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Italian village offers $1 homes to Americans upset by US election results

<p>An Italian village in Sardinia, Italy is offering one-euro homes to Americans seeking a new start following the results of the 2024 U.S election that saw Donald Trump being re-elected as president. </p> <p>Ollolai has long been trying to persuade outsiders to move in to revive the community after decades of depopulation. </p> <p>Now, it's selling dilapidated houses for as little as one euro — just over a US dollar or $AU1.60 — to entice Americans to move abroad. </p> <p>Following the November 5 outcome, they have launched a website aimed at potential American expats, offering cheap homes in hopes that those disappointed by the result and seeking a fresh start will snap up one of their empty properties. </p> <p>"Are you worned (sic) out by global politics? Looking to embrace a more balanced lifestyle while securing new opportunities?" the website read. </p> <p>"It's time to start building your European escape in the stunning paradise of Sardinia."</p> <p>Mayor Francesco Columbu told CNN that the website was specifically created to attract American voters in the wake of the presidential elections.</p> <p>The mayor loves the United States and is convinced Americans would be the best people to revive the community. </p> <p>"We just really want, and will focus on, Americans above all," he said. </p> <p>"We can't of course ban people from other countries to apply, but Americans will have a fast-track procedure. We are betting on them to help us revive the village, they are our winning card."</p> <p>The village is offering three tiers of accommodation: Free temporary homes to certain digital nomads, ($1.6) homes in need of renovations, and ready-to-occupy houses for prices up to $160,000.</p> <p>The mayor also set up a special team to guide interested buyers through every step of the process including finding contractors, builders and navigating required paperwork. </p> <p>"Of course, we can't specifically mention the name of one US president who just got elected, but we all know that he's the one from whom many Americans want to get away from now and leave the country," Columbo added. </p> <p>"We have specifically created this website now to meet US post-elections relocation needs. The first edition of our digital nomad scheme which launched last year was already solely for Americans."</p> <p>Photos and plans of available empty properties will soon be uploaded to the website. </p> <p>The website has since received nearly 38,000 requests for information on houses, with most of them coming from the United States</p> <p>In the past century, Ollolai's population has shrunk from 2,250 to 1,300 with only a handful of babies born each year. </p> <p>Over the last few years, this has dropped 1,150 residents. </p> <p><em>Image: Shutterstock</em></p> <p> </p>

International Travel

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Offering end of life support as part of home care is important – but may face some challenges

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/jennifer-tieman-378102">Jennifer Tieman</a>, <a href="https://theconversation.com/institutions/flinders-university-972">Flinders University</a></em></p> <p>Earlier this month, the government announced <a href="https://theconversation.com/the-government-has-a-new-plan-for-residential-aged-care-heres-whats-changing-238765">major changes</a> to aged care in Australia, including a A$4.3 billion <a href="https://theconversation.com/what-the-governments-home-care-changes-mean-for-ageing-australians-238890">investment in home care</a>.</p> <p>Alongside a shake up of home care packages, the Support at Home program will include an important addition – an <a href="https://www.health.gov.au/sites/default/files/2024-09/support-at-home-fact-sheet.pdf">end of life pathway</a> for older Australians.</p> <p>This pathway will allow access to a <a href="https://www.health.gov.au/our-work/support-at-home/features">higher level</a> of in-home aged care services to help Australians stay at home as they come to the end of their life. Specifically, it will provide an extra A$25,000 for palliative support when a person has three months or less left to live.</p> <p>This is a positive change. But there may be some challenges to implementing it.</p> <h2>Why is this important?</h2> <p>Older people have made clear their preference to remain in their homes as they age. For <a href="https://journals.sagepub.com/doi/10.1177/0269216313487940">most people</a>, home is where they would like to be during their last months of life. The space is personal, familiar and comforting.</p> <p>However, data from the <a href="https://www.abs.gov.au/statistics/research/classifying-place-death-australian-mortality-statistics">Australian Bureau of Statistics</a> shows most people who die between the ages of 65 and 84 die in hospital, while most people aged 85 and older die in residential aged care.</p> <p>This apparent gap may reflect a lack of appropriate services. Both palliative care services and GPs have an important role in providing medical care to people living at home with a terminal illness. However, being able to <a href="https://grattan.edu.au/wp-content/uploads/2014/09/815-dying-well.pdf">die at home</a> relies on the availability of ongoing support including hands-on care and assistance with daily living.</p> <p>Family members and friends often provide this support, but this is not always possible. Even when it is, carers may <a href="https://pubmed.ncbi.nlm.nih.gov/38533612/">lack confidence and skills</a> to provide the necessary care, and may not have enough support for and respite from their carer role.</p> <p>The palliative care funding offered within Support at Home should help an older person to remain at home and die at home, if that is their preference.</p> <p>Unless someone dies suddenly, care needs are likely to increase at the end of a person’s life. Supports at home may involve help with showering and toileting, assessing and addressing symptoms, developing care plans, managing medications, wound dressing, domestic tasks, preparing meals, and communicating with the person’s family.</p> <p>Occupational therapists and physiotherapists can assist with equipment requirements and suggest home modifications.</p> <p>End of life supports may also involve clarifying goals of care, contacting services such as pharmacists for medications or equipment, liaising with organisations about financial matters, respite care or funeral planning, as well as acknowledging grief and offering spiritual care.</p> <p>But we don’t know yet exactly what services the $25,000 will go towards.</p> <h2>What do we know about the scheme so far?</h2> <p>The Support at Home program, including the end of life pathway, is scheduled to start from <a href="https://www.health.gov.au/sites/default/files/2024-09/support-at-home-fact-sheet.pdf">July 1 2025</a>.</p> <p>We know the funding is linked to a prognosis of three months or less to live, which will be determined <a href="https://www.abc.net.au/news/2024-09-15/new-payment-aims-to-make-it-easier-for-people-to-die-at-home/104347984">by a doctor</a>.</p> <p>Further information has indicated that an older person can be referred to a <a href="https://www.health.gov.au/our-work/support-at-home/features">high-priority assessment</a> to access the end of life pathway. We don’t know yet what this means, however they don’t need to be an existing Support at Home participant to be eligible.</p> <p>The pathway will allow 16 weeks to use the funds, possibly to provide some leeway around the three-month timeline.</p> <p>Although more details are coming to light, there are still some things which remain unclear.</p> <p>Home care providers will be looking for details on what can be covered by this funding and how they will work alongside primary care providers and health-care services.</p> <p>Older people and their families will want to know the processes to apply for this funding and how long applications will take to be reviewed.</p> <p>Everyone will want to know what happens if the person doesn’t die within three months.</p> <h2>Some challenges</h2> <p>Ready availability of appropriate supports and services will be crucial for older people accessing this pathway. Home care providers will therefore need to assess how an end of life pathway fits into their operational activities and how they can build the necessary skills and capacity.</p> <p>Demand for nurses with palliative care skills and allied health professionals is likely to increase. Providing end of life care can be <a href="https://pubmed.ncbi.nlm.nih.gov/33096682/">especially taxing</a> so strategies will be needed to prevent staff burnout and encourage self-care.</p> <p>How pathways are implemented in rural and remote areas and in different cultural and community groups will need to be monitored to ensure all older people benefit.</p> <p>Effective coordination and communication between home care, primary care and specialist palliative providers care will be key. Digital health systems that connect the sectors could be helpful. Family engagement will also be very important.</p> <p>Escalation pathways and referral pathways should be established to enable appropriate responses to emergencies, unexpected deterioration, and family distress.</p> <p>Finally, <a href="https://bmcpalliatcare.biomedcentral.com/articles/10.1186/s12904-023-01155-y">accurately determining</a> when someone will die can be difficult. Knowing when the last three months of life starts may not be easy, particularly where frailty, cognitive issues and multiple health concerns may be present.</p> <p>This might mean some people are not seen as being ready for this pathway. Others may not be willing to accept this prognosis. An older person may also be expected to live with a terminal illness for many months or years. Their palliative care needs would not be met under this pathway.</p> <p>Despite these challenges, the announcement of an end of life pathway within the home care program is timely and welcome. As a population we are living longer and dying older. More details will help us be better prepared to implement this scheme.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/239296/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/jennifer-tieman-378102">Jennifer Tieman</a>, Matthew Flinders Professor and Director of the Research Centre for Palliative Care, Death and Dying, <a href="https://theconversation.com/institutions/flinders-university-972">Flinders University</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/offering-end-of-life-support-as-part-of-home-care-is-important-but-may-face-some-challenges-239296">original article</a>.</em></p> </div>

Retirement Life

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Singapore Airlines offers huge compensation to turbulence victims

