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Stage 3 stacks up: the rejigged tax cuts help fight bracket creep and boost middle and upper-middle households

<a href="https://theconversation.com/profiles/ben-phillips-98866">Ben Phillips</a>, <a href="https://theconversation.com/institutions/australian-national-university-877">Australian National University</a> The winners and losers from the Albanese government’s <a href="https://treasury.gov.au/sites/default/files/2024-01/tax-cuts-government-fact-sheet.pdf">rejig</a> of this year’s Stage 3 tax cuts have already been well documented. From July 1 every taxpayer will get a tax cut. Most, the 11 million taxpayers earning up to A$146,486, will also pay less tax than they would have under the earlier version of Stage 3, some getting a tax cut <a href="https://theconversation.com/albanese-tax-plan-will-give-average-earner-1500-tax-cut-more-than-double-morrisons-stage-3-221875">twice as big</a>. A much smaller number, 1.8 million, will get a smaller tax cut than they would have under the original scheme, although their cuts will still be big. The highest earners will get cuts of $4,529 instead of $9,075. But many of us live in households where income is shared and many households don’t pay tax because the people in them don’t earn enough or are on benefits. The Australian National University’s <a href="https://csrm.cass.anu.edu.au/research/policymod">PolicyMod</a> model is able to work out the impacts at the household level, including the impact on households in which members are on benefits or don’t earn enough to pay tax. <h2>More winners than losers in every broad income group</h2> We’ve divided Australian households into five equal-size groups ranked by income, from lowest to lower-middle to middle to upper-middle to high. Our modelling finds that, just as is the case for individuals, many more households will be better off with the changes to Stage 3 than would have been better off with Stage 3 as it was, although the difference isn’t as extreme. Overall, 58% of households will be better off with the reworked Stage 3 than they would have under the original and 11% will be worse off. Importantly, there remain 31% who will be neither better off nor worse off, because they don’t pay personal income tax. <hr /> <iframe id="0CWXE" class="tc-infographic-datawrapper" style="border: none;" src="https://datawrapper.dwcdn.net/0CWXE/4/" width="100%" height="400px" frameborder="0"></iframe> <hr /> But it is different for different types of households. In the lowest-earning fifth of households, far more are better off (13.5%) than worse off (0.2%) with the overwhelming bulk neither better nor worse off (86.3%). <hr /> <iframe id="KC5zy" class="tc-infographic-datawrapper" style="border: none;" src="https://datawrapper.dwcdn.net/KC5zy/3/" width="100%" height="400px" frameborder="0"></iframe> <hr /> In the highest-earning fifth of households, while more than half are better off (54.4%), a very substantial proportion are worse off (42.3%). Very few (only 3.1%) are neither better nor worse off. <hr /> <iframe id="WSkSL" class="tc-infographic-datawrapper" style="border: none;" src="https://datawrapper.dwcdn.net/WSkSL/3/" width="100%" height="400px" frameborder="0"></iframe> <hr /> <h2>But high-earning households go backwards on average</h2> In dollar terms, the top-earning fifth of households loses money while every group gains. That’s because although there are more winners than losers among the highest-earning fifth of households, the losers lose more money. The biggest dollar gains go to middle and upper-middle income households with middle-income households ahead, on average, by $988 per year and upper-middle income households by $1,102. The highest-income households are worse off by an average of $837 per year. As a percentage of income, middle-income households gain the most with a 1% increase in disposable income. Lowest income households gain very little, while the highest-income households go backwards by 0.3%. <hr /> <iframe id="kAPmC" class="tc-infographic-datawrapper" style="border: none;" src="https://datawrapper.dwcdn.net/kAPmC/3/" width="100%" height="400px" frameborder="0"></iframe> <hr /> <h2>The rejig does a better job of fighting bracket creep</h2> And we’ve found something else. The original version of the Stage 3 tax cuts was advertised as a measure to overcome <a href="https://theconversation.com/the-2-main-arguments-against-redesigning-the-stage-3-tax-cuts-are-wrong-heres-why-221975">bracket creep</a>, which is what happens when a greater proportion of taxpayers’ income gets pushed into higher tax brackets as incomes climb. We have found it wouldn’t have done it for most of the income groups, leaving all but the highest-earning group paying more tax after the change in mid-2024 than it used to in 2018. The rejigged version of Stage 3 should compensate for bracket creep better, leaving the top two groups paying less than they did in 2018 and compensating the bottom three better than the original Stage 3. <hr /> <iframe id="YG0cT" class="tc-infographic-datawrapper" style="border: none;" src="https://datawrapper.dwcdn.net/YG0cT/1/" width="100%" height="400px" frameborder="0"></iframe> <hr /> Not too much should be made of the increase in tax rates in the lowest income group between 2018 ad 2024 because some of it reflects stronger income growth. We find that overall, the redesigned Stage 3 does a better job of offsetting bracket creep than the original. It is also better targeted to middle and upper-middle income households. Having said that, the average benefit in dollar terms isn’t big. At about $1,000 per year for middle and upper-middle income households and costing the budget about what the original Stage 3 tax cuts would have cost, its inflationary impact compared to the original looks modest.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/221851/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/ben-phillips-98866">Ben Phillips</a>, Associate Professor, Centre for Social Research and Methods, Director, Centre for Economic Policy Research (CEPR), <a href="https://theconversation.com/institutions/australian-national-university-877">Australian National University</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/stage-3-stacks-up-the-rejigged-tax-cuts-help-fight-bracket-creep-and-boost-middle-and-upper-middle-households-221851">original article</a>.

