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No credit score? A grocery list could be the next best thing

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/joonhyuk-yang-1548700">Joonhyuk Yang</a>, <a href="https://theconversation.com/institutions/university-of-notre-dame-990">University of Notre Dame</a> and <a href="https://theconversation.com/profiles/jung-youn-lee-1548702">Jung Youn Lee</a>, <a href="https://theconversation.com/institutions/jones-graduate-school-of-business-at-rice-university-5411">Jones Graduate School of Business at Rice University</a></em></p> <p>How you shop and what you buy at the grocery store can predict whether you pay your credit card bills on time, <a href="https://doi.org/10.1287/mnsc.2022.02364">our new research shows</a>.</p> <p>As <a href="https://mendoza.nd.edu/mendoza-directory/profile/joonhyuk-yang/">marketing</a> <a href="https://business.rice.edu/person/jung-youn-lee">professors</a>, we wanted to learn about alternatives to traditional credit scores. So we teamed up with a multinational conglomerate that, among other things, runs a large supermarket chain and a credit card issuer.</p> <p>By analyzing consumer-level data from those two business units, we were able to see how 30,089 individuals shop and manage their finances.</p> <p>We found that people with more consistent grocery shopping habits are more likely to pay their credit card bills on time. These are people who tend to shop on the same day of the week, spend about the same amount each month, buy similar items across trips and take advantage of deals regularly.</p> <p>We also found that what people buy predicts how they manage their finances. For example, shoppers who frequently purchase cigarettes or energy drinks are more likely to miss credit card payments. Those who often buy fresh milk or salad dressing tend to be more diligent about paying their bills.</p> <p>In general, buying healthier but less convenient food predicted responsible payment behaviors. This was true even when we held consumer characteristics such as income, occupation, credit score and family size constant.</p> <p>Building on those findings, we developed a credit scoring algorithm that scores people based on their grocery shopping habits along with traditional credit risk indicators. When we simulated approval decisions with this algorithm, we found that using grocery data could help lenders predict defaults more accurately while boosting their per-customer profits.</p> <h2>Why it matters</h2> <p>According to the World Bank, <a href="https://www.worldbank.org/en/publication/globalfindex">more than 1 billion people</a> worldwide lack access to formal financial systems and, as a result, have no credit scores. In the U.S. alone, <a href="https://www.consumerfinance.gov/data-research/research-reports/who-are-credit-invisibles/">about 45 million adults</a> have no credit history or not enough of one to generate a score.</p> <p>This makes it hard for them to access credit, even if they are responsible borrowers. And without credit, it’s harder to get a car, a job or even a place to live. It’s a problem that disproportionately affects <a href="https://www.worldbank.org/en/publication/globalfindex">underprivileged groups</a>, including people of color and women.</p> <p>In response, policymakers and researchers are increasingly interested in using alternative data sources to assess creditworthiness. For instance, <a href="https://www.cnbc.com/2024/07/17/how-on-time-rent-payments-help-credit-invisible-consumers.html">Fannie Mae now considers</a> mortgage applicants’ rent payment histories, allowing those without traditional credit histories to demonstrate their creditworthiness.</p> <p>Grocery data is especially promising because there’s so much of it. Pretty much everybody buys groceries, and not just once. Information about consumer preferences is continuously being generated in every aisle of grocery stores around the globe.</p> <p>Our study shows that this data has value far beyond the grocery industry.</p> <h2>What’s next</h2> <p>We believe that our study serves as a proof of concept, offering insights for the design and implementation of future research. However, several key questions remain. For example, what if this approach affects different groups unequally? And what about privacy concerns?</p> <p>Our follow-up research aims to address these issues. We’re collaborating with a conglomerate in Peru, a cash-reliant country with a significant unbanked population. Building upon our current findings, we’re working closely with that company to test the impact of our approach on low-income populations. We’ll be helping to evaluate credit applicants using retail transaction data, aiming not just to improve profitability but also to boost social inclusion in the region.</p> <p><em>The <a href="https://theconversation.com/us/topics/research-brief-83231">Research Brief</a> is a short take on interesting academic work.</em><!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/234887/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/joonhyuk-yang-1548700">Joonhyuk Yang</a>, Assistant Professor of Marketing, Mendoza College of Business, <a href="https://theconversation.com/institutions/university-of-notre-dame-990">University of Notre Dame</a> and <a href="https://theconversation.com/profiles/jung-youn-lee-1548702">Jung Youn Lee</a>, Assistant Professor of Marketing, <a href="https://theconversation.com/institutions/jones-graduate-school-of-business-at-rice-university-5411">Jones Graduate School of Business at Rice University</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/no-credit-score-a-grocery-list-could-be-the-next-best-thing-234887">original article</a>.</em></p> </div>

Money & Banking

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Readers response: How do you feel about online shopping compared to traditional in-store shopping?

<p>When it comes to shopping for things we want and need, many people have a preference over whether they shop in a physical store or online. </p> <p>We asked our readers which they prefer when shopping for food, clothes or anything else their hearts desire, and the response was overwhelming. Here's what they said.</p> <p><strong>Ellen Polsen</strong> - Why would one buy online? I like to feel and see the things I purchase, particularly garments, as fabrics today are mostly rubbish.</p> <p><strong>Jennie Craven</strong> - I do a little of each. But usually use stores that I know or brands where the sizing is correct for me. I always use a payment system that I understand. </p> <p><strong>Gail Ladds</strong> - I love online shopping! I often forget that I’ve bought something then get a nice surprise when it arrives lol.</p> <p><strong>Debra Coats</strong> - Online is okay when you cant go to the store. I did online shopping for about 8 months after open heart surgery but when i was given the all clear to shop and drive, I was in my element as its a moment of getting out of the house and seeing others around me.</p> <p><strong>Karen Peardon</strong> - I have done some online shopping (mainly craft supplies) only because I have been very ill for months but I love in-store shopping more. Retail therapy!!</p> <p><strong>Christine Whyte</strong> - Have not and will not ever do it, very old school and too wary of the dangers out there, besides I like getting out and choosing for myself.</p> <p><strong>Helga Bonello</strong> - I like to see feel and touch products before I buy. Online scammers are a worry, besides we need a reason to go out and be sociable.</p> <p><strong>Olimpia Palumbo</strong> - My family does on line shopping and usually end up with the worst fruit and sometimes the wrong items.</p> <p><em>Image credits: Shutterstock </em></p>

Money & Banking

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Old grocery receipt highlights extortionate increase at supermarkets

<p>An old Woolworths receipt from 2021 has revealed the grim reality of increased grocery prices, and how inflation has crippled many in just a few short years. </p> <p>A social media user on X, formerly Twitter, shared her receipt from a Melbourne Woolworths as she highlighted how much more common household items cost today. </p> <p>She said it showed how Aussies were shelling out for costs that appear to have moved well past official inflation levels, which rose to 3.8 per cent by the end of June.</p> <p>“We all knew we’re being ripped off! Australians are now paying up to 200% more for basic grocery items than they were a few years ago!” she wrote.</p> <p>“Oh but inflations (sic) currently back at around 3.8% … yeah my ass it is!!”</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Found an old Woolworths receipt circa 2021. </p> <p>We all knew we re being ripped off! Australians are now paying up to 200% more for basic grocery items than they were a few years ago! </p> <p>Oh but inflations currently back at around 3.8% … yeh my ass it is!! </p> <p>Pink Lady Apply $2.90kg… <a href="https://t.co/9OPS6SnOqI">pic.twitter.com/9OPS6SnOqI</a></p> <p>— Miss Madeleine (@MadsMelbourne) <a href="https://twitter.com/MadsMelbourne/status/1832282784431534448?ref_src=twsrc%5Etfw">September 7, 2024</a></p></blockquote> <p>Her docket shows how everyday items like coffee grounds, potato chips and stain removers have skyrocketed in price.</p> <p>In the receipt items such as a 250g packet of Bega cheese is priced at $4.50 – it’s now $6 for the same item, discounted from $7.50 according to online pricing.</p> <p>Deli fresh Champagne leg ham sold for $2.50 for 100g according to the receipt, while current prices put that at $4.20.</p> <p>Ozkleen prewash power stain remover is now currently listed as $7 for a 500ml bottle, more than 200 per cent higher than the $2.75 it sold for three years ago.</p> <p>The woman also posted another smaller receipt from the same year, in which she bought grapes and a watermelon. </p> <p>In addition to sharing the image, she wrote, "Another one to add! No wonder Australia is having a cost of living crises! Woolworths Receipt circa 2021. Grapes were $3.50kg, now $14.16 = 304% increase. Watermelon was $1.50 now $6.38kg = 325% increase."</p> <p>Grocery prices have come under the spotlight amid the cost-of-living crisis, with the Australian Consumer and Competition Commission tasked with probing the sector.</p> <p>“We know grocery prices have become a major concern for the millions of Australians experiencing cost of living pressures,” ACCC chair Gina Cass-Gottlieb said in January.</p> <p>“When it comes to fresh produce, we understand that many farmers are concerned about weak correlation between the price they receive for their produce and the price consumers pay at the checkout.”</p> <p>Coles and Woolworths have defended the price rises as being pushed by supply chain struggles, while both companies posted profits of more than $1 billion in the last financial year.</p> <p>A spokesperson for Woolworths also released a statement saying "Ongoing economy-wide inflation means it costs more for many supermarket suppliers to manufacture their products than it did a few years ago. </p> <p>"We remain focussed on delivering lower prices where we can, with our average prices coming down in the last six months, and thousands of specials every week.</p> <p>"The price of fruit and vegetables can vary throughout the year due to weather, seasonality, supply and demand. For example, Haas avocados are currently not in season." </p> <p><em>Image credits: X / Shutterstock </em></p>

