrhoea, vomiting, and severe stomach pain.</p> <p>The symptoms usually develop 12 to 48 hours after being exposed and can take three days for a person to fully flush the virus from their system.</p> <p>P&O Cruises confirmed that some guests have reported symptoms of gastrointestinal illness but refused to provide an update on the health of cruise staffers.</p> <p>“P&O Cruises works with global, national and regional public health authorities on approved and proven protocols across our ships in order to protect the health and wellbeing of all on board,” a P&O spokesperson said.</p> <p><em>Image credits: Shutterstock</em></p>

Travel Trouble

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Gogglebox star set to return for 21st season

<p><em>Gogglebox Australi</em>a is set to return for its 21st season this week, and while the beloved Silbery family are no longer a part of the cast, a familiar face is set to return for the new season. </p> <p>While fans will surely miss seeing the multi-generational family on their screens, Sarah Marie Fahd will once again return to Aussie screens after being on maternity leave for the past two years. </p> <p>“I’m so excited to be back,” she told <em>Yahoo Lifestyle</em>. </p> <p>Sarah joined the show in 2017 with her husband Matty and their best friend Jad Nehmetallah. </p> <p>“Being able to join my boys again makes me feel so happy because the last few seasons I've been on the sidelines and Matt would be like, ‘Remember, you're not on the show right now!’. There are so many things I wish I could have said!” she added.</p> <p>Sarah explained that she took a break from the show because her second child, Lyon, required more attention than her firstborn Malik. </p> <p>“There’s no way I would have been able to even sit and watch TV with Lyon. There were days where he would cry unless I carried him and I would just have him strapped to my chest, so I was like, it's not gonna work with this one,”  she told the publication. </p> <p>“But he's at a different age now and he's such a character.</p> <p>“Also just mentally, I'm in a much better place. I think mental health is really, really difficult when you've got little ones and hormones and stuff to juggle, so that was also a really big factor and I just mentally couldn't do all of that.</p> <p>"Whereas right now, I’m myself again. I feel like it just ticked over to 2025 and something in me was like, I’m good now. I’m finally in a better place.”</p> <p>The upcoming season will see both Malik and Lyon sitting on the couch alongside their parents, a decision that was made after careful consideration. </p> <p>"It’s just a lovely show to be on, so I was able to trust [producers] with having Malik on the show. Otherwise, I wouldn't have him on there for sure,” Sarah said. </p> <p><em>Images: Instagram</em></p>

TV

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Man slapped with $76,000 bill on free cruise

<p>A couple from the US have been slapped with a five-figure bill after embarking on a cruise that they won. </p> <p>Mark and Tami were onboard the Norwegian Cruise Line ship Encore, after winning their trip for free, to celebrate Tami given a clean bill of health after the successful removal of a “mass from her lungs” in October 2024 following a cancer diagnosis.</p> <p>Just four days after setting off on their five-week journey, Mark fell ill and was taken to the ship's dedicated ICU with flu symptoms and reduced oxygen levels. </p> <p>He received oxygen, a catheter, IV medications, and X-rays, and when he felt better the next morning, asked to quarantine in his cabin room for the remainder of the trip. </p> <p>However, he was not allowed to leave the medical ward, and so the costs of his stay there continued to climb.</p> <p>“Mike spent a total of four days in the medical ward and asked to be released each day,” his daughter Krystal Cameron wrote in a <a href="https://www.gofundme.com/f/relieve-mike-and-tamis-medical-burden?attribution_id=sl:5f4f89c5-bda8-4947-8f2b-5c9203b2cf8f&amp;lang=en_US&amp;utm_campaign=man_ss_icons&amp;utm_medium=customer&amp;utm_source=copy_link" target="_blank" rel="noopener" data-link-type="article-inline">GoFundMe</a> to help pay the $75,800 ($47,638 USD) medical bill.</p> <p>During that time, she said staff would not remove his IV line, or the catheter which Tamra claims had been incorrectly fitted and was “leaking”.</p> <p>“Not on your life would I put my life in these people’s hands,” Tamra added in a social media post.</p> <p>“Should have demanded to get off at (the) port (on the) British Virgin Islands, where I was lied to that they had no good hospital.”</p> <p>Norwegian Cruise Line confirmed to <a href="https://7news.com.au/news/mark-won-a-free-holiday-with-norwegian-cruise-line-then-he-was-slapped-with-a-75800-bill-onboard-c-17618959" target="_blank" rel="noopener">7News</a> that Mike’s medical procedures and resulting expenses have been reviewed internally by the company, writing in a statement, “Mr Cameron was admitted to the onboard medical centre and received appropriate treatment for his condition, followed by 62 hours of critical care."</p> <p>“We are committed to providing quality medical services and each of our ships is equipped with a state-of-the-art onboard medical centre, staffed with highly qualified physicians and nurses, to provide care for both guests and crew while at sea."</p> <p>The couple had purchased travel insurance and said the Norwegian Cruise Line medical secretary reassured them they were covered for $20,000 USD ($31,987 AUD) and told “not to worry” when they raised concerns.</p> <p>However, Norwegian Cruise Line maxed out both credit cards they had on file for the couple when charging them with the final bill, adding, “Medical insurance is not accepted onboard.”</p> <p>“We strongly encouraged the guest to file a claim with their health insurance provider post-cruise," Norwegian Cruise Line told <em>7News</em>. </p> <p>“As the guest did purchase travel insurance for their vacation, we have recommended they follow up on their claim with the insurance provider, after they have filed the claim with their health insurance provider.”</p> <p>But Krystal said “neither their travel insurance nor their personal health insurance will cover the medical treatments received”.</p> <p>The travel insurance company requires the couple’s health insurance company to initially pay the bill, but their health insurance company states because the incident happened abroad it is not covered by the policy, Krystal said.</p> <p>“Between Tami’s recent cancer diagnosis and surgery ... and my father’s illness ... their medical debt is quickly adding up,” Krystal said.</p> <p><em>Image credits: GoFundMe / Facebook </em></p>