Money & Banking

How household gas leaks affect your home in Adelaide

<span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">If you're an Adelaide local, you'll know the city is as notorious for its hot summers as it is for its icy winters. One common necessity across all seasons is the reliance on gas. Be it for the central heating in winter or that gas oven whipping up a delightful roast, we can't really do without it. However, any discussion about gas and electricity supply here would be incomplete without addressing household gas leaks in Adelaide. <span style="font-size: 17pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: bold; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">The Silent Stalker: Gas Leaks <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Often undetected and woefully underestimated, gas leaks can become a real concern if not addressed promptly. The main culprit in residential settings usually boils down to faulty gas appliances. An incorrectly installed gas appliance or ageing unit can develop leaks over time, silently emitting gas into your living space. <span style="font-size: 17pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: bold; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Signs of a Gas Leak <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">So, what are the <a style="text-decoration: none;" href="https://cyberairconditioning.com.au/blog/what-do-gas-leaks-smell-like/"><span style="font-size: 11pt; font-family: Arial,sans-serif; color: #1155cc; background-color: transparent; font-weight: bold; font-style: normal; font-variant: normal; text-decoration: underline; -webkit-text-decoration-skip: none; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">indicators of a gas leak</a><span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">? In the absence of an instinctive warning, we might unknowingly be dealing with a perilous scenario right at our fingertips. Luckily, nature offers us a clear heads-up: our sense of smell. Indeed, that rotten-egg-like aroma you sniff is likely due to the addition of a chemical called Mercaptan to your natural gas supply, which serves as a leak alert. Thus, if your nose detects something unpleasant in the air, it's a credible signal that a gas leak is present. <img src="https://oversixtydev.blob.core.windows.net/media/2023/12/GasLeaks02.jpg" alt="" width="1280" height="720" /> <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Apart from the smell, other signs include a higher-than-usual gas bill, dead patches on your lawn, or the persistent sound of a hissing near gas lines. <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">So what do you do if you suspect a gas leak? Well, common sense and caution are your top mates here. <span style="font-size: 17pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: bold; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">When a Gas Leak Occurs <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Start by making sure you're not creating an ignition source. This means avoiding lighting matches or using a cigarette lighter inside your home. Similarly, don't operate electrical equipment close to the suspected leak area. <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Ensuring good air circulation is paramount in such situations, so swing open your doors and windows to facilitate the diffusion of the gas. If the odour is overpowering, promptly guide your loved ones and pets to a secure location outdoors. <img src="https://oversixtydev.blob.core.windows.net/media/2023/12/GasLeaks03.jpg" alt="" width="1280" height="720" /> <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Once you're in a safe position, immediately dial emergency services. And remember, attending to a gas leak isn't a task you just anyone can do. <span style="font-size: 17pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: bold; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">What Happens If a Gas Leak Goes Unnoticed <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">A frequently unobserved gas leak can pose significant dangers in your home. While it's crucial to heed the signs, smell gas, and call in professional help, it's also vital to understand what can happen if a gas leak goes unnoticed. As Adelaide homeowners, it's our responsibility to remain well-informed on the consequences of an ignored gas leak and be prepared to take swift action. <span style="font-size: 13pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: bold; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Health Hazards <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">The primary danger of an unnoticed gas leak is its potential health impacts. Being exposed to leaking gas—from devices like stoves, heaters, or your gas water heater—can induce an array of symptoms, including <a href="https://www.oversixty.com.au/health/body/6-ways-to-combat-headaches-without-painkillers" target="_blank" rel="noopener">headaches</a>, dizziness, nausea, and weariness. These minor symptoms could potentially worsen to more critical health conditions, such as breathing difficulties, memory impairment, and in severe situations, unconsciousness. <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Furthermore, carbon monoxide, an invisible and odourless hazardous gas that occurs from malfunctioning gas or electrical appliances, can lead to carbon monoxide poisoning. This condition can display symptoms resembling flu but can escalate to chronic neurological impairment or even prove fatal in the long run. <span style="font-size: 13pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: bold; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Fire or Explosion Risk <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">A more immediate danger of an unnoticed gas leak is the potential for a fire or explosion. When the concentration of leaked gas in the air reaches a threshold level, even the smallest spark or open flame can ignite it. This might result from someone lighting a match or a cigarette lighter or inadvertently switching on an electrical device near the gas leak source. <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Consequently, the ignited gas can cause a destructive fire or explosion, leading to significant property damage, serious injuries, or fatalities. <span style="font-size: 13pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: bold; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Environmental Impact <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Say, for example, your outdoor gas metre is damaged or the gas pipes buried in your garden develop leaks. The escaped gas can cause harm to your plants and lawn, creating dead patches of grass, discoloured vegetation, or stunted growth. Furthermore, prolonged leaking of natural gas can contribute to greenhouse gas emissions, aggravating the issues of air pollution and climate change. <span style="font-size: 17pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: bold; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Call in the Experts: Licensed Gas Fitter <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">When it comes to gas leaks, it's critical not to mess with things you're not licensed to handle. In Adelaide, turn to a licensed gas fitter for gas leak repairs. Your gas fitter is trained in gas leak detection and repair gas leaks to ensure the safety of your home. <img src="https://oversixtydev.blob.core.windows.net/media/2023/12/GasLeaks04.jpg" alt="" width="1280" height="720" /> <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Further, regular inspections and proper installation of gas appliances can prevent gas leaks in the first place. If you've been regularly revamping your home with advanced gas installations and didn't already know this, well, you've been living under a rock, mate. <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Proactive steps in your gas supply system, like the installation of carbon monoxide detectors and reviewing your gas metre's location, can help identify potential leaks and prevent dangerous carbon monoxide poisoning, exhibiting your perfect gumption. <span style="font-size: 17pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: bold; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Wrapping Up <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">As part of the Adelaide community, it's essential to be aware of the potential hazards that household gas leaks can introduce into our homes. A gas leak can spell disaster, from health risks to damage to our property. Being alert for the signs and knowing when to call in the professionals is our best defence against these leaks. <span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Secure your home from gas leaks with trusted <a style="text-decoration: none;" href="https://cyberairconditioning.com.au/locations/sa/air-conditioning-adelaide/"><span style="font-size: 11pt; font-family: Arial,sans-serif; color: #1155cc; background-color: transparent; font-weight: bold; font-style: normal; font-variant: normal; text-decoration: underline; -webkit-text-decoration-skip: none; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">Air Conditioning Services in Adelaide</a><span style="font-size: 11pt; font-family: Arial,sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">. Remember, it's always better to have a professional tend to leaks or complications with your plumbing gas system, rather than trying to be a hero and tackling it yourself. Prevent gas leaks, save lives, Adelaide! Images: Supplied. This is a sponsored article produced in partnership with Cyber Air Conditioning.

Home & Garden

3 household items that expire sooner than you think

Milk, cheese and other fridge-dwelling food items are stamped with expiration dates that, should you choose to ignore them, will make themselves known via smell. But your house is actually peppered with items that require regular replenishment - many of which are outside of the kitchen. Thanks to this handy info, we're now aware of the many surprising household items that require a monthly or yearly upgrade. From knickknacks on your dresser to the staples in your pantry, your house is chock-full of items that can go bad. Here are a few of the most surprising. Hydrogen Peroxide Expires in: 2 months Why: Hydrogen peroxide, the versatile topical antiseptic used to prevent infection in cuts, scrapes, and minor burns, actually turns into water just two months after opening. An unopened bottle should be thrown out after one year. Kitchen spices Expires in: 1-3 years Why: Household kitchen spices, like cinnamon, cumin and basil, reportedly begin losing their lustre after just one year - both in terms of taste and smell. Brightside also claims that ground spices should be thrown out after just six months. Mosquito repellents Expires in: 3 years Why: Mosquito repellents are essentially useless after just two years, according to Brightside. You can usually tell if a bug repellent has expired by the smell - if one spray doesn't emit the pungent odour you've grown used to, it's time to throw it out. Written by Kelsey Clark. First appeared on <a href="http://www.Stuff.co.nz" target="_blank" rel="noopener">Stuff.co.nz</a>. Image credits: Getty Images

