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Read this before choosing a retirement village

Making the move from your own home into a retirement village is a huge decision. And with more than 2,000 villages around the country there’s a world of choice. These are some of the things you need to know before you make the move. Get your priorities straight Think about the kind of village you can see yourself living in. Make a list of features that you absolutely must have and a list of those that are desirable but not essential. Don’t be tempted to compromise on the first list because you could end up very unhappy in the long run. Do your research and find a village that meets your requirements. Don’t rush into somewhere that you aren’t completely sure about. Money, money, money Retirement villages aren’t cheap so you’ll need to be realistic about what it’s going to cost and how much you have to spend. It’s a good idea to see a professional financial adviser to get a complete picture of your financial situation, including things like selling your current home, super and any shares you own. You will have to sign a contract with the village before you move in, so get your financial adviser or a lawyer to go over it with you and make sure you understand all your obligations. Location is key As with any move, you need to think carefully about location. If the village is a long way from your current residence it can drastically alter your social life and connections with friends and family. You also need to think about proximity to public transport, shops, health services and community activities. Choose your style Retirement villages range from self-contained independent living to serviced accommodation and residential aged care. They also vary greatly in size from just a handful of units to villages with hundreds of residents. Larger villages tend to have more facilities, so if you’re an active person who loves to swim or play tennis then this could be the choice for you. However, extra facilities come with extra costs so if these aren’t important to you then you could find a cheaper option. You’ll also want to find out about communal dining options and social activities or groups within the village. Get the help you need As with accommodation styles, there is a wide range in the levels of assistance available. This can be as basic as having a cleaner come once a week right up to full nursing care. Some villages have the option to raise your level of care as you age or become unwell, which can be a better option than moving into a new village. Stick to the rules Can visitors stay the night? Can I have a pet? Is there a system for resolving disputes? You’ll want to be familiar with the rules and regulations of the village so read the fine print in your contract or ask questions before you commit. Image credits: Getty Images

Retirement Life

Planning the move to a retirement village

For many, retirement brings with it a new lease on life – whether that comes in the form of an opportunity to seek fresh challenges, studying something you’ve always been interested in, volunteer, travelling, help looking after your grandchildren or learning new skills. In any case, planning what you want your retirement years to look like is the best way to discover what direction you might like to go in. Planning allows you to be well prepared – both financially and emotionally – and gives you the best chance of achieving the financial security and lifestyle you would like in the years ahead. Ultimately it also gives you the ability to take control of your life. Do it when you are healthy and independent and can make well-informed decisions. Here are some things to consider when you start making plans to move to a retirement village. A time of change Where you live in retirement can greatly affect your quality of life. It is hard to predict what the type of housing that suits you early in your retirement may not suit your needs later. The need to change housing or location can be triggered by changing health needs, the loss of a driver’s licence or the need to be closer to essential services. You may need to occasionally reassess where you are living to see whether it still suits your needs. What are your options? Only you can decide what housing will suit you best but here are some option and issues to consider, whether you choose to stay in your home, or move either to other private accommodation, public housing, a retirement village or nursing home. Location, location, location Before you decide to move, ask yourself the following questions: <ul> <li>What type of accommodation will suit your needs?</li> <li>Where are the shops, support services and transport located?</li> <li>What is the cost of public transport and how accessible is it?</li> <li>How accessible will your family and friends be?</li> <li>Will the activities you enjoy be easily accessible?</li> </ul> Also consider all options before you move to your favourite destination. It can be very different when you are living somewhere rather than just visiting on holiday. Sometimes holiday destinations lack a range of suitable amenities and you could be forced to relocate if your needs change. Retirement villages Retirement villages usually have self-contained units with one or two bedrooms and some communal facilities and regulated by the Retirement Villages Act 2000. While retirement village living does not suit everyone, many people thrive on the companionship and feel safe and secure in the environment. It is important to be fully aware of the economic, legal and lifestyle implications involved in moving to a retirement involved in moving to a retirement village. Some of the issues to consider include: Money wise The earlier you develop a financial plan, the more likely you are to achiever your financial goals and preferred lifestyle in retirement. Do you need a financial advisor? It is worthwhile taking to an experienced and licensed financial advisor to review your total financial status and offer advice about what might make your assets work for you in the best way, taking into consideration your income, goals, objectives and attitude towards financial risk. Images: Shutterstock

Retirement Life

"I had better make sure I don’t have a heart attack!": Allison Langdon stuns pensioners on the verge of bankruptcy

Left with a $25,000 legal bill after taking their retirement village to court over a broken air conditioning unit and losing the case, pensioners Walter and Carola Sadlo were on the verge of bankruptcy. In a heartwarming segment, Allison Langdon told the Sadlo’s that A Current Affair viewers had banded together to bail them out of their financial debt. Walter and Carola’s legal battle began in 2018 when their air conditioning unit broke. The couple had paid an extra $1,375 for air conditioning but maintenance wasn’t covered by the retirement village. Walter said he believed it would be covered, so he tried to fight it in the New South Wales Civil and Administrative Tribunal (NCAT). After taking the retirement village to court and losing the case, the couple were issued with a bankruptcy notice just two days before Christmas. “I could not believe that somebody could be so vicious and cruel,” Walter said. The couple had also sacrificed their savings to fight the case; $15,000 that Carola inherited from her mother. With this gone, they feared losing their home. Langdon then stunned the couple by telling them, “our viewers have paid your debt.” "I normally don't get emotional. I had better make sure I don't have a heart attack!" Walter said. Not only was their $25,000 legal bill covered, but viewers chipped in almost enough to cover the $15,000 they had to put toward their bill. "Hopefully, there will be village operators who see this story and will show a bit more heart," Walter said. Image: A Current Affair

Money & Banking

10 European villages you haven’t been to

Of course everyone has heard about London, Paris and Rome, but sometimes it’s the hidden gems that provide the most memorable experiences for travellers. Travel + Leisure has put together a 10 of the best secret European villages. They might not be as well known, but they’re just as captivating as a place to visit in their own right. To see the villages, scroll through the gallery below. <ol> <li>Giornico, Switzerland</li> <li>Staufen im Breisgau, Germany</li> <li>Aberdour, Scotland</li> <li>Norcia, Italy</li> <li>Folégandros, Greece</li> <li>Marvão, Portugal</li> <li>Terschelling, The Netherlands</li> <li>Hellnar, Iceland</li> <li>St. Mawes, England</li> <li>Plios, Russia</li> </ol> Have you been to any of these secret villages? Do you have a holiday on the cards, and if so where are you going? Images: Getty Images