Legal

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Man reveals what it's like to spend 25 years at sea

<p>Mario Salcedo has mastered life at sea, living on cruise ships for 25 years and completing his 1,000th voyage with Royal Caribbean. </p> <p>Salcedo, also known as "Super Mario" in cruise circles revealed that he spends around  $101,000 on on cruises per year for a cabin with a balcony. </p> <p>The senior funds his ocean-bound lifestyle through investment management work. </p> <p>His loyalty to Royal Caribbean has earned him some recognition among the crew, with some ships creating makeshift offices for him on deck, complete with cordoned-off tables, chairs and signs reading "Super Mario's Office".</p> <p>Salcedo spoke about his love for cruising in an interview with <em>allthingscruise.com. </em></p> <p>"Cruising never gets old," he began. </p> <p>"I'm so used to being on ships that it feels more comfortable to me than being on land."</p> <p>The full-time cruiser began his life at sea after "tiring of the suit-and-tie business world and the long flights to international clients."</p> <p>The Cuban-born businessman went on his first cruise in 1997 and became hooked since then. </p> <p>In 2000 he began living on Royal Caribbean ships, spending only a few days per year on land, and taking a short 15 month break during the Covid pandemic. </p> <p>Salcedo said he spends about five hours a day working and "has fun" for the rest of it. </p> <p>"It's zero stress," he said. "The best lifestyle I can find."</p> <p><em>Image: Wayleebird / Shutterstock.com</em></p> <p> </p>

International Travel

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"Horrifying": Cruise passengers left reeling over "KKK cruise"