Home & Garden

The hidden dangers of household products

The materials, fabrics and fragrances contained inside our homes are host to thousands of chemicals that may pose a threat to human health. Healthy home expert Nicole Bijlsma says there simply aren’t enough regulations to ensure the products and materials in our homes are safe for consumers. “We have this incredible, unregulated, chemical onslaught in our household products, personal care products, building materials and cleaning products which is why the burden of chemicals is increasing with each generation,” Bijlsma says. “Just because it’s on the supermarket shelf doesn’t mean it’s been tested.” The largely unregulated cleaning product industry is often placed under scrutiny in the fight against chemicals but Bijsma says this issue extends to all areas of the home. “What happens is we wait for the disease to occur in the general population before we look back and realise [the harm]…It’s a stupid system; it doesn’t protect consumers and it certainly does not protect the most vulnerable in our society– our children and the unborn fetus.” Only through thorough research can consumers determine where their products are being sourced, under what conditions they’ve been made and the impact they may have on health. Even then there are gaps. Imported items are not under the same regulations as those made in New Zealand. “A lot of the products, especially furnishings, you can’t load with formaldehyde but if you import them from Asia as most people do, they’re going to be loaded with chemicals…Bijlsma says. Bijlsma advises going back to basics when selecting materials and products, reducing the chemical load, choosing natural fibres and buying home made. “The big problem is most chemicals in building materials and household products have never been tested for their impact on human health,” Bijlsma says. Creating a healthy home is of the utmost importance to homeowner Irena Bukhshtaber, who has recently extended her home to be 100 per cent sustainable and hypoallergenic. “Because our industry standards are so high, usually it’s a local product too…Watch out for imports, from floorboards to air-conditioning, as there’s no way to guarantee what they say on the label unless the seller can guarantee provenance or knows the company.” Despite the time-consuming research process (three years) of renovating the home to a healthy standard Bukhshtaber says the outcome has been worth the effort. “How difficult is it to live with sick or tired family members? How hard is it to live your values? If the outcome is positive then it’s not difficult, but it is time consuming and does require you to spend time researching, calling and discussing with suppliers.” To keep her costs down when renovating, Bukhshtaber advises determining the elements of a home that matter most to you, whether this be using recycled materials, limited chemicals, high-quality design, ethical manufacturing or buying New Zealand made. “None of these things are mutually exclusive but you do need a hierarchy in mind as no one has unlimited budget,” Bukhshtaber says. Written by Amelia Barnes. First appeared on <a href="http://www.domain.com.au/" target="_blank" rel="noopener">Domain.com.au.</a> Images: Getty

Home Hints & Tips

1 in 4 households struggle to pay power bills. Here are 5 ways to tackle hidden energy poverty

<a href="https://energyconsumersaustralia.com.au/news/how-increases-in-energy-prices-are-impacting-consumers#:%7E:text=Energy%2520affordability%2520is%2520not%2520just,in%2520the%2520past%252012%2520months.">One in four Australian households</a> are finding it hard to pay their gas and electricity bills. As winter looms, <a href="https://www.aer.gov.au/news-release/default-market-offer-2023%25E2%2580%259324-draft-determination">energy price rises</a> will make it even harder. Cold homes and disconnections resulting from energy poverty threaten people’s health and wellbeing. <a href="https://www.acoss.org.au/wp-content/uploads/2023/03/ACOSS-cost-of-living-report2-March-2023_web_FINAL.pdf">Income support for welfare recipients</a> and retrofitting homes to make them more thermally efficient – by adding insulation, for example – can ease the burden. And when homes are not too cold or hot, <a href="https://theconversation.com/fuel-poverty-makes-you-sick-so-why-has-nothing-changed-since-i-was-a-child-living-in-a-cold-home-201787">people’s health benefits</a>. This in turn <a href="https://apo.org.au/node/319556">eases pressure on the public health system</a>. However, many people are missing out on assistance as programs often do not recognise their difficulties. Their energy vulnerability is hidden. <h2>What forms does hidden energy poverty take?</h2> <a href="https://www.sciencedirect.com/science/article/pii/S2214629623000737">Our newly published study</a> has revealed six aspects of hidden energy vulnerability. These are: <ol> <li> underconsumption – households limit or turn off cooling, heating and/or lights to avoid disconnections </li> <li> incidental masking – other welfare support, such as rent relief, masks difficulties in paying energy bills </li> <li> some households disguise energy poverty by using public facilities such as showers or pooling money for bills between families </li> <li> some people conceal their hardship due to pride or fear of legal consequences, such as losing custody of children if food cannot be refrigerated because the power has been cut off </li> <li> poor understanding of energy efficiency and the health risks of cold or hot homes adds to the problem </li> <li> eligibility criteria for energy assistance programs may exclude some vulnerable households. For example, people with income just above the welfare threshold are missing out on energy concessions. Energy retailer hardship programs also ignore people who have voluntarily disconnected due to financial hardship. </li> </ol> <h2>5 ways to help these households</h2> Our studies suggest trusted intermediaries such as people working in health, energy and social services can play a vital role in identifying and supporting such households. First, energy efficiency and hardship initiatives may be <a href="https://www.rmit.edu.au/about/schools-colleges/property-construction-and-project-management/research/research-centres-and-groups/sustainable-building-innovation-laboratory/projects/care-at-home-system-improvements">integrated into the My Aged Care in-home care system</a>. Energy poverty risk identification, response and referral could be built into the national service’s assessment form. This could leverage existing client screening processes. The system’s front-line staff could connect at-risk householders with energy counsellors. These counsellors could help people access better energy contracts, concessions, home retrofits and appliance upgrade programs. A new Commonwealth “energy supplement” could help pay for essential energy-related home modifications. This would help avoid My Aged Care funds being diverted from immediate healthcare needs. Second, general practitioners and other health professionals could help identify energy vulnerability among patients with medical conditions of concern. They could also provide letters of support emphasising renters’ health-based need for air conditioners or heaters. Third, energy providers could use household energy data to identify those that seem to be under-consuming or are often disconnected. They could also identify those that are not on “best offer” deals. They could be proactive in checking struggling householders’ eligibility for ongoing energy concessions and one-off debt relief grants offered by states and territories. Energy providers could also make it easier for social housing providers to ensure concessions for tenants renew automatically. Fourth, local councils could use their data to identify at-risk householders. They might include those with a disability parking permit, discounted council rates or in arrears, on the social housing waiting list, Meals on Wheels clients and social housing tenants. Maternal and child health nurses and home and community care workers making home visits could call attention to cold or hot homes. Councils could employ in-house energy counsellors to provide assistance and energy literacy training. Council home maintenance teams could develop bulk-buying, insulation and neighbourhood retrofit programs. Strategies to reduce vulnerability to energy poverty should be part of municipal public health and wellbeing plans. Under these strategies, net-zero-carbon funds set up by states and local councils to reduce emissions could finance targeted housing retrofits. We also suggest setting up a central helpline to improve access to energy assistance via local referrals. Fifth, residential energy-efficiency programs could become more person-centric. For example, we already have <a href="https://www.homescorecard.gov.au/">Residential Efficiency Scorecard</a> audits to assess the thermal quality of a home. These audits could also explore whether concessions and better energy deals are available to the household. <h2>Building capacity at all levels</h2> <a href="https://cur.org.au/cms/wp-content/uploads/2021/08/tackling-hidden-energy-final.pdf">Capacity-building strategies</a> are needed at all levels – individual, community and government – to overcome the <a href="https://www.sciencedirect.com/science/article/pii/S2214629623000737">challenges</a> of reducing energy poverty. Current obstacles include the competing priorities of service providers, lack of time and resources, and <a href="https://www.sciencedirect.com/science/article/abs/pii/S2214629622003553">poor co-ordination between siloed</a> programs and services. Access to essential energy services should be part of state and local governments’ strategic health plans. Housing, energy and health departments could work together to include housing retrofits in preventive health programs. A comprehensive approach is needed to overcome hidden energy poverty. It must include public education, integrated services and well-funded energy-efficiency programs. Regulatory reforms and ongoing funding are both needed to improve the availability of energy-efficient, affordable homes for tenants. Our suggested strategies start with improving the skills and knowledge of trusted intermediaries. Doctors, social workers, housing officers, community nurses and volunteers can play a central role. Using these front-line professionals to help identify and act on energy poverty offers a novel, cost-effective and targeted solution. This article originally appeared on <a href="https://theconversation.com/1-in-4-households-struggle-to-pay-power-bills-here-are-5-ways-to-tackle-hidden-energy-poverty-204672" target="_blank" rel="noopener">The Conversation</a>. Images: Getty