<p>Singapore Airlines has offered compensation to passengers who were on board the SQ321 flight, that encountered deadly turbulence last month. </p> <p>One man died of a heart attack and a dozen others were <a href="https://www.oversixty.com.au/travel/travel-trouble/victim-identified-after-plane-hits-deadly-turbulence" target="_blank" rel="noopener">injured </a>when the flight from London to Singapore experienced sudden and extreme turbulence while flying over Myanmar. </p> <p>The flight carrying 211 passengers and 18 crew members diverted to Bangkok for an emergency landing, where the injured were treated, with some suffering spinal, brain and skull injuries. </p> <p>In a recent statement, the airline said that they will offer anyone injured on the flight from US$10,000 (AU $15,150) in compensation. </p> <p>"For passengers who sustained minor injuries from the incident, we have offered US$10,000 [$15,150] in compensation," they said. </p> <p>"For those who sustained more serious injuries from the incident, we have invited them to discuss a compensation offer."</p> <p>The airline said they sent out the compensation offers on June 10. </p> <p>"Passengers medically assessed as having sustained serious injuries, requiring long-term medical care, and requesting financial assistance are offered an advance payment of US$25,000 to address their immediate needs,"  the compensation offer read. </p> <p>They will also provide full refunds of the air fare to all passengers who were on flight SQ321, regardless of their injuries. </p> <p>All passengers were also provided AU$1,120 for their expenses in Bangkok. </p> <p>"SIA has also been covering the medical expenses of the injured passengers, and arranged for their family members and loved ones to fly up to Bangkok where requested," the airline said. </p> <p>Under international regulations, airlines must offer compensation when passengers are injured or die on a plane. </p> <p>Director of Carter Capner Law, Peter Carter, who is representing passengers on the flight, said all passengers should seek legal advice before signing anything with the airline. </p> <p>"I doubt there is anyone on the aircraft who did not suffer an injury one way or the other. The insurer should clarify that the $10,000 offer covers all passengers including those who endured the terror of the moment but were fortunate to escape physical injury," he told <em>ABC News</em>. </p> <p>"Those with any sort of injury should exercise extreme care and should be evaluated by their own medical specialists to determine how this accident might still affect them."</p> <p><em>Image: Andrew Davies/X</em></p>

Travel Trouble

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David Beckham's incredible offer for 'stealing' couple's wedding venue

<p>David Beckham has reportedly made a huge offer to a couple in a bid to steal the venue from them. </p> <p>The couple had booked the luxury resort Gleneagles in Scotland, UK for their dream wedding, but the football legend - who has reportedly been busy hunting for the perfect location to celebrate his 50th birthday - also wanted to book the venue to mark the milestone birthday. </p> <p>According to <em><a href="https://www.mirror.co.uk/3am/celebrity-news/david-beckham-steals-couples-wedding-32864115" target="_blank" rel="noopener">The Mirror</a>,</em> Beckham has apparently convinced the couple to move their wedding date and venue by helping them pay off their wedding and a few other special offers. </p> <p>A “friend of a friend” took to X, to share the claim this week. </p> <p>“A friend of a friend is getting married at Gleneagles next year but David Beckham wants the date for his 50th, so to get the friend to move it so he can have the hotel, Gleneagles are paying for their new wedding date, honeymoon AND paying off their mortgage … the power of Becks," user Ollienarrator wrote in a tweet. </p> <p>Fans of Beckham praised the football legend for being so generous. </p> <p>“OMG!!!! That’s absolutely wild! Ah but so worth it,” wrote one person. </p> <p>“What a wedding present!” added another, to which the original poster responded:  “I bet Beckham won’t have to pay either! But yeah, mortgage paid off will do!” </p> <p><em>The Mirror</em> reported that they have contacted Beckham's representatives for a comment. </p> <p><em>Image: Ryan Browne/ Shutterstock Editorial</em></p> <p> </p>

Money & Banking

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Kick up your heels – ballroom dancing offers benefits to the aging brain and could help stave off dementia

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/helena-blumen-1231899">Helena Blumen</a>, <a href="https://theconversation.com/institutions/albert-einstein-college-of-medicine-3638">Albert Einstein College of Medicine</a></em></p> <h2>The big idea</h2> <p>Social ballroom dancing can improve cognitive functions and reduce brain atrophy in older adults who are at increased risk for Alzheimer’s disease and other forms of dementia. That’s the key finding of my team’s <a href="https://doi.org/10.1123/japa.2022-0176">recently published study</a> in the Journal of Aging and Physical Activity.</p> <p>In our study, we enrolled 25 adults over 65 years of age in either six months of twice-weekly ballroom dancing classes or six months of twice-weekly treadmill walking classes. None of them were engaged in formal dancing or other exercise programs.</p> <p>The overall goal was to see how each experience affected cognitive function and brain health.</p> <p>While none of the study volunteers had a dementia diagnosis, all performed a bit lower than expected on at least one of our dementia screening tests. We found that older adults that completed six months of social dancing and those that completed six months of treadmill walking improved their executive functioning – an umbrella term for planning, reasoning and processing tasks that require attention.</p> <p>Dancing, however, generated significantly greater improvements than treadmill walking on one measure of executive function and on processing speed, which is the time it takes to respond to or process information. Compared with walking, dancing was also associated with reduced brain atrophy in the hippocampus – a brain region that is key to memory functioning and is particularly affected by Alzheimer’s disease. Researchers also know that this part of our brain can undergo neurogenesis – or grow new neurons – <a href="https://doi.org/10.1073/pnas.0611721104">in response to aerobic exercise</a>.</p> <figure><iframe src="https://www.youtube.com/embed/unmbhUvnGow?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption><span class="caption">Research shows those who regularly dance with a partner have a more positive outlook on life.</span></figcaption></figure> <p>While several previous studies suggest that dancing has beneficial effects <a href="https://doi.org/10.1093/ageing/afaa270">on cognitive function in older adults</a>, only a few studies have compared it directly with traditional exercises. Our study is the first to observe both better cognitive function and improved brain health following dancing than walking in older adults at risk for dementia. We think that social dancing may be more beneficial than walking because it is physically, socially and cognitively demanding – and therefore strengthens a wide network of brain regions.</p> <p>While dancing, you’re not only using brain regions that are important for physical movement. You’re also relying on brain regions that are important for interacting and adapting to the movements of your dancing partner, as well as those necessary for learning new dance steps or remembering those you’ve learned already.</p> <h2>Why it matters</h2> <p>Nearly 6 million older adults in the U.S. and 55 million worldwide <a href="https://doi.org/10.1016/j.jalz.2019.01.010">have Alzheimer’s disease</a> or a <a href="https://www.who.int/news-room/fact-sheets/detail/dementia">related dementia</a>, yet there is no cure. Sadly, the efficacy and ethics surrounding recently developed drug treatments <a href="https://doi.org/10.1080/21507740.2022.2129858">are still under debate</a>.</p> <p>The good news is that older adults can potentially <a href="https://doi.org/10.1016/S0140-6736(20)30367-6">lower their risk for dementia</a> through lifestyle interventions, even later in life. These include reducing social isolation and physical inactivity.</p> <p>Social ballroom dancing targets both isolation and inactivity. In these later stages of the COVID-19 pandemic, a better understanding of the <a href="https://doi.org/10.1177/23337214211005223">indirect effects of COVID-19</a> – particularly those that increase dementia risk, such as social isolation – is urgently needed. In my view, early intervention is critical to prevent dementia from becoming the next pandemic. Social dancing could be a particularly timely way to overcome the adverse cognitive and brain effects associated with isolation and fewer social interactions during the pandemic.</p> <h2>What still isn’t known</h2> <p>Traditional aerobic exercise interventions such as treadmill-walking or running have been shown to lead to modest but reliable improvements in cognition – <a href="https://doi.org/10.1177/1745691617707316">particularly in executive function</a>.</p> <p>My team’s study builds on that research and provides preliminary evidence that not all exercise is equal when it comes to brain health. Yet our sample size was quite small, and larger studies are needed to confirm these initial findings. Additional studies are also needed to determine the optimal length, frequency and intensity of dancing classes that may result in positive changes.</p> <p>Lifestyle interventions like social ballroom dancing are a promising, noninvasive and cost-effective path toward staving off dementia as we – eventually – leave the COVID-19 pandemic behind.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/194969/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/helena-blumen-1231899">Helena Blumen</a>, Associate Professor of Medicine and Neurology, <a href="https://theconversation.com/institutions/albert-einstein-college-of-medicine-3638">Albert Einstein College of Medicine</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/kick-up-your-heels-ballroom-dancing-offers-benefits-to-the-aging-brain-and-could-help-stave-off-dementia-194969">original article</a>.</em></p> </div>