<p>Passengers onboard a P&amp;O Australia cruise have been left reeling after staff members emerged in costumes resembling the Ku Klux Klan during a themed event. </p> <p>According to the cruise liner, the disturbing incident occurred onboard the Pacific Explorer during a Christmas-themed voyage, when a staff fun day went wrong. </p> <p>One passenger captured the "horrifying" moment the crew donned what she described as "offensive KKK costumes".</p> <p>The crew were believed to be part of the ship's housekeeping staff, with one member pictured holding up a housekeeping sign.</p> <p>Dressed in white cloaks and white masks with pointed tops and eye-holes cut out - the same as those worn by the KKK - the crew members competed in a Christmas-themed 'sports battle day'.</p> <p>Passenger Terri told <em><a href="https://www.dailymail.co.uk/news/article-14306781/P-O-cruise-klu-klux-klan.html" target="_blank" rel="noopener">Daily Mail Australia</a></em> that many were excited about the onboard event day, which was highly publicised throughout the ship in the days before. </p> <p>However, everything allegedly went "quiet" when the costumed staff emerged, as Terri instructed her husband to "get the camera" and document the shocking moment. </p> <p>"I (requested) a please explain and have received no response," Terri said. "This is not tolerated in this current environment and education is desperately needed."</p> <p>Terri also shared the video on of the moment on social media, recounting the incident. </p> <p>"There was a lot excitement then it all went quiet… the lack of judgement was astounding," she said.</p> <p>"Everyone was there, everyone gathered, it was advertised, there was a lot of noise and it went dead quiet, just silent."</p> <p>"A lady sitting in front of me, her jaw dropped she was like 'what the hell', everyone was like OMG - they were calling it the 'KKK cruise'."</p> <p>"They’d gone the whole way through this ship dressed as the KKK and paraded through the Lido deck in front of basically every passenger but it was only then when senior crew saw them and they took their hats off."</p> <p>"I spoke ... to one of the (housekeeping) staff - they were all male - and he told me 'we didn't think we didn’t anything wrong'. They didn't say they weren't dressed as the Ku Klux Klan when I asked them but I truly believe it was an innocent mistake."</p> <p>Terri said she expected senior ship crew to offer an apology or explanation but none was given. </p> <p>After the controversy, A P&amp;O Cruises Australia spokesperson clarified that the crew were dressed as "upside-down snow cones" and not as the Ku Klux Klan. </p> <p>"We regret if a recent incident on a Pacific Explorer cruise offended any guests," the spokesperson told <em>Daily Mail Australia</em>. </p> <p>"Several crew members dressed up as snow cones for a Christmas family event, not understanding how their costumes could be misconstrued. They were only in public view for a short time before management acted quickly and had them remove the costumes. The crew members were horrified and extremely apologetic when they learned of the distress their outfits could cause."</p> <p><em>Image credits: Facebook / Daily Mail Australia</em></p>

Travel Trouble

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Cruise line asks for travellers help with billion-dollar ship design

<p>If you've ever been on a cruise ship and had your opinions on what elements of the ship could be improved, now is your chance to have your say. </p> <p>Celebrity Cruises is giving travellers the opportunity to help design the cruise line's newest billion-dollar ship, Celebrity Xcel.</p> <p>In a first for the cruising industry, dedicated cruisers will assist in making key decisions across culinary, entertainment and interior design for the new ship. </p> <p>"We want to ensure our guests love our products and experiences, so involving them in the process to perfect Celebrity Xcel was a great way to achieve this," Michael Scheiner, chief marketing and product officer of Celebrity Cruises, said.</p> <p>Open to anyone who wishes to have their say, the global community of travellers will test, try and vote on new experiences, through online polls and one-of-a-kind experiential in-person events.</p> <p>The Dream Makers community will have final say on design elements of the ship, such as textiles and interior design choices, as well as picking their favourite dining and beverage options to be served onboard. </p> <p>Plus, they get to provide input on headline shows, selecting playlists, and partake in selections to appoint pivotal entertainment positions onboard.</p> <p>"Celebrity Cruises is known for ground-breaking innovation in ship design and experiences unlike any other at sea," Michael said.</p> <p>"When Xcel launches guests won't have just found their happy place, they'll have helped us build it."</p> <p>Celebrity Xcel launches in November 2025 and will be the fifth ship in the cruise line's award-winning Edge Series.</p> <p>Those interested in joining Xcel Dream Makers to have their say on the new ship can learn more at <a title="" href="http://www.celebritycruises.com/xceldreammakers" target="_blank" rel="noopener">celebritycruises.com/xceldreammakers</a>.</p> <p><em>Image credits: Celebrity Cruises</em></p>

Cruising

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I'm A Celeb season premiere divides audiences