International Travel

Tips for choosing a retirement village

Making the decision to move to a retirement village is a big step. There is a lot to consider and it’s something you want to make sure you get right the first time. Given all of that, take your time. You're more likely to choose the right place to retire if you don't make a quick decision. Here are our top tips to help you make the right choice. <ul> <li>Think ahead and consider what you might need in the future - will you be able to continue to live there if your health or mobility declines?</li> </ul> <ul> <li>Imagine the lifestyle you'd like to have in a retirement village, and make a list of the things you think are most important.</li> </ul> <ul> <li>Visit different villages and find out about the lifestyles they offer, including housing options, facilities and services.</li> </ul> <ul> <li>Talk to the residents - they know better than anyone what life is like in the village they live in.</li> </ul> <ul> <li>Read the disclosure statement and occupation right agreement for the village.</li> </ul> <ul> <li>Find out the total costs. What will you have to pay on entry? What are the ongoing expenses? Will you share in any capital gain when you leave? Will you have to pay for any capital loss? How will these affect your future and the choices you have?</li> </ul> <ul> <li>Get independent financial advice from a financial planner or accountant with experience in retirement villages.</li> </ul> <ul> <li>Get independent legal advice from a lawyer with experience in retirement villages. Ask them about the different legal titles and what they mean.</li> </ul> <ul> <li>Involve your family or friends in your decision.</li> </ul>

Retirement Life

Crime scene established after suspected murder-suicide at retirement village

An elderly couple who were found dead in their unit at an Adelaide retirement village have been identified, with police treating their deaths as a murder-suicide. Barbara and Dennis Willshire, both 92, were found on Wednesday morning by a staff member during morning rounds, though police say it is unclear when the couple died. After the staff member raised the alarm, police and paramedics were called to the unit, which is part of a larger retirement and nursing home precinct in Glynde. The quiet village quickly became a crime scene, with major crime detectives working all day to piece together what happened in the leadup to the couple’s death. Superintendent Matt Nairn of South Australia Police said it was believed that the man killed his wife and then himself, though a full investigation would be conducted. “We believe it is a murder-suicide and, at this stage, we believe the man has killed potentially his wife and then taken his own life,” Nairn said. He added that there was nothing untoward known about the couple’s relationship and that their children had been notified. “As you can imagine, this is very tragic for a family,” Nairn said. Barbara and Dennis were known for being social and their deaths have sent shockwaves through their community, with neighbours saying it was “one of those things you don’t face every day”. “Living in a courtyard like this you get to know people,” one neighbour said. “Very sorry for everyone. It’s one of those things you don’t face every day,” another said. The couple’s best friends of 30 years, who moved into a neighbouring unit to be close to them, were particularly affected. “We did a lot of things together as older people,” the couple said. “It’s a big shock to us… it’s hard to accept. “If you wanted to know anything you asked Dennis because he was a very bright person.” Dennis and Barbara’s friends also said Barbara has become increasingly unwell over the past four months. “She was very unwell and Dennis was very distressed about the whole situation, she’d been unwell for about three months,” one said. “It’s hard to accept that they’ve gone… I still can’t believe it.” A spokesperson for Lutheran Homes Group, which operates the retirement village, told the ABC the pair had been living independently in the unit where they were found, and that the village was offering both pastoral and counselling support for those who needed it. “Pastoral support is being offered to residents, as well as counselling support for staff. Our thoughts and prayers are with the family and our Glynde community at this difficult time,” they said. If you are experiencing a personal crisis or thinking about suicide, you can call Lifeline 131 114 or beyondblue 1300 224 636 or visit lifeline.org.au or beyondblue.org.au. Image: Nine News

News

Man’s huge legal debacle after mother dies in retirement village

Heartbroken Aussies who have lost a family member at retirement villages have been left fuming after being slapped with hidden fees. Gerard Grant lost his mother Dulcie almost two years ago and grieved her death, hoping her affairs would be a simple process. Mr Grant decided to lease the unit that his mother had been staying at for 15 years when he was shocked to find that he would instead be faced with a $55,000 bill for renovations. "It was listing everything from changing over toilets, to door handles, to electrical work," he told <a href="https://9now.nine.com.au/a-current-affair/aussies-warn-about-retirement-village-exit-fees/2c9a556c-c0ae-479b-be91-e33065392676" target="_blank" rel="noopener">A Current Affair.</a> "It was basically gutting the entire unit and installing everything brand new, which, in our view, was incredibly unreasonable and unwarranted, an absolute waste of money.” Mr Grant was not having any of it and challenged the retirement village, which is now run by Centennial Living, who then lawyered up. Lawyers sent Mr Grant letters of demand to settle the sale of the lease which should see the family pocket a huge $500,000. However, the lawyers argued that the retirement village was entitled to the $55,000 for refurbishments. It was then that Mr Grant suspected that his mother’s unit was not empty, so he called the landline and a woman called telling him that she had moved in. Mr Grant told the woman that she shouldn’t be there because they haven’t yet given over the certificate for the lease. Ian Henschke, the chief advocate for National Seniors Australia, noted it was important for families to understand what they were getting into with retirement villages. "A lot of people don't realise is what they're often doing is simply buying a lease on the property. They don't own it," he said. He warned that families are left with costs and exit fees they never expected due to the complicated contract. Mr Henschke said it was up to the state governments to make it an easier process stating it was not fair on older citizens. Image: A Current Affair