Mind

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Quiet beach town offering $450k job with free house and car

<p>A picturesque beach town in Western Australia has found a creative way to bring jobs to the area: by offering a range of enticing bonuses. </p> <p>The town of Bremer Bay, south-east of Perth, is desperate for healthcare providers to join the small town and have offered a range of persuasive perks to a doctor who would be willing to leave a big city for the job in the regional location. </p> <p>Bremer Bay is next to the Fitzgerald River National Park and nearly 40 minutes away from the closest town. Currently, they only have one temporary doctor; the next permanent GP is in Albany, almost 200 kilometres away, and the town is looking for the "Swiss army knife of doctors" to step up.</p> <p>According to the job listing on Seek, the successful applicant will be granted a rent-free five-bedroom house and a four-wheel drive, on top of a salary of up to $450,000 a year.</p> <p>"Live rent-free in a scenic location, experiencing the true essence of rural Australia," the advertisement reads.</p> <p>"We offer a competitive 70 per cent of Billings or a generous Salary, based on your preference. In addition, you'll enjoy the convenience of a beautiful new 5-bedroom home and 4X4."</p> <p>Applicants must be registered with the Australian Health Practitioner Regulation Agency and be willing to train as a rural generalist.</p> <p>According to the <a title="Australian Institute of Health and Welfare" href="https://www.aihw.gov.au/reports/rural-remote-australians/rural-and-remote-health" target="_blank" rel="noopener">Australian Institute of Health and Welfare</a>, people living in rural and remote areas have higher rates of hospitalisations, deaths and injury compared to city-dwellers, while also having poorer access to primary health care services.</p> <p><em>Image credits: Shutterstock</em></p>

Money & Banking

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Battling to make ends meet? Financial planning expert offers 5 tips on how to build your budget

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a></em></p> <p>Every day seems to bring new headlines about rising costs. <a href="https://www.news24.com/news24/africa/news/nigerias-big-unions-call-indefinite-strike-over-fuel-prices-and-the-cost-of-living-20230926">In Nigeria</a>, unions are threatening to strike amid soaring fuel prices; the country’s inflation rate <a href="https://www.cbn.gov.ng/rates/inflrates.asp">hit 25%</a> in August. The amount it costs to fill a food basket in South Africa <a href="https://pmbejd.org.za/wp-content/uploads/2023/09/PMBEJD_Key-Data_September-2023_27092023.pdf">keeps climbing</a>. Ghanaians <a href="https://www.reuters.com/world/africa/multi-day-protests-over-economic-crisis-grip-ghanas-capital-2023-09-23/">took to the streets</a> of Accra in late September to protest about the cost of living.</p> <p>A <a href="https://www2.deloitte.com/us/en/insights/industry/retail-distribution/consumer-behavior-trends-state-of-the-consumer-tracker.html">recent study by the audit and consulting firm Deloitte</a> found that 75% of South Africans were concerned that the prices for everyday purchases would continue to increase, while 80% of consumers across all income groups expected the prices of groceries, household utilities and fuel to rise.</p> <p>This stark reality means budgeting may be more necessary than ever.</p> <p>If you don’t know how to create a budget, then you shouldn’t feel bad – most adults aren’t taught how to create one. And most people don’t budget, because they see it as restrictive or unsustainable. But it need not be: once you appreciate that a budget can work for you, it can be a financially empowering exercise. It’s a cornerstone of financial planning because it ensures you are living within your means and helps you remain in financial control.</p> <p>As a financial planning academic, I focus in <a href="https://researchprofiles.canberra.edu.au/en/persons/bomikazi-zeka/publications/">my research</a> on improving financial wellbeing and promoting savings behaviours through interventions such as budgeting. Here are five guidelines for creating a budget.</p> <h2>1. Apps vs spreadsheet</h2> <p>A good place to start is to choose the format of how you’re going to budget. There are several <a href="https://www.sanlamreality.co.za/wealth-sense/setting-up-a-family-budget-that-works/">online templates</a> and apps you can use for budgeting. For instance, <a href="https://www.22seven.com/">22Seven</a> has gained popularity in South Africa due to its compatibility with several financial institutions, including the country’s big five banks. Similarly, <a href="https://www.the-star.co.ke/business/kenya/2021-01-25-budgeting-using-mint-app/">Mint</a> is a popular budgeting tool that is used in Kenya and Nigeria.</p> <p>If you prefer to put pen to paper, some online templates come with <a href="https://www.wonga.co.za/blog/free-budget-template">free printable budgets</a>. Creating your own <a href="https://create.microsoft.com/en-us/learn/articles/how-to-make-excel-budget">Excel spreadsheet</a> is an equally good approach.</p> <p>What matters most is using a tool that you can commit to.</p> <h2>2. Itemising your income and expenses</h2> <p>A budget essentially shows how much you’re spending in relation to how much you’re earning. So once you have selected your budgeting tool, you need to fill in your income and itemise how much you’re spending on each expense in a month. A budget can be considered a cashflow statement because it allows you to track money coming in (income) and money going out (expenses).</p> <p>If you are living within your means, your budget should indicate a surplus – more cash inflows than cash outflows. So budgeting provides an accurate account of your short-term financial position.</p> <h2>3. A realistic account of expenses</h2> <p>When you look at your financial statements, fill your expenses into your budget honestly and accurately. Don’t cheat! Since everyone’s financial situation is different, your budget will also be unique.</p> <p>Even though there is no one-size-fits-all approach to budgeting, it should still consider all of your expenses (both regular and intermittent). A general rule of thumb is that if it’s deducted from your account then you should treat it as an expense. This includes payments for housing, medical insurance, fuel, dining out, credit card repayments and even bank fees.</p> <h2>4. Save first, spend later</h2> <p>Now you’ve seen how much you’re spending. Either it’s too much – and you can plan where to cut back – or you have savings at the end of the month.</p> <p>When compiling your budget it’s important to demarcate how much will be in the form of savings. What’s more important is getting into the habit of saving before you spend instead of saving after spending. If you spend first then you’ve deprived yourself of the opportunity to save for a rainy day.</p> <p>Furthermore, <a href="https://eprints.hud.ac.uk/id/eprint/10231/1/Microsoft_Word_-_submitted_version_3rd_June_201.pdf">research</a> has shown that getting into the habit of saving has a transgenerational effect: it can be considered a cultural value that is passed on from one generation to another. So think of saving as paying yourself first. Once you have done so, you won’t feel guilty for treating yourself because you’ve already done the financially responsible thing by putting your savings aside.</p> <h2>5. Considering assets and liabilities</h2> <p>Once you’ve become comfortable with consistently budgeting, you can take it up a notch by including your assets (everything you own with an economic value) and liabilities (everything you owe) to determine your overall financial position.</p> <p>You can get a clearer picture of your overall financial wellbeing by compiling a list of all your assets, for example your savings and <a href="https://www.investopedia.com/terms/h/home_equity.asp">home equity</a>, in relation to liabilities (such as bank loans). Knowing your long-term financial position can indicate how financially resilient or vulnerable you are. In the event of a financial emergency, you will know which resources you can draw upon to meet an unexpected expense.</p> <p>By creating a budget (and sticking to it), you can protect yourself and your household from financial shocks. Consider the alternative. Imagine you haven’t budgeted and set savings aside. If a financial emergency were to arise, your next best bet would be to borrow the funds you need. You’d have to come up with a plan to repay what you’d borrowed while also building your savings.</p> <h2>A healthy habit</h2> <p>Getting into the habit of budgeting isn’t easy, especially if you haven’t done it before or you’re intimidated by the process. But, as the expression goes, “a journey of a thousand miles begins with a single step”. Think of budgeting as taking a small but important step towards reclaiming control over your finances and improving your financial well-being.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/214861/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, Assistant Professor in Finance and Financial Planning, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/battling-to-make-ends-meet-financial-planning-expert-offers-5-tips-on-how-to-build-your-budget-214861">original article</a>.</em></p> </div>

Money & Banking

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Prime Minister's extraordinary offer for "Bollard Man"