<p>The cast of the new season of <em>I'm A Celebrity... Get Me Out of Here</em> has been revealed as the 11 famous contestants entered the jungle on Sunday night. </p> <p>An Olympian, a stand-up comedian, reality TV royalty and a 90s TV star are among this year’s celebs, as the first episode of the 11th season provided many awkward moments of the celebrities not recognising their fellow contestants. </p> <p>Entering the jungle this year and vying for their chance to win money for charity are Olympic swimmer Shayna Jack, <em>Love Island</em> star Tina Provis, former AFL player Zack Tuohy, comedian Geraldine Hickey, Aussie TV presenter Nicky Buckley, former <em>MAFS</em> star Samantha Moitzi, UK social media personality Max Balegde, comedian and presenter Dave 'Hughesy' Hughes, two-time <em>Big Brother</em> winner Reggie Sorensen, NRL favourite Sam Thaida, and former <em>Bachelor</em> star Matty J.</p> <p>As the highly-anticipated new season aired on Sunday, many viewers took to social media to express their disappointment over the cast, as the show was quickly panned by viewers as "unfunny" while the cast of celebrities were labelled as "nobodies". </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/DFAL9h-PkRe/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DFAL9h-PkRe/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by #ImACelebrityAU (@imacelebrityau)</a></p> </div> </blockquote> <p>While hosts Julia Morris and Robert Irwin quipped and laughed with the new batch of contestants, loyal fans turned on the show and took to X to share their thoughts on the premiere. </p> <p>"The lowest common denominator with desperate has-beens. Can’t they invest in Aussie actors, directors and writers instead?" wrote one person. </p> <p>"Biggest load of rubbish ever," said another, while one more posted, "Some of Julia’s jokes are older than me. And not as funny."</p> <p>"Look at them looking at each other trying to figure out who each other is. Absolutely no idea," said another viewer. </p> <p>"Yeah this show peaked last year and the fall from grace is extreme. No more #ImACelebrityAU for me," another wrote. </p> <p><em>Image credits: Ten </em></p>

TV

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Why the holiday season can be triggering - and what to do to protect yourself

<p>The Christmas rush is on, with people buzzing around purchasing gifts, seeing family and friends, and planning a joy-filled annual catch up. </p> <p>But for many, this time of year can be difficult. Holiday traditions tend to revolve around family and sometimes those relationships can bring their own challenges. It may be tempting to want to hit the fast forward button and skip through Christmas altogether.</p> <p>The festive season can be isolating for some people, but if you are also navigating emotions like grief it can feel overwhelming and be a harsh reminder of what has been lost, whether in recent times or even years ago. </p> <p>There’s an expectation from society that Christmas should be about having fun and being happy, yet if you’re grieving you may be feeling the weight of heavy emotions. It’s also hard for friends and family who want to help, but who may feel awkward and be unsure of what to say. </p> <p>Planning ahead can help make this holiday season feel more bearable. Start by setting specific boundaries on what you are prepared to do (or not do) this holiday season. What you will attend or not attend, and what feels right for you, right now.</p> <p>Acknowledge your grief and make space for it. All emotions and feelings are valid at this time of the year. Practice gentle self-compassion and don’t be tempted to over-commit to activities and events. Instead, take pressure off by setting realistic expectations that allow you the time and space to ride the waves of emotion as they appear.</p> <p>It’s also okay to re-evaluate your holiday traditions. Maybe consider adapting existing traditions and adding new and comforting rituals that are meaningful at this time. This doesn’t have to represent permanent change, adapting this year’s plans for this year’s emotions makes perfect sense. </p> <p>If it feels right, take time to commemorate. Fondly remember loved ones through activities such as lighting a special candle, playing their favourite song, creating a memorial ornament, cooking a much-loved family recipe or creating a memory box of photos and stories. </p> <p>Most importantly, remember that you are not alone. Reach out for assistance whenever you need it by connecting regularly with trusted friends and family, and consider getting some professional grief support as you navigate the holidays.</p> <p>As the rest of us rush toward the end of the year, let’s pause for a moment to think of others who may have an empty seat at the Christmas table. If you know someone who might be grieving these holidays, reach out regularly and check in. A call or even a text message can help people feel more seen and can make all the difference as they navigate this holiday season.</p> <p><em><strong>This article was written by Bare Counsellor Carolyn Ganzevoort, who is an experienced bereavement professional.</strong></em></p> <p><em><strong>Image credits: Shutterstock </strong></em></p>

Mind

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Holiday budgeting tips for over-60s: Expert advice for a stress-free season