Money & Banking

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Shoppers outraged over Coles bin full of discarded groceries

<p>A shocking photo of a bin filled with discarded groceries at the back of a Coles supermarket has gone viral, outraging many shoppers. </p> <p>The photo, taken behind the Drouin store in West Gippsland, Victoria, shows a skip bin measuring over a metre high overflowing with tens of thousands of dollars worth of food, including meat, ice cream, pasta, pizzas, dips, cheeses, juice and smoked salmon.</p> <p>According to <em>7News</em>, the products were thrown out after the region was hit with a storm that caused a power outage, and as the store did not have a backup generator, the refrigerated food was spoiled and needed to be thrown out.</p> <p>Coles has explained that items had to be discarded to ensure customer safety, but many shoppers were left shocked and infuriated about the waste, arguing the store should have been ready for the storms with backup generators.</p> <p>“For the 2023/24 financial year, Coles Australia reported a net profit of $1.1 billion and can’t afford back up generators, go figure,” one wrote.</p> <p>Others insisted some of the food could have been saved or donated, as one person said, “Butter that stays on the bench for two weeks (is) fine!” while another insisted, “at least donate it”.</p> <p>A supermarket worker commiserated with the upset shoppers, as they wrote online, “As someone who works for one of the supermarket chains, I have had to partake in this due to a prolonged power outage earlier this year.”</p> <p>“I feel for these staff, there’s nothing worse than having to throw out so much refrigerated stock. Coming from a family who didn’t have much, I get the pain people feel from this incident.”</p> <p>However, one social media user noted that regarding donations, “legally they cannot, if they give someone food poisoning and kill them they are liable”.</p> <p>A Coles spokesperson told <a href="https://www.news.com.au/lifestyle/food/photograph-of-coles-bin-full-of-discarded-items-stuns-shoppers/news-story/871cedeb7daf66422534e4aee55f1ee4" target="_blank" rel="noopener"><em>news.com.au</em></a> that food safety is a top priority, saying in a statement, “Due to the extreme weather that hit much of Victoria early last week, there were widespread power outages, including in the Drouin and surrounding areas.” </p> <p>“Food safety is paramount at Coles and unfortunately as a result of products being un-refrigerated for an extended period of time, for safety and quality reasons, we needed to dispose of a number of products to ensure customer safety. </p> <p>“Where possible, Coles always donates product that is fit for use and safe for consumption to food rescue organisations.”</p> <p><em>Image credits: 7News</em></p>

Money & Banking

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How sustainable is your weekly grocery shop? These small changes can have big benefits

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/michalis-hadjikakou-129930">Michalis Hadjikakou</a>, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a>; <a href="https://theconversation.com/profiles/carla-archibald-283811">Carla Archibald</a>, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a>; <a href="https://theconversation.com/profiles/ozge-geyik-1402545">Özge Geyik</a>, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a>, and <a href="https://theconversation.com/profiles/pankti-shah-1547393">Pankti Shah</a>, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a></em></p> <p>You might think eating more sustainably requires drastic changes, such as shifting to a <a href="https://theconversation.com/vegan-diet-has-just-30-of-the-environmental-impact-of-a-high-meat-diet-major-study-finds-210152">vegan diet</a>. While a plant-based diet is <a href="https://www.nature.com/articles/s43016-023-00795-w">undeniably</a> good for the Earth, our <a href="https://www.sciencedirect.com/science/article/pii/S2352550924001945#f0025">new research</a> shows modest changes to your eating habits can also have significant environmental benefits.</p> <p>We assessed how food products on Australian supermarket shelves stack up against key environmental indicators, such as carbon emissions and water use.</p> <p>We found swapping the most environmentally harmful foods for more sustainable options within the same food group, such as switching from beef burgers to chicken burgers, can significantly reduce carbon emissions – by up to 96% in some instances.</p> <p>The last thing we want to do is take the pleasure away from eating. Instead, we want to help consumers make realistic dietary changes that also help ensure a sustainable future. So read on to find out which simple food swaps can best achieve this.</p> <h2>Informing sustainable diets</h2> <p>The environmental impact of foods can be estimated using an approach known as a <a href="https://www.cell.com/one-earth/fulltext/S2590-3322(19)30128-9#:%7E:text=In%20this%20Primer%2C%20we%20introduce,cycle%20of%20a%20product%20system.">life-cycle assessment</a>.</p> <p>This involves identifying the “inputs” required along the food supply chain, such as fertiliser, energy, water and land, and tracking them from farm to fork. From this we can calculate a product’s “footprint” – or environmental impact per kilogram of product – and compare it to other foods.</p> <p>Most studies of environmental footprints focus on the raw ingredients that make up food products (such as beef, wheat or rice) rather than the packaged products people see on shelves (such as beef sausages, pasta or rice crackers). Of the studies that do focus on packaged foods, most only consider a fraction of the products available to consumers.</p> <p>What’s more, a lot of research considers only the carbon emissions of food products, excluding other important measures such as water use. And some studies use global average environmental footprints, which <a href="https://www.science.org/doi/10.1126/science.aaq0216">vary significantly</a> between countries.</p> <p>Our research set out to overcome these limitations. We aligned environmental footprints with the products people find on supermarket shelves, and covered a huge range of food and beverage products available in Australia. We also included many environmental indicators, to allow a <a href="https://www.pnas.org/doi/full/10.1073/pnas.2120584119">more complete picture</a> of the sustainability of different foods.</p> <h2>What we did</h2> <p>Key to our research was the <a href="https://www.georgeinstitute.org.au/projects/foodswitch">FoodSwitch database</a>, which compiles food labelling and ingredient data from images of packaged food and beverages. It covers more than 90% of the Australian packaged food market.</p> <p>We combined the database with a <a href="https://www.sciencedirect.com/science/article/pii/S0959652623029748">mathematical method</a> that sums the environmental impact of ingredients, to quantify the footprint of the product as a whole.</p> <p>From this, we estimated the environmental footprint of 63,926 food products available in Australian supermarkets. We then simulated the potential benefits of making “realistic” switches between products – that is, switches within the same food category.</p> <h2>Our findings</h2> <p>The results show how making a small dietary change can have big environmental consequences.</p> <p>For a shopping basket composed of items from eight food groups, we simulate the benefits of swapping from high-impact towards medium- or low-impact food products.</p> <p>Our analysis assumes a starting point from the most environmentally harmful products in each food group – for example, sweet biscuits, cheese and beef burger patties.</p> <p>A shift to the medium-impact foods for all eight items – such as a muffin, yoghurt and sliced meat – can lead to at least a 62% reduction in environmental impact. Shifts towards the most sustainable choice for all items – bread, soy milk or raw poultry – can achieve a minimum 77% reduction.</p> <p>This analysis ends at the supermarket shelves and does not include additional food processing by the consumer. For example, raw meat will usually be cooked before human consumption, which will expand its environmental footprint to varying degrees, <a href="https://www.nature.com/articles/s43016-020-00200-w">depending on the method used</a>.</p> <p>See the below info-graphic for more detail. The full results are available in <a href="https://www.sciencedirect.com/science/article/pii/S2352550924001945">our study</a>.</p> <hr /> <p><iframe id="sR5yB" class="tc-infographic-datawrapper" style="border: 0;" src="https://datawrapper.dwcdn.net/sR5yB/" width="100%" height="400px" frameborder="0" scrolling="no"></iframe></p> <hr /> <h2>What next?</h2> <p>Many people are looking for ways to live more sustainably. Insufficient or complex information can fuel confusion and anxiety in consumers, <a href="https://theconversation.com/reducing-eco-anxiety-is-a-critical-step-in-achieving-any-climate-action-210327">leading to inaction or paralysis</a>. Consumers need more information and support to choose more sustainable foods.</p> <p>Supermarkets and retailers also have an important role to play – for example, by giving sustainable products <a href="https://journals.sagepub.com/doi/10.1177/07439156211008898">prominent shelf placement</a>. Attractive pricing is also crucial – particularly in the midst of a <a href="https://theconversation.com/au/topics/cost-of-living-crisis-115238">cost-of-living crisis</a> when it can be difficult to prioritise sustainability over cost.</p> <p>Government interventions, such as information campaigns and <a href="https://journals.sagepub.com/doi/10.1177/07439156211008898">taxing high-impact products</a>, can also help.</p> <p>Food labelling is also important. The European Union <a href="https://environment.ec.europa.eu/topics/circular-economy/eu-ecolabel/product-groups-and-criteria_en">is leading the way</a> with measures such as the <a href="https://docs.score-environnemental.com/v/en">eco-score</a>, which integrates 14 environmental indicators into a single score from A to E.</p> <p>Apps such as <a href="https://www.georgeinstitute.org/projects/ecoswitch">ecoSwitch</a> can also <a href="https://www.sciencedirect.com/science/article/pii/S1326020024000268?via%3Dihub">empower consumers</a>.</p> <p>The diets of people in developed nations such as Australia <a href="https://theconversation.com/sustainable-shopping-want-to-eat-healthy-try-an-eco-friendly-diet-89086">exert a high toll on our planet</a>. More sustainable food choices are vital to achieving a <a href="https://www.thelancet.com/commissions/EAT">sustainable future for humanity</a>. We hope our research helps kick-start positive change.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/234367/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/michalis-hadjikakou-129930">Michalis Hadjikakou</a>, Senior Lecturer in Environmental Sustainability, School of Life and Environmental Sciences, Faculty of Science, Engineering &amp; Built Environment, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a>; <a href="https://theconversation.com/profiles/carla-archibald-283811">Carla Archibald</a>, Research Fellow, Conservation Science, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a>; <a href="https://theconversation.com/profiles/ozge-geyik-1402545">Özge Geyik</a>, Visitor, School of Life and Environmental Sciences, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a>, and <a href="https://theconversation.com/profiles/pankti-shah-1547393">Pankti Shah</a>, PhD student, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-sustainable-is-your-weekly-grocery-shop-these-small-changes-can-have-big-benefits-234367">original article</a>.</em></p> </div>