<p>Prime Minister Anthony Albanese has made an extraordinary offer to the hero dubbed "Bollard Man", who confronted Joel Cauchi on his rampage through Bondi Junction Westfield. </p> <p>Damien Guerot, a French national, was inside the eastern suburbs shopping centre when Cauchi began his stabbing spree which resulted in six lives lost. </p> <p>In CCTV footage of the terrifying incident that has made the rounds online, Mr Guerot could be seen fending off the knifeman with the use of a bollard he’d picked up off the ground.</p> <p>It’s understood he was preventing the attacker from reaching an area where dozens of children had been playing.</p> <p>He was immediately hailed as a hero on social media, where he became known as “Bollard Man”.</p> <p>As the community continues to reel from the incident, Mr Albanese thanked Guerot for his "extraordinary bravery" and encouraged him to become an Australian citizen. </p> <p>“I say this to Damien Guerot, who is dealing with his visa application, that you are welcome here,” he said.</p> <p>“You are welcome to stay for as long as you like, this is someone who we would welcome becoming an Australian citizen.”</p> <p>The prime minister said the actions of bystanders like Mr Guerot during the horrific Bondi Junction attack showed “the best of human character”.</p> <p>“It says a lot about the nature of humanity at a time when we are facing difficult issues, that someone who is not a citizen of this country stood bravely at the top of those escalators and stopped this perpetrator from getting onto another floor and potentially inflicting further carnage on citizens,” he said.</p> <p>Mr Guerot told <em><a href="https://7news.com.au/news/terrifying-moment-man-confronts-attacker-with-bollard-in-bondi-junction-shopping-centre-massacre-c-14307019" target="_blank" rel="noopener">7News</a></em> how he stared into Cauchi’s “empty eyes” as he confronted the killer.</p> <p>“We just saw him coming ... we were thinking, ‘We need to try to stop him’,” he said.</p> <p><em>Image credits: 7News</em></p>

Legal

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There are new flu vaccines on offer for 2024. Should I get one? What do I need to know?

<p><em><a href="https://theconversation.com/profiles/allen-cheng-94997">Allen Cheng</a>, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a></em></p> <p>Influenza is a common respiratory infection. Although most cases are relatively mild, flu can cause more severe illness in young children and older people.</p> <p>Influenza virtually <a href="https://pubmed.ncbi.nlm.nih.gov/33243355/">disappeared</a> from Australia during the first years of the COVID-19 pandemic when public health restrictions reduced contact between people. Since 2022, it has returned to a seasonal pattern, although the flu season has started and peaked a few months earlier than before 2020.</p> <p>It’s difficult to predict the intensity of the flu season at this point in the year, but we can sometimes get clues from the northern hemisphere. There, the season <a href="https://www.who.int/tools/flunet">started</a> <a href="https://gis.cdc.gov/grasp/fluview/flu_by_age_virus.html">earlier</a> than usual for the third year running (peaking in early January rather than late February/March), with a similar number of reported cases and hospitalisations to the previous year.</p> <p>Influenza vaccines are recommended annually, but there are now an increasing number of different vaccine types. Here’s what to know about this year’s shots, available from <a href="https://www.health.gov.au/topics/immunisation/vaccines/influenza-flu-vaccine">this month</a>.</p> <h2>What goes into a flu vaccine?</h2> <p>Like other vaccines, influenza vaccines work by “training” the immune system on a harmless component of the influenza virus (known as an antigen), so it can respond appropriately when the body encounters the real virus.</p> <p>Influenza strains are constantly changing due to genetic mutation, with the pace of genetic change <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC10421855">much higher</a> than for SARS-CoV-2 (the virus that causes COVID). The strains that go into the vaccine are <a href="https://www.who.int/teams/global-influenza-programme/vaccines/who-recommendations">reviewed</a> twice each year by the World Health Organization (WHO), which selects vaccine strains to match the next season’s predicted circulating strains.</p> <p>All current influenza vaccines in <a href="https://www.tga.gov.au/resources/publication/meeting-statements/aivc-recommendations-composition-influenza-vaccines-australia-2024">Australia</a> contain four different strains (known as quadrivalent vaccines). One of the strains appeared to <a href="https://www.nejm.org/doi/full/10.1056/NEJMp2314801">disappear</a> during the COVID pandemic, and the WHO has recently <a href="https://cdn.who.int/media/docs/default-source/influenza/who-influenza-recommendations/vcm-southern-hemisphere-recommendation-2024/202309_qanda_recommendation.pdf?sfvrsn=7a6906d1_5">recommended</a> dropping this strain from the vaccine. It’s expected trivalent (three strain) vaccines will become available in the near future.</p> <h2>What’s different about new flu vaccines?</h2> <p>There are eight brands of flu vaccines <a href="https://www.health.gov.au/resources/publications/atagi-statement-on-the-administration-of-seasonal-influenza-vaccines-in-2024?language=en">available</a> in Australia in 2024. These include egg-based vaccines (Vaxigrip Tetra, Fluarix Tetra, Afluria Quad, FluQuadri and Influvac Tetra), cell-based vaccines (Flucelvax Quad), adjuvanted vaccines (Fluad Quad) and high-dose vaccines (Fluzone High-Dose Quad).</p> <p>Until recently, the process of manufacturing flu vaccines has remained similar. Since the development of the influenza vaccine in the <a href="https://www.who.int/news-room/spotlight/history-of-vaccination/history-of-influenza-vaccination">1940s</a>, influenza viruses were grown in chicken eggs, then extracted, inactivated, purified and processed to make up the egg-based vaccines that are still used widely.</p> <p>However, there have been several enhancements to influenza vaccines in recent years.</p> <p>Older people’s immune systems tend not to respond as strongly to vaccines. In some flu vaccines, adjuvants (components that stimulate the immune system) are included with the influenza antigens. For example, an adjuvant is used in the Fluad Quad vaccine, recommended for over 65s. Studies <a href="https://ncirs.org.au/sites/default/files/2021-02/Adjuvanted%20influenza%20vaccine%20vs%20standard%20dose%20influenza%20vaccine%20SoF%20EP%20E2D%20tables_26%20Feb%202021_Final.pdf">suggest</a> adjuvanted influenza vaccines are slightly better than standard egg-based vaccines without adjuvant in older people.</p> <p>An alternative approach to improving the immune response is to use higher doses of the vaccine strains. An example is Fluzone High-Dose Quad – another option for older adults – which contains the equivalent of four doses of a standard influenza vaccine. Studies <a href="https://ncirs.org.au/sites/default/files/2022-05/HD%20vs%20sIV%20SoF%20EP%20E2D_March%202022_Final.pdf">suggest</a> the high dose vaccine is better than the standard dose vaccine (without an adjuvant) in preventing hospitalisation and complications in older people.</p> <p>Other manufacturers have updated the manufacturing process. Cell-based vaccines, such as Flucelvax Quad, use cells instead of eggs in the manufacturing process. Other vaccines that are <a href="https://www.cdc.gov/flu/prevent/advances.htm">not yet available</a> also use different technologies. In the past, <a href="https://pubmed.ncbi.nlm.nih.gov/31151913/">manufacturing issues</a> with egg-based vaccines have reduced their effectiveness. Using an alternative method of production provides some degree of insurance against this in the future.</p> <h2>What should I do this year?</h2> <p>Given indications this year’s flu season may be earlier than usual, it’s probably safest to get your vaccine early. This is particularly <a href="https://www.health.gov.au/resources/publications/atagi-statement-on-the-administration-of-seasonal-influenza-vaccines-in-2024?language=en">important</a> for those at highest risk of severe illness, including older adults (65 years and over), those with chronic medical conditions, young children (six months to five years) and Aboriginal and Torres Strait Islander people. Influenza vaccines are also recommended in pregnancy to protect both the mother and the baby for the first months of life.</p> <p>Influenza vaccines are widely available, including at GP clinics and pharmacies, while many workplaces have occupational programs. For high-risk groups, <a href="https://www.health.gov.au/topics/immunisation/vaccines/influenza-flu-vaccine">four of the vaccines</a> are subsidised by the Australian government through the <a href="https://www.health.gov.au/our-work/national-immunisation-program">National Immunisation Program</a>.</p> <p>In older people, a number of vaccines are now recommended: <a href="https://www.health.gov.au/sites/default/files/2024-03/atagi-statement-on-the-administration-of-covid-19-vaccines-in-2024.pdf">COVID</a> and influenza, as well as one-off courses of <a href="https://www.health.gov.au/sites/default/files/documents/2020/06/national-immunisation-program-pneumococcal-vaccination-schedule-from-1-july-2020-clinical-advice-for-vaccination-providers.pdf">pneumococcal</a> and <a href="https://www.health.gov.au/topics/immunisation/vaccines/shingles-herpes-zoster-immunisation-service">shingles</a> vaccines. In general, most vaccines can be given in the same visit, but talk to your doctor about which ones you need.</p> <h2>Are there side effects?</h2> <p>All influenza vaccines can <a href="https://www.health.gov.au/topics/immunisation/vaccines/influenza-flu-vaccine">cause</a> a sore arm and sometimes more generalised symptoms such as fever and tiredness. These are expected and reflect the immune system reacting appropriately to the vaccine, and are mostly mild and short-term. These side effects are slightly more common in <a href="https://ncirs.org.au/sites/default/files/2021-02/Adjuvanted%20influenza%20vaccine%20vs%20standard%20dose%20influenza%20vaccine%20SoF%20EP%20E2D%20tables_26%20Feb%202021_Final.pdf">adjuvanted</a> and <a href="https://ncirs.org.au/sites/default/files/2022-05/HD%20vs%20sIV%20SoF%20EP%20E2D_March%202022_Final.pdf">high dose</a> vaccines.</p> <p>As with all medications and vaccines, allergic reactions such as anaphylaxis can occur after the flu vaccine. All vaccine providers are trained to recognise and respond to anaphylaxis. People with egg allergies should discuss this with their doctor, but in general, <a href="https://www.allergy.org.au/patients/food-allergy/egg-allergy-flu-vaccine">studies suggest</a> they can safely receive any (including egg-based) influenza vaccines.</p> <p>Serious side effects from the influenza vaccine, such as Guillain-Barré syndrome, a neurological complication, are very rare (one case per million people vaccinated). They are <a href="https://pubmed.ncbi.nlm.nih.gov/23810252/">thought</a> to be less common after influenza vaccination than after infection with influenza.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/226623/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/allen-cheng-94997">Allen Cheng</a>, Professor of Infectious Diseases, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/there-are-new-flu-vaccines-on-offer-for-2024-should-i-get-one-what-do-i-need-to-know-226623">original article</a>.</em></p>