<div> <p>The festive season is a time for joy, but it can sometimes also bring a little extra financial stress. With the rising cost of essentials, many Aussies in retirement might be feeling the pinch. And it’s not your imagination – recent <a title="https://protect.checkpoint.com/v2/___https:/nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.superannuation.asn.au%2Fmedia-release%2Frising-insurance-premiums-add-strain-to-retirees-finances-says-super-peak-body%2F*23%3A~%3Atext%3DThe%2520latest%2520figures%2520from%2520ASFA%2Cover%2520the%2520last%252012%2520months.&amp;data=05%7C02%7Cdardisa%40we-worldwide.com%7C3306a1dfb9de4e30dd3b08dcfecff5e5%7C3ed60ab455674971a5341a5f0f7cc7f5%7C0%7C0%7C638665416381860501%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=3ePPI8b1SEXOATgcY6vYWJRi8gBzZHv0jM1dgqkIoUI%3D&amp;reserved=0___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YjM1NDo4YTdiNGQ5MTcwZjBhYzgwNzI4ZDVmYTlhNTA0OWVhYThkZTU0NWJhN2FhZDgzZGQ2MGQ1ZjZiYWU5MTc3MGI1OnA6VDpG" href="https://protect.checkpoint.com/v2/___https:/nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.superannuation.asn.au%2Fmedia-release%2Frising-insurance-premiums-add-strain-to-retirees-finances-says-super-peak-body%2F*23%3A~%3Atext%3DThe%2520latest%2520figures%2520from%2520ASFA%2Cover%2520the%2520last%252012%2520months.&amp;data=05%7C02%7Cdardisa%40we-worldwide.com%7C3306a1dfb9de4e30dd3b08dcfecff5e5%7C3ed60ab455674971a5341a5f0f7cc7f5%7C0%7C0%7C638665416381860501%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=3ePPI8b1SEXOATgcY6vYWJRi8gBzZHv0jM1dgqkIoUI%3D&amp;reserved=0___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YjM1NDo4YTdiNGQ5MTcwZjBhYzgwNzI4ZDVmYTlhNTA0OWVhYThkZTU0NWJhN2FhZDgzZGQ2MGQ1ZjZiYWU5MTc3MGI1OnA6VDpG" data-auth="Verified" data-outlook-id="1a0a0a08-2e36-4601-a0a3-f9c8bb379afe">data</a> from the Association of Superannuation Funds of Australia (ASFA) reveals that the cost of maintaining a comfortable retirement has increased by 3.7% in the last year. For those in retirement, managing holiday spending can help ensure a stress-free festive season. </p> </div> <div> <p>Toby Perkins, a Certified Financial Planner® at industry superfund NGS Super, shares his helpful tips to ensure retirees manage their budgets during the holidays.</p> </div> <p><strong>1. Avoid personal debt</strong></p> <div> <p>Credit cards and overdrafts may seem like quick solutions, but they often lead to high-interest debt. "If you need extra funds for the festive season, it might be worth considering options like your superannuation income stream instead," advises Toby. Avoiding extra debt may help you to maintain your financial stability in the long run and help set you up for a stress-free Christmas next year. </p> </div> <p><strong>2. Plan ahead: Budget for the entire year</strong></p> <div> <p>Although it may be too late to adjust your budget for this holiday season, now is a good time to start planning for next Christmas. "Incorporating holiday spending into an annual budget can prevent financial strain in December," Toby suggests. By tracking your expenses throughout the year, you can identify potential savings and plan for any extra costs, such as gifts and travel.</p> </div> <p><strong>3. Review government entitlements</strong></p> <div> <p>It’s important for you to ensure you are receiving the correct government entitlements. "If you’re receiving the Age Pension, make sure all your details are up to date," Toby advises. Even if you're not eligible for the Age Pension, you may qualify for the Commonwealth Seniors Health Card or state-based Seniors Cards, which can help reduce costs on health care, transport, and other services. For more information, visit <a title="https://protect.checkpoint.com/v2/___https:/www.servicesaustralia.gov.au/most-useful-information-for-retirement-years___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6Y2YwMTo3YWJkZWYyYTY5NjAwZTQ5YjczNWQwMGY2ZjZmN2RhNzY5MzJjYWJkMmYyNWM5ZTkzODg4NTJlZDc3MmIwZGI1OnA6VDpG" href="https://protect.checkpoint.com/v2/___https:/www.servicesaustralia.gov.au/most-useful-information-for-retirement-years___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6Y2YwMTo3YWJkZWYyYTY5NjAwZTQ5YjczNWQwMGY2ZjZmN2RhNzY5MzJjYWJkMmYyNWM5ZTkzODg4NTJlZDc3MmIwZGI1OnA6VDpG" data-auth="Verified" data-outlook-id="0b03c4dc-e32a-4f0f-adaf-6d20058cd703">the Services Australia website.