Food & Wine

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Huge move to bring down cost of groceries

<p>Federal Treasurer Jim Chalmers has announced a series of new measures to help bring down grocery prices  ahead of the release of a wide-ranging review into the Grocery Code of Conduct.</p> <p>According to the treasurer, increasing competition among supermarket giants is key to placing “downward pressure on prices”, while also enforcing multibillion-dollar fines on retailers that fail to comply with the mandatory code of conduct.</p> <p>This code is set to dictate how supermarkets like Woolworths, Coles, Aldi and IGA’s parent company Metcash deals with producers and farmers, which will in turn see a reduction of prices for everyday shoppers. </p> <p>While Dr Chalmers stopped short of saying how far prices could drop, he told <em>Sunrise’s</em> Natalie Barr that a more competitive system would create “better outcomes for consumers,” and reduce grocery prices over time. </p> <p>“If it is more competitive, more transparent and people are getting a fair go, better outcomes will be seen at the supermarket checkout,” he said.</p> <p>The Treasurer said this would deliver a “fair go” for families, consumers and producers. </p> <p>“We recognise that the supply chains need to be better for farmers, growers and producers,” he said. </p> <p>“By doing that and making sure the supermarket sector is more competitive we can get better outcome for consumers.”</p> <p>Although the Albanese government has affirmed its support for the review, conducted by former Labor minister Craig Emerson, the final report rejected calls to expand the reforms to non-supermarkets like Bunnings, Chemist Warehouse, and Dan Murphy’s. </p> <p>“The review considers that the code should not be extended beyond supermarkets to cover other retailers,” the inquiry’s final report said.</p> <p>“This is not to say that these markets are functioning well for all players in those markets.”</p> <p><em>Image credits: MICK TSIKAS/EPA-EFE/Shutterstock Editorial/Shutterstock</em></p>

Money & Banking

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Kochie reveals the simple way to halve your grocery bill

<p>David Koch has revealed the simple trick to help you save big bucks at the supermarket as the cost of living crisis continues to hit hard. </p> <p>Kochie, who is the Compare the Market's economic director, calculated that Aussies can save up to $100 per trip to the grocery shop by making the switch to home brands. </p> <p>According to research of major Australian supermarkets, the average household can save big bucks by choosing not to buy well-known brands, which can lead to a saving of $5,000 per year. </p> <p>"So, when you're doing your supermarket shop, what's in a brand name? Well, let me tell you - plenty," Kochie said in a video posted to the Compare the Market Instagram account. </p> <p>"You are paying plenty more for that loyalty to a brand that you love."</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C57UwVrvSZ5/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C57UwVrvSZ5/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Compare the Market AU (@comparethemarket_aus)</a></p> </div> </blockquote> <p>Compare the Market took to a major supermarket and bought 25 items from big name brands, and another 25 similar items from a challenger supermarket selling cheaper home brands.</p> <p>Based on substituting big-brand products for lesser-known labels, grocery bills would fall from $201.19 a week to $103.51, taking the weekly saving up to $97.68.</p> <p>"Now, multiply that weekly shop over a whole year and that's a saving of over $5,000."</p> <p>"Almost three return economy airfares to London."</p> <p>Everyday Aussies are continuing to struggle with the rising cost of groceries, with the price of bread and cereal increasing by 7.3 per cent in the year to March, an official monthly measure of inflation showed. </p> <p><em>Image credits: Instagram </em></p>

Money & Banking

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Woolies store vandalised over controversial Australia Day decision

<p>A Woolworths Metro store in Brisbane has been vandalised over the supermarket giant's controversial decision to not stock Australia Day merchandise. </p> <p>The Woolies in the north-east suburb of Teneriffe was hit with a flare and graffitied with the message "5 days 26 Jan Aussie Aussie Oi Oi Woolies f*** u” on the side of the building. </p> <p>One local shared on social media that a flare was also set off at the front entrance, setting off the fire alarm about 5am on Monday morning, shortly after staff were seen cleaning the graffiti. </p> <p>Queensland Fire and Emergency Services confirmed three crews “responded to an alarm activation” at the store, where firefighters found smoke at the scene and ventilated the area. </p> <p>They left the vandalised store at 6am, where police took over the scene. </p> <p>“Thankfully no team members or customers were injured as this occurred before the store opened,” a Woolworths spokesperson said in a statement.</p> <p>“We’re grateful to the police and fire brigade who attended."</p> <p>“There’s no reason for vandalism and we’ll continue to liaise with Queensland Police.”</p> <p>The vandalism comes just days after the supermarket giant <a href="https://oversixty.com.au/finance/money-banking/woolworths-under-fire-for-dropping-australia-day-merch" target="_blank" rel="noopener">announced</a> they would not be stocking any specialised merch ahead of Australia Day. </p> <p>Woolworths shared that the reason for pulling Aussie decorations off the shelves was due to the “gradual decline” in demand for the merchandise over the years and “broader discussion” about the January 26th date and “what it means” to different parts of the community.</p> <p>“While Australian flags are sold within BIG W all year round, we don’t have any additional themed merchandise available to purchase in-store in our Supermarkets or BIG W ahead of Australia Day,” a spokesperson said.</p> <p>“We know many people like to use this day as a time to get together and we offer a huge variety of products to help customers mark the day as they choose.”</p> <p><em>Image credits: 7News / Shutterstock</em></p>

Legal

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“You look like Nicolas Cage!”: Tiny Busselton store shocked by megastar’s visit