Body

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Groundbreaking approach offers ray of hope for ovarian cancer patients

<p>In a twist of fate, 24-year-old Tora Murphy’s globetrotting adventure took an unexpected turn when her health journey began. What started as a quest to explore the world swiftly turned into a battle against ovarian cancer, a disease she never imagined would become a part of her reality.</p> <p>"I was looking pregnant, like I looked about six months pregnant," Murphy recounted <a href="https://www.9news.com.au/health/ovarian-cancer-groundbreaking-treatment-hope-mater-cancer-research-centre-brisbane/0f8ffed0-ec48-4ab7-8de5-28b9025d06d3" target="_blank" rel="noopener">to 9News</a>. "They basically told me that it was stage three cancer and I was just in shock."</p> <p>Her whirlwind journey abruptly halted as she returned to Brisbane to confront the daunting reality of her diagnosis. Ovarian cancer, a silent killer, had taken root in her body, presenting as a formidable 18cm  tumour. Murphy’s resilience was put to the test as she underwent surgery to remove the tumour and ultimately a full hysterectomy.</p> <p>"I didn't even know that people like me could get cancer," she expressed, echoing the disbelief many young women feel upon receiving such a diagnosis.</p> <p>Ovarian cancer remains a formidable adversary, claiming the lives of 1000 Australian women each year, with a five-year survival rate hovering at a concerning 49 percent. For Murphy and countless others, the fear of recurrence looms large, casting a shadow over their lives.</p> <p>However, amidst the darkness, there shines a glimmer of hope. Pioneering research led by Mater Research scientists is illuminating new pathways in the fight against ovarian cancer. Their focus? Dendritic cells, a key component of the immune system.</p> <p>"We think that by focusing on that cell type in particular, that we'll be able to actually make a vaccine to help fight that disease and to eventually help prevent recurrence," explained Professor Kristen Radford from Mater Research.</p> <p>This groundbreaking approach offers a ray of hope for individuals like Murphy, offering the possibility of a future where ovarian cancer is not only treatable but preventable. The development of a vaccine holds the promise of transforming the landscape of ovarian cancer treatment and prevention.</p> <p>Fuelling this hope is the unwavering support of communities and organisations dedicated to combating ovarian cancer. The Ovarian Cancer Research Foundation, through its tireless fundraising efforts, has allocated $670,000 to support the vaccine development, part of a larger $2.4 million grant initiative.</p> <p>"These funds have been raised by our community, so that's people out there walking, running, baking, shaving their heads," says Georgie Herbert from the Ovarian Cancer Research Foundation.</p> <p>For Murphy, the outpouring of support from her partner, friends and the broader community serves as a symbol of strength during her darkest hours. As her loved ones prepare to walk 100km this coming May to raise funds in her honour, Murphy is buoyed by the knowledge that every step taken brings them closer to a future free from the grips of ovarian cancer.</p> <p>"Their money goes to such a good place," she remarked, underscoring the impact of collective action in driving progress in ovarian cancer research and treatment.</p> <p>As the fight against ovarian cancer continues, fuelled by groundbreaking research and unwavering community support, there is renewed optimism on the horizon for individuals like Tora Murphy and the thousands affected by this disease.</p> <p><em>Images: Facebook</em></p>

Caring

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"Offer is on the table": New James Bond actor revealed

<p>In a world where the only constant is change, one thing remains certain: James Bond will always be suave, sophisticated, and British.</p> <p>The search for the next 007 has been a rollercoaster of speculation, rumours and hopes dashed faster than a villain's escape plan. But now the wait appears to be over. The man most likely in line to be the next James Bond has been revealed, and his name is Taylor-Johnson ... Aaron Taylor-Johnson. </p> <p>According to a report from <a href="https://www.thesun.co.uk/tv/26774029/aaron-taylor-johnson-offered-role-james-bond/" target="_blank" rel="noopener"><em>The Sun</em></a> on Tuesday, Eon Productions, the brilliant minds behind the iconic spy franchise, appear to have finally settled on their man. According to sources as reliable as Bond's impeccable taste in martinis, Taylor-Johnson is set to don the tuxedo and wield the Walther PPK in the next instalment of the series. Well, at least if he accepts the offer.</p> <p>“Bond is Aaron’s job, should he wish to accept it," <em>The Sun </em>reported. "The formal offer is on the table and they are waiting to hear back.</p> <p>“As far as Eon is concerned, Aaron is going to sign his contract in the coming days and they can start preparing for the big announcement.”</p> <p>Now, some of you might be scratching your heads, wondering, "Aaron who?"</p> <p>Aaron Taylor-Johnson is an English actor, which automatically makes him qualified for the role. Plus, he's been in action films like <em>Tenet</em>, <em>Bullet Train</em> and <em>Avengers: Age of Ultron</em>. So, he's no stranger to high-stakes thrills and spills. Also, did we mention he's British? Because that's kind of a prerequisite.</p> <p>At 33 years of age, Taylor-Johnson would be the youngest actor to step into Bond's impeccably polished shoes since George Lazenby back in 1969. Talk about big shoes to fill. But if anyone can handle the pressure, it's our man Aaron. </p> <p>Now, some purists might be clutching their martini glasses in horror, lamenting the departure of Daniel Craig, who graced our screens for five thrilling films. But fear not, for change is the spice of life, and if there's one thing Bond knows how to handle, it's change. Besides, who wouldn't want to see what Taylor-Johnson brings to the table? Maybe he'll introduce a new signature drink or a quirky catchphrase. The possibilities are as endless as Bond's list of conquests.</p> <p>The response to <em>The Sun</em>'s announcement has caused a few reactions across the globe, with 9News reporting that "A source with knowledge of the situation tells CNN that Johnson has not been cast as Bond. And, BBC News reports that a 'production insider' said there is no truth to the rumours about Taylor-Johnson's casting."</p> <p>So, as we eagerly await the official announcement from Eon Productions, let us raise our glasses to Aaron Taylor-Johnson, the next suave superspy set to save the world, one shaken, not stirred, adventure at a time. </p> <p><em>Images: Getty / Twitter (X)</em></p>

Movies

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Bold idea sees hotel offer thousands in cash back if it rains