</a></p> </div> <p><strong>4. Stay vigilant about financial security</strong></p> <div> <p>There are two reasons to closely track your spending throughout the holiday season: 1. To ensure you stay within budget, and 2. To ensure you don't fall victim to financial scams. The holiday season can be a prime time for financial scams, so be cautious when making purchases online.</p> </div> <p><strong>5. Prepare for post-holiday financial health</strong></p> <div> <p>After the holidays, plan to set aside some money for future expenses or to replenish your savings. A bit of post-holiday planning will help you avoid financial stress in the months ahead - and even get you set up for next Christmas.</p> </div> <p><strong>6. Travel smart: Plan off-peak</strong></p> <div> <p>Travel can be one of the biggest holiday expenses, especially if it coincides with peak Christmas and school holiday periods. Toby recommends traveling outside of these busy times to save money. "Off-peak travel can significantly reduce costs and make your holiday dollar stretch further," he says. Consider planning trips in advance to secure better deals.</p> </div> <div> <p>Planning ahead, managing debt, and reviewing entitlements can help you enjoy the festive season without financial stress. As Toby puts it, "Smart budgeting today helps ensure a more comfortable retirement tomorrow."</p> </div> <div> <p><em><strong>For those seeking personalised advice, NGS Super’s team of financial planners is here to help guide you to a secure and joyful future. Read the <a title="https://protect.checkpoint.com/v2/r01/___https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/files/documents/financial-services-guide.pdf___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6MDk5ZToxNWJlNDQ0ODUwMWZmYzczYmUzZDY5N2NkNWFmY2M4ZTM0M2I5ZDQyNTI5ZGIwNjdjMDUxZDViY2E1YWRmYWFhOnA6VDpGHYPERLINK___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmM0OTdjMzdkZjcxOGIxNDQxYjdiMzQxMzA0NTcyMzc4Ojc6ZDgzMDowMTA3N2IxNTZmN2JhZDAzOTM5MDc4ODZjM2Y4NTUzYTkwNWE4ZDAxYmJhMmIxMTc0OWZjNjhmNmM5ODNlNzYyOmg6VDpG" href="https://protect.checkpoint.com/v2/r01/___https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/files/documents/financial-services-guide.pdf___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6MDk5ZToxNWJlNDQ0ODUwMWZmYzczYmUzZDY5N2NkNWFmY2M4ZTM0M2I5ZDQyNTI5ZGIwNjdjMDUxZDViY2E1YWRmYWFhOnA6VDpGHYPERLINK___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmM0OTdjMzdkZjcxOGIxNDQxYjdiMzQxMzA0NTcyMzc4Ojc6ZDgzMDowMTA3N2IxNTZmN2JhZDAzOTM5MDc4ODZjM2Y4NTUzYTkwNWE4ZDAxYmJhMmIxMTc0OWZjNjhmNmM5ODNlNzYyOmg6VDpG" data-auth="Verified" data-outlook-id="c4bb4623-ec0a-4e3a-a747-7bf0d2f5659b">NGS Financial Planning Financial Services Guide</a>.</strong></em></p> </div> <div> <p><em><strong>For further information, visit NGS Super’s <a title="https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/articles/news/whats-foro-what-can-you-do-about-it___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YzlhNDphZGM4Y2Q1YTFlZmQyNjExMGQ4ZDJmYWM3Y2IyOWMxM2FiNjE2MDMwMDc3YjA5ODE5OTY0NjQyYmZkNWE2NGM1OnA6VDpG" href="https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/articles/news/whats-foro-what-can-you-do-about-it___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YzlhNDphZGM4Y2Q1YTFlZmQyNjExMGQ4ZDJmYWM3Y2IyOWMxM2FiNjE2MDMwMDc3YjA5ODE5OTY0NjQyYmZkNWE2NGM1OnA6VDpG" data-auth="Verified" data-outlook-id="7c65864b-3f33-43bc-9037-cc1e7ca1acc0">website</a>.</strong></em></p> </div> <div> <p><em><strong>Toby Perkins is authorised to provide financial advice in Australia and is an Authorised Representative (Number 1002908) of Guideway Financial Services Pty Ltd, AFSL Number 420367. Any advice given in this article is general and does not consider your financial situation, needs or objectives so consider whether it is appropriate for you. Be sure to read the relevant PDS and TMD </strong><strong>before deciding whether a financial product is right for you.</strong></em></p> <p><em><strong>Image credits: Shutterstock  </strong></em></p> </div> <div> <p> </p> </div>