<p>Busselton, Western Australia - It's not every day that you walk into your local neighbourhood store and encounter a Hollywood A-lister browsing the snack aisle. Yet, that's precisely what happened to shop owner Annie Liban in her small Asian grocery store in Busselton, when none other than Nicolas Cage strolled through her doors.</p> <p>Cage, known for his eclectic roles and memorable performances, is rumoured to be filming his latest movie, <em>The Surfer</em>, in the scenic Western Australian region. The film apparently revolves around his character's return to his hometown and his unexpected feud with a local gang of surfers. A picturesque backdrop indeed for a film about beach drama, but it seems even Nic Cage needs to restock the fridge occasionally.</p> <p>The rumour mill had been buzzing with whispers of Cage's impending visit for a while now, but these tidbits of information didn't reach Ms Liban until the actor himself, in all his enigmatic glory, was casually perusing her store shelves one sunny afternoon.</p> <p>"I said, 'oh, he looks like Nicolas Cage,' but I was like, 'what's he doing in this store?'" Ms Liban recalled with astonishment <a href="https://www.abc.net.au/news/2023-10-17/nicolas-cage-sighted-in-busselton-filming-the-surfer-movie/102986390" target="_blank" rel="noopener">to the ABC</a>. "Why is he grabbing some eggs and kimchi? We couldn't stop staring."</p> <p>It seems that even Ms Liban's eagle-eyed staff had a hard time recognising the star at first, but eventually, curiosity got the better of them, and they mustered up the courage to ask the million-dollar question: "Who are you?"</p> <p>Ms Liban described the uncanny clues that finally cracked the Cage case. "<span style="font-family: abcsans, -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif; font-size: 16px;">There were some clues … he was wearing boots in hot weather and a jacket, wearing some Prada sunglasses and the voice as well,</span>" she said. "<span style="font-family: abcsans, -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif; font-size: 16px;">And then when he picked up the oranges in front of the shop we said to him 'we only accept cash' and he said 'I only have US dollars.</span>'" </p> <p>"We said, 'oh you do look like Nicolas Cage' and he said, 'I am.'"</p> <p>It appears that Busselton's small Asian grocery store unexpectedly became a portal to Hollywood for a brief moment.</p> <p><em>The Surfer</em> is expected to feature local surfers from WA's South West and will be shot in the stunning locales of Margaret River and Yallingup. A call-out for the movie even went to high school students a while back, seeking youngsters with the right amount of "attitude" to star in the film.</p> <p>Ms Liban, a fan of Nicolas Cage from her days growing up in the Philippines, is eagerly looking forward to the movie. "We love Nicolas Cage, so I'm excited to see what he's doing here in Australia," she said with a smile.</p> <p>City of Busselton Mayor Grant Henley shared his enthusiasm for the unexpected Hollywood cameo in the region. "[These types of productions] have a significant economic impact on the area. Accommodation and costs for a crew of this magnitude, with 100 people here for a month, inject a substantial amount of money into the local economy," he explained.</p> <p>While Busselton has seen its fair share of Australian film productions like <em>Drift</em> with Sam Worthington and the karting-themed <em>Go!</em>, having Hollywood come to town adds a new layer of excitement. "I think this movie clearly has star power to bring someone like Nicolas Cage on board," Mr Henley mused. "It's a higher magnitude than some of the Australian-made films with smaller budgets and distributions. I might just bump into him while he's out exploring the region and having some fun."</p> <p>So if you're in the area, keep your eyes peeled as you stroll the aisles of your local grocery store – you never know when you might bump into a world-famous actor picking up some oranges and kimchi. Cage, with his eclectic filmography, truly knows how to keep us all on the edge of our seats, even when he's just shopping for groceries.</p> <p><em>Images: Facebook</em></p>

Domestic Travel

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Major twist in store for final season of The Crown

<p>The release date for the sixth and final season of <em>The Crown</em> has finally been announced, with royal fans everywhere marking their calendars for the last instalment of the royal drama. </p> <p>The hit Netflix series will be returning to screens on November 16th, but the final season of the show is set to come in two phases. </p> <p>On November 16th, four episodes of the show will be available to stream, and will follow Princess Diana, played by Australian actress Elizabeth Debicki, in the last year of her life. </p> <p>Her final days will be explored, including her death in Paris in 1997.</p> <p>Then, the final part of the series will be available to stream from December 14th, and will pick up from the mid-2000s, as her children Prince William and Prince Harry deal with the aftermath of their mother's passing.</p> <p>"Prince William tries to integrate back into life at Eton in the wake of his mother's death as the monarchy has to ride the wave of public opinion," a synopsis for part two says.</p> <p>"As she reaches her Golden Jubilee, the Queen reflects on the future of the monarchy with the marriage of Charles and Camilla and the beginnings of a new royal fairy tale in William and Kate."</p> <p>Royal fans were delighted to wake up to a new teaser trailer for the sixth and final season of <em>The Crown</em> that was posted on social media overnight, with the post already racking up over 90,000 likes.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/CyLmKalP7dF/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/CyLmKalP7dF/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Netflix UK &amp; Ireland (@netflixuk)</a></p> </div> </blockquote> <p>The 46-second teaser was released showing Imelda Staunton as Queen Elizabeth II walking through Buckingham Palace before appearing on the famous balcony.</p> <p>All three actresses to play the late Queen appear in the trailer, including Claire Foy and Olivia Colman.</p> <p>"The crown is a symbol of permeance. It's something you are, not what you do," the voice of Foy says.</p> <p>"Some portion of our natural selves is always lost. We have all made sacrifices. It is not a choice. It is a duty," Colman can be heard saying.</p> <p>Finally, it ends on Staunton who says, "But what about the life, I put aside? The woman I put aside?"</p> <p><em>Image credits: Netflix - Instagram</em></p>

TV

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These 10 smart grocery swaps can help reverse diabetes