Home Hints & Tips

How to clean jewellery at home: 14 household items that work miracles

<h2>How to make your jewellery shine</h2> If you want to clean your bling but don’t want to shell out lots of money for a professional, fear not – there are lots of easy methods for how to clean jewellery right at home. You don’t have to save it for your most valuable cocktail rings or necklaces, either. Even the best affordable jewellery needs a cleaning every now and then, especially those delicate earrings that you never take off, even after they turn your skin green. <h2>What is the best home remedy to clean jewellery?</h2> These trusted everyday items are just as good as (if not better than) jewellery cleaner, and you probably already have most of them in the house. <h2>Alka-Seltzer</h2> Drop your dull-looking jewellery in a glass of fizzing Alka-Seltzer for a couple of minutes. It will sparkle and shine when you pull it out. <h2>Aluminium foil</h2> Here’s how to clean jewellery with aluminium foil: simply line a small bowl with it. Fill the bowl with hot water and mix in one tablespoon of bleach-free powdered laundry detergent. Put the jewellery in the solution and let it soak for one minute. Rinse well and air-dry. This procedure makes use of the chemical process known as ion exchange, which can also be used to clean silverware. <h2>Ammonia</h2> Brighten up your gold and silver trinkets by soaking them for ten minutes in a solution of 1/2 cup clear ammonia mixed with 1 cup warm water. Gently wipe clean with a soft cloth and let dry. Note: do not do this with jewellery containing pearls, because it could dull or damage their delicate surface. <h2>Baking soda</h2> To remove built-up tarnish from your silver, make a thick paste with 1/4 cup baking soda and 2 tablespoons water. Apply with a damp sponge and gently rub, rinse, and buff dry. To polish gold jewellery, cover with a light coating of baking soda, pour a bit of vinegar over it, and rinse clean. Note: do not use this technique with jewellery containing pearls or gemstones, as it could damage their finish or loosen any glue. <h2>Light-coloured beer</h2> Get the shine back in your solid gold rings (read: bands without any gemstones) and other jewellery by pouring a bit of light-coloured beer (not dark ale!) onto a soft cloth and rubbing it gently over the piece. Use a clean second cloth or towel to dry. <h2>Soda water</h2> Soak your diamonds, rubies, sapphires, and emeralds in club soda to give them a bright sheen. Simply place them in a glass full of soda water and let them soak overnight. <h2>Denture tablets</h2> Has your diamond ring lost its sparkle? Here’s how to clean jewellery using denture tablets: drop the tablet into a glass along with 1 cup water. Follow that with your ring or diamond earrings. Let it sit for a few minutes. Remove your jewellery and rinse to reveal the old sparkle and shine. <h2>Ketchup</h2> Let ketchup do the work of shining tarnished silver. If your ring, bracelet, or earring has a smooth surface, dunk it in a small bowl of ketchup for a few minutes. If it has a tooled or detailed surface, use an old toothbrush to work ketchup into the crevices. To avoid damaging the silver, don’t leave the ketchup on any longer than necessary. Rinse your jewellery clean, dry it, and it’s ready to wear. <h2>Toothpaste</h2> Put a little toothpaste on an old toothbrush and use it to make your diamond ring sparkle instead of your teeth. Clean off the residue with a damp cloth. <h2>Vinegar</h2> Is vinegar good for cleaning jewellery? Yes! Here’s how to clean jewellery with it: soak your pure silver bracelets, rings, and other jewellery in a mixture of 1/2 cup white vinegar and 2 tablespoons baking soda for two to three hours. Rinse them under cold water and dry thoroughly with a soft cloth. <div> </div> <h2>Vodka</h2> In a pinch, a few drops of vodka will clean any kind of glass or jewellery with crystalline gemstones. So although people might give you strange looks, you could dip a napkin into your vodka on the rocks to wipe away the grime on your eyeglasses or dunk your diamond ring for a few minutes to get it sparkling again. But don’t try this with contact lenses! Also, avoid getting alcohol on any gemstone that’s not a crystal. Only diamonds, emeralds and the like will benefit from a vodka bath. <h2>Window cleaner</h2> Use window cleaner to spruce up jewellery that is all metal or has crystalline gemstones such as diamonds or rubies. Spray on the cleaner, then use an old toothbrush for cleaning. But don’t do this if the piece has opaque stones such as opal or turquoise, or organic gems such as coral or pearl. The ammonia and detergents in the cleaner can discolour these porous lovelies. <h2>Dish soap</h2> Dish soap can do a whole lot more than just clean your kitchen! It’s great for regular jewellery cleaning. All you need to do is mix a few drops of dish soap with warm water and let the jewellery soak in the solution for a few minutes. You can use this method for silver jewellery too, but you’re better off using a toothbrush or cloth to wipe down that jewellery rather than fully submerging it. Don’t forget to rinse! <h2>Shampoo</h2> A bit of mild shampoo – think baby shampoo – is a great way to polish your pearls. Stones like turquoise and opals will benefit from this treatment as well. To use this method most effectively, mix a little bit of shampoo with warm water and use a soft, clean brush like a makeup brush to polish each pearl with the mixture. You don’t want to risk damaging pearls by soaking them. Image credit: Shutterstock This article originally appeared on <a href="https://www.readersdigest.com.au/food-home-garden/diy-tips/how-to-clean-jewellery-at-home-14-household-items-that-work-miracles?pages=2" target="_blank" rel="noopener">Reader's Digest</a>.