<p>In a move that's making waves in the travel industry, a posh hotel in the heart of Singapore has rolled out a revolutionary offer: rain insurance. Yes, you heard it right – rain insurance!</p> <p>InterContinental Singapore, a sanctuary for jet-setters seeking respite from both the humidity and the occasional tropical deluge, has unleashed a game-changer for travellers. Dubbed the "Rain Resist Bliss Package", this offer promises to keep your spirits high even when the rain gods decide to throw a dampener on your plans.</p> <p>Picture this: you've booked your suite at this 5-star haven, eagerly anticipating your Singapore escapade. But lo and behold, the forecast takes a turn for the soggy, threatening to rain on your parade – quite literally. Fear not, dear traveller, for with the Rain Resist Bliss Package, you can breathe easy knowing that if your plans get drenched, your wallet won't.</p> <p>Now, you might be wondering, how does this rain insurance work? Well, it's as simple as Singapore Sling on a sunny day. If the heavens decide to open up and rain on your parade for a cumulative 120 minutes within any four-hour block of daylight hours (that's 8am to 7pm for those not on island time), you're entitled to a refund equivalent to your single-night room rate. The package is available exclusively for suite room bookings starting from $SGD850 per night – so that’s around $965 rain-soaked dollars back in your pocket, no questions asked. No need to jump through hoops or perform a rain dance – just sit back, relax, and let the rain do its thing.</p> <p>And fret not about having to keep an eye on the sky – the clever folks at InterContinental Singapore have got you covered. They're tapping into the data from the National Environmental Agency Weather Station to automatically trigger those rain refunds. It's like having your own personal meteorologist ensuring that your plans stay as dry as your martini.</p> <p>But hey, if the rain does decide to crash your party, fear not! The hotel has an array of dining options to keep your tastebuds entertained while you wait for the clouds to part. And let's not forget, Singapore isn't just about sunshine and rainbows – there are plenty of indoor activities to keep you occupied, from feasting at Lau Pa Sat for an authentic hawker experience to retail therapy at Takashimaya.</p> <p>And here's a silver lining to those rain clouds: fewer tourists! That's right, while others might be scrambling for cover, you could be enjoying shorter lines, less crowded attractions, and even snagging better deals on accommodations. Plus, let's not overlook the fact that the rain brings a welcome respite from the tropical heat, making outdoor adventures all the more enjoyable once the showers subside.</p> <p>So, pack your umbrella and leave your worries behind. With InterContinental Singapore's Rain Resist Bliss Package, you can embrace the unpredictable and turn even the rainiest of days into a memorable adventure. After all, as they say, when life gives you lemons, make Singapore Slings and dance in the rain!</p> <p><em>Images: InterContinental Singapore / Getty Images</em></p>

International Travel

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How can I stop overthinking everything? A clinical psychologist offers solutions

<p><em><a href="https://theconversation.com/profiles/kirsty-ross-1513078">Kirsty Ross</a>, <a href="https://theconversation.com/institutions/massey-university-806">Massey University</a></em></p> <p>As a clinical psychologist, I often have clients say they are having trouble with thoughts “on a loop” in their head, which they find difficult to manage.</p> <p>While rumination and overthinking are often considered the same thing, they are slightly different (though linked). <a href="https://www.apa.org/monitor/nov05/cycle">Rumination</a> is having thoughts on repeat in our minds. This can lead to overthinking – analysing those thoughts without finding solutions or solving the problem.</p> <p>It’s like a vinyl record playing the same part of the song over and over. With a record, this is usually because of a scratch. Why we overthink is a little more complicated.</p> <h2>We’re on the lookout for threats</h2> <p>Our brains are hardwired to look for threats, to make a plan to address those threats and keep us safe. Those perceived threats may be based on past experiences, or may be the “what ifs” we imagine could happen in the future.</p> <p>Our “what ifs” are usually negative outcomes. These are what we call “<a href="https://ccbhc.org/hot-thoughts-what-are-they-and-how-can-you-handle-them/">hot thoughts</a>” – they bring up a lot of emotion (particularly sadness, worry or anger), which means we can easily get stuck on those thoughts and keep going over them.</p> <p>However, because they are about things that have either already happened or might happen in the future (but are not happening now), we cannot fix the problem, so we keep going over the same thoughts.</p> <h2>Who overthinks?</h2> <p>Most people find themselves in situations at one time or another when they overthink.</p> <p>Some people are <a href="https://www.apa.org/monitor/nov05/cycle">more likely</a> to ruminate. People who have had prior challenges or experienced trauma may have come to expect threats and look for them more than people who have not had adversities.</p> <p>Deep thinkers, people who are prone to anxiety or low mood, and those who are sensitive or feel emotions deeply are also more likely to ruminate and overthink.</p> <p>Also, when we are stressed, our emotions tend to be stronger and last longer, and our thoughts can be less accurate, which means we can get stuck on thoughts more than we would usually.</p> <p>Being run down or physically unwell can also mean our thoughts are <a href="https://healthify.nz/hauora-wellbeing/m/mental-health-and-your-body/">harder to tackle</a> and manage.</p> <h2>Acknowledge your feelings</h2> <p>When thoughts go on repeat, it is helpful to use both emotion-focused and problem-focused <a href="https://link.springer.com/referencework/10.1007/978-1-4419-1005-9">strategies</a>.</p> <p>Being emotion-focused means figuring out how we feel about something and addressing those feelings. For example, we might feel regret, anger or sadness about something that has happened, or worry about something that might happen.</p> <p>Acknowledging those emotions, using self-care techniques and accessing social support to talk about and manage your feelings will be helpful.</p> <p>The second part is being problem-focused. Looking at what you would do differently (if the thoughts are about something from your past) and making a plan for dealing with future possibilities your thoughts are raising.</p> <p>But it is difficult to plan for all eventualities, so this strategy has limited usefulness.</p> <p>What is more helpful is to make a plan for one or two of the more likely possibilities and accept there may be things that happen you haven’t thought of.</p> <h2>Think about why these thoughts are showing up</h2> <p>Our feelings and experiences are information; it is important to ask what this information is telling you and why these thoughts are showing up now.</p> <p>For example, university has just started again. Parents of high school leavers might be lying awake at night (which is when rumination and overthinking is common) worrying about their young person.</p> <p>Knowing how you would respond to some more likely possibilities (such as they will need money, they might be lonely or homesick) might be helpful.</p> <p>But overthinking is also a sign of a new stage in both your lives, and needing to accept less control over your child’s choices and lives, while wanting the best for them. Recognising this means you can also talk about those feelings with others.</p> <h2>Let the thoughts go</h2> <p>A useful way to manage rumination or overthinking is “<a href="https://www.getselfhelp.co.uk/docs/Options.pdf">change, accept, and let go</a>”.</p> <p>Challenge and change aspects of your thoughts where you can. For example, the chance that your young person will run out of money and have no food and starve (overthinking tends to lead to your brain coming up with catastrophic outcomes!) is not likely.</p> <p>You could plan to check in with your child regularly about how they are coping financially and encourage them to access budgeting support from university services.</p> <p>Your thoughts are just ideas. They are not necessarily true or accurate, but when we overthink and have them on repeat, they can start to feel true because they become familiar. Coming up with a more realistic thought can help stop the loop of the unhelpful thought.</p> <p>Accepting your emotions and finding ways to manage those (good self-care, social support, communication with those close to you) will also be helpful. As will accepting that life inevitably involves a lack of complete control over outcomes and possibilities life may throw at us. What we do have control over is our reactions and behaviours.</p> <p>Remember, you have a 100% success rate of getting through challenges up until this point. You might have wanted to do things differently (and can plan to do that) but nevertheless, you coped and got through.</p> <p>So, the last part is letting go of the need to know exactly how things will turn out, and believing in your ability (and sometimes others’) to cope.</p> <h2>What else can you do?</h2> <p>A stressed out and tired brain will be <a href="https://mentalhealth.org.nz/resources/resource/stress-and-how-to-manage-it">more likely</a> to overthink, leading to more stress and creating a cycle that can affect your wellbeing.</p> <p>So it’s important to manage your stress levels by eating and sleeping well, moving your body, doing things you enjoy, seeing people you care about, and doing things that fuel your soul and spirit.</p> <p>Distraction – with pleasurable activities and people who bring you joy – can also get your thoughts off repeat.</p> <p>If you do find overthinking is affecting your life, and your levels of anxiety are rising or your mood is dropping (your sleep, appetite and enjoyment of life and people is being negatively affected), it might be time to talk to someone and get some strategies to manage.</p> <p>When things become too difficult to manage yourself (or with the help of those close to you), a therapist can provide tools that have been proven to be helpful. Some helpful tools to manage worry and your thoughts can also be found <a href="https://www.cci.health.wa.gov.au/Resources/Looking-After-Yourself/Anxiety">here</a>.</p> <p>When you find yourself overthinking, think about why you are having “hot thoughts”, acknowledge your feelings and do some future-focused problem solving. But also accept life can be unpredictable and focus on having faith in your ability to cope. <!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/223973/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/kirsty-ross-1513078"><em>Kirsty Ross</em></a><em>, Associate Professor and Senior Clinical Psychologist, <a href="https://theconversation.com/institutions/massey-university-806">Massey University</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-can-i-stop-overthinking-everything-a-clinical-psychologist-offers-solutions-223973">original article</a>.</em></p>

Mind

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Jetstar announce “free flight” offer