<p><strong>Diagnosis diabetes</strong></p> <p>It can feel daunting to be faced with the need to make a major lifestyle change. You enjoy food, and you should. At Reader’s Digest, we like to think nature designed nutrition to taste delicious so it can be a source of pleasure in your day that’s fun to look forward to.</p> <p>If you’ve been diagnosed with diabetes or pre-diabetes, this diagnosis doesn’t have to take over your whole identity and all the things that bring you joy. There are ways to adapt some of your favourite foods so you can still have them!</p> <p>Registered dietitian Jackie Newgent lists interesting meal swaps you can make so that classic dishes can be healthier, while still plenty pleasurable.</p> <p>With some wisdom and dedication, it can be possible to turn your condition around and feel great for good.</p> <p><strong>Pair starchy with non-starchy veggies</strong></p> <p><span style="text-decoration: underline;"><em>Instead of:</em></span> one kilo potatoes</p> <p><span style="text-decoration: underline;"><em>Buy:</em></span> 500g kilo potatoes plus 500g cauliflower</p> <p>This mashed potato hack keeps your total carbs in check without forgoing flavour. Whip equal parts boiled potatoes together with roasted or boiled cauliflower.</p> <p>The results of this dynamic duo may help you better manage your blood glucose, since they’re carb-friendlier than a huge bowl of mashed potatoes alone: 100 grams of cooked potatoes without skin provides 22 grams of total carbohydrates, versus 13 grams total carbohydrate in the 100 gram combination of cooked potatoes and cauliflower.</p> <p><strong>Pick fruit you can chew</strong></p> <div> <p><span style="text-decoration: underline;"><em>Instead of:</em></span> one litre apple juice</p> <p><span style="text-decoration: underline;"><em>Buy:</em></span> one bag of apples</p> <p>Enjoy whole fruit rather than just the juice whenever possible to get all the fibre of the naturally sweet fruit with its edible peel…plus chewing satisfaction. One medium apple contains 4.4 grams of fibre while a 200ml glass or juice box of 100-percent apple juice has 0.4 grams of fibre.</p> <p>The soluble fibre in apples can help slow down absorption of sugars. Polyphenols in apples may have powerful antioxidant properties.</p> <p><strong>Grill a better burger</strong></p> <p><span style="text-decoration: underline;"><em>Instead of:</em></span> 500g 85% lean ground beef patties</p> <p><span style="text-decoration: underline;"><em>Buy:</em></span> 500g ground chicken breast</p> <p>Gram for gram, chicken breast has significantly less saturated fat than the marbly beef of classic burgers. Specifically, an 85g cooked 85% lean ground beef patty has five grams of saturated fat compared to 0.6 grams of saturated fat for a cooked patty made from 85g of chicken breast meat.</p> <p>Keeping saturated fat intake low is especially important when you have diabetes to help keep your heart healthy. Pro-tip: make chicken burgers juicier and tastier by combining ground chicken breast with a little plain yogurt, rolled oats, and herbs and spices before cooking.</p> <p><strong>Look for live cultures in the dairy section</strong></p> <p><span style="text-decoration: underline;"><em>Instead of:</em></span> one container regular cottage cheese</p> <p><span style="text-decoration: underline;"><em>Buy:</em></span> one container plain low-fat Greek yogurt or cultured cottage cheese</p> <p>Probiotics are “good” bacteria that help keep your gut healthy. For people with type 2 diabetes, research published in Advances in Nutrition suggested that probiotics may also have glucose-lowering potential. So, pop products with live active cultures (probiotics) into your cart while strolling by the dairy aisle. Choose plain low-fat Greek yogurt or cultured cottage cheese.</p> <p>Be sure to read the nutrition labels, since probiotics aren’t in all dairy foods. And, for the lower-sodium pick, stick with yogurt.</p> <p><strong>Choose healthier-sized grain portions </strong></p> <p><span style="text-decoration: underline;"><em>Instead of:</em></span> 1/2 dozen bakery-style plain bagels</p> <p><span style="text-decoration: underline;"><em>Buy:</em></span> one package of wholegrain English muffins</p> <p>Swapping wholegrain in place of refined grain products helps kick up fibre and other plant nutrients. Studies suggests this is linked to lower risk of type 2 diabetes. Also, opting for healthier-sized varieties, such as wholegrain English muffins rather than big bakery-style plain bagels helps cut kilojoules (and carbs) – not enjoyment – while promoting a healthier weight. In fact, you’ll slash over 1000 kilojoules by enjoying a whole-wheat English muffin instead of that oversized 140g bagel.</p> <p><strong>Get your munchies with benefits </strong></p> <p><span style="text-decoration: underline;"><em>Instead of:</em></span> one bag of potato chips</p> <p><span style="text-decoration: underline;"><em>Buy:</em></span> one jar or bulk-bin container of roasted peanuts</p> <p>It’s a no-brainer: a small handful of nuts is a better bet than potato chips. Peanuts, for instance, offer a triple whammy of dietary fibre, plant protein and healthy fat, which can boost satiety. Greater satisfaction means a greater chance you’ll keep mealtime portions right-sized.</p> <p>When peanuts or other nuts are eaten along with carb-rich foods, they can help slow down the blood sugar response. Plus, a Mediterranean study found that higher nut consumption may be associated with better metabolic status.</p> <p><strong>Dress a salad smartly </strong></p> <p><span style="text-decoration: underline;"><em>Instead of:</em></span> one bottle of fat-free salad dressing</p> <p><span style="text-decoration: underline;"><em>Buy:</em></span> one small bottle olive oil plus one small bottle balsamic or red wine vinegar</p> <p>Some bottled salad dressings can trick you. For instance, “fat-free” salad dressing may be loaded with added sugars. (For reference: four grams of sugar is equal to one teaspoon.)</p> <p>So, read salad dressing labels carefully for sneaky ingredients, especially excess salt (over 250 milligrams of sodium per two-tablespoon serving) or added sugars (more than five grams added sugars per two-tablespoon serving). Better yet, keep it simple and make your own vinaigrette using 2-3 parts oil to 1 part vinegar.</p> <p><strong>Select less salty soup</strong></p> <p><span style="text-decoration: underline;"><em>Instead of:</em></span> one can/carton of vegetable- or bean-based soup</p> <p><span style="text-decoration: underline;"><em>Buy:</em></span> one can/carton of low-sodium vegetable- or bean-based soup</p> <p>When compared to people without diabetes, sodium levels were higher in patients with type 2 diabetes, based on a meta-analysis published in European Journal of Nutrition. Curbing sodium intake is beneficial for people with diabetes since too much may increase your risk for high blood pressure.</p> <p>So, slurp up soup that’s low in sodium. And kick up flavour with a splash of cider vinegar, grated citrus zest, herbs, spices, or a dash of hot sauce.</p> <p><strong>Go for "naked" fish</strong></p> <p><span style="text-decoration: underline;"><em>Instead of:</em></span> Breaded fish sticks</p> <p><span style="text-decoration: underline;"><em>Buy:</em></span> Frozen salmon fillets</p> <p>Cut salmon into large cubes, season, and grill on skewers. Or make fish sticks by simply cutting into skinny fillets, season and roast. Why? Research published in Diabetes Care finds that eating oily fish may be associated with a lower risk of type 2 diabetes. Non-oily fish, like the whitefish in fish sticks, didn’t show this link.</p> <p>Salmon is an oily fish and a major source of omega-3 fatty acids, a heart-friendly fat. Plus: when you make your own salmon skewers or sticks, you won’t have extra carbs from breading.</p> <p><strong>Do dip with a punch of protein</strong></p> <p><span style="text-decoration: underline;"><em>Instead of:</em></span> one container of sour cream &amp; onion dip</p> <p><span style="text-decoration: underline;"><em>Buy:</em></span> one container of pulse-based dip, like hummus</p> <p>Wise snacking can be helpful for managing blood glucose. It can also be delicious. Dunk veggies or wholegrain pita wedges into pulse-based dip, like hummus, black bean dip, or lentil dip.</p> <p>Check this out: one-quarter cup (that’s 60 grams) of onion dip has 870 kiljoules, five grams of saturated fat, 1.2 grams of protein, and 0.1 grams of fibre, while one-quarter cup hummus has 590 kilojoules, 1.5 grams of saturated fat, 4.7 grams of protein, and 3.3 grams of fibre. Hummus clearly wins!</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://www.readersdigest.com.au/healthsmart/diabetes/reverse-diabetes-10-smart-grocery-swaps?pages=1" target="_blank" rel="noopener">Reader's Digest</a>. </em></p> </div> <div class="slide-image" style="font-family: inherit; font-size: 16px; font-style: inherit; box-sizing: border-box; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </div>

Food & Wine

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Kmart and Target join forces to create mega discount stores

<p dir="ltr">Two of Australia’s favourite retail giants are about to get better in a huge merger creating a $10 billion discount giant.</p> <p dir="ltr">Wesfarmers is set to fold Target into Kmart with hopes that it will improve sales, provide better value for customers, and allow both stores to share backend technology.</p> <p dir="ltr">Ian Bailey the Managing Director of Kmart Group has said that there will be “no impact” to stores, and that the move was an "internal reorganisation".</p> <p dir="ltr">"With customers now demanding value more than ever, this new operating model will unlock a new level of scale and productivity across both brands, so we can deliver even greater value to our customers in the future," he said in a statement.</p> <p dir="ltr">"For store networks and 50,000 store team members – it's business as usual – as we continue to focus on providing the best value products to the thousands of customers in Australia and New Zealand who choose to shop at Kmart or Target every day."</p> <p dir="ltr">The move comes as the cost of living crisis is forcing more and more Aussies to be mindful of their spending habits.</p> <p dir="ltr">In a statement to the <em>The Australian Financial Review</em>, Bailey said that there would likely be “a handful of redundancies" but more jobs overall by next year.</p> <p dir="ltr">He added that one of the benefits of tighter integration and better technology is the ease in which the prices of products can be reduced.</p> <p dir="ltr">He said that the price drop on 1000 Kmart products this month was assisted by merchandise planning tools and a self-navigating inventory scanning robot.</p> <p dir="ltr">"Kmart and Target are both strong businesses. I don't see us doing this from a position of weakness. It's quite the opposite,” he told the publication.</p> <p dir="ltr">“I'd say we're strong, but I think there's an opportunity to really capitalise on this time and find ways to continue to deliver better value for customers."</p> <p dir="ltr">"What we found was that running two businesses it was very, very difficult to get the tech into Target, and to get those benefits. This is really why we decided to push the two businesses into one."</p> <p dir="ltr"><em>Images: Getty</em></p>

Money & Banking

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Gorgeous iconic department stores throughout history


<p>Do you remember shops with names like Farmer’s, Boan’s, John Martin’s, Buckley & Nunn, or McWhirter’s? Or maybe you're more familiar with David Jones and Myer? If any of these names ring a bell, a team of historians wants to speak to you.</p> <p>Professor Robert Crawford leads a team of historians at RMIT University and Macquarie University that are researching the history of department stores in Australia since the Second World War.</p> <p>“Department stores have played such an important role in the lives of countless Australia, but their history has hardly been documented,” explains Professor Crawford.</p> <p>Supported by the Australian Research Council, the project aims to collect Australian stories and experiences of their department store.</p> <p>While the project is keen to collect stories from those who worked in these stores, it is equally interested in hearing from shoppers.</p> <p>“Shoppers are an essential part of this story – their custom makes or breaks any retail outlet and department stores are no different,” notes Professor Crawford.</p> <p>“By collecting the stories of shoppers and staff, this project offers a unique perspective of the department store,” he adds.</p> <p>The research team has already interviewed a range of people across the country.</p> <p>“This week I spoke to a lady about shopping with her mother at Grace Brothers in Sydney in 1947 and the next day I spoke to a man about taking his daughter to David Jones in suburban Brisbane in 1995,” recounts Crawford.</p> <p>Participants of the project have recalled a range of familiar and forgotten experiences. <br />“Many have recounted their family’s unique rituals of going into to town and having lunch at the cafeteria, while others remember specific bits like the lift operators or the pneumatic tubes to transfer cash from the tills.”<br />While the project has undertaken many interviews, the research team is eager to speak to more people about their unique memories and experiences, so that they can get a fuller picture of the past.</p> <p>If you’re interested in participating in the project or learning more about it, further details can be found at <a href="https://www.departmentstorehistory.org.au/">https://www.departmentstorehistory.org.au/</a> </p> <p><em>Image credit: WikiMedia</em></p>