Travel Tips

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"Absolute disappointment": Home and Away fans slam season finale

<p>Fans of <em>Home and Away</em> have been left outraged after the finale of the 2024 season, with many claiming it was "boring and predictable".</p> <p>Viewers of the long-running Aussie soap were disappointed by the feature-length episode that  promised "bloodshed" and "deadly consequences" and while it ended with two lives hanging in the balance.</p> <p>The show is set to return on January 13th and pick up where it left off, leading to the resolution that will see fans waiting almost two months for answers.</p> <p>After Thursday night's finale, hundreds of fans flocked to social media to share their annoyance over all the drama being crammed into the last 10 minutes of the episode, despite its 90-minute runtime. </p> <p>"Found the last episode so boring and predictable," one fan said. "How many more coppers are going to end up in jail?"</p> <p>"I have to say, that was ridiculously s**t for a season finale," another complained. "The best bit was the last 15 seconds."</p> <p>"That was the worst ending," someone else said, with another agreeing. "What an absolute disappointment for this year's final episode. Love Home and Away, but this was by far the worst final episode of the season ever."</p> <p>"I was so disappointed with the ending," another fan said. "I expected it to be more drama/suspense but it was quite boring in my opinion. Now an almost 2 month wait for the show to return."</p> <p>While many were disappointed, others were excited to see how the dramatic storyline is set to be resolved in the new year. </p> <p>"I'm so excited for the new season," one fan said. "What am l going to do without this lol it’s pretty sad when you so look forward to it at 7pm," another lamented. "I can't believe I've got to wait till next year, it's already killing me," someone else agreed.</p> <p><em>Image credits: Home and Away </em></p> <p> </p>

TV

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Grandma shares blunt advice for gift-giving season

<p>A grandmother has shared valuable advice for other grandparents who are prone to going over the top for birthday and Christmas presents. </p> <p>DeeDee Moore, who runs the TikTok account @morethangrand, reignited the debate on finding the line between spoiling your grandkids with an abundance of gifts, and not going over the top. </p> <p>With Christmas right around the corner, DeeDee shared some advice for grandparents before they hit the shops.</p> <p>"Too much stuff from grandparents is at the top of the list of topics that parents struggle with," Moore explained in a viral clip.</p> <p>A recent survey from <a href="https://www.morethangrand.com" target="_blank" rel="noopener">More Than Grand</a> found 75 percent of the parents surveyed, wished grandparents respected their wishes about gifts, for a few reasons, but the most common was the sheer volume of stuff.</p> <p>"Parents often don't have the physical space to accommodate the toys indulgent grandparents buy," she continued.</p> <p>However, the issue is that one grandparent probably isn't the only one going all out on gifts. </p> <p>"Say your grandson has four other grandparents and four aunts and uncles. Each of these people get him one gift for a second birthday. That's already nine gifts plus something for mum and dad. We're up to 10," she explained. </p> <p>"But if all of those grandparents buy him three things, and two of the aunts get him a little extra something, that's 22 presents for a two-year-old who would be just as happy with a box." </p> <p>Moore also pointed out while many kids are fortunate enough to be spoilt at Christmas, there are many children who are living in hardship and don't have the same luxuries. </p> <p>Her advice is to take some of the things you would have given to your grandchildren and donate them to a charity or organisation who works with less fortunate families.</p> <p>Dozens of mothers chimed in the comment section of the video, praising DeeDee's advice and sharing their own stress about presents. </p> <p>"I used to have so much anxiety about Christmas because my in-laws used to buy more than Santa, us and my parents combined. It was stressful," commented one mum. </p> <p><em>Image credits: Shutterstock</em></p>

Family & Pets

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Share the gift of healthy, luscious hair this festive season