Home Hints & Tips

7 ways to clean your kitchen with simple household items

The folks at <a href="http://food52.com/blog/14173-7-kitchen-cleaning-tricks-that-really-work" target="_blank" rel="noopener">Food52</a> have exhibited some inspired thinking and shown how we can solve various household problems with simple household items. Some of these are way too clever. 1. Get rid of fruit flies in your kitchen Before you flood your kitchen with Mortein, consider this method. Simply halve a lemon, put both sides in your oven and leave the door propped open overnight. In the morning close the door and turn the grill on for a few minutes. Turn it off, let the oven cool, throw away the lemons, clean the bottom of your oven and voila, no more fruit flies! It sounds strange but it really works. 2. Remove hard water deposits using just vinegar Forget toxic chemicals, you can brings your dingy sinks back to their glory by simply applying vinegar. It’s not just good for fish and chips – it’s pretty much a ready-made, powerful household cleaner. 3. Clean kitchen cabinets with baking soda The perfect cleaner for your gunky kitchen cabinets is actually already sitting in your kitchen! Make a solution that’s one part vegetable oil, two parts baking soda and you can clean those gunky kitchen cabinets in no time at all. All you need is a sponge, toothbrush or even just your fingers. 4. Cleaning white sinks with lemons When life gives you lemons, you actually have the perfect tool for cleaning your sink. White sinks can look dodgy with the smallest bits of mess, so combine baking soda with a lemon half to kill germs and bring back shine. Sprinkle the soda in the sink and use your lemon wedge as a scrubber. 5. Toothpicks for mixers and machinery Electric mixers and other devices can open up a world of possibilities in the kitchen, but they get dirty fast. A good way to get around this is by using a toothpick to get into any cracks and crevices that may have opened up. Then simply wipe off the residue with a damp cloth. 6. Get rid of grout with baking soda and vinegar These two common household items combing to make a gentle solution that's very effective at getting rid of stains. Simple make a paste, apply it to the grout and let it sit for a little while. Before too long spray it with vinegar. It will fizz a little, then scrub with a toothbrush and voila – clean! 7. Clean the air in odd smelling kitchens Sometimes no matter how hard we try we just can’t get our kitchens to smell clean. But before you go all gung-ho with the bleach, try this solution. Simmer some vinegar on the stove. This will help you clean the air and restore it to a more neutral smell for cooking and cleaning. Images: Getty

Home Hints & Tips

6 household items to complete your space

Forget perfect furnishings and decorations and focus on the household items that are easy to forget. 1. A comfy seat As basic as it sounds, it is definitely a necessity. We all do a lot of sitting at home so make sure you invest in a nice, comfy chair or fold-out sofa that won’t hurt your back. 2. A lamp Power outages can and do happen, so make sure you’re prepared with a torch or solar-powered lamp. You’ll thank yourself during an emergency! 3. A shower curtain Buy a fresh shower curtain and experiment with different colours. You could also match the colour of your shower curtain, towels and floor mat to really bring the room together. 4. A good mattress This one is so obvious, but have you bought the right size? Is it good quality? You spend around a third of your life asleep, so make sure you get a good one. A mattress should be more of an investment than a simple purchase. 5. Kitchen utensils Prepare yourself to cook! Make sure you have a wooden spoon, a spatula and basic cutlery. Invest in a fry pan and some saucepans too. 6. Potted plants Your home is going to feel fresh and healthy with a few indoor plants around. They will help clean the air and add a little style to your room as well. Image credit: Shutterstock

Home & Garden

The household item with the most germs

New research has found that chopping boards are up to 200 times dirtier than a toilet with an average bacteria count of 61,597 per square inch. Poor kitchen hygiene can lead to serious illnesses caused by salmonella, E-coli and campylobacter. The side effects of these illnesses include vomiting, stomach cramps and diarrhoea. Dr Lisa Ackerley, The Hygiene Doctor, has revealed the common mistakes people make when using a chopping board, including washing them wrong and not replacing them regularly. “By not regularly replacing your chopping boards you are putting yourself at risk,” she said. “Chopping boards are a dangerous source of cross-contamination if not cleaned, stored and used properly, and replaced due to wear and tear with age." A survey commissioned in the UK by Sainsbury’s Home found 40 per cent of people are putting themselves at risk by using the same chopping board for meat and vegetables. Those germs can contaminate any food that is prepared on the same chopping board. Dr Ackerly explained that washing up liquid isn’t sufficient enough to clean your chopping board. Soaps help remove bacteria but it does not kill them. It is recommended that you use a disinfectant spray that is safe to use around food. If your chopping board is scratched, it is worth investing in a new one as bacteria can easily hide in scratches and crevices. Dr Ackerly said, “A good tip is when a board gets so rough you could snag a cloth on it, then it is time to replace it.” Image credit: Shutterstock

Home & Garden

Household items you should use a beauty products

Your house is full of products that can be repurposed as effective beauty products. From static-y hair to puffy eyes, we bet you’ve already got the fix at home! Oatmeal: If your skin is feeling dry, add unsweetened oatmeal to your bath to help sooth your skin. This can also help when the little ones get chicken pox. Spray starch: No time to wash your hair? If you’re out of dry shampoo, try baby powder or spray starch, both of which have similar ingredients as your favourite dry shampoo sprays. Coconut oil: Coconut oil has amazing moisturising benefits. Apply it to your hair and use it as a hair mask or rub it on your skin to use it as a body moisturiser. Dryer sheets: Static-y hair? Banish flyaway hair by running a dryer sheet over your strands. It has the same effect on your hair as it does on your clothes. Green tea bags: If your eyes are puffy as a result of a lack of sleep, try de-puffing them by applying chilled, moist green tea bags under your eyes for five minutes. The caffeine and coolness help to reduce the swelling. Tape: If you can’t seem to get your cat-eye liner straight, apply a piece of tape to the side of your eye to act as a stencil for your line. Baking soda: This one is a cult classic at this point, but it’s worth repeating for anyone unaware: Brush your teeth with baking soda before your toothpaste to get whiter, brighter teeth. Matches: If you find yourself with a broken nail and you’re lacking a nailfile, use the striking strip of a matchbook in the meantime. Petroleum jelly: Apply some to your pulse points before spritzing your favourite scent on to make it last longer! Image credits: Getty Images