Retirement Life

Retirees face exorbitant fees for retirement village upkeep

A group of NSW retirees are facing exorbitant fees for basic upkeep of their retirement village, as they question where their strata money has gone. At Lakes of Cherrybrook in Sydney's north west, mould coats the ceilings and walls and bright orange plastic has been stapled to every roof in the village since April to prevent water coming in. Fifty units, or 75 per cent of the entire complex, are now owned by RSL LifeCare, one is common property and there are 13 units owned by resident strata owners. Last year the residents were informed new roofs were going to be installed, which the strata owners were advised there would be a special levy for. One of the residents, Lesley, said its "unfair" to ask the retirees to front the costs of the repairs. She told <a href="https://9now.nine.com.au/a-current-affair/nsw-retirees-face-exorbitant-fees-for-retirement-village/dc08ddfe-21aa-463a-b461-780f5a1f043a" target="_blank" rel="noopener">A Current Affair</a>, "They have the duty of care to look after the place and the people in it." "We didn't come here to do maintenance work, we didn't come here to go to meetings month after month … It's put an awful lot of stress on people." On June 1st, the residents said they were told works would cost more than $7 million, but it looks like that could blowout, as many works are yet to be priced. According to this quote, the residents could be expected to pay up to $200,000 each, when they already pay up to $13,000 on strata fees. According to RSL Lifecare's 2021 financial results, the company has $170 million in the bank, which has left residents questioning why they're the ones who have to pay up. Another resident, Judy, said, "People are deaf, they can't hear what's going on, they don't understand; they get frustrated. It's sad, it's wrong." Image credits: A Current Affair

Retirement Life

What happens when a petting zoo visits an aged care home

In June 2022, residents, families and team members at Arcare North Lakes had an a-moo-sing time with the beloved animals from mobile petting zoo, Amazing Animals. Residents had the opportunity to feed and pat the farm animals which included ducks, chickens, rabbits, guinea pigs, goats, sheep and baby animals such as piglets, a one-month-old calf and a three-week-old goat. While holding onto the baby goat, resident Joyce Crawford said, “I love you! I would take you home in a flash; I just need a bag big enough to steal him,” Joyce’s husband John, who is also a resident at Arcare North Lakes and is visually impaired, spent quality time with the animals as the Lifestyle team made sure to bring them close to him. He fed and cuddled them and enjoyed the sensory experience. “I had a great time with the animals and I’m glad we could spend time with them today,” John said. The residents enjoyed their visit so much that they have already booked them in for another visit. “Animal therapy is a wonderful way to support aged care residents as it promotes confidence, supports sensory and tactile stimulation and enables them to relive memories as many of the residents grew up on farms. One question was asked time and time again "can we keep them!" it was such a special moment for them to enjoy.” - Lifestyle Coordinator Maree said. “There were smiles, laughs and enthusiasm as resident’s shared stories and fond memories of their own experiences working on their farms,” lifestyle Coordinator Maree said. Check out the adorable gallery below.

Retirement Life

Gorgeous secluded beach perfect for snorkelling

A gorgeous secluded beach with crystal clear rock pools has been dubbed the perfect place for swimming and snorkelling. Bushrangers Bay aquatic reserve is less than a two hour drive from Sydney and is located just south of Shellharbour village. Tourists are flocking to the breathtaking beach which is shaped like an amphitheatre and protects plant and sea life, which are also hiding in the six metre cliffs. The Reserve is a sheltered dive site where visitors are welcome to scuba dive, swim, and snorkel among the marine wildlife. Located at the Heritage-listed Bass Point Reserve, visitors will have to do a bit of a trek to reach Bushrangers Bay. The coastal walking trail boasts spectacular views of the coastline and the ocean with the chance to see migrating whales when visited between May and November. The waters also contain six shipwrecks which also serve as homes for grey nurse sharks. Images: Instagram

Domestic Travel

Uniting at our villages

A home is a house in a community where you feel like you can be yourself around respectful, social and like-minded individuals. As we enter the later stages of our life our ability to socialise and connect with the community in our free time expands. At the same time, our friendships have changed. People move away, there is more familial importance and sometimes close friends pass. The community we once flourished in and engaged with is no longer the same. We no longer have direct access to that same community of respectful, social and like-minded individuals. That’s why community and caring are built in at every Uniting NSW/ACT retirement and independent living villages. For over 50 years, Uniting has considered the wants and desires of people entering our retirement villages and what community they want to belong in. Moving into the next phase of your life should be an exciting occasion. Uniting believes that everyone should enjoy the confidence of belonging in the forefront of retirement and independent living community design. Lucette from Mosman was someone who intimately knew this. For over 40 years she was a real estate agent in the Mosman area and whenever someone asked where they should retire, she always said the same thing, “The Garrison by Uniting.” After years of advising others, Lucette was finally looking to downsize and retire from her profession. “I knew I wanted to upsize my lifestyle whilst downsizing at the same time. From the moment I moved into my own apartment at Uniting, I have fallen in love with the lifestyle.” <img class="wp-image-52870 size-full" src="https://www.readersdigest.com.au/wp-content/uploads/2021/11/Nancys-farewell_770.jpg" alt="" width="770" height="500" /> Uniting villages let you be yourself around respectful, social and like-minded individuals. Lucette found the purpose-built apartments to be practical and stylish whilst having plenty of natural light and ventilation, and walls that will allow for the installation of grab rails in the future, if needed. The apartments also include spacious layouts to allow people to entertain guests and to move around easily. Having room for guests was important for Lucette. One of her first projects when joining the village was to ensure that others could enjoy the area as much as she had. It all started one day when the village manager asked her if she could help form and activate a social committee. Could she ever! Lucette has been on a social whirl ever since. “I never realised how many friends I would make!” she says. “As the head of the social committee, I’ve met so many wonderful people doing the most extraordinary things. We’ve taken harbour cruises, had meals, trivia nights, movie afternoons and even chair yoga.” The social committee is now a big staple of the village. Even during the COVID lockdowns they made sure that they stayed connected and checked in with each other. One of the first things they did when restrictions eased was hold a party to farewell the village manager. Nancy has been the village manager at The Garrison for many years and felt like family to the residents. Her presence and sunny disposition brought a spirit of caring throughout the village. The residents wanted to have one last party with Nancy and give her the send-off she deserved before she commences with another wonderful Uniting village in Leichhardt. <img class="size-full wp-image-52869" src="https://www.readersdigest.com.au/wp-content/uploads/2021/11/Nancy-and-Lucette_770.jpg" alt="" width="770" height="500" /> Nancy, village manager at The Garrison, with Lucette. This is just one of the many ways that Lucette has seen her social network expand and cared for. She now says that it is her true home. Lucette also enjoys the freedom that retirement living has given her. She came for the ideal home but now believes she has the ideal lifestyle in her retirement. No longer does she have to worry about mowing the lawns or the letterbox filling up whilst she is away. Uniting’s specialist staff take away the hassle of maintenance for her property and allow her to focus on what truly matters. Like Lucette, residents have the convenience of choosing their comfort zone in the many leisure spaces of a Uniting retirement and independent living village. There are spaces to entertain yourself and to entertain your loved ones, whether that be a communal vegetable garden for the green thumbs, the villages’ dedicated clubroom for trivia and crafts, or the outdoor courtyard perfect for BBQs. The village and its staff want to facilitate your interests and keep you enjoying retirement in style. Our villages are uniquely placed to offer additional opportunities to enhance community life. Our goal is spontaneous opportunities for connection. We always aim to support the creation of as many new friendships and memories as possible. Everyone deserves to discover new passions in the comfort of their home with a community full of respectful, social and like-minded individuals. We want you to retire happily with easy access to a social network, new friends and other supports whenever you want it. Most Uniting villages even have room for any pets you want to bring along. Studio, 1-bedroom, 2-bedroom and 3-bedroom apartments are available across NSW and the ACT to accommodate and compliment a thriving retirement lifestyle, wherever you live. Our dream is for our broader communities to grow stronger and build on their solid foundations. To realise this, we want to encourage people from all walks of life to come together and contribute to a diverse and vibrant place for connecting. A Uniting village is the perfect place to find your new home and your new forever friends. Uniting doesn’t just put a roof over your head, it creates a community. In that community, we are Uniting People. Book a tour by calling 1800 864 846 or going to <a rel="noopener" href="https://ad.doubleclick.net/ddm/trackclk/N1080016.1907402OVERSIXTY.COM.AU/B26377396.320569577;dc_trk_aid=505626589;dc_trk_cid=156967874;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=" target="_blank">uniting.org/villages</a>. This is a sponsored article produced in partnership with <a rel="noopener" href="https://ad.doubleclick.net/ddm/trackclk/N1080016.1907402OVERSIXTY.COM.AU/B26377396.320569577;dc_trk_aid=505626589;dc_trk_cid=156967874;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=" target="_blank">Uniting</a>.