International Travel

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Groceries option even cheaper than ALDI

<p>With the cost of living crisis many Aussies are struggling to put dinner on the table, so they’re turning away from big chains like IGA and Coles and heading over to supersize store Costco.</p> <p>Originally an American chain, there are only 15 Costcos across the country, but with inflation rising to seven per cent and interest rates sitting above six per cent, Aussies are rethinking where and how they shop.</p> <p>Costco is being boasted as a lifesaver and worth the drive if you don’t live near one of the stores.</p> <p>Many Aussie parents have turned to Costco to help their families through the tough times, but it’s not your ordinary grocery store.</p> <p>Costco required you pay a $60 annual membership fee to shop there. The fee entitles members to exclusive access to its petrol stations as well.</p> <p>Although an upfront fee may leave shoppers hesitant, plenty of Aussies have shared online that it’s worth the money.</p> <p>Costco differs from other grocery stores because it’s a wholesaler, so you can only buy things in bulk.</p> <p>The idea is that shoppers spend more to begin with, but it ends up costing them less in the long run. It’s very much suited to large households.</p> <p>An Aussie mum posted on Facebook to share that popping her “Costco cherry”, saved her over $500.</p> <p>“I did a bit of maths, if I did the same shop at Woolies/Coles, I would have spent $1160. If I shopped at Aldi, I would have spent $985. If you can afford to buy in bulk, I highly recommend it will save you in the long run,” she wrote on Facebook.</p> <p>She shared exactly what she bought to have that much cash left over, and believes she managed to buy enough snacks to last an entire school term.</p> <p>“School lunch snacks x3 kids, will last the whole of next term (I do a three snack rule and put them in a zip lock bag, to grab and go, chips – vege chips, smith’s or jumpys, tiny teddy’s or panda Bickies and some muesli bar/fruit stick) then I just have to add a sandwich, fruit and popper.”</p> <p>The mum also bought some everyday items like, “Toilet paper, poppers and water,” and stocked up on meat to last a good while.</p> <p>“Mince, pork, beef, all divided up into 1kg lots and frozen,” she explained.</p> <p>She also stocked up on hand wash, cheese and fruit and veg, but shared that some of the most significant savings came from buying pantry basics.</p> <p>“Spices and sauces, Big savings here if you use a lot, like I do, as I cook most things from scratch,” she said.</p> <p>She added she thinks the membership is worth it if shoppers are savvy in their approach.</p> <p>“Everyone says the $60 membership isn’t worth it; well, if you shop smart, it’s well worth it; I’m going to aim to go 4 times a year,” she shared.</p> <p>She’s no outlier when it comes to Aussie mum’s shopping at Costco.</p> <p>One mum shared that with three kids in high school, the savings are worth it.</p> <p>“The snacks are so much cheaper than at supermarkets,” she revealed, adding that she heads over to Costo every few months to stock up.</p> <p>“I spend a few hundred every two or three months, and it saves me on buying expensive snacks every week.”</p> <p>Another mum chimed in, agreeing that it was a lifesaver for snacks and cheap meat options.</p> <p>“It is good for meat products and lunch box items,” the woman said.</p> <p>Another shared that it is worth the investment, particularly to find affordable options for school lunches.</p> <p>“If you have kids at school! 100 per cent I recommend it. I got a month’s worth of school stuff for what I was spending a fortnight,” she shared.</p> <p>While another revealed that Costo has helped keep her budget down during these tough times.</p> <p>“Costco saves us so much money on school snacks and meat alone!”</p> <p>Plenty of shoppers have been referred to ALDI if their regular shop is proving too costly, but Costco can save you the big bucks.</p> <p><em>Image credit: Shutterstock</em></p>

Food & Wine

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Creative ways to store more in your tiny bathroom

<p dir="ltr">Having a small bathroom doesn’t necessarily have to mean you don’t have enough space, you just have to think outside the box! Getting creative with storage can make the smallest of bathrooms look stylish. </p> <p dir="ltr" role="presentation"><strong>1. Towel racks</strong></p> <p dir="ltr">Using vertical space will help to clear out storage spaces built into your bathroom. Invest in a wall-mounted rack for towels, using bright-coloured towels can add a pop of colour to the room as well. </p> <p dir="ltr"><strong>2. Basket Shelves</strong></p> <p dir="ltr">Mount a set of baskets on your bathroom wall, you can keep cosmetics here or some candles and an indoor plant for decoration.</p> <p dir="ltr"><strong>3. Adhesive hooks</strong></p> <p dir="ltr">Make use of the space behind your bathroom door. Attach adhesive hooks to the inside of the door to store hair dryers, brushes and accessories.</p> <p dir="ltr"><strong>4. Roll-away cart</strong></p> <p dir="ltr">If you’ve got a really cluttered bathroom, use a wheeled cart to store your soaps, lotions, shampoo and conditioner. It saves a cluttered sink and you can roll it in and out for convenience.</p> <p dir="ltr"><strong>5. Dual purpose mirror</strong></p> <p dir="ltr">A two-in-one mirror can be a lifesaver for small spaces. Store your cosmetics, health care products and toothbrushes behind a stylish mirror. </p> <p dir="ltr">Don't think you can't have it all in a tiny space! With a creative mindset, you can fit all of your goodies into your bathroom. </p> <p dir="ltr"><em>Image credit: Shutterstock</em></p>

Home Hints & Tips

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“Thank you stranger”: Woolies shopper left stunned

<p dir="ltr">A shopper at Woolworths was left shocked after a cashier’s unexpected act at the checkout.</p> <p dir="ltr">The single mum shared her feel-good story in a post on Facebook.</p> <p dir="ltr">“There was such a beautiful young lady working the checkout register tonight,” she wrote in the post.</p> <p dir="ltr">“I had a rough day, and when she asked how my day was, I answered with: ‘Not a great one’.”</p> <p dir="ltr">The mum-of-three was paying for her groceries with vouchers she’d been gifted from friends who wanted to “lend a hand” as her family was struggling.</p> <p dir="ltr">After she put her shop through the checkout, the vouchers didn’t cover the entire cost, so she asked the cashier to take a bag of bread rolls off the total.</p> <p dir="ltr">The Woolies worker surprised the mum by covering the cost of the bread rolls herself. </p> <p dir="ltr">“I don’t recall her name, but I feel that she deserves a massive thank you, as she made my day and turned it around with her kindness,” the mum said.</p> <p dir="ltr">“So thank you stranger - you made an old tired mum have faith there’s still kindness in the world.” </p> <p dir="ltr">Woolworths responded to the mum’s Facebook post and said they would share her feedback with the store’s management team so the staff member can be acknowledged for her random act of kindness.</p> <p dir="ltr"><em>Image credit: Shutterstock</em></p>

Food & Wine

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Prices to drop for everyday grocery favourites