Beauty & Style

Cooking from meal boxes can cut household food waste

The amount of food wasted by households each year was estimated at <a href="https://www.unep.org/resources/report/unep-food-waste-index-report-2021">570 million tonnes</a> in 2019. This is food that has been produced, packaged and taken to shops and homes, only to end up in the bin. Not only is the food wasted, but the greenhouse gases emitted during the entire process – from raising livestock, making packaging, transporting fruit and vegetables in refrigerated vehicles – are a pointless ecological burden. Once in landfills, the food rots and releases gases that are highly toxic for the environment, such as methane. Studies have shown that food waste accounts for between <a href="https://www.worldwildlife.org/stories/fight-climate-change-by-preventing-food-waste">6-8%</a> of all the greenhouse gas emissions fuelling climate change. Food waste not only squanders natural resources, money and effort, it degrades the environment. It’s also ethically wrong to waste so much food while so many people are hungry. The fact that households waste such vast quantities of food in the first place may come as a surprise. Most people tend to believe they waste very little and often <a href="https://www.sciencedirect.com/science/article/pii/S2590289X19300234">trivialise the consequences</a> of wasted food. But the amount of food being sent to landfill suggests we are not so good at predicting how much food we actually need when cooking. One way to limit the chance of cooking too much or buying too many ingredients may be to cook from subscription meal boxes. In <a href="https://www.sciencedirect.com/science/article/pii/S0959652622035739?via%3Dihub">a recent study</a>, we looked at whether cooking from meal boxes helps reduce food waste. Are people better off outsourcing part of the cooking process with a subscription that sends pre-portioned ingredients in the exact quantities needed for each recipe? Our research suggests that the answer is yes. We found that households wasted on average 38% less food when they prepared dinner using a meal box compared to when they bought the ingredients from a shop. This was largely due to there being less food left in pots and pans after cooking with a meal box. <h2>Six countries, 914 kitchens, 8,747 meals</h2> We surveyed 914 households from six countries (the US, Canada, the UK, Germany, Belgium and the Netherlands) that subscribed to a meal box scheme during November and December 2019. A subscription meal box provider helped by allowing us to run our survey on their customers. Households reported the amount of food waste from multiple dinners over the course of four weeks. Participants weighed the food they wasted while preparing their dinner and the uneaten leftovers in pots and pans and on plates after the meal. We measured food waste from 8,747 meals, of which around a third were cooked using meal boxes. We compared the food waste from these dinners to the food waste that accumulated when people cooked a meal from scratch with store-bought ingredients. Our results showed that most of the food waste from dinner is food left in pots and pans that isn’t served and eaten, and is instead thrown away. Meal box dinners reduced this type of waste by 34% compared with store-bought equivalents. Meal box dinners also cut food waste during preparation by 45%, but increased the amount of food wasted as leftovers on plates compared to meals made with store-bought ingredients by 15%. This may be because these recipes offer instructions for how to arrange the food on a plate which can induce people to dole out larger portions before serving. Combining these three different types of food waste, cooking from meal boxes reduced how much food was wasted at dinner by more than a third compared to traditional meals. By providing people with ingredients in amounts tailored to the number of people eating in a household, meal box providers can offer a convenient way to cut waste. Even without subscribing to a meal box provider, our results suggest that taking care to measure and weigh the exact amount of ingredients you need before cooking is a good way to lower the amount of food sent to landfill. This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/cooking-from-meal-boxes-can-cut-household-food-waste-by-38-new-research-192760">original article</a>. Image: Getty

Food & Wine

How often you should clean these household items according to science

Everyone knows the importance of keeping on top of the household chores but sometimes they can get buried in the busyness of life. To help you know how long you have until you need to do a clean an item, here is scientific advice about when you should clean these household items. 1. Bed linen When: Every 1-2 weeks Although this timeframe needs to be altered if you shower at night or sleep naked, head of the Allergen and Upper Airways Group at the Woolcock Institute of Medical research, Euan Tovey, says that our bed linen is cleaner than we think. “We’ve done research that showed you don’t get as much exposure to dust mites in bed as we once thought.” 2. Pillowcases When: Every 3 days It is a good idea to have a clean pile of pillowcases on hand so that you can swap your old one every two or three nights. This will stop old hair and skin residue from coming back onto you. 3. Mattress protector When: Every two months Although this item can be forgotten, it is important to wash your mattress protector every two months. While you are cleaning your protector, it is also beneficial to clean your mattress with baking soda. If you sprinkle the mattress with baking soda for 30 minutes and then vacuum it up, you will remove any odours. 4. Microwave When: Weekly A microwave contains all sorts of food splatter, so it is important to do a thorough clean weekly. My Domaine recommends wiping it down and putting a dish filled with half a cup of water and half a cup of white vinegar inside. Then put the microwave on high until the window steams up. Finish by wiping the inside of the microwave with a sponge. 5. Sponges When: After every use Unfortunately, microwaving sponges does not rid them of bacteria. Instead, clean them after every use with hot water and dish soap. Reader’s Digest recommends washing them on the hottest washing machine cycle every few days. 6. Light switches When: Once a week Light switches should be wiped once a week due to the number of dirty fingers that touch them regularly. 7. Bathtub When: Once a week Simmons College found that skin infection causing bacteria was in 26 per cent of baths. So make sure your bath doesn’t get overlooked when you clean the toilet weekly. 8. Carpets professionally cleaned When: Every 6-12 months Getting your carpets cleaned professionally every six to 12 months can improve air quality inside your home, according to Robin Wilson. Image: Getty

Home Hints & Tips

Double uses for common household items

Many of the products in your home are so versatile, you’d be foolish to limit their uses to just one. Check out this list of clever ways to make your household items go twice as far. Towel rack – Use a towel rack to hold the lids to your pots and pans to banish cupboard clutter. Shoe organiser – Use a shoe organiser to hold anything from craft supplies to beauty products to cleaning products. Pillow case – Use an old pillow case to protect your clothes. Just cut a slit in the top of it and hang it over the top of your clothes hanger like a garment bag. Laundry pre-treater – Use your liquid laundry pre-treat formulation to remove stubborn adhesive stickers from any plastic or glass items. Cooking spray – Got a squeaky door? Spray the hinge with cooking spray for instant lubrication. No more squeaks! Baking soda – Use baking soda to unclog a stuck drain instead of using Drain-o. Pour a cup down the drain. Then add equal parts vinegar and let sit. Finish off with boiling water and your drain should be unclogged. Baby wipes – Use baby wipes to clean all of your electronics, including your keyboard, which, with daily use can get full of germs. Aluminium foil – Aluminium foil can take the place of your dryer sheets should you run out. Just crumple some into a ball and toss them into your dryer to help reduce static. Image credits: Getty Images