<p dir="ltr">With the festive season approaching, there’s nothing worse than dull and lifeless hair, especially when we’re going to Christmas parties and taking photos with loved ones. </p> <p dir="ltr">So whether you’re looking for a treat for yourself, or a special gift for someone in your life, give the gift of gorgeous hair with Wella Professionals stunning Christmas range. </p> <p dir="ltr">With gift packs for every hair concern, there is something for everyone in Wella’s gifting range, whether your hair is coloured or damaged, or if you’re looking for an injection of moisture or shine.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/DBznE8TuYIt/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DBznE8TuYIt/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Wella Professionals ANZ (@wellapro_anz)</a></p> </div> </blockquote> <p dir="ltr">Ranging from the Wella Professionals Fusion Travel Trio for just $48.95, to the Wella Professionals Ultimate Repair Repair Trio for $114.95, the gorgeous gift packs feature a mix of shampoo, conditioner, masks, and shine oils. </p> <p dir="ltr">There are 10 beautiful gift packs on offer, with these Wella Trios having everything you need to get you, or the lucky person you’re buying for, started on their journey to transform their hair.</p> <p dir="ltr"><img src="https://oversixtydev.blob.core.windows.net/media/2024/11/wella-xmas-inset.jpg" alt="" width="1280" height="720" /></p> <p dir="ltr">The complete selection of Wella Professionals gift sets available to purchase at <a href="https://www.sephora.com.au/brands/wella-professionals?srsltid=AfmBOoql21pQ7BfPilCk7yTK4JwxBXCCsVjcOXHZrejK5F6EL0lGfrHj">Sephora</a>, Myer, David Jones, <a href="https://www.adorebeauty.com.au/b/wella-professionals.html">Adore Beauty</a>, Amazon, <a href="https://www.ozhairandbeauty.com/brands/wella-professionals?top=brands&amp;gad_source=1&amp;gbraid=0AAAAADs5kjeHbLVuofBnsO5umpMUOhOdq&amp;gclid=Cj0KCQiA_qG5BhDTARIsAA0UHSK22eIZDejiKd533GEKq8iaYrKphZVZIwRj4d7J4rJ8T7XCudVZNoEaAv3xEALw_wcB">Oz Hair &amp; Beauty</a>, Look Fantastic, The Iconic and selected Wella Salons, as well as Wella’s official <a href="https://au.wella.professionalstore.com/">website</a>. </p> <p dir="ltr"><em>Image credits: Supplied / Shutterstock </em></p>

Beauty & Style

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Cruise director shares little known ship facts

<p dir="ltr">A cruise director has revealed little known facts about cruise ships and their dedicated staff, while sharing tips for eager travellers.  </p> <p dir="ltr">Luigi Incarnato, cruise director for MSC, is often seen hosting events, introducing acts and getting involved with passengers onboard his cruises. </p> <p dir="ltr">He shared his top tips for passengers with <em><a href="https://travel.nine.com.au/cruising/cruise-ship-worker-msc-world-europa/cab3f458-35e0-4989-aa3e-ce0cec1eee6b">9Travel</a></em>, while also revealing some industry secrets. </p> <p dir="ltr">When asked what people may not have considered about the crew and vessel of a cruise ship, Luigi shared that even more work goes into pulling off a trip than one might think. </p> <p dir="ltr">He said, “Our crew onboard comes from more than 60-70 countries of the world, spread on all continents, leading to an exceptionally culturally diverse team, which we are very proud of.”</p> <p dir="ltr">“Each one of our crew members is remarkably hard working and skilled in their trade. Our crew comes onboard for an average of six to seven months then goes home to rest for an average of two months and reembarks, possibly on a new ship.”</p> <p dir="ltr">“We also work on national holidays, on Christmas Day and New Year's Eve.”</p> <p dir="ltr">Luigi added that there is one thing many people may not think to bring onboard, that is of vital importance. </p> <p dir="ltr">When asked what essential to pack, he said, “Their complete health issues history and a medicine list with any prescriptions that may be needed during the cruise.”</p> <p dir="ltr">“A suitable wardrobe for the theme nights, especially for the elegant and white dress code evenings, and sunscreen.”</p> <p dir="ltr"><em>Image credits: Shutterstock </em></p>

Cruising

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