<p>Aussie households struggling to keep up with the cost of living will be happy to know the low prices they’re paying for some grocery items will continue to drop further this year, with some farmers reporting a bumper crop.</p> <p>Industry experts have said price falls will include meat, poultry and grain, while some fruit and vegetable costs will remain low.</p> <p>The National Farmers Federation said there has been a strong supply of berries, lettuce and avocados to markets, and the prices will not increase further.</p> <p>“It’s great news for consumers,” NFF Horticulture Council executive officer Richard Shannon said.</p> <p>“Over the last couple of years, we’ve seen dramatic increases to the cost of production. That’s a result of disrupted supply chains,” Shannon explained, in reference to the Queensland floods as well as increased prices for fertiliser, packaging and farm labour.</p> <p>“Some of those supply chains are starting to open up again,” he continued.</p> <p>Avocados Australia’s weekly supermarket report saw the price of a single avocado being about $1.80 to $3, depending on the variety.</p> <p>CEO John Tyas said customers could expect prices to stay that low, with avocado supply up 10 per cent for the May season.</p> <p>“We’re expecting pretty steady supply through to the end of the year,” he said.</p> <p>Lettuce was four times its usual price mid-2022, being sold at $12 a head.</p> <p>It is now priced at $3.50 at various stores.</p> <p>A spokesperson for the peak body representing vegetable growers, AusVeg, said the cost of winter vegetables such as carrots, lettuce, celebrity, pumpkin and beans would also see a drop in price as they come into season due to a strong supply.</p> <p>Other retail experts predict the price of meat and poultry will come down after having peaked in 2022.</p> <p>QUT Business School Professor of Marketing and Consumer Behaviour Gary Mortimer told Sunrise, “With growing conditions improving, we’ll start to see more supply into the market, and accordingly, prices will fall,” "I think we’ll see some price relief in some of the other fresh departments, including meat, particularly poultry and grain.”</p> <p>Mortimer also said as farmers, particularly in central NSW, recovered from two years of drought, there was more grain to feed their livestock.</p> <p>The Australian Bureau of Agricultural and Resource Economics and Sciences’ latest forecast for sheep and lamb prices confirmed meat prices would fall because “farmers had rebuilt their flocks” and there were more animals available for slaughter.</p> <p>According to BARES' latest agricultural snapshot, “industry production and export values are forecast to hit record levels in 2022-23, with broadacre and dairy farm cash incomes remaining well above historical benchmarks”.</p> <p>Executive director Dr Jared Greenville said the good performance would likely continue into the foreseeable future, with weather partners expected to return to normal after several years of severe rainfall in some regions.</p> <p>“Despite the deteriorating conditions, strong soil moisture, full water storages and the rebuilding of our herds and flocks will provide a buffer for overall production, giving us another year in the high country,” he said.</p> <p><em>Image credit: Shutterstock</em></p>

Money & Banking

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Year of the Rabbit: What 2023 has in store for you

<p>The last time it was the Year of the Rabbit, astrologer Jen Ingress found a new home. Like a rabbit deciding on the perfect spot to create a burrow, she was faced with a barrage of options. “It was hard for me to decide – there were many pros and cons,” she says. “I’m not saying that the Rabbit is indecisive. It just may not be entirely obvious what is the right decision when making a choice, and you might have to do some thinking like I did.”</p> <p>That was 2011, and it was a year marked by decisions – something that will also characterise 2023’s Year of the Rabbit, which started when the Lunar New Year kicked off on the second new moon after the winter solstice. (This year, it fell on Sunday, January 22.) There will also be a need for grace when it comes to interactions with others. This is quite different than last year’s Tiger year. Think of it this way: “Tigers can take on anything and bring courage, a strong moral code and responsiveness,” says Ingress. “Whereas this year, we can anticipate more diplomacy or more cautious approaches on the world stage and for individuals.”</p> <p> </p> <p>But that’s not all: In Chinese astrology, there aren’t just 12 astrology signs but also five zodiac elements, and this year, that element is Water. It’s the first time there’s been a Water Rabbit in 60 years. So, what will 2023’s Year of the Water Rabbit hold for you? Let’s find out.</p> <h3>Rabbit zodiac personality traits</h3> <p>Rabbits are known for being cute, lovable and high-spirited (not to mention bouncy), but they’re also a bit enigmatic. After all, you can never really tell what they’re thinking because they don’t exhibit a variety of facial expressions. “Rabbits are well-liked, but they’re not that easy to read or transparent,” Ingress notes. “These individuals are socially graceful, charming and diplomatic, but they also need time to themselves.”</p> <p>A potential pitfall for Rabbit people is that like an actual rabbit, they will tend to seek an easy escape when put on the spot or might not want to face the reality of the situation. And that’s definitely something to keep in mind when entering an entire year represented by this animal.</p> <h3>How 2023’s Year of the Rabbit will affect you</h3> <p>In general, Rabbit years abound with creativity and an appreciation for the arts. You might feel yourself being pulled toward exploring museums, music festivals and performances. In social gatherings, the Year of the Rabbit will encourage more cordiality and social niceties. If disputes arise, diplomacy will win out. Chances are, you’ll also face many options, but like the rabbit’s burrow, you should have multiple exit points and not get too attached to specific decisions. “Rabbits always like having a plan B,” Ingress says. “So this is a year to have more than one plan B – and [to have] continued social interactions in order to reach a decision.”</p> <h3>Water Element</h3> <p>Now let’s turn to 2023’s zodiac element, water, which signifies travel and movement. While 2022 was also a water year, it was more of a flood. People were itching to get back out into the world after COVID restrictions were lifted, so there was movement in the form of travel. On another note, the Russian invasion of Ukraine forced people to seek refuge in other countries. The element of water paired with the Tiger sign made the year one that required quick reactions and strong responses in the face of upheaval.</p> <p>In comparison, the Year of the Water Rabbit will feel more like a small stream when it comes to going places and, more generally speaking, the movement in our lives. “This year will bring learning opportunities, an expansion of ambitions, more time reaching for goals and a general sense of curiosity,” says Ingress. However, because of the unpredictable nature of water, the world might still feel precarious in 2023. So it will be important to stay alert – be ready to manage surprises and get comfortable with uncertainty in your life and the world.</p> <h3>Which signs will thrive in the Year of the Rabbit?</h3> <p>The Chinese zodiac signs that will have a great year are those that are compatible with the Rabbit – namely, the Goat, Dog and Pig. Each of these signs will see a wealth of opportunities for growth in their careers, relationships or creative passions. That said, not all opportunities will pan out: Like in the rabbit’s race with the turtle, do not be deceived by appearances when it comes to decision making – what appears to be the best decision might not be so. Specifically, Dogs and Pigs might face difficult decisions in the workplace.</p> <p>For all these signs, it is important to stay calm this year, even when things seem to be going well. Of course, that’s usually easier said than done, though these animal signs are the best equipped to face that challenge – especially when in one another’s company. Pig and Rabbit are a perfect match for each other in terms of temperament and personality. Add Sheep and Dog into the mix and you’ve got yourself a party. “When they’re all together, they balance each other out,” says Ingress. People with these signs tend to have an easygoing way about them and are deeply compassionate, and both of those qualities jibe with the Rabbit. Sheep’s romanticism, Dog’s supportiveness and Pig’s relatability work well with Rabbit, and a gentle yet responsive energy will radiate from groups of friends with these signs.</p> <h3>Which signs will have more difficulty in the Year of the Rabbit?</h3> <p>Sorry, Dragons, Snakes, Roosters and Rats – you will clash with the Rabbit energy this year. Dragons are born leaders and enjoy conquering challenges, but an eagerness to achieve will not pan out in the slower-paced Rabbit year where decisions will have to be deliberated carefully and a person’s choices might have to be revisited.</p> <p>Snake is sometimes considered a small dragon, and similarly, their determination may prove challenging this year. Rooster is also tenacious and high-achieving, as an animal known for greeting the morning sun. Finally, the resourceful and quick-witted Rat may be able to adapt to the surprises the Year of the Rabbit brings, but their lack of courage may cause them to falter when plans change.</p> <p>But don’t worry – all is not lost for these signs in 2023. According to Ingress, a specific Chinese zodiac year won’t predict whether luck comes your way or doesn’t, but rather whether the year will be like a river that is “smooth flowing or one that is more choppy and therefore stressful, with multiple obstacles to face.”</p> <h3>How will the other signs fare in the Year of the Rabbit?</h3> <p>People born in Ox and Horse years generally won’t experience any extreme highs or lows in 2023. Ox’s determination and Horse’s energy should be able to handle what the year throws at them. But Tigers may face some ups and downs. Tiger’s enthusiasm and boldness may or may not work to their advantage when it comes to the surprises a Rabbit year brings.</p> <p>As for people with the Rabbit sign, things are a little less clear-cut. You may have heard that a person’s zodiac birth year (Ben Ming Nian) can be extremely unlucky. So, should Rabbits watch their backs this year? Not necessarily. Ingress notes that this idea comes from another Chinese belief that change will occur every 12 years, in the Jupiter cycle of a person’s life. “That change could be positive or negative,” she shares. “But there is a change.”</p> <h3>Lucky times of the year for each sign</h3> <p>What do the tides of the Water Rabbit hold this year? Scroll down and find your Chinese zodiac sign to learn which months in 2023 will be the most prosperous for you.</p> <h3>Rat</h3> <p><strong>Birth years:</strong> 1936, 1948, 1960, 1972, 1984, 1996, 2008, 2020</p> <p>People born in the Year of the Rat will likely experience abundance throughout the Year of the Water Rabbit, because like Rabbits, Rats are able to form networks and connections. In May, Rats will feel appreciated by others, and next January, Rats will have an opportunity to grow their wealth.</p> <h3>Ox</h3> <p><strong>Birth years:</strong> 1937, 1949, 1961, 1973, 1985, 1997, 2009, 2021</p> <p>For those born in the Year of the Ox, December will be a lucky month. Ox people will feel a sense of balance throughout the year, without many highs or lows, though June and April may be trickier for them.</p> <h3>Tiger</h3> <p><strong>Birth years: </strong>1938, 1950, 1962, 1974, 1986, 1998, 2010, 2022</p> <p>March will be the luckiest month for those born in the Year of the Tiger. May, on the other hand, might be more challenging. Overall, Tiger people will find themselves more in the middle of the road in 2023, faring well but not experiencing extraordinary success.</p> <h3>Rabbit</h3> <p><strong>Birth years:</strong> 1939, 1951, 1963, 1975, 1987, 1999, 2011</p> <p>Get ready, Rabbits: Your lucky month is right around the corner! You’ll find increased luck in February, as well as in July. You might find yourself making less forward movement in April, June, September and December. Water Rabbits born in 1963 should be careful, as too much water elementally can be difficult to bear and cause stress.</p> <h3>Dragon</h3> <p><strong>Birth years:</strong> 1940, 1952, 1964, 1976, 1988, 2000, 2012</p> <p>May and September will be fairly good months for Dragons, but they should be cautious in March, April, October and January. “The Dragon is struggling,” Ingress acknowledges. But, she adds, this should not be a cause for concern, because “in Buddhist tradition and the history of the Asian culture, there is a sobering tendency to acknowledge suffering more than success because successes are typically few and far between.”</p> <h3>Snake</h3> <p><strong>Birth years:</strong> 1941, 1953, 1965, 1977, 1989, 2001, 2013</p> <p>Snake people may have a more trying year because their energy clashes with Rabbit energy, and they will have to deal with more conflicts throughout the year. April is their luckiest month of 2023, when they could attract more attention from colleagues or romantic interests.</p> <h3>Horse</h3> <p><strong>Birth years:</strong> 1942, 1954, 1966, 1978, 1990, 2002, 2014</p> <p>The outlook for Horses in 2023 is a steady one, but they should proceed with a bit more caution in March and January. In February, there will be opportunities to develop relationships, and November looks to be the month where they will find the most luck. Those born in the Year of the Metal Horse (the last one was in 1990) should be more cautious about impulsive decisions this year.</p> <h3>Goat</h3> <p><strong>Birth years: </strong>1931, 1943, 1955, 1967, 1979, 1991, 2003, 2015</p> <p>Goat will find opportunities throughout the year but especially in March, June and November. Just be warned that October and next January may be less steady. Wood Goats, born in 1955 and 2015, will find this year to be one of growth.</p> <h3>Monkey</h3> <p><strong>Birth years:</strong> 1932, 1944, 1956, 1968, 1980, 1992, 2004, 2016</p> <p>September will be an optimal month for Monkeys. On the other hand, they should be wary in May, July and November, as surprises from the Water Rabbit might lead them to make rash decisions.</p> <h3>Rooster</h3> <p><strong>Birth years: </strong>1933, 1945, 1957, 1969, 1981, 1993, 2005, 2017</p> <p>Rooster people might experience a turning point during the year when it comes to their health, career or finances. For the Rooster, April and August are shaping up to be months in which they will fare the best. September and December will pose more challenges for them.</p> <h3>Dog</h3> <p><strong>Birth years:</strong> 1934, 1946, 1958, 1970, 1982, 1994, 2006, 2018</p> <p>While Dogs will experience many opportunities throughout 2023, they won’t all culminate in success. November may change all that, as that’s this sign’s luckiest month this year. September is the one month when they might feel their career trajectory take a downward turn.</p> <h3>Pig</h3> <p><strong>Birth years:</strong> 1935, 1947, 1959, 1971, 1983, 1995, 2007, 2019</p> <p>If Pigs focus their energy in March, July, August and October, their concentration should pay off. Born in 1935 or 1995? Those are the years of the Wood Pig, and people born then will be particularly lucky in 2023.</p> <p><em>Written by: Giannina Ong. This article first appeared in <a href="https://www.readersdigest.com.au/culture/year-of-the-rabbit-what-2023-has-in-store-for-you" target="_blank" rel="noopener">Reader’s Digest</a>. </em></p> <p><em>Image: Getty</em></p> <p><em>Caring, Horoscope, Zodiac, Year of the Rabbit</em></p>