Home Hints & Tips

Urgent recall of household appliance after injury risk

An urgent national recall has been announced for a popular home product that could pose a serious injury risk. Earlier this week, Product Safety Australia recalled the Westinghouse black tempered glass gas cooktop after parts of the item have been found to shatter. The product, which does not comply with the Domestic Gas Cooking Appliances Standard, comes in a 60cm three-burner cooktop and a 90cm five-burner cooktop. The cooktop has been sold both nationally and internationally in stores such as Harvey Norman, JB Hi-Fi, The Good Guys, Reece Plumbing and Winning Appliances, and has been on sale since February 2020. Customers are being urged to check the model number of their cooktop to see if it is affected, with the faulty model numbers being WG638BC and WHG958BC or serial digits 5301134 – 22503805. Authorities said other identifying numbers on the device include AGA 8145G. Customers with an affected system are being urged to contact Electrolux to arrange a refund ,or for a service technician to attend free of charge to replace the product. Image credits: Getty Images

Home & Garden

The household appliance that could be killing your plants

As many people continue to battle with cold and damp winter months, many households turn to the use of a dehumidifier to keep their home in tip-top shape. While these common appliances can be great for dealing with extra moisture in your home, they can also spell disaster for your indoor plants. On average, plants need between 40% and 60% humidity to thrive, depending on the type of plant. The constant use of dehumidifiers can greatly alter the environment of your home, with your plants suffering as a result. When the air becomes too dry, you may notice the edges of your plant's leaves turning brown, stopping growing, or the leaves start to turn yellow. If you are starting to notice your plants becoming unhappy, Rhian Pullar, horticulturist, and director of Northern Beaches Creative Gardens, says you should be watering more regularly. "I always look at the leaves, and if it's wilting, then water it." Rather than sticking to a strict watering schedule, Rhian says it's best to water your plants as needed. "Put your finger in the soil. If it looks dry and as a bone, water it. If you feel a bit of moisture, let it dry out before watering to avoid root rot." If you have some plants that are really struggling with low humidity, Rhian says to only use the dehumidifier when required. “Use a water spray bottle to mist the leaves as part of your watering routine," she adds. "I suggest grouping your plants together if they are struggling with the dehumidifier and moving them to your bathroom so they can collect moisture from the shower.” Alternatively, you can look at purchasing plants that thrive in low humidity environments. Rhian’s top five plants that are great for dry conditions are succulents, orchids, devils ivy, snake plant, and fiddle leaf fig. Image credits: Getty Images

Home & Garden

Household appliances that use the most energy

As the colder months are well and truly settling in, a lot of us are relying on our various devices and appliances to make winter a little easier. However, as energy bills continue to rise, it’s worth being aware of things in our home that leech more electricity than others and therefore drive our electricity bills even higher. With general household appliances being responsible for more than 30% of your energy consumption, it's reflecting on your daily usage habits of appliances, and making any substitutes where you can. One of the main energy drains in most households are tumble dryers. While they are certainly a convenient purchase, dryers can drastically increase your electricity bill, as regularly using your clothes dryer can cost you anywhere from $100-$650 a year. To cut down the costs of your dryer, only tumble dry your clothes when absolutely necessary, which is admittedly a lot easier said than done in winter. If you can hang out your clothes to dry them, take advantage of this option. Also, make sure you turn off your tumble dryer at the powerpoint when it’s not in use, as some dryers can still use energy even when they’re not being used. Another huge power drain is fridges, as they are in use 24 hours a day. As we can’t go without a fridge, and can’t unplug it when it’s not in use (because it's always in use), it's important to pick the right fridge for your needs. Choosing a smaller fridge can help cut some electricity costs, as bigger units use more power to keep on. Also, look for the energy efficient stickers on fridges when making your purchase and decide accordingly. Air conditioning units and heaters can also contribute to almost 40% of your total energy bill, especially in times of extreme weather. For the sake of your electricity bill, it's best to limit the use of these appliances where you can and stay warm in other ways. Think electric blankets, cups of tea and only the cosiest slippers. And again, looking out for energy efficient stickers on these appliances when you’re buying them will help you save big bucks on your bills. Other smaller appliances such as TVs, computer monitors and even kettles are notorious for passively draining the electricity when they’re not being used. In order to prevent this accumulative energy drain, be sure to switch off these appliances at the powerpoint when you’re not using them, and your next electricity bill will thank you. Image credits: Getty Images

Home Hints & Tips

A comprehensive guide to removing mould from household items

Due to the humid conditions, including the wet and rainy seasons mould is popping up everywhere. There’s nothing like decluttering your wardrobe and discovering spores all over your favorite jackets and sneakers. Instead of throwing everything out, why not try salvaging them? Here are the four common household items that will remove mould: <h3 dir="ltr">1. Hot water</h3> One of the simplest ways to remove mildew from fabric is to wash them in hot water. Before washing anything, check the care labels first to see if a hot wash is suitable. Then set the water temperature on your washing machine as high as you can for at least 10-30 minutes. Although a hot wash will kill the mould and mildew, it won't remove the stains or prevent the mould returning. Its best to remove the stains before you dry the clothes as once dried the stains are harder to move. <h3 dir="ltr">2. Vinegar and baking soda</h3> A mixture of vinegar and baking soda is quite effective at killing mould and works as a great stain remover too. Mix 2 parts baking soda to 1 part of white vinegar and add this to a bucket of hot water and soak the clothes in it before washing them. However, do not mix vinegar and bleach as this combination can release a dangerous gas. 3. Borax Borax not only kill mould, but is water soluble, making it an easy addition to a load of washing. Check your garments' care labels, especially on any delicate clothing items to make sure they won't be damaged. Also, best to do a small spot test first before adding to the whole wash. <h3 dir="ltr">4. Bleach</h3> Bleach is known as an effective mould killer and stain remover. But as bleach tends to cause clothes to fade quickly, a spot test is recommended. Pre-soak the clothes in bleach for 30 minutes to an hour before adding them to a regular hot wash. It should be noted that bleach may be effective at killing mould spores hidden deep in the fabric, but it does weaken the cloth fibres and will shorten the lifespan of your clothing. Also, bleach should only be used in well-ventilated areas and never be mixed with other chemicals or vinegar. <h3 dir="ltr">Tips to prevent your clothes from getting mouldy</h3> <ul> <li dir="ltr" aria-level="1"> Don't leave damp clothes and laundry at the bottom of washing machines or the laundry basket. </li> <li dir="ltr" aria-level="1"> When you do a load of laundry hang it out as soon as possible to dry in the sun. </li> </ul>