Retirement Life

How retirement villages are Uniting people

In wisdom, we realise that our confidence comes from a sense of belonging. Being connected to a community is what gives us a sense of belonging. Over time our ability to socialise in our free time expands while our community and neighbourhoods are changing. COVID-19 has had a particularly strong influence on people seeking different needs from home design and also their communities. At Uniting we realise that confidence comes from belonging and sharing memorable moments with like-minded people. That’s why community and caring are built in at every Uniting NSW/ACT retirement village. Moving into the next phase of your life should be an exciting occasion. Uniting believes that everyone should enjoy the confidence of belonging. One person who knows this intimately is Leonie. Leonie decided to move to Uniting Mayflower Gerringong in 2010 after taking part in a village tour. She had already experienced the village when her father had previously lived there. She jumped at the opportunity and set off to make sure she could become part of the community. “One of the first things I did was set up a veggie patch,” says Leonie. “I was a talker like Dad, so it was a great excuse to have a chat.” Leonie’s veggie patch became her own social sanctuary. Many of Leonie’s good friends now do the gardening together at Mayflower and the veggie patch has become its own community centre. “There is something special about our village,” she says. “There is a spirit of caring, not just among the staff but among all the people who live here. “This is a little village and we all belong to each other. We’re family.” Since joining the village at Gerringong, Leonie has seen her social network expand and sees it as her true home. Leonie also enjoys the freedom that retirement living has given her. No longer does she have to worry about mowing the lawns or the letterbox filling up while she is away. Uniting’s specialist staff take away the hassle of maintenance for her property and allow her to focus on what truly matters. “You don’t realise the friendships and the interdependence you’ll develop when you move in,” Leonie explains. “Every day I am surrounded by things to do with my friends. There are more activities going on than anyone could ever hope to get to!” Uniting has had more than 50 years’ experience to consider each and every detail that makes retirement living more enjoyable. People like Leonie live the Uniting values and ethos. And it can only be a home when you are in a community where you belong. Everyone deserves to discover new passions in the comfort of their home. A community full of respectful, social and like-minded individuals, and their pets should they choose. Uniting wants you to retire happily, with easy access to a social network, new friends and other supports whenever you want it. There are many spaces to explore at your leisure, to entertain yourself and to entertain your loved ones, whether that be communal vegetable garden for the green thumbs, the villages’ dedicated clubroom for trivia and crafts, or the outdoor courtyard perfect for barbecues. A Uniting village is a perfect place to find your new home and your new forever friends. In that community, we are Uniting People. Book a tour by calling 1800 864 846 or go to <a rel="noopener" href="https://ad.doubleclick.net/ddm/trackclk/N1080016.1907402OVERSIXTY.COM.AU/B26377396.312727685;dc_trk_aid=505567170;dc_trk_cid=157190802;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=" target="_blank">uniting.org/retirementliving</a> This is a sponsored article produced in partnership with <a rel="noopener" href="https://ad.doubleclick.net/ddm/trackclk/N1080016.1907402OVERSIXTY.COM.AU/B26377396.312727685;dc_trk_aid=505567170;dc_trk_cid=157190802;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=" target="_blank">Uniting</a>.

Real Estate

Man arrested for allegedly dealing drugs from retirement home

A man has been arrested after allegedly dealing drugs from his unit at a retirement village in Sydney’s north-west. 62-year-old Gary Halford has allegedly been selling ice, cannabis, and LSD from his home at Mountainview Retreat in Dural. Detectives had been monitoring the facility for several months in the lead-up to the man’s arrest, after neighbours reported people coming and going without masks to Crime Stoppers. “It’s dreadful … and we’ve been advocating for quite a while for something to be done,” resident Elaine said. Mr Halford was arrested last week in Baulkham Hills, about 10 kilometres from his home, with police allegedly finding ice and cannabis inside his Ford Falcon. “In a subsequent search of the Ford Falcon, investigators seized cannabis, methylamphetamine (ice) and a mobile phone,” NSW Police said. Police then searched the Dural unit, where they seized 12 grams of cannabis, six LSD tabs, a baton, and electronic devices. <img style="width: 500px; height: 281px;" src="https://oversixtydev.blob.core.windows.net/media/7843564/https___prodstatic9net-12.jpg" alt="" data-udi="umb://media/4eeaf771d9f94f05a76369cc139cc805" /> Image: Supplied Mr Halford now faces six charges of possessing prohibited drugs, supply, and possessing a prohibited weapon. He has been released on bail and is due to face court in September. His passenger, 37-year-old Lyndall Cook, was charged with breaching COVID-19 rules and is due to face court at a later date. Image: Supplied