Caring

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5 foods you shouldn’t store in the fridge

<p>There are some foods that simply cannot stand the cold and if stored in the fridge will lose their flavour, texture and freshness. These five items are best stored in your pantry rather than the refrigerator.</p> <p><strong>1. Cucumbers</strong></p> <p>They’re often stored in the fridge but according to researchers at the University of California, storing the vegetable under 10°C actually causes “chilling injuries” to the cucumber. At low temperatures, the skin shrivels and pits, and the pulp turns mushy.</p> <p>If you like your cucumbers chilled, pop them in the fridge an hour before you want to eat so the cold won’t do damage.</p> <p><strong>2. Garlic</strong></p> <p>Garlic bulbs are prone to developing shoots if stored in the fridge as the cold environment is similar to their growing conditions. It’s best to store garlic in place where it’s cool and with low humidity, like an airy pantry.</p> <p><strong>3. Chocolate</strong></p> <p>The fridge may seem like the obvious place to put a melting bar of chocolate, but unfortunately it’s not. Chocolate is sensitive to sudden temperature changes and can develop a white “bloom” that spoils the smooth texture of chocolate if stored in the fridge. Store well-wrapped chocolate at room-temperature, away from strong-smelling foods. </p> <p><strong>4. Basil</strong></p> <p>Do you store the herb in the fridge to extend in shelf life? As delicate Mediterranean herbs such as basil come from warm, sunny climates, the chilled fridge temperature speeds up oxidisation, turning the leaves black and ruining the herb's scent and flavour. Store fresh basil at room temperature in a jar with water. This will lengthen its shelf life and prevent premature discolouration.</p> <p><strong>5. Bread</strong></p> <p>This may come as a shock to many but refrigerating bread doesn’t actually prolong its shelf life. While it may stop bread going mouldy, the cool, drying environment dehydrates the bread and speeds up the process of staling. Instead, store your bread in the freezer, which does extend the life of bread. </p> <p><em>Image: Getty</em></p>

Home Hints & Tips

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Banksy encourages stealing from luxury store after unauthorised use of his artwork

<p dir="ltr">Banksy has appeared to encourage shoplifters to target a luxury fashion store in London after they used his artwork without permission. </p> <p dir="ltr">The elusive street artist told his followers on Instagram to go to the Guess store in Regent Street to steal items after they “helped themselves” to one of his most iconic artworks for a recent campaign. </p> <p dir="ltr">Posting a photo of the front window display of the store, he wrote, “Attention all shoplifters. Please go to GUESS on Regent Street.”</p> <p dir="ltr">“They’ve helped themselves to my artwork without asking, how can it be wrong for you to do the same to their clothes?” he told his 11.5 million followers. </p> <p dir="ltr">The Guess display, which showcased their capsule collection called Brandalised, features several of Banksy’s works, which he claims were used without his authorisation. </p> <p dir="ltr">The clothing company’s <a href="https://guess-hub.mmbsy.be/guess-in-partnership-with-brandalised-to-create-a-special-capsule-collection-with-graffiti-by-banksy">official announcement</a> for the capsule collection used the word “inspired” and said the items were produced in partnership with Brandalised, an urban graffiti license “whose mission is to offer Banksy fans affordable graffiti collectibles.” </p> <p dir="ltr">“The graffiti of Bansky has had a phenomenal influence that resonates throughout popular culture,” Guess Chief Creative Officer Paul Marciano said in the press release. </p> <p dir="ltr">“This new capsule collection with Brandalised is a way for fashion to show its gratitude.”</p> <p dir="ltr">After Banksy posted the message on Instagram, <a href="https://www.bbc.com/news/entertainment-arts-63682298">the BBC reported</a> that Guess closed the store, put security outside, and covered the window display.</p> <p dir="ltr"><em>Image credits: Instagram / Getty Images</em></p>

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