Home Hints & Tips

5 household jobs to do over summer

Though Christmas may be over, many still on holidays have a chance to not only spend time together, but to finally tackle some of those niggly jobs around the house that you have been meaning to get done. Whether the pool is looking a bit murky or you’re looking to make some small improvements, here are five odd jobs around the house to tick off your to-do list this summer. 1. Treat your garden to a little TLC While mowing the lawn and edging the driveway are done on a more regular basis, the summer holidays are a perfect chance to tidy up your garden and show some love to your plants with some pruning. In particular, the start of the year is a good time to prune gardenias and other plants that have finished flowering, cut back herbs that have run to seed, and inspect plants for mildew, petal blight, or signs of being eaten. For help with your garden, Stuart Tucker, the Chief Customer Officer at hipages, recommends using the Yates My Garden app. “Consider it your ‘personal trainer’ of the garden world. The app gives you access to qualified horticulturalists that can talk you through anything that’s happening in your garden,” he told <a rel="noopener" href="https://www.bhg.com.au/summer-household-jobs?category=garden" target="_blank">Better Homes and Gardens</a>. “You can take a picture and share via the live chat and the team will help ID and provide further details on what you need to do.” 2. Refresh your interiors with paint For a cost-effective way to change the look of your home, a fresh coat of paint can refresh your interiors and make your walls look cleaner without costing an arm and a leg. However, it’s recommended that you put the paintbrushes down on especially <a rel="noopener" href="https://trimaco.com/blog/5-tips-for-interior-painting-in-the-winter/" target="_blank">humid days</a> as the heat can affect how the paint dries. 3. Get your pool in tip-top shape Maintaining a pool during winter months can seem like an unrewarding task, so the summer break can be a perfect time to give it some of the attention it may have missed during the rest of the year - especially so you can finally enjoy it. “If your pool filter or equipment needs attention, see to it now before your friends and family start commenting on the murky pool water,” Stuart said. If you’re in need of a helping hand, Stuart said there’s an app for that too. “Try using an app like Blue Connect - Pool Care to track and analyse your pool water by measuring the temperature, pH, the disinfectant concentration and salinity,” he explained. “The app will also notify you in case of any problems.” 4. Service your air-con unit A must for staying cool when the mercury rises, air-conditioning units often work their hardest during summer - meaning it;s important to check that they’re still in good shape. “If you have an internal unit, clear any dust to prevent it (from) performing poorly,” Stuart said. “External units need to be cleared of leaves and other debris.” 5. Tidy up With many of us visiting and receiving family during most of the holidays, it can be tricky to keep our homes clean. But, giving your home a deep clean can make maintaining it that much easier - though you don’t have to do it all on your own. “Before you welcome any visitors, consider hiring a local on-demand cleaner who can give your home a deep clean from top to bottom, including all floors, surfaces and windows,” Stuart said.

Home & Garden

The common household plant that nearly killed a woman’s cat

A horrified pet owner has revealed her cat was nearly killed by a common flower - and the revelation has left many shocked. The woman from the US explained she had pink lilies in her office which her cat Willow was playing with. As she shooed away the cat from the flowers, she noticed Willow was covered in its pollen. Despite not have any concerns, something “in my head” told the owner to Google it, when she discovered that parts of a lily are poisonous to cats. “Even minor exposures (cat chewing on a leaf or getting pollen on his or her hair coat or whiskers) can be fatal,” the woman wrote in a <a rel="noopener" href="https://www.facebook.com/lindzarie/posts/10159295712293268" target="_blank">lengthy Facebook post</a>. In a panic, she gave her cat a quick bath and rushed her to the vet. Fortunately, Willow managed to make it out alive after spending two days in an animal hospital where she was treated “aggressively” by the vets in the hopes that it will save her life. However, her owner was left with “intense guilt” over her “stupid” purchase, saying she felt like a “terrible fur mom”. “I’ve had cats my entire life and have never heard of lily poisoning,” she said, adding the vet’s response to that was “most people only find out the hard way”. After he post went viral, many cat owners commented saying they had “no idea” the flowers were so detrimental to cats. “Quick thinking momma, lilies are my favourite and never knew this. I’m so relieved for you both she will be OK,” one said. “It is very scary.. I’ve never heard of this before,” another wrote. “Did not know this! Glad your baby is doing better! You are not a terrible fur mom – your quick thinking saved her,” someone else added. Others thanked the owner for posting the “insane” story, saying their own pets had been at risk because similar to her, they were also unaware of the dangers. Lilies are extremely toxic to cats because they cause “complete kidney failure” in as little as 36 hours, according to the <a rel="noopener" href="https://kb.rspca.org.au/knowledge-base/why-are-lilies-extremely-toxic-to-cats/#:~:text=Lilies%20(Lilium%20spp%20and%20Hemerocallis,small%20amounts%20of%20lily%20material." target="_blank">RSPCA</a>. “The entire plant is toxic. Ingesting any part of the plant can cause complete kidney failure in 36 to 72 hours. The toxicity may occur by ingestion of, or by mouthing, very small amounts of lily material,” the animal rescue organisation states. “Owners should make sure their cats never have access to lilies of any kind.” If your cat comes into contact with the flower, you should take them to your nearest vet immediately.

Family & Pets

Get your voice heard on ABC’s 7.30 program

If you are going through trying times and would like to share your story, the 7.30 Program (ABC TV) has reached out to OverSixty with a very special invitation. The program is looking to connect with Australians over the age of sixty in order for you to represent your circumstances and experiences on the show. Grandparents in particular are of interest to the program producers, especially those who occasionally look after their grandchildren but will be looking after them in a larger capacity if the national directive goes out from Canberra to close schools across the board. The 7.30 Program is reaching out to the community as much as possible to keep everyone informed. Currently they are producing a story about multi-generational households and looking to hear from people that fit the following criteria: <ul> <li>Living in multi-generational households, where grandparents, children and grandchildren live together.</li> <li>Grandparents who occasionally look after their grandchildren but who may be looking after them increasingly if schools close.</li> </ul> If you or someone you know are in either of these situations and would like to speak to 7.30 and potentially share your story on the program, please contact 7:30 producer Nikki Tugwell via <a rel="noopener noreferrer" href="mailto:Tugwell.Nikki@abc.net.au" target="_blank" class="c-link" aria-describedby="slack-kit-tooltip">Tugwell.Nikki@abc.net.au</a>

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