Legal

The last surviving village is a portal to the past

Nestled across three acres of land in north-eastern Singapore lies Kampong Lorong Buangkok, Singapore’s last surviving village where fragments of the 60s are still kicking on. Unlike Singapore’s towering skyscrapers and urban sprawl, the squat bungalows of the village remain as a snapshot of how the city used to look. The kampong - meaning “village” in Milay - is made up of about 25 wooden, single-storey dwellings with tin roofs scattered around a suaru (small mosque). Native flora that has since disappeared from the city - such as the ketapang, a native coastal tree - grow freely around the kampong. Though Singapore is now known for its soaring skyline and iconic landmarks like the Marina Bay Sands towers or colourful Gardens by the Bay, up until the 1970s kampongs were found everywhere, with researchers from the National University of Singapore estimating there were as many as 220 found on the island. <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-permalink="https://www.instagram.com/p/CF7WSk1p5to/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="13"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" rel="noopener" href="https://www.instagram.com/p/CF7WSk1p5to/?utm_source=ig_embed&utm_campaign=loading" target="_blank">A post shared by William Ong/Singapore (@ongwill)</a> </div> </blockquote> Now, a few still exist on surrounding islands, but Lorong Buangkok is the last on the mainland. As Singapore underwent industrialisation, hundreds of traditional villages were bulldozed to make way for high-rise flats and skyscrapers. Lorong Buangkok escaped the fate of many other kampongs partly as the area surrounding it was less desirable for development than elsewhere in Singapore. The other reason is Sng Mui Hong, who has lived nearly her whole life in the village and has a resolute commitment to preserve the sole surviving kampong. Since the end of Singapore’s lockdown, local guide Kyanta Yap has noticed growing interest in Luong Buangkok. “It’s not that surprising since no-one can travel, and this is a unique local tourist spot,” he said. “There are also many who visit on their own; the general public, bikers, joggers and even groups organised on Meetup.” Though the Singapore government has attempted to redevelop the area in the past, an uproar of objections have seen the government grow to appreciate the rural relics and culture the village represents. “When the time comes for us to finalise our plans for the entire area, the government should work closely with relevant stakeholders to ensure developments are carried out in a holistic and coherent way,” Desmond Lee, the Minister for National Development, has said. “This must involve deep engagement with the kampong families living there at that time, to understand and consider their needs and interests.” Nassim, one of the kampong’s residents, said: “It’s good the government now sees the importance of our kampong. “You need to leave something behind that reminds our young of how this country came about. We came from these humble huts.” Image credit: Grps / Wikipedia

International Travel

Lost Italian village emerges after decades under water

A "lost" village has emerged from an Italian lake after 71 years under water. Curon is a village in north Italy that was purposefully drowned in 1950 to become a reservoir for a hydro-electric plant. The reservoir is known as Lake Resia and usually the only sign of the 163 lost homes beneath it is a 14th-Century church tower that protrudes above the surface. Temporary draining at the lake has revealed the former alpine village, which was flooded despite protests from residents. It was flooded when a dam was built to merge two natural lakes and create the local hydro-electric plant. Lake Resia quickly became a tourist attraction due to the scary abandoned church tower sticking up in the middle. <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CO9-7DYpRYx/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="13"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" rel="noopener" href="https://www.instagram.com/p/CO9-7DYpRYx/?utm_source=ig_embed&utm_campaign=loading" target="_blank">A post shared by Luisa A. 🇮🇹 (@luisa2506)</a> </div> </blockquote> Around 1000 people were displaced when the village was purposefully flooded in 1950. Around 400 of those created a new village close by while the rest are said to have moved away. The past has been brought to life once again as repairs at the site have revealed quite eerie remains. Tourists and locals have been able to walk over the site and that’s resulted in some cool photography. Some great examples can be seen on Instagram account luisa2506 which shows some spooky buildings and rubble. The Instagram belongs to a local called Luisa Azzolini who has also been tweeting the amazing images.

International Travel

Staying active in retirement has never been easier!