<p dir="ltr">Jetstar has announced an incredible offer for Aussies travelling overseas, giving holiday goers the chance to see the world without breaking the bank. </p> <p dir="ltr">The budget airline announced that it’ll be launching free flights out of Japan, meaning you’ll just have to pay for the first leg of the journey.</p> <p dir="ltr">The popular ‘Return for Free’ sale, which the airline has run in the past as part of their international travel promotion, means that passengers from most major ports along the east coast can return from Tokyo or Osaka without having to pay for the fare home.</p> <p dir="ltr">The sale, which runs from Tuesday for only 72 hours, requires travellers to book an outbound fare from either Brisbane, Cairns or Sydney and on select dates, can return for free from either Tokyo or Osaka.</p> <p dir="ltr">Some of the cheaper fares start from $337 from Cairns to Osaka one-way where a free return flight is available, or Brisbane to Osaka (Kansai) from just $476.</p> <p dir="ltr">While travel dates are set to vary depending on the route, travellers can book a free return journey anywhere from late February until early December 2024.</p> <p dir="ltr">The sale comes as Japan continues to rise in popularity for Aussie travellers, with Expedia revealing that Tokyo had claimed the title over Bali for Australia’s beloved summer holiday.</p> <p dir="ltr">New data released by <a href="https://urldefense.com/v3/__https://www.japan.travel/en/au/__;!!F0Stn7g!Fe29fDLHDgEMgFlKEbiGPEaf5wufMPYYfaMxDE_Gh60ZPBhREGiNDxD6KJ9Mf1DYYoS8kJ2q800pKhhl4Za2sacG1pqO%24">Japan National Tourism Organization</a> shows the number of Australians visiting Japan in 2023 came close to matching levels seen in 2019, reaching 98.6 percent of pre-pandemic visitation numbers.</p> <p dir="ltr" style="line-height: 1.38; margin-top: 0pt; margin-bottom: 12pt;"><em>Image credits: Shutterstock</em><span id="docs-internal-guid-84b6d5b1-7fff-dc6f-6401-07b1a05f2ac8"></span></p>

Money & Banking

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Woman rejects $200k offer for her puppy

<p>A woman has divided social media viewers after she claiming that she declined a stranger's $200k ($303,000 AUD) offer for her Doberman pinscher puppy. </p> <p>In the viral video, which has since racked up over 970,000 views, Alexis Elliott said: “someone offered us $200k for our puppy, and I told my husband, ‘absolutely f**king not’.”</p> <p>“Would you guys sell your dogs for $200k? Like, that is my baby!" the LA-based woman asked her followers. </p> <p>Many couldn't believe that she declined the offer. </p> <p>“It’s a crime to not accept 200k,” one wrote. </p> <p>“In this economy? Yes,” another commented. </p> <p>“Would run upstairs so fast and pack his bag,” a third joked. </p> <p>While some people were eager enough to give up their own dogs for $200,000, others  agreed with Elliot and said that they would never give up their fur babies. </p> <p>“ABSOLUTELY NOT. The people saying yes should not have a dog tbh,” one viewer commented, adding: “That boy is my life.” </p> <div class="embed" style="box-sizing: inherit; margin: 0px; padding: 0px; border: 0px; font-size: 16px; vertical-align: baseline; color: #323338; font-family: Figtree, Roboto, 'Noto Sans Hebrew', 'Noto Kufi Arabic', 'Noto Sans JP', sans-serif; background-color: #ffffff; outline: none !important;"><iframe class="embedly-embed" style="box-sizing: inherit; margin: 0px; padding: 0px; border-width: 0px; border-style: initial; vertical-align: baseline; width: 580px; max-width: 100%; outline: none !important;" title="tiktok embed" src="https://cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.tiktok.com%2Fembed%2Fv2%2F7308537421770116395&amp;display_name=tiktok&amp;url=https%3A%2F%2Fwww.tiktok.com%2F%40itsalexiselliott%2Fvideo%2F7308537421770116395%3Flang%3Den&amp;image=https%3A%2F%2Fp16-sign.tiktokcdn-us.com%2Ftos-useast5-p-0068-tx%2Ff7435052bbf14b62a0c22bb295962a0f_1701651485%7Etplv-dmt-logom%3Atos-useast5-i-0068-tx%2FoMfzRS5SbCDFYrMIAQZA7AAlb2PgflRLDERaED.image%3Fx-expires%3D1702508400%26x-signature%3Di2tT0G7gwHGCVFhMDi4EPSvcPUI%253D&amp;key=59e3ae3acaa649a5a98672932445e203&amp;type=text%2Fhtml&amp;schema=tiktok" width="340" height="700" frameborder="0" scrolling="no" allowfullscreen="allowfullscreen"></iframe></div> <p>“A lot of you in these comments don’t deserve a dog,” another slammed. </p> <p>“Omg never. The thought of my dog being confused and feeling abandoned breaks my heart,” a third commented, while another user added that they wouldn't sell their dog even if they were offered one million dollars. </p> <p>One sceptic added: “Nobody offered you 200k for a dog, people with that kind of money are mostly financially smart. And you did not birth it." </p> <p>A few others came to Elliot's defence and said that it had happened to them in the past. </p> <p>“Someone offered me 100k for my dog. He was a pretty well-off athlete. Not everyone is smart with their money,” one commented. </p> <p>“I had a lady offer us $1M for our dog, and when we laughed she said, ‘No seriously, make me an offer, I’ll pay it’,” another claimed.</p> <p><em>Images: TikTok</em></p> <p> </p>

Money & Banking

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Bruce Lehrmann’s lie detector offer

<p dir="ltr">Bruce Lehrmann has offered to take a lie detector test to determine what really occurred the night he returned to Parliament House with Brittany Higgins. </p> <p dir="ltr">The former Liberal Party staffer was quizzed by Nat Barr and Matt Shirvington on <em>Sunrise</em> about the timeline of events that took place on the evening that Ms Higgins accused Lehrmann of sexually assaulting her, as he shared what he would do to clear his name once and for all. </p> <p dir="ltr">After being asked by Nat Barr if he would undergo a lie detector test, Lehrmann, who has long maintained his innocence, said, “Absolutely, yes, I get that this has divided the nation and that just because of the high-profile nature of it and how this is a bad thing in the first place.”</p> <p dir="ltr">During the <em>Sunrise</em> interview, Mr Lehrmann said he did in fact see ten missed calls from his then girlfriend when he was in the office after 2am.</p> <p dir="ltr">At his trial, the jury was told he arrived at parliament at 1:40am and entered the office with Ms Higgins after a security officer unlocked the door at 1:48am and left the office without her at 2:31am the same morning.</p> <p dir="ltr">Barr asked Lehrmann why he didn’t check on Ms Higgins before he fled Parliament House and asked whether saying goodbye was “just a natural human behaviour”.</p> <p dir="ltr">“In hindsight, probably, I also had missed calls from my girlfriend when I saw my phone on the desk, I thought, maybe I should get out and go home,” he said.</p> <p dir="ltr">“Isn’t that a bit weird, you’re going back with someone in the middle of the night to do work and then you just take off?” Barr continued.</p> <p dir="ltr">“I had no reason to suspect … I didn’t expect that she needed to be checked on, she also needed to go back into work,” he said.</p> <p dir="ltr">Although the trial is over, many have continued to debate Lehrmann’s innocence, which Nat Barr summed up at the end of the interview by asking, “Why would she [Higgins] go to all this trouble and make it up?”</p> <p dir="ltr">“Well, I’m not in her mind,” Lehrmann said.</p> <p><em>Image credits: Sunrise</em></p>

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Promising Alzheimer’s drug offers hope for a bright future in treatment