As we age, it is important that we embrace new passions and hobbies that can help us maintain an active and healthy lifestyle as much as possible. While our golden years are about ensuring we take the time to slow it down, there are new trends emerging that show seniors are looking for ways to keep on top of their health and maintain an upbeat routine. One of the most beneficial ways to get your blood pumping isn’t exactly the most strenuous activity – and that’s why retirees are loving it: E-biking! <a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters Retirement Village</a> resident, Darryl, says he incorporated E-biking into his daily routine after it became apparent he could no longer keep using his regular old pushbike with quite the same level of intensity. But thanks to a timely doctor’s recommendation, the retiree says he now has his new favourite way to get around! “I just get on the bike and go for a ride, which I find very relaxing,” says Darryl. “The E-bike allows me to get out and exercise by cycling, which I love. “Whenever I do feel tired or strained, I turn the power on and use the pedal assist, which requires you to still pedal to make the motor work.” <a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank"><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7841073/coastal-waters-1.jpg" alt="" data-udi="umb://media/d9614fadbfa94566a0cc096ceccc42a4" /></a> Darryl incorporated e-biking into his daily routine at Coastal Waters. The benefits of <a rel="noopener" href="https://electricbikeblog.com/5-important-health-benefits-electric-bikes/#:~:text=%233%20Health%20Benefit%20of%20Electric%20Bikes%3A%20Strengthening%20Muscles%2C,promotes%20healthy%20and%20strong%20muscles%2C%20bones%2C%20and%20joints." target="_blank">e-biking</a> are phenomenal as the simple fact of the revolutionary technology is that it still does require pedalling at all times – which is great for joint mobility and overall fitness – but very cleverly provides the right amount of assistance depending on the fitness and ability of the rider. Darryl, who has been at <a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a> with his wife Anne for a little over two years, says the retirement village – situated on the dreamy seascape of Jervis Bay – has pushed him to focus on his health while enjoying his retirement to the full. He adds that keeping fit with his e-bike while riding through the beautiful beach town “helped my well-being in that I get out and about a lot more than where I used to live, which was in Canberra. “I get out and about every day, mixing with a lot more people than I did before retirement.” <div class="embed-responsive embed-responsive-16by9"><iframe class="embed-responsive-item" src="https://www.youtube.com/embed/pOtSdQGFojU"></iframe></div> E-biking improves physical health The electric bicycles are key for those looking to enrich their lives without <a rel="noopener" href="https://www.bicycling.com/news/a27115129/e-bikes-boost-well-being/" target="_blank">forcing strenuous workouts.</a> Seniors who suffer from health problems including asthma, knee or heart problems will find the electric motors will help to improve to their lives. E-bikes are considered a <a rel="noopener" href="https://www.forbes.com/sites/carltonreid/2018/11/23/riding-electric-bicycles-boon-to-health-and-not-cheating-confirms-literature-review/?sh=1bd8d7f335cc" target="_blank">primary way to keep fit and on top of our health</a>. However, in recent years the nifty tech gear has become a must for those who enjoy the immense benefits the efficient mode of transport offers. Darryl says he has found sanctuary in the community at <a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a>, with over 500 people in the village and quite a few who also enjoy riding around the beach town on their E-bikes. Revealing the bike has become extremely popular among residents where he lives, he said: “The e-bike has inspired my health and well-being by enabling me to get out and do what I really love doing, which is cycling and generally touring around and getting to meet people. “We only have one car now and I quite often go shopping for little things [on the e-bike] rather than take the car. “It’s great exercise and I’m so happy with it.” E-biking is essential for your mental health E-bikes are also an efficient way to improve one’s mental health. There is nothing better than marvelling over the beauty of Jervis Bay’s quaint town roads or captivating beaches with the sun beating down on you. Thanks to the beautiful weather that happens to encompass <a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a> all-year-round, getting out and improving your fitness will not only benefit cardiovascular health, but will also provide mental clarity and a healthy dose of Vitamin D. E-biking is perfect for low-impact exercising E-biking is an extremely low-impact exercise option that’s ideal for anyone with physical limitations that might be a result of joint replacements, arthritis or other age-related issues. E-biking has become a <a rel="noopener" href="https://www.skipeak.net/blog/8-benefits-of-using-electric-bikes" target="_blank">favourite form of exercise for seniors</a> not only for its health benefits but for the immense pressure it takes off of knees, hips and even feet. As an aerobic sport, it provides healthy blood flow and the regeneration of cells to the hippocampus, which is a part of the brain that is linked to memory. At <a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a>, seniors are given the freedom to enjoy their retirement while indulging in all of their passions. Whether that’s taking on new hobbies, rekindling old avocations or finding enthusiasm for new ways to keep on top of your health and mental well-being – <a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a> gives seniors the opportunity to take that next step. Book your private appointment to find out more about living at <a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a> and learn about the benefits of e-bikes for Seniors! This is a sponsored article produced in partnership with <a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters Retirement Village by Lendlease</a>.

Retirement Life

How one day off work led to a dream retirement

Having lived in Camden, 60km and an hour’s drive to the closest beach, it was always a dream for Andrew and Roz Ernsteins to retire to the coast. Andrew, 66, is a big fan of water sports and loves to go boating, kayaking, fishing and surfing – so it was a no-brainer to move closer to the water when the time was right. During their online searches for a stand-alone house to buy on the South Coast of New South Wales, they came across an advertisement for an open day at Coastal Waters. Intrigued to see what an over 55s retirement village had to offer, they both took a day off work and spent the weekend at Jervis Bay. “We didn’t intend to do anything – we were just curious,” says 67-year-old Roz. Coastal Waters is situated just a few minutes’ walk to the water and a short drive to the spectacular white-sandy beaches around Jervis Bay, Hyams Beach and Booderee National Park. “We looked at a few villas, some pre-loved, some new, but we were drawn to this one villa. We came back to it four times that day,” says Roz. “The next day we put a holding deposit on it.” Resort-style living Having always holidayed on the South Coast, the Ernsteins loved the Jervis Bay area. And they just couldn’t go past what Coastal Waters had to offer – a village in a safe and supportive environment with natural settings, resort-style amenities and easy access to shops, services, attractions and activities. What the couple particularly liked about the Coastal Waters set-up was the social aspect. If they were to buy a house, as newcomers to the area they envisaged going weeks without seeing or talking to anyone. “So, if something happened to one of us, it could be a very lonely life,” says Andrew. But Coastal Waters has so many activities on offer, there is plenty for residents to do. Boasting an indoor swimming pool, a bowling green, croquet lawn, snooker room, indoor bowling alley and a club house, activities onsite include aqua aerobics, tai chi, yoga, painting, choir, yachting and joining a walking group. “It’s very social,” says Andrew. What Roz and Andrew also love about the activities is that you’re not locked in to one activity week after week. You can pick and choose what you want to do and change every week if you so desire. “I do craft two days a week while Andrew plays 500,” says Roz. “Everyone is so friendly and so lovely. And the staff are so willing to help.” So, earlier this year, with their townhouse sold, the Ernsteins resigned from work and moved to Coastal Waters. <img style="width: 500px; height:281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7838921/coastal-waters-basin-views_rd-768x499-1.jpg" alt="" data-udi="umb://media/de1b3ce4bebc416cad351dca203c0927" /> A home to be proud of The Ernsteins bought a brand-new, two-bedroom villa with two bathrooms, plus a media room which is big enough to double as a bedroom when the family come to visit. The villa has an open plan lounge, dining and kitchen area with an alfresco area that overlooks the village’s gardens. Roz loves having a designated room for the TV. And they both love the fact that their villa backs onto trees and shrubs, which provides them with their much-desired privacy. And, of course, they adore the location of Coastal Waters – it’s not far from the sea, but far enough away from the hustle and bustle of holidaymakers. But best of all, they feel like they wake up in paradise every day. “It’s just so peaceful and quiet here,” says Roz. With no more mowing lawns and having to maintain an old house, they really can live the life they’ve always wanted. They have their independence and a great social life. If they want to potter around in their own garden, they are free to do so. If not, the staff will look after it. And they can put their own stamp on their villa. “We’ve bought a few plants and are putting some pavers down and adding a water feature, so it’ll be a nice outdoor area,” says Roz. So, would they recommend Coastal Waters to other retirees? “If you like the water, just go for it,” says Andrew. “It’s absolutely marvellous. The lifestyle is so relaxed. We’ve never had any second thoughts. We highly recommend it.” “It really is the best move we’ve ever made,” adds Roz. <img style="width: 500px; height:281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7838920/coastalwatersinterior_rd-768x499-1.jpg" alt="" data-udi="umb://media/094eff697b9847609b48abc959e07c13" /> <div id="primary" class="contentAreaLeft"> <div class="Maincontent"> Find out more Coastal Waters is an independent retirement living village with resort-style facilities exclusively for over 55s. Two- and three-bedroom homes are available and ready to move into now. Book your private tour today and find out more about Lendlease’s coastal living designs and pricing options. Call 1800 550 550 or visit <a href="http://www.retirementbylendlease.com.au/coastal-waters/">www.retirementbylendlease.com.au/coastal-waters/</a> This is a sponsored article produced in partnership with <a href="http://www.retirementbylendlease.com.au/coastal-waters/">Coastal Waters</a>. </div> </div>

Retirement Life

The benefits of living independently in the comfort of a secure community

For many, downsizing and moving into a retirement home is not an easy decision. After all, you’re leaving the home you’ve known and loved for many years of your life. However, not having to worry about the daily upkeep of your home and garden could be considered a blessing – especially if your knees aren’t quite what they used to be! With retirement living communities being designed with comfort, convenience and your ideal lifestyle in mind, countless retirees are finding it easier to make the switch – in fact, many of Uniting’s residents who are currently enjoying all the benefits of a retirement living community say they wish they’d done it sooner. What’s the difference between independent and assisted living? It’s important to know that there is a difference between independent and assisted living. <a href="https://www.uniting.org/uniting-westmead/retirement-independent-living">Independent living</a> means that you’re able to live your life exactly as you’re used to, but with more friends around as many retirement communities are a “village within a village”. This means that you’re surrounded by a supportive community but are still able to relax in the privacy of your own home. <a href="https://www.uniting.org/uniting-westmead/assisted-living">Assisted living</a> means you’re able to get support if you need it, perhaps if you’re finding the chores more difficult than they used to be. It can also be helpful if you just want more free time for yourself. Some retirement communities, such as <a href="https://www.uniting.org/uniting-westmead">Uniting Westmead</a>, offer a range of services that can suit your needs. Warwick and Barbara are new Uniting Westmead residents, and they couldn’t be more thrilled about the change. “The house was a bit too much for us now,” explains Barbara. “We don’t have to worry about changing lightbulbs or tap washers now, and we have a community of people we can now mix with,” laughs Warwick. <div class="embed-responsive embed-responsive-16by9"><iframe class="embed-responsive-item" src="https://www.youtube.com/embed/VzvLbe4ft2U"></iframe></div> How do I know which one is for me? Independent living is ideal if you’re looking to hand over the upkeep of your home and garden and enjoy your time in a retirement village. With so many amenities on offer at Uniting Westmead, such as a seniors’ gym, hair and beauty salon, a community café and a vegetable garden, you’ll have more than enough on your plate to keep your schedule jam-packed. However, if you find that you’re struggling to keep on top of the housework or are having a bit more trouble physically with things than you used to, assisted living is for you. The right level of support can be tailored to each person’s requirements and you are able to add extra services to your plan if you need them. What do the apartments look like? The apartments have been designed with you in mind, with features that are bound to make your life easier. These include generous doorways, windows and corridors as well as level flooring. <img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7838279/body-uniting.png" alt="" data-udi="umb://media/6cdaf209f8bb4a88bc0988e6447c1a39" /> If you’re worried about what might happen if you’re injured in your home, you needn’t be. This is due to the 24-hour emergency call system that’s in place in every apartment. You can relax and enjoy open plan living spaces, a private balcony or courtyard as well as stainless steel appliances included in the apartment. In the hotter summer months, it’s easy to keep cool with air conditioning as well as window furnishing, which are included. Uniting Westmead is also right in the heart of Sydney, which is a key concern for Barbara and Warwick. “The location is perfect, it’s across the road from Parramatta Park, which is ideal for the grandchildren,” says Barbara. Warwick is also impressed with the location of the units. “We didn’t want to be too far away from hospitals, but still wanted to be close to the family,” he explains. “We did our research, and as far as we’re concerned, Uniting ticked all the boxes.” See what you may be missing out on, as you can chat to someone today who has made the move into Uniting Westmead. This is a sponsored article produced in partnership with <a href="https://ad.doubleclick.net/ddm/clk/478579433;284977294;l">Uniting Westmead</a>.

Retirement Life

Meet the couple who moved into a new retirement village apartment...without visiting it first

A decision by a NSW couple to buy a retirement village apartment - without physically inspecting it first - has illustrated how COVID-19 has transformed the downsizing real estate market. In late June 2020, John and Rosemary Gooch moved 500km from Mudgee in the NSW central-west to <a href="https://www.downsizing.com.au/property/sale/11035/queens-lake-retirement-village">Stockland Queens Lake</a> at Laurieton on the State’s mid-north coast. Although Ms Gooch knew the Laurieton area well, having previously lived near there, neither she or her husband had actually been inside their future one and half bedroom apartment. A Stockland salesperson gave the couple several online tours on her mobile phone, and also helped by taking measurements of key areas. “I’d looked at the apartment so many times (online), I knew it backwards,” Ms Gooch said. “I knew every room, every little bit, so we knew it was going to be good. “The sales person did a video of it, and walked us through, and we had a floor plan. Because we had seen it so much, we knew how beautiful it was. “When we actually arrived, it was actually better than what we thought. It is bigger than what we thought, it is a beautiful location and it’s quiet.” Dea Gardner, sales professional at Queens Lake Retirement Village, said it was important to make the customer feel comfortable and confident when making the big decision to move, especially when it comes to downsizing. “I just kept in regular contact and made sure I had a lot of information to help them (the Goochs) understand any concerns or questions they had,” Ms Gardner said. “I made myself available to them entirely, having several conversations on what from their furnishings would or wouldn’t fit, and happily took measurements for them so they knew as much information as possible before moving. I think this relieved a lot of their stresses.” The Goochs said they were happy to make the purchase after taking part in virtual tours, given this meant they avoided a 500km trip during a time of COVID-19 restrictions. The couple purchased the apartment for $245,000. More retirement living operators are turning to virtual tours and open days to market their properties, either in response to government restrictions or because potential buyers may be keen to avoid travelling. Downsizing.com.au has <a href="https://www.downsizing.com.au/news/739/New-online-events-promotion-is-the-key-to-sales-success-with-downsizers">launched a new initiative</a> which supports clients being able to showcase virtual tours and online events, along with traditional in-person events. Find out more information about the <a href="https://www.downsizing.com.au/property/sale/11035/queens-lake-retirement-village">Queens Lake retirement village here.</a>