<p>A remarkable and significant breakthrough in the fight against Alzheimer’s disease is ushering in a new era of hope and possibilities for patients grappling with early onset dementia.</p> <p>Scientists and researchers are celebrating this groundbreaking development, viewing it as a tremendous opportunity to transform the landscape of Alzheimer's treatment.</p> <p>The drug in question, donanemab, developed by Eli Lilly, has shown remarkable success in clinical trials and is anticipated to receive approval from the Food and Drug Administration later this year, according to a report in the <a href="https://nypost.com/2023/07/17/alzheimers-drug-donanemab-lowers-risk-of-dementia/" target="_blank" rel="noopener"><em>New York Post</em></a>.</p> <p>Individuals who participated in the donanemab trials experienced a remarkable 40% reduction in the risk of transitioning from mild cognitive impairment to mild or moderate dementia. This is an extraordinary advancement that brings renewed optimism to those affected by this devastating condition.</p> <p>Donanemab would be the third Alzheimer’s drug to emerge in recent months, following the introduction of Leqembi and Aduhelm. This is just the beginning of an exciting new chapter in the realm of molecular therapies for Alzheimer's, as expressed by Dr. Gil Rabinovici, director of the University of California San Francisco’s Memory and Ageing Centre, in an editorial for <em>JAMA</em>.</p> <p>Dr. Daniel Skovronsky, the chief scientific and medical officer at Lilly, has emphasised the significance of this breakthrough. He states, "This will be a very important and meaningful drug," as quoted in <em>Fierce Biotech</em>. Skovronsky further adds, "[T]here’s a huge opportunity here for patients." Such resolute optimism is inspiring, reflecting the tremendous potential this drug holds for transforming lives.</p> <p>Similar to Leqembi and Aduhelm, donanemab is a monoclonal antibody designed to target plaque in the brain, specifically the amyloid protein. These amyloid plaques are responsible for the propagation of another protein called tau, which contributes to the development of Alzheimer's disease.</p> <p>Notably, the donanemab trial also revealed that the drug slowed cognitive decline by an impressive 35% compared to a placebo in individuals with low to intermediate levels of tau protein in the brain. In fact, donanemab demonstrated superior efficacy in clearing amyloid plaques when compared to Aduhelm and Leqembi.</p> <p>Moreover, unlike Leqembi, which necessitates long-term usage, patients taking donanemab may follow a fixed-duration dosing schedule, potentially allowing some individuals to discontinue the treatment after a certain period. "I expect that many patients will be able to stop dosing even as soon as 12 months," Skovronsky affirmed. This stands as a significant departure from being prescribed a lifelong medication, providing an exciting and meaningful prospect for patients.</p> <p>While it is important to note that these new Alzheimer’s drugs do carry limitations and risks, medical experts remain cautiously optimistic. Donanemab, along with the other emerging drugs, has been associated with brain swelling and bleeding. Tragically, three individuals in the donanemab clinical trial lost their lives due to these side effects.</p> <p>The risk of brain swelling and bleeding is heightened among those carrying the APOE4 gene, which is associated with an increased susceptibility to Alzheimer’s. Furthermore, individuals with more advanced stages of the disease showed minimal to no benefit compared to those who received a placebo.</p> <p>As a result, it is possible that donanemab will be recommended primarily for individuals with low to intermediate levels of tau proteins, indicating milder forms of the disease.</p> <p>Nevertheless, Skovronsky and other medical experts maintain their optimism regarding the FDA's approval, expressing the urgent need for it to come to fruition. Skovronsky highlights, "Every day that goes by, there are some patients who pass through this early stage of Alzheimer’s disease and become more advanced, and they won’t benefit from treatment. That’s a very pressing sense of urgency."</p> <p>While challenges and risks remain, the emergence of donanemab and its potential approval by the FDA represents a beacon of hope for the millions of individuals and families affected by Alzheimer's disease. It symbolises the start of a new chapter in the fight against this debilitating condition, offering renewed prospects for a brighter future filled with effective treatments and improved quality of life.</p> <p><em>Image: Shutterstock</em></p> <p> </p>

Mind

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Aussie actress in catastrophic bus crash offered $16 voucher as compensation

<p>An Aussie tourist left injured and stranded after a fatal bus crash in southern Italy has claimed the travel company only offered her a meal voucher for the inconvenience.</p> <p>Australian actress Sinead Curry, who has starred in TV shows like The Haunting of Nancy Drew and DC’s Legends of Tomorrow, said that nine hours following the crash, the European bus company offered her a $16 meal voucher for her troubles.</p> <p>Curry and partner Salma Salah, both from Sydney, boarded the FlixBus in the city of Bari on June 3 for the long journey to the Northern city of Bologna with a transfer to Rome.</p> <p>However, two hours into the trip Curry said the “bus hit something”.</p> <p>“We were all asleep, it went airborne and spun around a bunch of times,” she said in a TikTok video posted the following day, showing her in hospital wearing a neck brace.</p> <p>Curry told followers the bus was “flung around like in a blender” before it landed down by an embankment, which she claimed was “on the other side of the road”.</p> <p>“Several cars then hit the bus moving the bus closer and closer to the side of the road,” Curry explained in her video.</p> <p>Italian and German media reported the bus crash occurred near the town of Avellino, approximately 50km east of the southwest city of Naples.</p> <p>Five cars were caught up in the accident and local emergency services were quoted as saying the “lifeless body of a man was found” along with 14 people sustaining injuries.</p> <p>Curry said there were 38 people on the bus, including another Aussie woman called “Caity”, who suffered a broken collarbone.</p> <p>After Curry was discharged from the hospital, fearing her nose was broken but was assured it was not, she made another video emphasising how she felt abandoned by the bus company.</p> <p>“FlixBus none of your numbers are working,” an emotional Curry urged.</p> <p>“They ring out and they hang up on us. We cannot get any information from FlixBus, we cannot get our luggage back.</p> <p>“They offered us by text a 10 euro ($16) meal replacement voucher for the inconvenience.</p> <p>“There are a bunch of people here who nearly died we don't have any information.”</p> <p>Curry later claimed FlixBus even blocked her on social media.</p> <p>“We just want some information and some help,” she explained, complaining that she was still waiting on her luggage to be returned.</p> <p>FlixBus issued a statement claiming “a support line and email” was provided to all passengers and their families following the incident.</p> <p>"Outbound calls were made to passengers who had registered their mobile numbers, and emails were sent to passengers with instructions,” the bus company said.</p> <p>“At all times, the safety of its passengers and drivers is of highest priority to FlixBus.”</p> <p>Two days following the incident Curry received her luggage and was in Rome after an emergency shuttle had been deployed for stranded passengers.</p> <p>However, she said that as they arrived in Rome, passengers were finding “shrapnel” from the crash in their bodies and she had gotten a piece out of herself.</p> <p>On June 5 Curry took to TikTok again, saying she and her partner were grateful to be “safe and in Rome”.</p> <p>Although safe, she did note that they were heading to the hospital to get checked again as she was suffering from “very severe headaches” and had intense pain in her jaw.</p> <p>Curry then thanked the “heroes” in Italian fire and rescue, who she said took her and her partner in and gave them pasta, crackers, water and a change of clothes.</p> <p>She said FlixBus had rung her twice at a later date to tell the couple to keep receipts for a full refund.</p> <p>Curry jetted to Europe for her dream holiday but given the incident, she and her partner are dumping their Italian plans to recuperate in Rome.</p> <p>“We are so grateful to be alive please hold your loved ones close,” she said.</p> <p><em>Image credit: TikTok</em></p>

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Infamous Coffin Confessor offers guests the chance to sleep like the dead

<p>Some of the best ideas in life come from a quiet night at home with our thoughts, as well as some of the most unique. </p> <p>Or, as the case may be with the Coffin Confessor, some worth ‘dying’ for. </p> <p>Bill Edgar, who rose to the public eye when he began offering his services as a ‘coffin confessor’ sharing the secrets of the terminally ill at their funerals, was lounging around and enjoying a few ports when inspiration struck him, and his new venture was set into motion. </p> <p>As Bill told <em>Sunrise</em>, “I thought ‘I’ve got a great property for camping’. A lot of people have been intrigued about the Coffin Confessor, [and] I thought, ‘well, why not coffin camping.’</p> <p>“Lo and behold, here we are.”</p> <p>And so, Bill’s unique take on an Airbnb stay - and trying before you buy - took off, with the enthusiastic entrepreneur offering guests the opportunity to embrace their inner vampire and catch some sleep inside of a coffin. A real coffin, no less.</p> <p>Situated in the Gold Coast hinterland’s Tamborine Mountains, Bill’s experience is a far cry from your average bloodsuckers. No tombstones linger around every corner, guests won’t be walking face first into any cobwebs every second step, and the coffins are - as Bill explained - “nice and warm”.</p> <p>The most common question Bill - who already has six bookings for his experience - gets is over whether or not they are actually real coffins. The simple answer? Absolutely. </p> <p>He was quick to assure potential customers that they can’t become trapped in there, and they shouldn’t be dreadfully uncomfortable, as “you can’t suffocate and you can’t lock yourselves in because I’ve taken the locks out. They’ve all been modified for protection, obviously.”</p> <p>As well as the coffin cabin - which looks to be a modified shipping container - comes ‘the main room’, which Bill described as somewhere guests could “enjoy”. He went on to explain that they could make themselves a coffee there, or breakfast, all while enjoying the “quirky” experience and stunning views the location has to offer. </p> <p>“It’s a lot of fun, it’s different,” Bill declared. “And, you know what, at the end of the day thousands of people - even millions of people - will swag. They lay in swags … just a glorified body bag.”</p> <p>And to wrap it all up, he noted that “we’re all going to die. I suppose it’s now getting to the point where people can now talk about it without it getting creepy, or anything like that.</p> <p>“I think people will always be intrigued about death and the afterlife.</p> <p>“Try before you die.”</p> <p><em>Images: Sunrise / Seven</em></p>

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