Downsizing

“They’re not retirement villages”: How you can keep active and save money in a Hometown over 50s community

When Queensland couple Fiona and Rick Lodge made the decision to downsize earlier this year, they were keen to find a new home which would allow them to cherish the great outdoors and lead an active lifestyle. After all, Fiona, 62, and Rick, 74, love to spend time in the sun and be active and healthy. In fact, in the lead-up to a major event, this super-fit couple would be likely to cover nearly 400km in a single week, either through running, riding their bikes or swimming. Fiona and Rick have both run marathons and, in 2018, Fiona represented Australia in the 55-59 age group in the ITU World Championships Olympic Distance Triathlon. “All through our lives, we have always done some kind of physical activity,” Fiona said. “There wouldn’t be a day we don’t exercise.” “However, where we used to live in Brisbane, it got a bit boring running past houses and the local road system could be a bit dangerous and the environment not terribly healthy. “We wanted to find a new home and community where we could enjoy a great outdoor coastal environment, and also help financially set up our retirement.” Fiona and Rick moved into a Hometown Australia land lease community Fiona and Rick decided to shift to <a rel="noopener" href="https://hometownaustralia.com.au/qld/moreton-bay/orianna-sandstone-point/" target="_blank">Hometown Australia’s Orianna community</a> located at Sandstone Point in the Moreton Bay region, north of Brisbane. With its slow-paced coastal location, and an abundance of recreational facilities, Orianna is the perfect location for active and healthy over 50s. As Fiona points out: “It is close to the water and beach, with lots of great scenery, which is great for running and being outdoors.” Located just 100m from the edge of the Bribie Island Passage, Orianna has an outdoor fully heated pool and bowling green, along with a cinema, clubhouse, BBQ area, games room, gymnasium and wellness centre. Similar active lifestyle features are also available in many of the <a rel="noopener" href="https://hometownaustralia.com.au/communities" target="_blank">48 residential land lease communities operated by Hometown Australia</a> across Queensland, NSW and South Australia. Hometown land lease communities ideal for an active lifestyle Land lease communities are growing in popularity across Australia, in part because they are attracting active and younger downsizers. Unlike retirement villages laws in a number of States, you don’t actually need to be retired to enter a Hometown Australia land lease community. As a result, these communities are attracting an increasing number of people in their 50s and 60s who are either in the early stages of retirement, or transitioning to retirement. Some residents are actually still working part-time or full-time, while living in the community. Given the younger age profile, incoming residents tend to be more active than those in retirement villages. This helps create a more vibrant social and community atmosphere, where people are often out and about around the community. As Fiona says: “People have to look at these communities with an open mind, and not think of them as retirement villages. They are all new and modern, lots of facilities, and you don’t have to be in your 60s and 70s to move into them.” Hometown land lease communities help save you money Another reason that land lease communities attract younger downsizers is because they offer financial incentives which allow people to retire early. Under the land lease model, buyers purchase a dwelling and then benefit from a secure, long-term ground lease for this dwelling with Hometown Australia. Because no land is actually being purchased, buyers don’t have to pay stamp duty or ongoing council rates. For Fiona and Rick, this means they have avoided a $7,175 stamp duty bill and around $950 in annual council rates, which would have applied if they had bought a general home in the same area for the same amount. In addition, because of the ground lease arrangement, and because Rick is an aged pensioner, the couple are eligible to claim rent assistance via the <a rel="noopener" href="https://www.servicesaustralia.gov.au/individuals/services/centrelink/rent-assistance/how-much-you-can-get#a1" target="_blank">Commonwealth Rent Assistance </a>scheme, to offset their monthly site fees. Hometown land lease communities have great and affordable homes Importantly, Hometown land lease communities also allow buyers to move into a range of attractive lifestyle-rich locations, at an affordable price. Many of these communities are located in some of Australia’s best-known coastal holiday spots, including Queensland’s Sunshine Coast, Moreton Bay and Gold Coast regions, NSW’s Mid-North, North Coast and Port Stephens regions and South Australia’s Fleurieu Peninsula. Hometown community homes start at just $250,000, with most of these having two or three bedrooms, a study, and either 1.5 or two bathrooms. Homes in Orianna start from $379,000 (for a two-bedroom home with ensuite). The affordable price point of these homes allows many retirees to top up their retirement savings, after selling their family home and moving into a Hometown community. “By moving here, we were able to shift to a great coastal area and into a new house, but still be able to put away something for our retirement,” Fiona said. “We had a look at other houses in the local area, when we were weighing everything up, but we generally found the other houses were more expensive and needed a lot of work, that would have taken money from us.” Fiona and Rick purchased a three bedroom, two bathroom home with a double garage and spacious indoor and outdoor living areas. The home also features ceiling fans and air conditioning. The Lodges use the backyard for regular Sunday get-togethers with other Orianna residents. “We liked the idea of downsizing into a standalone house and a yard, where you are part of a great community but still have your own privacy. It ticked all our boxes,” Fiona said. Find out more <a rel="noopener" href="https://hometownaustralia.com.au/" target="_blank">Hometown Australia’s new website</a> allows potential buyers to easily search communities across Australia and see what facilities and homes they offer. The details of the community manager are listed alongside each community, allowing you to easily find out more information. <ul> <li>SEE ALSO: <a rel="noopener" href="https://www.oversixty.com.au/property/downsizing/how-moving-into-a-land-lease-community-can-help-you-retire-early" target="_blank">How moving into a land lease community can help you retire early</a></li> <li>SEE ALSO: <a rel="noopener" href="https://www.oversixty.com.au/property/downsizing/discover-the-resort-like-over-50s-communities-helping-australia-s-grey-nomads-get-back-on-the-road" target="_blank">Discover the resort-like over 50s communities helping Australia’s ‘grey nomads’ get back on the road</a></li> </ul> Written by Mark Skelsey, this sponsored article is produced in partnership with <a rel="noopener" href="https://hometownaustralia.com.au/" target="_blank">Hometown Australia</a>.

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